Skip to content
FREE SHIPPING!
FREE SHIPPING!

Furniture

Rent To Own Furniture – Furnish Your Home with Flexible Financing

Create the perfect living space with high-quality furniture from Finance My Cart. Whether you’re looking for sofas, bedroom sets, dining tables, or home office furniture, we offer top brands like Ashley Furniture, IKEA, and more. With our rent-to-own and buy now, pay later payment plans, you can furnish your home without the large upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to your budget and credit situation. Make your house feel like a home today with flexible financing that fits your needs!

Filters

$
$
Steelcase - Karman Office/Gaming Chair with wheels for Hard Floors - Intermix Shift - Red/Blue
$1,360.99 - $1,360.99
$1,360.99
$1,360.99 - $1,360.99
$1,360.99

Steelcase - Karman Office/Gaming Chair with wheels for Hard Floors - Intermix Shift - Red/Blue

Steelcase

Patented Hybric CushionThe suspension seat with integrated cushioning provides maximum comfort for as long as you sit.IntermixProprietary mesh fabr...

View full details
$1,360.99 - $1,360.99
$1,360.99
$1,360.99 - $1,360.99
$1,360.99
Steelcase - Karman Office/Gaming Chair with wheels for Carpet - Intermix Baltic
$1,199.99 - $1,199.99
$1,199.99
$1,199.99 - $1,199.99
$1,199.99

Steelcase - Karman Office/Gaming Chair with wheels for Carpet - Intermix Baltic

Steelcase

Patented Hybric CushionThe suspension seat with integrated cushioning provides maximum comfort for as long as you sit.IntermixProprietary mesh fabr...

View full details
$1,199.99 - $1,199.99
$1,199.99
$1,199.99 - $1,199.99
$1,199.99
Steelcase - Karman Office/Gaming Chair with wheels for Hard Floors - Intermix Black
$1,224.99 - $1,224.99
$1,224.99
$1,224.99 - $1,224.99
$1,224.99

Steelcase - Karman Office/Gaming Chair with wheels for Hard Floors - Intermix Black

Steelcase

Patented Hybric CushionThe suspension seat with integrated cushioning provides maximum comfort for as long as you sit.IntermixProprietary mesh fabr...

View full details
$1,224.99 - $1,224.99
$1,224.99
$1,224.99 - $1,224.99
$1,224.99
Steelcase - Karman Office/Gaming Chair with wheels for Carpet - Intermix Shift - Red/Blue
$1,336.99 - $1,336.99
$1,336.99
$1,336.99 - $1,336.99
$1,336.99

Steelcase - Karman Office/Gaming Chair with wheels for Carpet - Intermix Shift - Red/Blue

Steelcase

Patented Hybric CushionThe suspension seat with integrated cushioning provides maximum comfort for as long as you sit.IntermixProprietary mesh fabr...

View full details
$1,336.99 - $1,336.99
$1,336.99
$1,336.99 - $1,336.99
$1,336.99
Steelcase - Karman Office/Gaming Chair with wheels for Carpet - Intermix Black
$1,199.99 - $1,199.99
$1,199.99
$1,199.99 - $1,199.99
$1,199.99

Steelcase - Karman Office/Gaming Chair with wheels for Carpet - Intermix Black

Steelcase

Patented Hybric CushionThe suspension seat with integrated cushioning provides maximum comfort for as long as you sit.IntermixProprietary mesh fabr...

View full details
$1,199.99 - $1,199.99
$1,199.99
$1,199.99 - $1,199.99
$1,199.99
Steelcase - Karman Office/Gaming Chair with wheels for Hard Floor - Intermix Baltic
$1,224.99 - $1,224.99
$1,224.99
$1,224.99 - $1,224.99
$1,224.99

Steelcase - Karman Office/Gaming Chair with wheels for Hard Floor - Intermix Baltic

Steelcase

Patented Hybric CushionThe suspension seat with integrated cushioning provides maximum comfort for as long as you sit.IntermixProprietary mesh fabr...

