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Gaming Consoles & Accessories

Rent to Own Gaming Hardware & Accessories – Elevate Your Gameplay

Upgrade your gaming setup with premium hardware and accessories from Finance My Cart. Whether you need a high-performance keyboard, a precision gaming mouse, immersive headsets, or the latest controllers and VR gear, our flexible rent-to-own plans make it simple. Shop trusted brands like Razer, Logitech, Corsair, and SteelSeries. Enjoy fast shipping, no credit hassles, and a seamless financing experience—so you can focus on playing your best game!

Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99

Thrustmaster - TH8S Shifter Add-On - Black

Guillemot

Versatile sim racing shifterAllows for all types of vehicles with manual shifting (rally trucks GT NASCAR).H-pattern shift plateFeatures 7 gears pl...

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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99
Original price $270.99 - Original price $270.99
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$270.99
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Current price $270.99

Next Level Racing - GTlite Foldable Simulator Cockpit - Black

Next Level Racing

Next Level Racing Hubs allow for quick adjustments and solid durabilityAdjustable wheel gear shifter and pedal positions and angleGear Shifter supp...

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Original price $270.99 - Original price $270.99
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$270.99
$270.99 - $270.99
Current price $270.99
Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Logitech G RS Shifter Handbrake - sequential shifter - wired

Logitech

Compact 2-in-1 modeSwitch between the sim racing shifter handbrake with the mode switch button or use two modules for simultaneous handbrake sequ...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99

Hori - Split Pad Pro for Nintendo Switch - Black

Hori

Perfect fitFull-size controller experience in handheld modeErgonomic gripLarger grip buttons triggers analog sticks and D-PadAdded featuresAssignab...

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Original price $69.99 - Original price $69.99
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$69.99
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Current price $69.99
Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99

Turtle Beach - VelocityOne Flightstick Universal Simulation Controller for Xbox Series X and Windows PCs - Black

Turtle Beach

8 High-Precision AxesHigh resolution contactless sensors provide precise response and extended longevity to the main stick controls. A nano trim wh...

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Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99
Original price $175.99 - Original price $175.99
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$175.99
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Current price $175.99

SteelSeries Arctis 5X - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $175.99 - Original price $175.99
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$175.99
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Current price $175.99
Original price $136.99 - Original price $136.99
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$136.99
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Current price $136.99

Hori - Mario Kart Racing Pro Deluxe for Nintendo Switch - Red

Hori

• Larger Deluxe version of fully featured racing wheel for Mario Kart other racing titles• Ergonomic design based on real steering wheels• Include...

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Original price $136.99 - Original price $136.99
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$136.99
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Current price $136.99
Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99

Microsoft Xbox Wireless Headset - headset

Microsoft

Immerse yourself in the gameFeaturing enhanced auto-mute and voice isolation for crystal-clear chat intuitive design plus direct pairing to your co...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99

Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

Nintendo of America

Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99
Original price $174.99 - Original price $174.99
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$174.99
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Current price $174.99

SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - White

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...

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Original price $174.99 - Original price $174.99
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$174.99
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Current price $174.99
Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99

Sony PULSE Explore - true wireless earphones with mic

Sony Computer Entertainment Am

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $302.99 - Original price $302.99
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$302.99
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Current price $302.99

Logitech G Astro A50 5th generation - headset

Logitech

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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Original price $302.99 - Original price $302.99
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Current price $302.99
Original price $233.99 - Original price $233.99
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$233.99
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Current price $233.99

Elgato Game Capture 4K X - video capture adapter - USB-C

Elgato

Next-gen captureUp to 4K at 144 frames per second.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smoo...

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Original price $233.99 - Original price $233.99
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$233.99
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Current price $233.99
Original price $175.99 - Original price $175.99
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$175.99
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Current price $175.99

SteelSeries Arctis Nova 5P - for PlayStation - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $175.99 - Original price $175.99
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$175.99
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Current price $175.99
Original price $174.99 - Original price $174.99
Original price
$174.99
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Current price $174.99

SteelSeries - Arctis Gamebuds True Wireless Noise Cancelling Gaming Earbuds for Xbox PS5 PS4 PC Switch - Black

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for Xbox PC PS5 ROG Xbox Ally X and more or switch to Bluetooth 5.3 for mobileActive Noise Cancella...

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Original price $174.99 - Original price $174.99
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$174.99
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Current price $174.99
Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99

Sony PULSE Elite - headset

Sony Computer Entertainment Am

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99
Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99

Hori - Split Pad Compact for Nintendo Switch - Gengar

Hori

Applicable modelsDesigned for Nintendo Switch Nintendo Switch OLED ModelPerfect fitFull-size controller experience in Handheld ModeErgonomic gripE...

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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99
Original price $393.99 - Original price $393.99
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$393.99
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Current price $393.99

ASTRO Gaming A50 X LIGHTSPEED Wireless Gaming Headset + Base Station White - headset

Logitech

PRO-G GRAPHENE audio driversGroundbreaking clarity and response for precise audio separation location and timing accuracy (40 mm diameter).24-hours...

