Skip to content
FREE DELIVERY
FREE DELIVERY
Neon e-sports room

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

GameSir - G7 Pro Wireless Xbox Series XSOne PC Android Controller TMR Sticks Hall Effect Triggers 1000Hz Polling Rate 3.5m - Zenless Zero Edition

GameSir
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

GameSir x Zenless Zone Zero Official CollaborationGameSir in collaboration with HoYoverse presents this wireless Xbox controller. Engineered for ul...

View full details
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Nacon - Revolution X Unlimited Wireless Controller for Xbox Series XS Xbox One PC - Anniversary Edition

Nacon
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Instant Triggers for maximum precisionInstant adjustable triggers ensuring quick and surgical control. The ideal asset to dominate in shooting game...

View full details
Original price $238.99 - Original price $238.99
Original price
$238.99
$238.99 - $238.99
Current price $238.99

Hori - Puff Pouch (Kirby Waddle Dee) for Nintendo Switch 2 - Purple

Hori
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

PortableTransport and store the Nintendo Switch 2 systemCompatibilityCompatible with Nintendo Switch 2 Nintendo Switch and Nintendo Switch OLED Mo...

View full details
Original price $52.99 - Original price $52.99
Original price
$52.99
$52.99 - $52.99
Current price $52.99

ASUS - CX34 14" FHD Chromebook Plus Laptop with Google AI - Intel Core 5 120U (2024) - 8GB Memory - 128GB Storage - Staid Black

ASUS
Original price $722.99 - Original price $722.99
Original price
$722.99
$722.99 - $722.99
Current price $722.99

The best of Google in a laptopThe fast secure operating system from Google comes with built-in Google apps like Gmail Gemini Docs Photos YouTube an...

View full details
Original price $722.99 - Original price $722.99
Original price
$722.99
$722.99 - $722.99
Current price $722.99

Glorious - GMP 2 GLED LE Gaming Mouse Pad with InfiniGlow Stitchless Edge - Large Extended - Black

Glorious
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

2-Zone RGB LightingMake your setup stand out from the pack with 2-Zone RGB lighting. Create your own vibrant color combinations and dynamic lightin...

View full details
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Acer - KA242Y P6bi 23.8 IPS LED Full HD AMD FreeSync Monitor - Up to 144Hz 1ms (HDMI VGA) - Black

Acer
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

View full details
Original price $119.99 - Original price $119.99
Original price
$119.99
$119.99 - $119.99
Current price $119.99

Asmodee - Star Wars Unlimited Trading Card Game - Intro Battle Hoth

Asmodee
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Self-Contained IntroductionIntro Battle Hoth offers a ready-to-play beginner-friendly experience designed to introduce players to Star Wars Unlimit...

View full details
Original price $32.99 - Original price $32.99
Original price
$32.99
$32.99 - $32.99
Current price $32.99

Acer - Nitro V 16" WUXGA 165Hz Gaming Laptop - Intel Core 7 240H 2024 - NVIDIA GeForce RTX 5050 16GB Memory 512GB Storage - Obsidian Black

Acer
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

LG - 75" Class 95B Series Mico RGB evo AI LED 4K Smart webOS TV (2026)

LG Electronics
Original price $4,542.99 - Original price $4,542.99
Original price
$4,542.99
$4,542.99 - $4,542.99
Current price $4,542.99

Micro RGB TechnologyExperience colors like never before with LG's most advanced LED TV with Micro RGB Backlight Technology. With dedicated micro re...

View full details
Original price $4,542.99 - Original price $4,542.99
Original price
$4,542.99
$4,542.99 - $4,542.99
Current price $4,542.99

Acer - Nitro V 16" WUXGA 165Hz Gaming Laptop - Intel Core 7 240H 2024 - NVIDIA GeForce RTX 5060 16GB Memory 512GB Storage - Obsidian Black

Acer
Original price $1,817.99 - Original price $1,817.99
Original price
$1,817.99
$1,817.99 - $1,817.99
Current price $1,817.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $1,817.99 - Original price $1,817.99
Original price
$1,817.99
$1,817.99 - $1,817.99
Current price $1,817.99

Samsung - 65" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $2,573.99 - Original price $2,573.99
Original price
$2,573.99
$2,573.99 - $2,573.99
Current price $2,573.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

View full details
Original price $2,573.99 - Original price $2,573.99
Original price
$2,573.99
$2,573.99 - $2,573.99
Current price $2,573.99

LEGO - Minecraft First Night Adventure 21593

Lego
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

Minecraft Building ToyEmbark on an epic quest with the LEGO Minecraft First Night Adventure (21593) building toy where players ages 8 years old and...