View full details
$1,224.99 - $1,224.99
$1,224.99
$1,224.99 - $1,224.99
$1,224.99
Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Night Owl
Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Night Owl
$1,968.99 - $1,968.99
$1,968.99
$1,968.99 - $1,968.99
$1,968.99

Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Night Owl

Steelcase

Perfect for the endurance sitter and technology power user Gesture adapts to your every move and every device you use to provide ultimate long-last...

View full details
$1,968.99 - $1,968.99
$1,968.99
$1,968.99 - $1,968.99
$1,968.99
Steelcase - Series 1 Air Chair with Seagull Frame - Era Truffle / Seagull Frame
Steelcase - Series 1 Air Chair with Seagull Frame - Era Truffle / Seagull Frame
$542.99 - $542.99
$542.99
$542.99 - $542.99
$542.99

Steelcase - Series 1 Air Chair with Seagull Frame - Era Truffle / Seagull Frame

Steelcase

Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

View full details
$542.99 - $542.99
$542.99
$542.99 - $542.99
$542.99
Steelcase - Series 1 Air Chair with Seagull Frame - Era Blue Nickel / Seagull Frame
Steelcase - Series 1 Air Chair with Seagull Frame - Era Blue Nickel / Seagull Frame
$562.99 - $562.99
$562.99
$562.99 - $562.99
$562.99

Steelcase - Series 1 Air Chair with Seagull Frame - Era Blue Nickel / Seagull Frame

Steelcase

Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

View full details
$562.99 - $562.99
$562.99
$562.99 - $562.99
$562.99
Steelcase - Series 1 Air Chair with Black Frame - Era Blue Nickel / Black Frame
Steelcase - Series 1 Air Chair with Black Frame - Era Blue Nickel / Black Frame
$536.99 - $536.99
$536.99
$536.99 - $536.99
$536.99

Steelcase - Series 1 Air Chair with Black Frame - Era Blue Nickel / Black Frame

Steelcase

Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

View full details
$536.99 - $536.99
$536.99
$536.99 - $536.99
$536.99
Steelcase - Series 1 Air Chair with Black Frame - Era Night Owl / Black Frame
Steelcase - Series 1 Air Chair with Black Frame - Era Night Owl / Black Frame
$516.99 - $516.99
$516.99
$516.99 - $516.99
$516.99

Steelcase - Series 1 Air Chair with Black Frame - Era Night Owl / Black Frame

Steelcase

Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

View full details
$516.99 - $516.99
$516.99
$516.99 - $516.99
$516.99
Steelcase - Series 1 Air Chair with Seagull Frame - Era Cobalt / Seagull Frame
Steelcase - Series 1 Air Chair with Seagull Frame - Era Cobalt / Seagull Frame
$542.99 - $542.99
$542.99
$542.99 - $542.99
$542.99

Steelcase - Series 1 Air Chair with Seagull Frame - Era Cobalt / Seagull Frame

Steelcase

Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

View full details
$542.99 - $542.99
$542.99
$542.99 - $542.99
$542.99
Steelcase - Series 1 Air Chair with Seagull Frame - Era Night Owl / Seagull Frame
Steelcase - Series 1 Air Chair with Seagull Frame - Era Night Owl / Seagull Frame
$542.99 - $542.99
$542.99
$542.99 - $542.99
$542.99

Steelcase - Series 1 Air Chair with Seagull Frame - Era Night Owl / Seagull Frame

Steelcase

Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

View full details
$542.99 - $542.99
$542.99
$542.99 - $542.99
$542.99
Steelcase - Series 1 Air Chair with Black Frame - Era Truffle / Black Frame
Steelcase - Series 1 Air Chair with Black Frame - Era Truffle / Black Frame
$536.99 - $536.99
$536.99
$536.99 - $536.99
$536.99

Steelcase - Series 1 Air Chair with Black Frame - Era Truffle / Black Frame

Steelcase

Back SupportAir LiveBack technology works through an innovative geometric pattern that flexes to encourage movement and support posture.Adjustment ...

