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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $2,413.99 - Original price $2,413.99
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    Segway - Go Kart Pro 2 w/15.5 mi Max Operating Range 26.7 mph Max Speed - Gray

    Segway

    Speed and range detailsExperience acceleration like never before with the Segway Gokart Pro 2. With a top speed of 26.7 mph and a 15.5 miles range ...

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  • Original price $359.99 - Original price $359.99
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    Microsoft - Xbox Series S 512GB All-Digital Console (Disc-Free Gaming) - White

    Microsoft

    Power your dreamsExperience next-gen speed and performance at a great price with Xbox Series S in Robot White.Play more wait lessMake the most of e...

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    Original price $359.99 - Original price $359.99
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    Tony Hawk's Pro Skater 1 + 2 Standard Edition - PlayStation 4 PlayStation 5

    Activision

    Skate as the legendary Tony Hawk and the full professional rosterSkate to songs from the era-defining soundtrackHit difficult trick combos with the...

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    Original price $60.99 - Original price $60.99
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  • Original price $154.99 - Original price $154.99
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    BenQ - GW2790 27" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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  • Original price $502.99 - Original price $502.99
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    ViewSonic - VG2756-4K 27" IPS 4K UHD Docking Monitor (HDMI USB-C DisplayPort) - Black

    ViewSonic

    STREAMLINED DESKTOPEliminate the need for costly docking stations by simply connecting your peripherals directly to the monitorQUALITY SCREEN TIMEF...

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  • Original price $291.99 - Original price $291.99
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    TP-Link - BE5000 Dual-Band Multi-Gig Whole Home Mesh WiFi 7 System 3-Pack (Deco BE5000) - White

    TP Link

    Supercharged with WiFi 7WiFi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and hi...

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    Original price $291.99 - Original price $291.99
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    ViewSonic - VG2440V 24" IPS LCD FHD Monitor (HDMI DisplayPort VGA) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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  • Original price $553.99 - Original price $553.99
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    ViewSonic - TD2760 27" LED FHD Touch Screen Monitor (HDMI VGA) - Black

    ViewSonic

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.12 ms res...

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  • Original price $1,721.99 - Original price $1,721.99
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    Apple - Studio Display - Standard Glass VESA Mount Adapter - Silver

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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  • Original price $47.99 - Original price $47.99
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    Mind Reader - Ergonomic Lower Back Cushion Office Chair Support Posture Corrector Memory Foam 17"L x 14.75"W x 5"H - Black

    Mind Reader

    Posture improvementThe vertical backrest is designed to improve posture by aiding in proper spinal alignment helping you maintain a healthy posture...

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    Mind Reader - Office Chair Cushion Ergonomic Orthopedic Portable Car Seat Memory Foam 18"L x 13.5"W x 2.75"H - Gray

    Mind Reader

    Improve posture to enhance well-beingPosture improvement helps alleviate pain associated with many orthopedic pain-triggering physical conditionsRe...

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    Original price $42.99 - Original price $42.99
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  • Original price $671.99 - Original price $671.99
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    OSP Home Furnishings - Arena 1337 Battlestation Gaming Desk - Red Carbon Fiber/Black

    OSP Home Furnishings

    Red carbon fiber fast tracking gaming mouse surfaceEnjoy agile reaction time with our red carbon fiber fast-tracking mouse surface.Dual/single 32" ...

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    Original price $671.99 - Original price $671.99
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  • Original price $117.99 - Original price $117.99
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    Razer - Kraken Hello Kitty Edition Wireless Gaming Headset - Pink

    Razer

    Kitty Ears and Earcups Powered by Razer Chroma RGBThe style possibilities are endless—with 16.8 million colors and a suite of lighting effects you’...

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  • Original price $69.99 - Original price $69.99
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    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

    Insignia

    Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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    Original price $69.99 - Original price $69.99
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  • Original price $164.99 - Original price $164.99
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    ViewSonic - VX2476-SMHD 23.8" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Black

    ViewSonic

    Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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    Original price $164.99 - Original price $164.99
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  • Original price $1,080.99 - Original price $1,080.99
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    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - 16" - Intel Core i9 - 13900H - 16 GB RAM

    ASUS

    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - Flip design - Intel Core i9 - 13900H / up to 5.4 GHz - Win 11 Home - HD Graphics - 16 GB RAM - 1 TB S...

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    Original price $1,080.99 - Original price $1,080.99
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  • Original price $676.99 - Original price $676.99
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    ASUS Vivobook 16 M1605YA-ES74 - 16" - AMD Ryzen 7 - 7730U - 16 GB RAM - 1 TB SSD

    ASUS

    Windows 11 Home operating systemWindows 11 Home OS smartly manages your hardware and runs routine applications efficiently.16" DisplayAnti-glare Sc...

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    Original price $676.99 - Original price $676.99
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  • Original price $1,881.99 - Original price $1,881.99
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    ASUS ZenBook Duo UX8406MA-PS99T - 14" - Intel Core Ultra 9 - 185H - Evo - 32 GB RAM - 1 TB SSD

    ASUS

    ASUS ZenBook Duo UX8406MA-PS99T - 180-degree hinge design - Intel Core Ultra 9 - 185H / up to 5.1 GHz - Evo - Win 11 Home - Intel Arc Graphics - 32...

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    Original price $1,881.99 - Original price $1,881.99
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  • Original price $578.99 - Original price $578.99
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    Dell P3223QE - LED monitor - 4K - 31.5"

    Dell

    Dell P3223QE - LED monitor - 31.5" - 3840 x 2160 4K 60 Hz - IPS - 350 cd/m² - 10001 - 5 ms - HDMI DisplayPort USB-C - with 3 years Advanced Exchan...

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    Original price $578.99 - Original price $578.99
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    ViewSonic VA2409M - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic VA2409M - LED monitor - 24" (23.6" viewable) - 1920 x 1080 Full HD (1080p) 75 Hz - IPS - 250 cd/m² - 10001 - 3 ms - HDMI VGA - speakers

    Original price $130.99 - Original price $130.99
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  • Original price $1,018.99 - Original price $1,018.99
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    Lenovo - Yoga 7 2-in-1 16" 2K Touchscreen Laptop - AMD Ryzen 7 8840HS with 16GB Memory - 1TB SSD - Artic Grey

    Lenovo

    Windows 11 Home operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that let...

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  • Original price $153.99 - Original price $153.99
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    JBL - Quantum 360P Wireless Gaming Headset for PS5 PS4 PC Switch and Xbox - White

    JBL

    Never miss a moment with dual wireless connectionWhen split-second timing is key you can't be tied down to your system. Gaming grade lossless 2.4GH...

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    Original price $153.99 - Original price $153.99
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    JBL - Quantum 910P Wireless Gaming Headset for PS5 PS4 PC Switch and Xbox - White

    JBL

    Gain the competitive advantage with JBL QuantumSPATIAL 360 on your PlaystationEnjoy JBL QuantumSPATIAL 360 on Playstation and Nintendo Switch throu...

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    Original price $322.99 - Original price $322.99
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    CORSAIR - XTM60 High Performance Thermal Paste

    Corsair

    Superior Cooling PerformanceProvides exceptional thermal conductivity between your CPU or GPU and cooler resulting in improved heat dissipation and...

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    Original price $30.99 - Original price $30.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.