View full details
Original price $53.99 - Original price $53.99
Original price
$53.99
$53.99 - $53.99
Current price $53.99

LG - 85 Class NU85 Series LED Nano 4K UHD Smart webOS TV (2026)

LG Electronics
Original price $1,196.99 - Original price $1,196.99
Original price
$1,196.99
$1,196.99 - $1,196.99
Current price $1,196.99

Nano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...

View full details
Original price $1,196.99 - Original price $1,196.99
Original price
$1,196.99
$1,196.99 - $1,196.99
Current price $1,196.99

ASUS - ROG Strix Morph 96 Wireless Mechanical RGB Gaming Keyboard with Hot-Swappable ROG NX Snow Switches - Black

ASUS
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Full Customization Made EasyEasily access and reassemble every layer from top cover to PCB and beyondUnique Lighting DesignLight bars along both si...

View full details
Original price $169.99 - Original price $169.99
Original price
$169.99
$169.99 - $169.99
Current price $169.99

Skytech Gaming - King 95 Gaming PC - AMD Ryzen 7 9700X - 16GB Memory - NVIDIA GeForce RTX 5070 - 1TB NVMe SSD - White

Skytech Gaming
Original price $2,238.99 - Original price $2,238.99
Original price
$2,238.99
$2,238.99 - $2,238.99
Current price $2,238.99

Windows 11 Home 64-bitWindows 11 Home 64-bit delivers the performance and security you expect now enhanced with a redesigned modern interface. Feat...

View full details
Original price $2,238.99 - Original price $2,238.99
Original price
$2,238.99
$2,238.99 - $2,238.99
Current price $2,238.99

Acer - Predator Triton 14.5" OLED Gaming Laptop - Intel Core Ultra 9 288V 2024 - NVIDIA RTX 5070 32GB Memory 1TB Storage - Charcoal Black

Acer
Original price $3,096.99 - Original price $3,096.99
Original price
$3,096.99
$3,096.99 - $3,096.99
Current price $3,096.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

View full details
Original price $3,096.99 - Original price $3,096.99
Original price
$3,096.99
$3,096.99 - $3,096.99
Current price $3,096.99

HP - Victus 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7535HS (2023) - 8GB DDR5 Memory - NVIDIA GeForce RTX 3050 - 512GB SSD - Mica Silver

HP
Original price $916.99 - Original price $916.99
Original price
$916.99
$916.99 - $916.99
Current price $916.99

AMD Ryzen 5 7535HS processorDiscover speed battery life and exhilarating experiences like never before with the AMD Ryzen 5 7000 series processor....

View full details
Original price $916.99 - Original price $916.99
Original price
$916.99
$916.99 - $916.99
Current price $916.99

Samsung - 42" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $1,217.99 - Original price $1,217.99
Original price
$1,217.99
$1,217.99 - $1,217.99
Current price $1,217.99

OLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...

View full details
Original price $1,217.99 - Original price $1,217.99
Original price
$1,217.99
$1,217.99 - $1,217.99
Current price $1,217.99

LG - UltraGear 45" OLED QHD 240Hz 0.03ms G-Sync/FreeSync Premium Pro Smart Gaming Monitor with DisplayHDR 400 TRUE - Black

LG
Original price $1,162.99 - Original price $1,162.99
Original price
$1,162.99
$1,162.99 - $1,162.99
Current price $1,162.99

The 240Hz OLED Smart Gaming Monitor that’s Ahead of the (800R) CurveThe huge 45 WQHD OLED with a steep 800R curve and 1300-nit peak brightness pull...

View full details
Original price $1,162.99 - Original price $1,162.99
Original price
$1,162.99
$1,162.99 - $1,162.99
Current price $1,162.99

Resident Evil Requiem - Xbox Series X

Capcom
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

An all-new protagonistFor the first time ever in Resident Evil history players will be able to freely switch between both first- and third-person p...

View full details
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

SteelSeries - QcK Cloth Gaming Mouse Pad (Large) - Aqua

Steel Series
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

LEGENDARY MICRO-WOVEN CLOTHAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...

View full details
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Rocketfish - 2-Output Ultra HD HDMI Splitter - Black

Rocketfish
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

8K at 60Hz with HDR10 and Dolby Vision HDR compatibilitySavor superior detailed image quality with authentic and realistic visuals while streaming ...

View full details
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

RollerCoaster Tycoon 3 Complete Edition - Nintendo Switch

Atari Interactive
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Your park your wayWhatever you want to create RollerCoaster Tycoon 3 gives you the tools and freedom to build the amusement park of your dreams.Ven...

View full details
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PC PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 - Blue

Steel Series
Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

Hi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...

View full details
Original price $410.99 - Original price $410.99
Original price
$410.99
$410.99 - $410.99
Current price $410.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.