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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $429.99 - Original price $429.99
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    XFX - SPEEDSTER QICK319 AMD Radeon RX 6750XT Core 12GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    GDDR6 Memory for Advanced GamingEquipped with 12GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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    Original price $429.99 - Original price $429.99
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    TP-Link - 5-Port 2.5G Multi-Gigabit Desktop Switch - Black

    TP Link

    Five 2.5 Gbps Ports5 2.5-Gigabit ports unlock the highest performance of your Multi-Gig bandwidth and devices and provide up to 25 Gbps of switchin...

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    Original price $125.99 - Original price $125.99
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  • Original price $317.99 - Original price $317.99
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    XFX - SPEEDSTER SWFT210 AMD Radeon RX 7600 Core 8GB GDDR6 PCI Express 4.0 Graphics Card - Black

    XFX

    GDDR6 Memory for advanced gamingEquipped with 8GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for tod...

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    Original price $317.99 - Original price $317.99
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  • Original price $137.99 - Original price $137.99
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    Microsoft - Xbox Wireless Gaming Headset for Xbox Series XS Xbox One and Windows 1011 - Black

    Microsoft

    Immerse yourself in the gameFeaturing enhanced auto-mute and voice isolation for crystal-clear chat intuitive design plus direct pairing to your co...

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    Original price $137.99 - Original price $137.99
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  • Original price $333.99 - Original price $333.99
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    Lenovo - Tab Plus - 11.5" Tablet - 128GB - Luna Grey

    Lenovo

    Powerful Connectivity With USB-C/USB 2.0Share files connect accessories and display content on the big screen with a full-size USB C port.Android 1...

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    Original price $333.99 - Original price $333.99
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  • Original price $147.99 - Original price $147.99
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    Razer - Barracuda X Chroma Wireless Multi-Platform Gaming Headset with 6 Zone Earcup Lighting - Black

    Razer

    Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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  • Original price $531.99 - Original price $531.99
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    Microsoft Xbox Series X - All-Digital Edition - game console - 1 TB SSD - robot white

    Microsoft

    Power your dreamsExperience the fastest most powerful Xbox ever with Xbox Series X now all-digital with a 1TB SSD in Robot White.Immerse yourself w...

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  • Original price $69.99 - Original price $69.99
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    Razer Firefly V2 - mouse pad

    Razer

    Powered By Razer Chroma RGBWith 16.8 million colors countless patterns dynamic in-game lighting effects—experience full RGB customization and deepe...

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    Original price $69.99 - Original price $69.99
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    Razer - Gigantus V2 Cloth Gaming Mouse Pad (3XL) - Black

    Razer

    Textured micro-weave cloth surface for speed and controlOptimized across all mouse sensors for pixel-precise accuracy and total tracking responsive...

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    Original price $58.99 - Original price $58.99
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  • Original price $348.99 - Original price $348.99
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    ViewSonic - TD2430 24" LED FHD Touch Screen Monitor (HDMI and DisplayPort) - Black

    ViewSonic

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.10 ms res...

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    Original price $348.99 - Original price $348.99
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    CASEMATIX - Hardshell Protection Case for Meta Quest 3S 3 and 2 VR Headsets - Black

    CASEMATIX

    Designed for use with Meta Quest 3S 3 and 2 VR headsetsThis protective CASEMATIX Travel Case is compatible with the Meta Quest 3S 3 and 2 256gb / 6...

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  • Original price $165.99 - Original price $165.99
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    Apple - Magic Keyboard full size with Numeric Keypad (Lightning Port) - Silver/White

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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    SteelSeries Apex 7 TKL Ghost - keyboard - with display - QWERTY - US Input Device

    Steel Series

    Red Mechanical Gaming SwitchesGuranteed for 50 million keypresses bkue switches are known for their clicky snap-action keypresses so you feel and h...

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    Original price $179.99 - Original price $179.99
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    Razer - Strider Hybrid Gaming Mouse Pad (XXL) - Black

    Razer

    Firm Gliding SurfaceUnlike traditional fabric mats which are known for their stopping power the Razer Strider also has the smooth even glide of a h...

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  • Original price $459.99 - Original price $459.99
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    Walker Edison - Contemporary 2-Drawer TV Stand for Most TVs up to 60 - Birch

    Walker Edison

    Sturdy yet stylish constructionMade with warp-resistant MDF and durable laminateAmple storageKeep your tech tidy with two open cubbies and two draw...

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    Original price $459.99 - Original price $459.99
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  • Original price $156.99 - Original price $156.99
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    RAZER BLACKWIDOW V4

    Razer

    RAZER BLACKWIDOW V4 MINI 65

    Original price $156.99 - Original price $156.99
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    NSW ENWL CTRL FORTNI

    PowerA

    NSW ENWL CTRL FORTNITE STICKER MNIA

    Original price $85.99 - Original price $85.99
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  • Original price $312.99 - Original price $312.99
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    ARCTIS PRO WIRELESS

    Steel Series

    ARCTIS PRO WIRELESS

    Original price $312.99 - Original price $312.99
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    ARCTIS GAMEBUDS

    Steel Series

    ARCTIS GAMEBUDS

    Original price $179.99 - Original price $179.99
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    DROP + The Lord of the Rings TKL Wired Black Speech Mechanical Gaming Keyboard - Black

    Corsair

    Mechanical KeyboardTenkeyless (TKL) layout with 87 keys.N-key rolloverEvery single key you press is registered as a separate input.Robust Aluminum ...

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    Original price $234.99 - Original price $234.99
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  • Original price $180.99 - Original price $180.99
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    PowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black

    PowerA

    Ghost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...

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  • Original price $79.99 - Original price $79.99
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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes

    PowerA

    Wireless FreedomWireless controller with Bluetooth 5.0 technologyRechargeable batteryRechargeable lithium-ion battery Up to 30 hours per chargeTwo ...

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    Original price $79.99 - Original price $79.99
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  • Original price $176.99 - Original price $176.99
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    Razer - Kishi Ultra USB C Gaming Controller for Android iPhone and iPad Mini - Black

    Razer

    Full-sized Form Factor for Phones and iPad Mini For larger than life mobile gamingConsole gaming form factor meets Mobile Gaming convenience. Game ...

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    Original price $176.99 - Original price $176.99
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  • Original price $99.99 - Original price $99.99
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    Amazon - Fire HD 10 - 10.1" Tablet (2023 Release) - 32GB with Wi-Fi - Black

    AMAZON

    Do what you love uninterrupted25 faster performance than the previous generation and 3 GB RAM are ideal for seamless streaming reading and gaming.H...

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    Original price $99.99 - Original price $99.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.