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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

DRAGON BALL Sparking ZERO - PlayStation 5

BANDAI NAMCO Entertainment
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Breathtaking 3D fightsEngage in heart-pounding high-speed 3D battles that stay true to the anime and video game series with breathtaking visuals an...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

HyperX - Alloy Rise 75 Wireless Mechanical Gaming Keyboard with RGB Lighting and Hot-Swappable Switches - Black

HyperX
Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Up to 1500 hours of battery lifeBask in up to 80 hours of electrifying gameplay with backlighting on or p ush your endurance up to 1500 hours with ...

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Original price $179.99 - Original price $179.99
Original price
$179.99
$179.99 - $179.99
Current price $179.99

Razer - Wolverine V3 Tournament Edition Wired Gaming Controller with 6 Remappable Buttons Licensed for Xbox Series XS PC - Black

Razer
Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

4 Mouse Click Back Buttons 2 Claw Grip Bumpers 6 Remappable Buttons to Outplay Them AllEnjoy the same ultra-responsive actuation found in our top ...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99

Like a Dragon Pirate Yakuza in Hawaii Standard Edition - PlayStation 5

Sega
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Get your ship togetherAssemble a one-of-a-kind crew while upgrading your ship as you explore the open sea and forge your legend in the cannon fire ...

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Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

ASUS - ROG Strix Scope II 96 Full Size Wireless Mechanical Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - White

ASUS
Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

96 LayoutRetains all function and number keys in a more compact and efficient layout that frees up desk space with a form factor that is only 1 cm ...

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Original price $186.99 - Original price $186.99
Original price
$186.99
$186.99 - $186.99
Current price $186.99

Microsoft - Xbox Stereo Gaming Over-the-Ear Headset for Xbox Series XS Xbox One and Windows - Black

Microsoft
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Immerse yourself in the gameGame loud and clear with the Xbox Stereo Headset which supports high-fidelity Windows Sonic Dolby Atmos and DTS Headpho...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

CORSAIR Vengeance - DDR5 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 6000 MHz / PC5-48000

Corsair
Original price $471.99 - Original price $471.99
Original price
$471.99
$471.99 - $471.99
Current price $471.99

Welcome to the cutting-edge of performancePush the limits of your system like never before with DDR5 memory unlocking even faster frequencies great...

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Original price $471.99 - Original price $471.99
Original price
$471.99
$471.99 - $471.99
Current price $471.99

Ultra PRO - 2.5" x 3.5" Soft Trading Card Penny Sleeves (500-Count)

Ultra Pro
Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

The original "Penny Sleeves" Ultra PRO's clear Soft Trading Card Sleeves protect your valuable trading cards and gaming cards during sorting and ga...

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Original price $25.99 - Original price $25.99
Original price
$25.99
$25.99 - $25.99
Current price $25.99

SideTrak - SideTrak Solo Pro Touchscreen 15.8" Portable Monitor Black - Black

SideTrak
Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99

Touchscreen control10-point multi-touch for intuitive navigationHD visuals with HDRSharp vivid image quality for all tasksSleek portableUltra-thin...

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Original price $317.99 - Original price $317.99
Original price
$317.99
$317.99 - $317.99
Current price $317.99

Rise of the Ronin - PlayStation 5

Sony Computer Entertainment Am
Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Masterless WarriorTake up your sword as a masterless warrior and explore a historically-inspired open-world vision of Japan at a pivotal moment in ...

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Original price $83.99 - Original price $83.99
Original price
$83.99
$83.99 - $83.99
Current price $83.99

Turtle Beach - Stealth Ultra Wireless Controller with Charge Dock 30-Hour Battery Designed for Xbox Series XS Windows PC Android - Black

Turtle Beach
Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Lag-Free Wireless TechnologyOur proprietary lag-free 2.4 GHz wireless connection and built-in Bluetooth technology gives you the freedom to play wi...

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Original price $258.99 - Original price $258.99
Original price
$258.99
$258.99 - $258.99
Current price $258.99

Metal Gear Solid Master Collection Vol.1 - Nintendo Switch

Konami Digital Entertainment
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

ContainsMETAL GEAR SOLID MASTER COLLECTION Vol. 1 contains “Metal Gear Solid “Metal Gear Solid 2 Sons of Liberty Metal Gear Solid 3 Snake Eater and...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i5 - 8GB Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP
Original price $838.99 - Original price $838.99
Original price
$838.99
$838.99 - $838.99
Current price $838.99

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $838.99 - Original price $838.99
Original price
$838.99
$838.99 - $838.99
Current price $838.99

TP-Link - AX1800 Nano Wi-Fi 6 Wireless USB Adapter - Black

TP Link
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Dual-Band Wi-Fi 6Boost your PC's Wi-Fi performance with both the 2.4 GHz and 5 GHz bands for exceptional speed and reliability.Ultra-Fast Wi-Fi Spe...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Insignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White

Insignia
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Extra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...

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Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

The Walking Dead Destinies - PlayStation 4

GameMill Entertainment
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

Shatter fateAlter the story of AMC’s The Walking Dead by weaving your own path through the series’ events. Save the villain kill the hero… and live...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PS5 PS4 PC Switch - White

Steel Series
Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

Worn By ChampionsFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.Active ...

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Original price $352.99 - Original price $352.99
Original price
$352.99
$352.99 - $352.99
Current price $352.99

ASUS - ROG STRIX B650-A GAMING WIFI (Socket AM5) AMD B650 ATX DDR5 Wi-Fi 6E Motherboard - White

ASUS
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

AMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...

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Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

SteelSeries Arctis Nova 5P - for PlayStation - headset

Steel Series
Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $178.99 - Original price $178.99
Original price
$178.99
$178.99 - $178.99
Current price $178.99

Hori - Racing Wheel Overdrive for Xbox Series XS - Black

Hori
Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Authentic FeelFull-size racing wheel and pedals optimized for authentic racing simulationEasily Adjustable270-degree turn radius with adjustable ou...

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Original price $146.99 - Original price $146.99
Original price
$146.99
$146.99 - $146.99
Current price $146.99

Logitech - G915 X LIGHTSPEED Full-size Wireless Mechanical GL Red Linear Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Full-size wireless keyboard for gamingThe Logitech G915 X LIGHTSPEED is built on a legacy of performance; sleek design and next-gen engineering ele...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Denon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black

Denon
Original price $803.99 - Original price $803.99
Original price
$803.99
$803.99 - $803.99
Current price $803.99

Unmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...

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Original price $803.99 - Original price $803.99
Original price
$803.99
$803.99 - $803.99
Current price $803.99

Klipsch - Flexus CORE 100 2.1 Soundbar - Black

Klipsch
Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Powered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...

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Original price $337.99 - Original price $337.99
Original price
$337.99
$337.99 - $337.99
Current price $337.99

Super Monkey Ball Banana Rumble Launch Edition - Nintendo Switch

Sega
Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

MultiplayerGo bananas with your favorite bunch and drop into online multiplayer for up to 16 players or local multiplayer for up to 4 playersAdvent...

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Original price $43.99 - Original price $43.99
Original price
$43.99
$43.99 - $43.99
Current price $43.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.