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Original price $393.99 - Original price $393.99
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Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99

PDP - Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

Afterglow

Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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Original price $75.99 - Original price $75.99
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$75.99
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Current price $75.99
Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Logitech - G920 Driving Force Racing Wheel and Pedals for Xbox Series XS Xbox One PC

Logitech

Immersive gaming experiencePerfect for Xbox and PC gaming titles the Driving Force simulates the feeling of driving a real car with precision steer...

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Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99
Original price $411.99 - Original price $411.99
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Current price $411.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black

Steel Series

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $411.99 - Original price $411.99
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$411.99
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Current price $411.99
Original price $359.99 - Original price $359.99
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$359.99
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Current price $359.99

Logitech - G923 Racing Wheel and Pedals for PS5 PS4 and PC - Black

Logitech

TRUEFORCE force feedbackNext-gen TRUEFORCE technology connects to game engines for high-definition feedback; experience the ultimate driving experi...

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Original price $359.99 - Original price $359.99
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Current price $359.99
Original price $197.99 - Original price $197.99
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$197.99
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Current price $197.99

RIG - 800 Pro HX Wireless Gaming Headset for Xbox - Black

RIG

Wireless excellenceNever run out of power with an impressive 60 hours of battery in a single charge and dedicated base station that provides seamle...

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Original price $197.99 - Original price $197.99
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$197.99
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Current price $197.99
Original price $220.99 - Original price $220.99
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$220.99
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Current price $220.99

Thrustmaster - T128 Racing Wheel for Xbox One Xbox XS and PC - Black

Thrustmaster

Versatility and velocityModern wheel rim design featuring 13 buttons; perfect for all types of racing simulationDynamic force feedbackRenders fun i...

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Original price $220.99 - Original price $220.99
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$220.99
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Current price $220.99
Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99

Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

Sony

Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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Original price $80.99 - Original price $80.99
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$80.99
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Current price $80.99
Original price $181.99 - Original price $181.99
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$181.99
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Current price $181.99

SteelSeries Arctis Nova 7P - headset

Steel Series

SteelSeries Arctis Nova 7P - Headset - full size - Bluetooth / 2.4 GHz radio frequency - wireless - white

Original price $181.99 - Original price $181.99
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$181.99
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Current price $181.99
Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99

Pro Wireless Controller for Nintendo Switch - Black

Nintendo

Includes motion controls HD rumble built-in amiibo functionality and moreTake your gaming sessions up a notch with the Nintendo Switch Pro Controll...

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Original price $104.99 - Original price $104.99
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$104.99
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Current price $104.99
Original price $89.99 - Original price $89.99
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$89.99
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Current price $89.99

PowerA - Enhanced Wireless Controller for Nintendo Switch - Black

PowerA

• Wireless freedom using Bluetooth 5.0• Features motion controls and mappable Advanced Gaming Buttons• Ergonomic design with standard button layout...

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Original price $89.99 - Original price $89.99
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$89.99
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Current price $89.99
Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99

AC Adapter for Nintendo Switch - Black

Nintendo

Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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Original price $54.99 - Original price $54.99
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$54.99
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Current price $54.99
Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99

Turtle Beach - Recon Controller Wired Controller for Xbox Series X Xbox Series S Xbox One Windows PCs with Remappable Buttons - Black

Turtle Beach

Turtle Beach Audio AdvantageEasy access audio controls only available from Turtle Beach including EQ presets game chat volume mix mic monitoring a...

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Original price $62.99 - Original price $62.99
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$62.99
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Current price $62.99
Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99

Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One and PC - Black

Thrustmaster

The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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Original price $126.99 - Original price $126.99
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$126.99
$126.99 - $126.99
Current price $126.99
Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99

Logitech - Driving Force Shifter for Xbox Series XS Xbox One and PlayStation 4 5 - Black/Silver

Logitech

Works with G29/G920 Driving Force racing wheelsDriving Force shifter is designed for both G29 and G920 Driving Force racing wheels completing your ...

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Original price $74.99 - Original price $74.99
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$74.99
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Current price $74.99
Original price $122.99 - Original price $122.99
Original price
$122.99
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Current price $122.99

Astro Gaming - A20 Gen 2 Wireless Gaming Headset for Xbox One Xbox Series XS PC - White/Green

Logitech

The A20 Wireless headset Gen 2 is designed to give you gaming audio freedom on several levels. Its 2.4 GHz signal provides an extended wireless ran...

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Original price $122.99 - Original price $122.99
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$122.99
$122.99 - $122.99
Current price $122.99
Original price $82.99 - Original price $82.99
Original price
$82.99
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Current price $82.99

Microsoft - Xbox Stereo Headset for Xbox Series XS Xbox One and Windows - Black

Microsoft

Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Xbox One Xbox Series XS PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PS5 PS4 PC - Black

Astro Gaming

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.