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  • Original price $740.99 - Original price $740.99
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    Current price $740.99

    Steelcase - Series 2 3D Airback Chair with Black Frame - Oatmeal/Nickel

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Oatmeal. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

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    Original price $740.99 - Original price $740.99
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    Current price $740.99
  • Original price $324.99 - Original price $324.99
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    OSP Home Furnishings - Contempo 40" Desk - Brown

    OSP Home Furnishings

    Easy to assemblyDesk top ships assembled with drawersStay organizedConvenient upper shelf provides extra. Features 2 large accessory drawers with m...

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    Original price $324.99 - Original price $324.99
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  • Original price $799.99 - Original price $799.99
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    Steelcase - Series 2 3D Airback Chair with Seagull Frame - Cobalt/Nickel

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Cobalt. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fea...

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    Original price $799.99 - Original price $799.99
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    $799.99
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  • Original price $1,586.99 - Original price $1,586.99
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    Steelcase - Leap Office/Gaming Chair - Cobalt

    Steelcase

    Absolute AdjustabilityDial-in adjustability features throughout create a custom fit for long-term comfort.LiveBack Support SystemBack support that ...

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    Original price $1,586.99 - Original price $1,586.99
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    $1,586.99
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    $1,586.99
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    Steelcase - Leap Office/Gaming Chair - Truffle

    Steelcase

    Absolute AdjustabilityDial-in adjustability features throughout create a custom fit for long-term comfort.LiveBack Support SystemBack support that ...

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    Original price $1,586.99 - Original price $1,586.99
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    $1,586.99
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    Current price $1,586.99
  • Original price $777.99 - Original price $777.99
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    $777.99
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    Steelcase - Series 2 3D Airback Chair with Seagull Frame - Night Owl/Graphite

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

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    Original price $777.99 - Original price $777.99
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    Current price $777.99
  • Original price $581.99 - Original price $581.99
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    Steelcase - Series 1 Chair with Black Frame - Truffle

    Steelcase

    UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Truffle. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

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    Original price $581.99 - Original price $581.99
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    $581.99
    $581.99 - $581.99
    Current price $581.99
  • Original price $740.99 - Original price $740.99
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    $740.99
    $740.99 - $740.99
    Current price $740.99

    Steelcase - Series 2 3D Airback Chair with Black Frame - Night Owl/Graphite

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

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    Original price $740.99 - Original price $740.99
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    $740.99
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    Current price $740.99
  • Original price $607.99 - Original price $607.99
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    Steelcase - Series 1 Chair with Seagull Frame - Cobalt

    Steelcase

    UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

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    Original price $607.99 - Original price $607.99
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    Current price $607.99
  • Original price $777.99 - Original price $777.99
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    $777.99
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    Current price $777.99

    Steelcase - Series 2 3D Airback Chair with Seagull Frame - Truffle/Nickel

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Truffle. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

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    Original price $777.99 - Original price $777.99
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    $777.99
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    Current price $777.99
  • Original price $1,563.99 - Original price $1,563.99
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    Steelcase - Leap Office/Gaming Chair - Oatmeal

    Steelcase

    Absolute AdjustabilityDial-in adjustability features throughout create a custom fit for long-term comfort.LiveBack Support SystemBack support that ...

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    Original price $1,563.99 - Original price $1,563.99
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    $1,563.99
    $1,563.99 - $1,563.99
    Current price $1,563.99
  • Original price $740.99 - Original price $740.99
    Original price
    $740.99
    $740.99 - $740.99
    Current price $740.99

    Steelcase - Series 2 3D Airback Chair with Black Frame - Cobalt/Nickel

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Cobalt. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fea...

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    Original price $740.99 - Original price $740.99
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    $740.99
    $740.99 - $740.99
    Current price $740.99
  • Original price $799.99 - Original price $799.99
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    $799.99
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    Current price $799.99

    Steelcase - Series 2 3D Airback Chair with Seagull Frame - Oatmeal/Nickel

    Steelcase

    UpholsteryEra seat fabric is 100 polyester. Seat fabric is Oatmeal. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

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    Original price $799.99 - Original price $799.99
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    $799.99
    $799.99 - $799.99
    Current price $799.99
  • Original price $605.99 - Original price $605.99
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    $605.99
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    Steelcase - Series 1 Chair with Seagull Frame - Truffle

    Steelcase

    UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Truffle. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

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    Original price $605.99 - Original price $605.99
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    $605.99
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  • Original price $188.99 - Original price $188.99
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    $188.99
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    Current price $188.99

    Walker Edison - Transitional Glam Swivel-Seat Barstool (2-Piece set) - Rust

    Walker Edison

    Stylish detailsShow off your style with the glam velvet upholstery.Swivel seatsEnjoy the functionality of the swiveling seats.Sturdy buildMade from...

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    Original price $188.99 - Original price $188.99
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    $188.99
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    Current price $188.99
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    $188.99
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    Walker Edison - Transitional Glam Swivel-Seat Barstool (2-Piece set) - Emerald

    Walker Edison

    Stylish detailsShow off your style with the glam velvet upholstery.Swivel seatsEnjoy the functionality of the swiveling seats.Sturdy buildMade from...

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    Original price $188.99 - Original price $188.99
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    $188.99
    $188.99 - $188.99
    Current price $188.99
  • Original price $1,214.99 - Original price $1,214.99
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    $1,214.99
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    Walker Edison - Modern L-Shape Twin Bunk Bed - White

    Walker Edison

    Small-space friendlyPlace in a corner of the bedroom to save on space.Unique designEncourage your kids' imagination with the unique circle cutouts....