View full details
$536.99 - $536.99
$536.99
$536.99 - $536.99
$536.99
Steelcase - Gesture Shell Back Office/Gaming Chair - Onyx
Steelcase - Gesture Shell Back Office/Gaming Chair - Onyx
$1,718.99 - $1,718.99
$1,718.99
$1,718.99 - $1,718.99
$1,718.99

Steelcase - Gesture Shell Back Office/Gaming Chair - Onyx

Steelcase

Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

View full details
$1,718.99 - $1,718.99
$1,718.99
$1,718.99 - $1,718.99
$1,718.99
Steelcase - Leap Office/Gaming Chair - Onyx
Steelcase - Leap Office/Gaming Chair - Onyx
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99

Steelcase - Leap Office/Gaming Chair - Onyx

Steelcase

Adjustable in every way Leap is the chair of choice for people who seek optimal personalized support. The contoured backrest features LiveBack(TM) ...

View full details
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99
Steelcase - Leap Office/Gaming Chair - Night Owl
Steelcase - Leap Office/Gaming Chair - Night Owl
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99

Steelcase - Leap Office/Gaming Chair - Night Owl

Steelcase

Absolute AdjustabilityDial-in adjustability features throughout create a custom fit for long-term comfort.LiveBack Support SystemBack support that ...

View full details
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99
Steelcase - Series 1 Chair with Seagull Frame - Oatmeal
Steelcase - Series 1 Chair with Seagull Frame - Oatmeal
$587.99 - $587.99
$587.99
$587.99 - $587.99
$587.99

Steelcase - Series 1 Chair with Seagull Frame - Oatmeal

Steelcase

UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Oatmeal. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$587.99 - $587.99
$587.99
$587.99 - $587.99
$587.99
Steelcase - Series 1 Chair with Seagull Frame - Onyx
Steelcase - Series 1 Chair with Seagull Frame - Onyx
$607.99 - $607.99
$607.99
$607.99 - $607.99
$607.99

Steelcase - Series 1 Chair with Seagull Frame - Onyx

Steelcase

UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Onyx. 3D Microknit back mesh is 100 polyester. Back mesh is Licorice.Ergonomic Chair Fea...

View full details
$607.99 - $607.99
$607.99
$607.99 - $607.99
$607.99
Steelcase - Series 2 3D Airback Chair with Black Frame - Truffle/Nickel
Steelcase - Series 2 3D Airback Chair with Black Frame - Truffle/Nickel
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99

Steelcase - Series 2 3D Airback Chair with Black Frame - Truffle/Nickel

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Truffle. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99
Steelcase - Series 2 3D Airback Chair with Black Frame - Onyx/Licorice
Steelcase - Series 2 3D Airback Chair with Black Frame - Onyx/Licorice
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99

Steelcase - Series 2 3D Airback Chair with Black Frame - Onyx/Licorice

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Onyx. 3D Microknit back mesh is 100 polyester. Back mesh is Licorice.Ergonomic Chair Fea...

View full details
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99
Steelcase - Gesture Shell Back Office/Gaming Chair - Cobalt
Steelcase - Gesture Shell Back Office/Gaming Chair - Cobalt
$1,694.99 - $1,694.99
$1,694.99
$1,694.99 - $1,694.99
$1,694.99

Steelcase - Gesture Shell Back Office/Gaming Chair - Cobalt

Steelcase

Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

View full details
$1,694.99 - $1,694.99
$1,694.99
$1,694.99 - $1,694.99
$1,694.99
Steelcase - Series 2 3D Airback Chair with Black Frame - Oatmeal/Nickel
Steelcase - Series 2 3D Airback Chair with Black Frame - Oatmeal/Nickel
$761.99 - $761.99
$761.99
$761.99 - $761.99
$761.99

Steelcase - Series 2 3D Airback Chair with Black Frame - Oatmeal/Nickel

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Oatmeal. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$761.99 - $761.99
$761.99
$761.99 - $761.99
$761.99
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Cobalt/Nickel
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Cobalt/Nickel
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99

Steelcase - Series 2 3D Airback Chair with Seagull Frame - Cobalt/Nickel

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Cobalt. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fea...

View full details
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99
Steelcase - Leap Office/Gaming Chair - Cobalt
Steelcase - Leap Office/Gaming Chair - Cobalt
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99

Steelcase - Leap Office/Gaming Chair - Cobalt

Steelcase

Absolute AdjustabilityDial-in adjustability features throughout create a custom fit for long-term comfort.LiveBack Support SystemBack support that ...

