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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

huupe - arcade official rebound system - Black

huupe
Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Compatabile with huupe Mini Basketball HuupeSold SeparatelyArcade GamingElevate your huupe mini experience so the ball comes back to you. Faster sh...

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Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

ASUS - ROG Harpe II Ace Ultralight Optical Gaming Mouse with ROG SpeedNova Wireless Technology - Wireless - Black

ASUS
Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

Shaped by Esports ProsEngineered in collaboration with world-class esports professionals perfectly balanced to enable effortless flicks and swift s...

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Original price $184.99 - Original price $184.99
Original price
$184.99
$184.99 - $184.99
Current price $184.99

Lenovo - IdeaPad Slim 3 Chromebook - 14" 2K Touchscreen Laptop - MediaTek Kompanio 540 2025 - 4GB Memory - 64GB eMMC - Cosmic Blue

Lenovo
Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $451.99 - Original price $451.99
Original price
$451.99
$451.99 - $451.99
Current price $451.99

Lenovo - Yoga 7i 2-in-1 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 355 2026 - 24GB Memory - 512GB Storage - Luna Grey

Lenovo
Original price $1,733.99 - Original price $1,733.99
Original price
$1,733.99
$1,733.99 - $1,733.99
Current price $1,733.99

Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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Original price $1,733.99 - Original price $1,733.99
Original price
$1,733.99
$1,733.99 - $1,733.99
Current price $1,733.99

Death Stranding 2 On The Beach - PlayStation 5

Sony Computer Entertainment Am
Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

The large open-world environments of Death Stranding 2 On the Beach are full of secrets to be found. They are also incredibly varied and pose uniqu...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99

DRAGON QUEST I II HD-2D Remake - Nintendo Switch

Square Enix
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

A modernized remakeA fully modernized remake of the originals Stunning HD-2D visuals fuse pixel art with 3D graphics along with an improved and mod...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

iBUYPOWER - Slate Gaming Desktop PC- Intel Core Ultra 9 285KNVIDIA GeForce RTX 5070 12GB32GB DDR5 RGB2TB NVMe - White

iBuyPower
Original price $2,321.99 - Original price $2,321.99
Original price
$2,321.99
$2,321.99 - $2,321.99
Current price $2,321.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,321.99 - Original price $2,321.99
Original price
$2,321.99
$2,321.99 - $2,321.99
Current price $2,321.99

LG - 42" Class C5 Series OLED evo AI 4K UHD Smart webOS TV (2025)

LG
Original price $1,021.99 - Original price $1,021.99
Original price
$1,021.99
$1,021.99 - $1,021.99
Current price $1,021.99

Alpha 9 AI Processor Gen8Alpha 9 AI Processor Gen8 provides smooth crisp picture and sound with AI Picture Pro and AI Super Upscaling.178;Perfect B...

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Original price $1,021.99 - Original price $1,021.99
Original price
$1,021.99
$1,021.99 - $1,021.99
Current price $1,021.99

CORSAIR - VENGEANCE 32GB (2x16GB) DDR5 6000MHz C32 AMD EXPO Intel XMP UDIMM Desktop Memory - Black

Corsair
Original price $556.99 - Original price $556.99
Original price
$556.99
$556.99 - $556.99
Current price $556.99

Welcome to the Cutting-Edge of PerformancePush the limits of your system like never before with DDR5 memory unlocking even faster frequencies great...

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Original price $556.99 - Original price $556.99
Original price
$556.99
$556.99 - $556.99
Current price $556.99

ASUS - ROG Raikiri II Wireless Controller for ROG Xbox Ally PC Xbox Series X/S - Black

ASUS
Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Versatile Tri-Mode ConnectivityUse low-latency 2.4GHz RF Bluetooth or wired USB-C to play on PC and ROG Xbox Ally; plus certified for Xbox via USB-...

