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Fitness Equipment & Tech

Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing

Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!

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Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)
$223.99 - $223.99
$223.99
$223.99 - $223.99
$223.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Silver - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

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$223.99 - $223.99
$223.99
$223.99 - $223.99
$223.99
Samsung - Galaxy Watch Ultra Trail Band - White Sand
$83.99 - $83.99
$83.99
$83.99 - $83.99
$83.99

Samsung - Galaxy Watch Ultra Trail Band - White Sand

Samsung

Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

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$83.99 - $83.99
$83.99
$83.99 - $83.99
$83.99
Samsung - Galaxy Watch Ultra Marine Band - Green
$101.99 - $101.99
$101.99
$101.99 - $101.99
$101.99

Samsung - Galaxy Watch Ultra Marine Band - Green

Samsung

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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$101.99 - $101.99
$101.99
$101.99 - $101.99
$101.99
Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)
$222.99 - $222.99
$222.99
$222.99 - $222.99
$222.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 44mm BT - Green - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

View full details
$222.99 - $222.99
$222.99
$222.99 - $222.99
$222.99
Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)
$188.99 - $188.99
$188.99
$188.99 - $188.99
$188.99

Samsung - Galaxy Watch7 Aluminum Smartwatch 40mm BT - Cream - (2024)

Samsung

Push past yesterdayLooking for a great way to bring out your personal best every day Challenge yourself to excel on your next run or bike ride usin...

View full details
$188.99 - $188.99
$188.99
$188.99 - $188.99
$188.99
Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)
$303.99 - $303.99
$303.99
$303.99 - $303.99
$303.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Graphite - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

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$303.99 - $303.99
$303.99
$303.99 - $303.99
$303.99
Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)
$456.99 - $456.99
$456.99
$456.99 - $456.99
$456.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - White - (2025)

Samsung

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

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$456.99 - $456.99
$456.99
$456.99 - $456.99
$456.99
Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)
$324.99 - $324.99
$324.99
$324.99 - $324.99
$324.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

View full details
$324.99 - $324.99
$324.99
$324.99 - $324.99
$324.99
Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)
$303.99 - $303.99
$303.99
$303.99 - $303.99
$303.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 40mm BT - Silver - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

View full details
$303.99 - $303.99
$303.99
$303.99 - $303.99
$303.99
Samsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Blue
$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99

Samsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Blue

Samsung

Train harder with active level comfortStay on top of your daily fitness routine with the Sport Band. Whether you're running swimming cycling or doi...

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$72.99 - $72.99
$72.99
$72.99 - $72.99
$72.99
Samsung - Fabric Band for Galaxy Watch8 and Galaxy Watch8 Classic S/M - White
$66.99 - $66.99
$66.99
$66.99 - $66.99
$66.99

Samsung - Fabric Band for Galaxy Watch8 and Galaxy Watch8 Classic S/M - White

Samsung

Sleep tight with a fit that’s just rightDesigned with sleep in mind the Fabric Band provides gentle and reliable support for a restful night. Stay ...

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$66.99 - $66.99
$66.99
$66.99 - $66.99
$66.99
Samsung - Athleisure Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite
$94.99 - $94.99
$94.99
$94.99 - $94.99
$94.99

Samsung - Athleisure Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite

Samsung

Step out in styleThis band easily transitions from workouts to daily wear bringing effortless versatility confidence and comfort to your everyday l...

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$94.99 - $94.99
$94.99
$94.99 - $94.99
$94.99
Samsung - Marine Band for Galaxy Watch Ultra - Blue
$109.99 - $109.99
$109.99
$109.99 - $109.99
$109.99

Samsung - Marine Band for Galaxy Watch Ultra - Blue

Samsung

Customize your comfort and fitThe Marine Band for Galaxy Watch Ultra features a lugless design that seamlessly blends with the Watch body ensuring ...

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$109.99 - $109.99
$109.99
$109.99 - $109.99
$109.99
Samsung - Trail Band for Galaxy Watch Ultra - Blue
$109.99 - $109.99
$109.99
$109.99 - $109.99
$109.99

Samsung - Trail Band for Galaxy Watch Ultra - Blue

Samsung

Customize your comfort and fitThe Trail Band features a lugless design that seamlessly blends with the Watch body ensuring a sleek look and a snug ...

View full details
$109.99 - $109.99
$109.99
$109.99 - $109.99
$109.99
Samsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite
$64.99 - $64.99
$64.99
$64.99 - $64.99
$64.99

Samsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite

Samsung

Train harder with active level comfortStay on top of your daily fitness routine with the Sport Band. Whether you're running swimming cycling or doi...

View full details
$64.99 - $64.99
$64.99
$64.99 - $64.99
$64.99
Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)
$456.99 - $456.99
$456.99
$456.99 - $456.99
$456.99

Samsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)

Samsung

Why to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...

View full details
$456.99 - $456.99
$456.99
$456.99 - $456.99
$456.99
Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Graphite - (2025)
$324.99 - $324.99
$324.99
$324.99 - $324.99
$324.99

Samsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Graphite - (2025)

Samsung

Why to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...

View full details
$324.99 - $324.99
$324.99
$324.99 - $324.99
$324.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.