View full details
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99
Steelcase - Leap Office/Gaming Chair - Truffle
Steelcase - Leap Office/Gaming Chair - Truffle
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99

Steelcase - Leap Office/Gaming Chair - Truffle

Steelcase

Absolute AdjustabilityDial-in adjustability features throughout create a custom fit for long-term comfort.LiveBack Support SystemBack support that ...

View full details
$1,586.99 - $1,586.99
$1,586.99
$1,586.99 - $1,586.99
$1,586.99
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Night Owl/Graphite
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Night Owl/Graphite
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99

Steelcase - Series 2 3D Airback Chair with Seagull Frame - Night Owl/Graphite

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

View full details
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99
Steelcase - Series 1 Chair with Black Frame - Truffle
Steelcase - Series 1 Chair with Black Frame - Truffle
$581.99 - $581.99
$581.99
$581.99 - $581.99
$581.99

Steelcase - Series 1 Chair with Black Frame - Truffle

Steelcase

UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Truffle. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$581.99 - $581.99
$581.99
$581.99 - $581.99
$581.99
Steelcase - Series 2 3D Airback Chair with Black Frame - Night Owl/Graphite
Steelcase - Series 2 3D Airback Chair with Black Frame - Night Owl/Graphite
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99

Steelcase - Series 2 3D Airback Chair with Black Frame - Night Owl/Graphite

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

View full details
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99
Steelcase - Series 1 Chair with Seagull Frame - Cobalt
Steelcase - Series 1 Chair with Seagull Frame - Cobalt
$607.99 - $607.99
$607.99
$607.99 - $607.99
$607.99

Steelcase - Series 1 Chair with Seagull Frame - Cobalt

Steelcase

UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

View full details
$607.99 - $607.99
$607.99
$607.99 - $607.99
$607.99
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Truffle/Nickel
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Truffle/Nickel
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99

Steelcase - Series 2 3D Airback Chair with Seagull Frame - Truffle/Nickel

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Truffle. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99
Steelcase - Leap Office/Gaming Chair - Oatmeal
Steelcase - Leap Office/Gaming Chair - Oatmeal
$1,563.99 - $1,563.99
$1,563.99
$1,563.99 - $1,563.99
$1,563.99

Steelcase - Leap Office/Gaming Chair - Oatmeal

Steelcase

Absolute AdjustabilityDial-in adjustability features throughout create a custom fit for long-term comfort.LiveBack Support SystemBack support that ...

View full details
$1,563.99 - $1,563.99
$1,563.99
$1,563.99 - $1,563.99
$1,563.99
Steelcase - Series 2 3D Airback Chair with Black Frame - Cobalt/Nickel
Steelcase - Series 2 3D Airback Chair with Black Frame - Cobalt/Nickel
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99

Steelcase - Series 2 3D Airback Chair with Black Frame - Cobalt/Nickel

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Cobalt. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fea...

View full details
$740.99 - $740.99
$740.99
$740.99 - $740.99
$740.99
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Oatmeal/Nickel
Steelcase - Series 2 3D Airback Chair with Seagull Frame - Oatmeal/Nickel
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99

Steelcase - Series 2 3D Airback Chair with Seagull Frame - Oatmeal/Nickel

Steelcase

UpholsteryEra seat fabric is 100 polyester. Seat fabric is Oatmeal. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$777.99 - $777.99
$777.99
$777.99 - $777.99
$777.99
Steelcase - Series 1 Chair with Seagull Frame - Truffle
Steelcase - Series 1 Chair with Seagull Frame - Truffle
$606.99 - $606.99
$606.99
$606.99 - $606.99
$606.99

Steelcase - Series 1 Chair with Seagull Frame - Truffle

Steelcase

UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Truffle. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$606.99 - $606.99
$606.99
$606.99 - $606.99
$606.99
Steelcase - Series 1 Chair with Black Frame - Oatmeal
Steelcase - Series 1 Chair with Black Frame - Oatmeal
$561.99 - $561.99
$561.99
$561.99 - $561.99
$561.99

Steelcase - Series 1 Chair with Black Frame - Oatmeal

Steelcase

UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Oatmeal. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

View full details
$561.99 - $561.99
$561.99
$561.99 - $561.99
$561.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.