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Original price $214.99 - Original price $214.99
Original price
$214.99
$214.99 - $214.99
Current price $214.99

Lenovo - LOQ 15.6" Full HD Gaming Laptop - AMD Ryzen 5 7235HS - 16GB Memory - NVIDIA GeForce RTX 4050 - 512GB SSD - Luna Grey

Lenovo
Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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Original price $1,134.99 - Original price $1,134.99
Original price
$1,134.99
$1,134.99 - $1,134.99
Current price $1,134.99

Monster Hunter Stories 3 Twisted Reflection - Nintendo Switch 2

Capcom
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Raise your teamBuild and raise a team of Monsties forming kinships with iconic Monsters from the Monster Hunter series like Chatacabra and Rey Dau....

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Monster Hunter Stories 3 Twisted Reflection - PlayStation 5

Capcom
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Raise your teamBuild and raise a team of Monsties forming kinships with iconic Monsters from the Monster Hunter series like Chatacabra and Rey Dau....

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

PowerA - Advantage Wireless Controller for Nintendo Switch 2 - Pokmon Mega Evolutions

PowerA
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Hall Effect Modules Contact-free magnetic sensors in the thumbsticks provide a more fluid pro-level feel and help with precision and longevity.Hall...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

GIGABYTE - Z790 AORUS ELITE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

Gigabyte Technology
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Processor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Razer - Viper V3 Pro Lightweight Optical Gaming Mouse with 95 Hour Battery Life - 8k Polling Rate - Wireless - White

Razer
Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

55 G Ultra-Lightweight design for seamless handling and maximum controlSeamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99

Razer - Huntsman V3 Pro TKL Wired Analog Optical Linear Switch Gaming Keyboard with Snap Tap - White

Razer
Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

Chosen by Pro's for Advanced FPS MovementWith Rapid Trigger Adjustable Actuation and Razer Snap Tap the Huntsman V3 Pro offers lightning-fast preci...

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Original price $217.99 - Original price $217.99
Original price
$217.99
$217.99 - $217.99
Current price $217.99

CORSAIR - CUE LINK LX120 RGB 120mm PWM Fans Starter Kit (3-pack) - White

Corsair
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Stunning RGB Lighting with Dual Light Loops18 LEDs per fan spread across an inner and outer loop enable brilliant customizable lighting that can be...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

FINAL FANTASY TACTICS The Ivalice Chronicles - PlayStation 5

Square Enix
Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

CombatLead your party in exhilarating encounters where strategic positioning and forward planning determine the outcome. Use the varied terrain of ...

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Original price $64.99 - Original price $64.99
Original price
$64.99
$64.99 - $64.99
Current price $64.99

CORSAIR - RS120 120mm PWM Computer Case Fan Expansion Fan - Black

Corsair
Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Streamlined Fan ConnectionsDaisy-chain multiple fans together and control them all through just a single 4-pin PWM connectorPrecise PWM SpeedsSet y...

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Original price $30.99 - Original price $30.99
Original price
$30.99
$30.99 - $30.99
Current price $30.99

Crucial - X10 2TB External USB-C SSD - Blue

Crucial
Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

Store more than beforeWith up to 6 or even 8TB of storage the Crucial X10 Portable SSD offers extensive space for storing your files photos games v...

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Original price $295.99 - Original price $295.99
Original price
$295.99
$295.99 - $295.99
Current price $295.99

Tomodachi Life Living the Dream - Nintendo Switch

Nintendo
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Populate your island with Mii characters and watch them come to lifeBase your Mii characters on family and friends or whatever you want—and customi...

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Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

RAIDOU Remastered The Mystery of the Soulless Army - Nintendo Switch 2

Sega
Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

An enhanced yet faithful remasterThe supernatural action RPG classic returns now revamped with visual audio and combat enhancements for modern cons...

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Original price $63.99 - Original price $63.99
Original price
$63.99
$63.99 - $63.99
Current price $63.99

Razer - Basilisk Mobile Optical Gaming Mouse - Wireless - Black

Razer
Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

Compact Ergonomic Form FactorFully configurable to meet your specific needs work and play comfortably for long hours anywhere with a trusty compani...

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Original price $112.99 - Original price $112.99
Original price
$112.99
$112.99 - $112.99
Current price $112.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.