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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $115.99 - Original price $115.99
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Current price $115.99

Hori - Split Pad Compact Attachment Set for Nintendo Switch - Eevee Evolutions

Hori

ContentsSet includes the Split Pad Compact and Attachment to use as a wired controller.CompatibilityCompatible with Switch Switch OLED.Connectivit...

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Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99
Original price $202.99 - Original price $202.99
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$202.99
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Current price $202.99

PowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black

PowerA

Ghost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...

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Original price $202.99 - Original price $202.99
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$202.99
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Current price $202.99
Original price $90.99 - Original price $90.99
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$90.99
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PowerA - Enhanced Wireless Controller for Nintendo Switch - Color Splash Heroes

PowerA

Works with Nintendo Switch 2. C button not available.Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hou...

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Original price $90.99 - Original price $90.99
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$90.99
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Current price $90.99
Original price $934.99 - Original price $934.99
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$934.99
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Current price $934.99

LG - UltraGear 32" OLED Dual Mode (4K UHD 165Hz FHD 330Hz) 0.03ms G-Sync/FreeSync Premium Pro Gaming Monitor with - Black

LG

32" 4K UHD Glossy OLED DisplayExperience ultra-sharp visuals and lifelike color on a stunning 32-inch 4K UHD (3840 x 2160) glossy OLED display. Eve...

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Original price $934.99 - Original price $934.99
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$934.99
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Original price $49.99 - Original price $49.99
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$49.99
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PowerA - Wired Controller for Xbox Series XS - Red

PowerA

Featuring a vibrant deep red designDual Rumble Motors - Take your gaming experience to the next level providing tactile feedback and sensations th...

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Original price $49.99 - Original price $49.99
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$49.99
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Current price $49.99
Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99

Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer

Razer TriForce 40 mm Drivers for powerful lifelike audioOur patented 3-part driver design pushes out exceptional highs mids and lows that doesn’t m...

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Original price $82.99 - Original price $82.99
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$82.99
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Original price $184.99 - Original price $184.99
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$184.99
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Razer - Kraken V4 Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Black

Razer

3 Modes of Connectivity Razer HyperSpeed Wireless Bluetooth USBFrom your PC to console to phone enjoy full audio immersion no matter the scenario...

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Original price $184.99 - Original price $184.99
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$184.99
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Current price $184.99
Original price $132.99 - Original price $132.99
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$132.99
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Razer - Kishi Ultra Wireless Gaming Controller for Android iPhone and iPad Mini - Black

Razer

PC Remote PlayThe power of a gaming rig now fits the size of a pocket; stream games using a PC and launch them directly from mobile devices with sh...

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Original price $132.99 - Original price $132.99
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$132.99
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Current price $132.99
Original price $1,394.99 - Original price $1,394.99
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Samsung - 34" Odyssey OLED G8 Curved Ultra-WQHD 175Hz FreeSync Prem Pro and G-Sync Compatible Smart Glare Free Gaming Monitor - Silver

Samsung

QD-OLED In Ultra-WQHDWith QD-OLED technology enjoy a wider color spectrum and vibrant images that captivate you elevating your gaming experience to...

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Original price $1,394.99 - Original price $1,394.99
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Original price $280.99 - Original price $280.99
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$280.99
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Current price $280.99

ASUS - ROG Strix 27" 2K VA 180Hz 1ms Curved Gaming Monitor with FreeSync and HDR (DisplayPort HDMI) - Black

ASUS

180Hz Rapid Refresh RateFeatures 180Hz refresh rate for ultra fast and smooth gameplayWQHD Fast VA2560x1440 crystal image quality with DSC and HDR ...

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Original price $280.99 - Original price $280.99
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$280.99
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Original price $319.99 - Original price $319.99
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$319.99
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AOC - CU34G2XP 34" VA Curved Gaming Monitor WQHD (3440x1440) 180Hz 1ms Freesync HDR 400 - Black/Silver/Red

AOC

180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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Original price $319.99 - Original price $319.99
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$319.99
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Current price $319.99
Original price $137.99 - Original price $137.99
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$137.99
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Current price $137.99

Collective Minds - Cronus Zen Controller Emulator for Xbox One Xbox Series SX PlayStation 4 PlayStation 5 Nintendo Switch 1 2 PC - Black

Collective Minds

Powerful Cronus TechnologyZen moves that legacy forward with a next-generation state-of-the-art design giving gamers the most powerful device emula...

