Fitness Equipment & Tech
Rent To Own Fitness Equipment & Tech – Get Fit with Flexible Financing
Transform your fitness routine with premium equipment and tech from Finance My Cart. Whether you’re looking for a treadmill, stationary bike, smartwatches, or fitness trackers, we offer top brands like NordicTrack, Peloton, Fitbit, and more. With our rent-to-own and buy now, pay later payment plans, you can bring home the equipment you need without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Achieve your fitness goals today with flexible financing that works for you!
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Apple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Medium - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsCentr - Gym Flooring Exercise Mats - 96 Sq Ft - Black
CentrDurability and ResiliencePremium EVA Foam RubberSeamless and Professional FinishInterlocking Tiles with Slip-Resistant TextureEasy InstallationNo-T...
View full detailsApple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - M/L - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...
View full detailsApple Watch Series 11 (GPS) 42mm Space Gray Aluminum Case with Black Sport Band - S/M - Space Gray - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsApple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Light Blush Sport Band - S/M - Rose Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsApple Watch SE 3 (GPS+Cellular) 40mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...
View full detailsApple Watch Series 11 (GPS) 42mm Jet Black Aluminum Case with Black Sport Band - S/M - Jet Black - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.KNOW YOUR SL...
View full detailsApple Watch Series 11 (GPS+Cellular) 46mm Titanium Case with Gold Milanese Loop - M/L - Gold - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Alpine Loop - Medium - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch SE 3 (GPS+Cellular) 44mm Aluminum Case with Midnight Sport Band - S/M - Midnight - (2025)
AppleHEALTH ESSENTIALS—Temperature sensing8308; enables richer insights in the Vitals app185; and retrospective ovulation estimates. You’ll also get a d...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Titanium Milanese Loop - Medium - Natural - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Blue/Bright Blue Trail Loop - S/M - Natural - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Series 11 (GPS+Cellular) 42mm Aluminum Case with Black Sport Band - S/M - Space Gray - (2025)
AppleHYPERTENSION NOTIFICATIONS—Apple Watch Series 11 can spot signs of chronic high blood pressure and notify you of possible hypertension.185;KNOW YOU...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Light Blue Alpine Loop - Small - Natural - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsApple Watch Ultra 3 (GPS+Cellular) 49mm Titanium Case with Anchor Blue Ocean Band - Natural - (2025)
AppleRUGGED AND READY TO GO—The ultimate sports and adventure watch is built to last with an extremely tough titanium case and a strong sapphire crystal...
View full detailsSamsung - Sport Band for Galaxy Watch8 and Galaxy Watch8 Classic M/L - Graphite
SamsungTrain harder with active level comfortStay on top of your daily fitness routine with the Sport Band. Whether you're running swimming cycling or doi...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Titanium Milanese Loop - Medium - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsOura Ring 4 Charger - Size 11 - Charging Dock and USB-C Cable - Charges Oura Ring 4 up to 8 days - Grey
OuraChargers are size-specificYour Oura Ring 4 size can be found on the inside of your Oura Ring 4.Charging timeYour Oura Ring 4 typically charges full...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Trail Loop - M/L - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Black Ocean Band - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Medium - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsApple Watch Ultra 2 (GPS+Cellular) 49mm Titanium Case with Dark Green Alpine Loop - Small - Black - (2024)
AppleWHY APPLE WATCH ULTRA 2—Meet the ultimate sports and adventure watch. Advanced features for runners cyclists swimmers hikers divers and more. Rugge...
View full detailsSamsung - Galaxy Watch8 Classic Stainless Steel Smartwatch 46mm BT - Black - (2025)
SamsungWhy to Buy Galaxy Watch8 ClassicThe timeless design fits snugly while making a stylish statement and the new lug system allows for easy detachment ...
View full detailsSamsung - Galaxy Watch8 Aluminum Smartwatch 44mm BT - Graphite - (2025)
SamsungWhy to Buy Galaxy Watch8Advanced health-and sleep-tracking features for personalized insights and tips to help you improve. A lighter more snug des...
View full detailsXplora - Kids’ XGO3 Jungle Edition (GPS + Cellular) Smart Watch Calls Messages SOS GPS Tracker Camera Step Counter SIM Card - Black - (2025)
XploraVoice Calls and MessagesXplora’s XGO3 can make calls to and receive calls from up to 50 numbers pre-saved in the easy-to-use parental app. Similar ...
View full detailsGarmin - Approach S44 GPS Smartwatch 43mm Anodized Aluminum - Silver Aluminum Bezel with Twilight Silicone Band - (2025)
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsGarmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Cream Gold Aluminum Bezel with Nylon Band - (2025)
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsGarmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Slate Aluminum Bezel with Black Nylon Band - (2025)
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsGarmin - Venu Sq 2 GPS Smartwatch 40mm Fiber-reinforced polymer - Slate - (2022)
GarminCompatibilityCompatible with iPhone and Android devicesCharge lessWith up to 11 days of battery life in smartwatch mode and up to 26 hours in GPS m...
View full detailsGarmin - vívosmart 5 Smart Fitness Tracker + Heart Rate Large - Black - (2022)
GarminSimple easy-to-use designEasy-to-use comfortable smart fitness tracker once setup through the Garmin Connect app has a touchscreen and button inter...
View full detailsGarmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Cream Gold Aluminum Bezel with Nylon Band
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsGarmin - Approach S44 GPS Smartwatch 43mm Anodized Aluminum - Silver Aluminum Bezel with Twilight Silicone Band
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsGarmin - Approach S50 GPS Smartwatch 43mm Anodized Aluminum - Slate Aluminum Bezel with Black Nylon Band
GarminColorful and capableThe stunning 1.2-inch AMOLED touchscreen display makes it easy to see key yardages to the green hazards and layups on 43000+ co...
View full detailsProForm Carbon TL Treadmill - Black
ProformPowered by iFITGet more out of ProForm with iFIT — access over 10000 workouts and smart features for a personalized interactive training experience...
View full detailsNordicTrack T 6.5 S; Treadmill for Running and Walking with 5 Display and SpaceSaver Design - Black
Nordictrack30-Day iFIT Family Membership IncludedStream on-demand workouts on your equipment with Global Workouts Studio Classes; Add up to 5 users; Elite tr...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.