Skip to content
FREE SHIPPING!
FREE SHIPPING!

Furniture

Rent To Own Furniture – Furnish Your Home with Flexible Financing

Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!

Filters

$
$
Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Steel
$263.99 - $263.99
$263.99
$263.99 - $263.99
$263.99

Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Steel

Office Star Products

Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

View full details
$263.99 - $263.99
$263.99
$263.99 - $263.99
$263.99
Office Star Products - Guest Chair - Grey/Black
$128.99 - $128.99
$128.99
$128.99 - $128.99
$128.99

Office Star Products - Guest Chair - Grey/Black

Office Star Products

Padded seat and backSoft padded seat and back support good posture for both spine and hips.Padded armrestsOur padded armrests add further comfort.D...

View full details
$128.99 - $128.99
$128.99
$128.99 - $128.99
$128.99
Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Snow
$288.99 - $288.99
$288.99
$288.99 - $288.99
$288.99

Office Star Products - Mid Back Antimicrobial Fabric Chair - Dillon Snow

Office Star Products

Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

View full details
$288.99 - $288.99
$288.99
$288.99 - $288.99
$288.99
Office Star Products - Double Monitor Arm 17"-30" - Black
$312.99 - $312.99
$312.99
$312.99 - $312.99
$312.99

Office Star Products - Double Monitor Arm 17"-30" - Black

Office Star Products

Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

View full details
$312.99 - $312.99
$312.99
$312.99 - $312.99
$312.99
Office Star Products - Double Monitor Arm 17"-30" - White
$257.99 - $257.99
$257.99
$257.99 - $257.99
$257.99

Office Star Products - Double Monitor Arm 17"-30" - White

Office Star Products

Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

View full details
$257.99 - $257.99
$257.99
$257.99 - $257.99
$257.99
Office Star Products - Double Monitor Arm 17"-30" - Silver
$312.99 - $312.99
$312.99
$312.99 - $312.99
$312.99

Office Star Products - Double Monitor Arm 17"-30" - Silver

Office Star Products

Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

View full details
$312.99 - $312.99
$312.99
$312.99 - $312.99
$312.99
Office Star Products - Guest Chair - Black/Black
$141.99 - $141.99
$141.99
$141.99 - $141.99
$141.99

Office Star Products - Guest Chair - Black/Black

Office Star Products

Padded seat and backSoft padded seat and back support good posture for both spine and hips.Padded armrestsOur padded armrests add further comfort.D...

View full details
$141.99 - $141.99
$141.99
$141.99 - $141.99
$141.99
Office Star Products - High Back Antimicrobial Fabric Chair - Dillon Blue
$347.99 - $347.99
$347.99
$347.99 - $347.99
$347.99

Office Star Products - High Back Antimicrobial Fabric Chair - Dillon Blue

Office Star Products

Padded contoured antimicrobial fabric seat back with built-in lumbar supportSupport to your lower backOne-touch pneumatic seat height adjustment. ...

View full details
$347.99 - $347.99
$347.99
$347.99 - $347.99
$347.99
Office Star Products - 5 Piece Resin Folding Set - Light Gray
$205.99 - $205.99
$205.99
$205.99 - $205.99
$205.99

Office Star Products - 5 Piece Resin Folding Set - Light Gray

Office Star Products

5-piece multipurpose setConsists of four folding chairs and a fold-in-half table.Long-lasting materialsIdeal for indoor or outdoor use.Lightweight ...

View full details
$205.99 - $205.99
$205.99
$205.99 - $205.99
$205.99
Office Star Products - Single Monitor Arm with USB - Black
$177.99 - $177.99
$177.99
$177.99 - $177.99
$177.99

Office Star Products - Single Monitor Arm with USB - Black

Office Star Products

Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

View full details
$177.99 - $177.99
$177.99
$177.99 - $177.99
$177.99
Office Star Products - Single Monitor Arm with USB - Silver
$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99

Office Star Products - Single Monitor Arm with USB - Silver

Office Star Products

Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

View full details
$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99
Office Star Products - Single Monitor Arm with USB - White
$177.99 - $177.99
$177.99
$177.99 - $177.99
$177.99

Office Star Products - Single Monitor Arm with USB - White

Office Star Products

Add functionality and increase ergonomics to any workstation or deskGas assisted adjustment which provides a smooth quiet and infinite height adjus...

View full details
$177.99 - $177.99
$177.99
$177.99 - $177.99
$177.99
Office Star Products - Exec Bonded Lthr Office Chair - Black
Office Star Products - Exec Bonded Lthr Office Chair - Black
$309.99 - $309.99
$309.99
$309.99 - $309.99
$309.99

Office Star Products - Exec Bonded Lthr Office Chair - Black

Office Star Products

Bonded leather seat and back with built in lumbar supportSupport to your lower backPneumatic seat height adjustment. Locking tilt control with adju...

View full details
$309.99 - $309.99
$309.99
$309.99 - $309.99
$309.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.