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Original price $137.99 - Original price $137.99
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Original price $1,106.99 - Original price $1,106.99
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ASUS - ZenWiFi BE30000 Quad-Band Mesh Wi-Fi 7 System (3-Pack) - White

ASUS

Wireless TechnologyQuad-band AiMesh unlocks Wi-Fi 7 potential in all bands plus AI-enhanced dedicated 6 GHz backhaul helps to ensure congestion-fre...

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Original price $1,106.99 - Original price $1,106.99
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Original price $135.99 - Original price $135.99
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$135.99
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Acer - KA272 G0bi 27" IPS LED FHD 120Hz 1ms FreeSync Monitor (HDMIVGA) - Black

Acer

Vibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...

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Original price $135.99 - Original price $135.99
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Current price $135.99
Original price $295.99 - Original price $295.99
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$295.99
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Current price $295.99

GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $295.99 - Original price $295.99
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Original price $135.99 - Original price $135.99
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Turtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - Black

Turtle Beach

Multiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...

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Original price $135.99 - Original price $135.99
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Original price $1,008.99 - Original price $1,008.99
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Samsung - 32" Odyssey OLED G8 (G80SD) 4K UHD 240Hz 0.03ms Smart Gaming Monitor with HDR - Silver

Samsung

4K UHD ResolutionContent springs to life in 4K OLED. Brilliant imagery shines with 250 nits (typ) of brightness and a wider spectrum of colors shad...

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Original price $1,008.99 - Original price $1,008.99
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Original price $346.99 - Original price $346.99
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$346.99
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LG - UltraGear 31.5" QHD 180Hz 1ms AMD FreeSync Gaming Monitor with HDR 10 (HDMI DisplayPort) - Black

LG

Ascend Your Game with the Speed of UltraGearExperience next-level QHD gaming performance.Ultra-Fast at up to 180Hz 1ms GtGGear up for smooth gamep...

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Original price $346.99 - Original price $346.99
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$346.99
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Original price $123.99 - Original price $123.99
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$123.99
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Turtle Beach - Pure Air Ultra-Light Wireless Ergonomic RGB Gaming Mouse with 26K DPI Optical Sensor 125 hour Battery - Wireless - Black

Turtle Beach

Ultra LightweightWeighing in at only 54g the Pure Air features a well-balanced ultra-lightweight design built for performance allowing for quick fl...

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Original price $123.99 - Original price $123.99
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Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99

Alienware - Pro Wireless Optical Gaming Ambidextrous Mouse - Wired - Lunar Light

Alienware

Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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Original price $158.99 - Original price $158.99
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$158.99
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Current price $158.99
Original price $531.99 - Original price $531.99
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Current price $531.99

HP - 2-in-1 14" Touch-Screen Chromebook Laptop - Intel Processor N100 - 4GB Memory - 64GB eMMC - Sky Blue

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $531.99 - Original price $531.99
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Original price $126.99 - Original price $126.99
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$126.99
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DROP - CSTM80 TKL Wired Mechanical Gaming Keyboard with RGB Backlighting - White

Corsair

Mechanical KeyboardTenkeyless (TKL) layout with 88 keys.N-key rolloverEvery single key you press is registered as a separate input.SwitchGateron Ye...

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Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99
Original price $2,037.99 - Original price $2,037.99
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$2,037.99
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Current price $2,037.99

Alienware - m16 R2 - 16" 2.5K Gaming Laptop - Intel Core Ultra 7 155H 2023 - 16GB Memory - NVIDIA GeForce RTX 4070 - 1TB Storage - Dark Metallic Moon

Alienware

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $2,037.99 - Original price $2,037.99
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Original price $37.99 - Original price $37.99
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$37.99
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The Karate Kid Street Rumble - PlayStation 5

GameMill Entertainment

Classic storylineRelive the adventures of The Karate Kid while facing the challenges put forth by Cobra Kai and other foes. The game follows the n...

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Original price $37.99 - Original price $37.99
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$37.99
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Current price $37.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.