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    Original price $1,214.99 - Original price $1,214.99
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    $1,214.99
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    Current price $1,214.99
  • Original price $561.99 - Original price $561.99
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    $561.99
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    Steelcase - Series 1 Chair with Black Frame - Oatmeal

    Steelcase

    UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Oatmeal. 3D Microknit back mesh is 100 polyester. Back mesh is Nickel.Ergonomic Chair Fe...

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    Original price $561.99 - Original price $561.99
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    $561.99
    $561.99 - $561.99
    Current price $561.99
  • Original price $1,992.99 - Original price $1,992.99
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    $1,992.99
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    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Truffle

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,992.99 - Original price $1,992.99
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    $1,992.99
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    Current price $1,992.99
  • Original price $581.99 - Original price $581.99
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    $581.99
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    Steelcase - Series 1 Chair with Black Frame - Night Owl

    Steelcase

    UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

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    Original price $581.99 - Original price $581.99
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    $581.99
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    Current price $581.99
  • Original price $1,968.99 - Original price $1,968.99
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    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Oatmeal

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,968.99 - Original price $1,968.99
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    Current price $1,968.99
  • Original price $581.99 - Original price $581.99
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    Steelcase - Series 1 Chair with Black Frame - Cobalt

    Steelcase

    UpholsteryEra seat fabric is 100 Polyester. Seat fabric is Night Owl. 3D Microknit back mesh is 100 polyester. Back mesh is Graphite.Ergonomic Chai...

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    Original price $581.99 - Original price $581.99
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    $581.99
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  • Original price $1,718.99 - Original price $1,718.99
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    Steelcase - Gesture Shell Back Office/Gaming Chair - Oatmeal

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,718.99 - Original price $1,718.99
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    $1,718.99
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  • Original price $1,356.99 - Original price $1,356.99
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    Flash Furniture - Sawyer Set of 4 Modern Dual Slat Back Indoor/Outdoor Adirondack Style Chairs - Black

    Flash Furniture

    Seating capacitySeats up to 4 people.Supportive armsThe arms provide support to your upper body.Commercial ratedRest assure that your item will wit...

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    Original price $1,356.99 - Original price $1,356.99
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    $1,356.99
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  • Original price $268.99 - Original price $268.99
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    Office Star Products - Exec Bonded Lthr Office Chair - Black

    Office Star Products

    Bonded leather seat and back with built in lumbar supportSupport to your lower backPneumatic seat height adjustment. Locking tilt control with adju...

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    Original price $268.99 - Original price $268.99
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  • Original price $446.99 - Original price $446.99
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    Sauder - Summit Station L-Shaped Desk - Gray

    Sauder

    Construction materialsWood and particle board with paper laminate surfaceShelves and storage1 shelfDesign styleTransitionalStorage compartments1 d...

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    Original price $446.99 - Original price $446.99
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    Current price $446.99
  • Original price $361.99 - Original price $361.99
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    $361.99
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    Sauder - Willow Place Bookcase Footboard with Storage Bins - Grand Walnut

    Sauder

    Construction MaterialsManufactured Wood with Laminate FinishNumber of Shelvesbookcase footboard; kids bookshelf; bookshelf footboard; cubby bookcas...

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    Original price $361.99 - Original price $361.99
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  • Original price $191.99 - Original price $191.99
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    Office Star Products - Work Smart 5-Piece Folding Set - Light Gray

    Office Star Products

    5-piece multipurpose setConsists of four folding chairs and a fold-in-half table.Long-lasting materialsIdeal for indoor or outdoor use.Lightweight ...

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    Original price $191.99 - Original price $191.99
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  • Original price $156.99 - Original price $156.99
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    Patio Sense - Coconino Wicker Black Chair - Brown

    Patio Sense

    ConstructionAll weather wicker constructionFinishBeautiful black finishCushionsGrey outdoor cushion includedMaintenanceZero maintenanceLightweightL...

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    Original price $156.99 - Original price $156.99
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  • Original price $439.99 - Original price $439.99
    Original price
    $439.99
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    Sauder - Market Commons Desk Rw - SGS Rich Walnut

    Sauder

    Cubbyhole storage holds laptop office supplies etc.Adjustable shelf behind door accommodates items of various heights.Finished on all sides for ver...

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    Original price $439.99 - Original price $439.99
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  • Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99

    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Ebony

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $2,584.99 - Original price $2,584.99
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  • Original price $422.99 - Original price $422.99
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    $422.99
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    Sauder - Ambleside Lift Top Coffee Table Sw - Serene Walnut

    Sauder

    SURFACEPartial top lifts up and forward to create versatile work surface.STORAGEHidden storage beneath top holds blankets pillows and more.DRAWERDr...

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    Original price $422.99 - Original price $422.99
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  • Original price $748.99 - Original price $748.99
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    Razer - Iskur V2 Gaming Chair with Adaptive Lumbar Support - Black/Green

    Razer

    Adaptive Lumbar Support System that conforms to how you sitDesigned to shift according to the weight and angle of your body the lumbar support’s sp...

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    Original price $748.99 - Original price $748.99
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  • Original price $604.99 - Original price $604.99
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    $604.99
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    Walker Edison - Modern Upholstered Curved-Headboard Queen Bedframe - Blue

    Walker Edison

    Sleep softlyEnjoy sweet dreams with the soft upholstered headboard.Support slatsGet rid of that bulky box spring with this frame's convenient suppo...

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    Original price $604.99 - Original price $604.99
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  • Original price $511.99 - Original price $511.99
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    Sauder - Aspen Post Coffee Table Pmo - Prime Oak

    Sauder

    SURFACEDurable 1" thick top for dependable display options.STORAGELarge storage drawer features full extension slides with plenty of room to stash ...

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    Original price $511.99 - Original price $511.99
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  • Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99

    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Mica

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $2,584.99 - Original price $2,584.99
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    Current price $2,584.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.