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Furniture

Rent To Own Furniture – Furnish Your Home with Flexible Financing

Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!

Original price $323.99 - Original price $323.99
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Current price $323.99

Serta - Fairbanks Bonded Leather Big and Tall Executive Office Chair - Black

Serta

Fit for an ExecutiveEnhance your office experience with the comfort and luxury of the Serta Big and Tall Executive Office Chair.Big and tallSupport...

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Original price $323.99 - Original price $323.99
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$323.99
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Current price $323.99
Original price $336.99 - Original price $336.99
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$336.99
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Current price $336.99

Serta - Garret Bonded Leather Executive Office Chair with Premium Cushioning - Space Gray

Serta

Contoured lumbar zoneErgonomic office chair with exceptional support for the lower backPremium CushioningLayered body pillows and padded armrestsWa...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Serta - Garret Bonded Leather Executive Office Chair with Premium Cushioning - Space Black

Serta

Contoured lumbar zoneErgonomic office chair with exceptional support for the lower backPremium CushioningLayered body pillows and padded armrestsWa...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $298.99 - Original price $298.99
Original price
$298.99
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Current price $298.99

Serta - Chloe Soft Velvet Modern Home Office Chair - Ash Blue - Silver Chrome Base

Serta

Embrace the curveInspired by the graceful lines of mid-century design a gently curved silhouette with sculpted arms brings a timeless sophisticatio...

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Original price $298.99 - Original price $298.99
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Current price $298.99
Original price $355.99 - Original price $355.99
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$355.99
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Current price $355.99

Serta - Lautner Executive Office Chair - Black with White Mesh Accents

Serta

Pneumatic height controlAlong with 360 swivel offers customized comfort. The ergonomic side control lets you easily adjust the height and tilt.Bond...

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Original price $355.99 - Original price $355.99
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$355.99
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Current price $355.99
Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99

Serta - Comfort Eco Ergonomic Executive Smooth Velvet Office Chair - Light Brown

Serta

ComfortThis executive mid-back chair is expertly engineered to reduce pressure on your neck hips and lower back. Encourages proper posture while it...

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Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99
Original price $235.99 - Original price $235.99
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$235.99
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Current price $235.99

Serta - Comfort Eco Ergonomic Executive Smooth Velvet Office Chair - Light Gray

Serta

ComfortThis executive mid-back chair is expertly engineered to reduce pressure on your neck hips and lower back. Encourages proper posture while it...

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Original price $235.99 - Original price $235.99
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Current price $235.99
Original price $311.99 - Original price $311.99
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$311.99
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Current price $311.99

Serta - Chloe Soft Velvet Modern Home Office Chair - Off White - Polished Gold Base

Serta

Embrace the curveInspired by the graceful lines of mid-century design a gently curved silhouette with sculpted arms brings a timeless sophisticatio...

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Original price $311.99 - Original price $311.99
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$311.99
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Current price $311.99
Original price $224.99 - Original price $224.99
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$224.99
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Current price $224.99

Serta - Comfort Ergo Ergonomic Executive Upholstered Office Chair - Gray - Velvet

Serta

ComfortThis executive mid-back chair is expertly engineered to reduce pressure on your neck hips and lower back. Encourages proper posture while it...

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Original price $224.99 - Original price $224.99
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Original price $275.99 - Original price $275.99
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Serta - Mia Retro-Modern Soft Velvet Upholstery Ergonomic Home Office Chair - Light Gray

Serta

Curvaceous comfortThe sweeping open arms and curved open back of a mid-century barrel chair are re-imagined in this office beauty.Channel pure glam...

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Original price $275.99 - Original price $275.99
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Current price $275.99
Original price $317.99 - Original price $317.99
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$317.99
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Current price $317.99

Serta - Mia Retro-Modern Soft Velvet Upholstery Ergonomic Home Office Chair - Gray

Serta

Curvaceous comfortThe sweeping open arms and curved open back of a mid-century barrel chair are re-imagined in this office beauty.Channel pure glam...

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Original price $317.99 - Original price $317.99
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$317.99
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Current price $317.99
Original price $356.99 - Original price $356.99
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$356.99
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Current price $356.99

Serta - Bryce Bonded Leather Executive Office Chair - Gray

Serta

Professional and comfortableErgonomic desk chair with layered body pillows and padded armrestsAir lumbar technologyLumbar cushions pivot when you m...

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Original price $356.99 - Original price $356.99
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Current price $356.99
Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99

Serta - Essentials Mesh Task Office Chair - Moonrock Gray

Serta

Mesh and faux leather seat and backOffer a touch of style.Easily adjustable seat heightTo customize the height with a single touch.Swivel mechanism...

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Original price $158.99 - Original price $158.99
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Current price $158.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.