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Order by December 12 for best chance of Christmas delivery!
Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $82.99 - Original price $82.99
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Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $82.99 - Original price $82.99
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Original price $333.99 - Original price $333.99
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TP-Link - BE15000 Tri-Band Wi-Fi 7 Router - Black

TP Link

Latest Wi-Fi 7 Technology 3x FasterHarness the complete power of the 6GHz spectrum wide 320MHz channels and 4K-QAM to achieve speeds up to 3x faste...

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Original price $333.99 - Original price $333.99
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Original price $42.99 - Original price $42.99
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$42.99
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Woojer - Vest 3 Washable Lining - Apex Hunter

Generic

Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

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Original price $42.99 - Original price $42.99
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Original price $46.99 - Original price $46.99
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SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - Black

Steel Series

Ultra-Durable Micro-Woven ClothWith over 10 million sold the steelseries qck is the does-it-all surface empowering gamers around the world and cham...

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Original price $46.99 - Original price $46.99
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Original price $589.99 - Original price $589.99
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Samsung - Odyssey Neo G7 43" Mini 4K UHD 1ms AMD FreeSync Premium Pro Smart Gaming Monitor with HDR600 - Black

Samsung

Quantum Matrix TechnologyAn unrivaled visual experience. Revolutionary Quantum Matrix Technology with Quantum Mini LEDs create controlled brightnes...

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Original price $589.99 - Original price $589.99
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Original price $117.99 - Original price $117.99
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$117.99
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CORSAIR - M75 WIRELESS Lightweight Optical RGB Gaming Ambidextrous Mouse - Wireless - White

Corsair

Ambidextrous Shape With Swappable Side ButtonsThe expertly crafted ambidextrous mouse shape grants maximum comfort and control to both right- and l...

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Original price $117.99 - Original price $117.99
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Original price $69.99 - Original price $69.99
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PowerA - Advantage Wired Controller for Xbox Series XS with Lumectra - Black

PowerA

Multi-Zone RGB Lighting Customize your controller with 4 individual lighting zones and 3 lighting modes for thousands of color combinationsNow Inc...

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Original price $69.99 - Original price $69.99
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Original price $934.99 - Original price $934.99
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Samsung - 34" ViewFinity S65TC Ultra-WQHD 100Hz AMD FreeSync HDR10 Curved Monitor with Thunderbolt 4 and Built-in Speakers - WARM WHITE

Samsung

Ultra-WQHD with 1000R CurvatureImmerse yourself in games movies or design projects. A 34" 1000R curved display surrounds you with a 219 aspect rati...

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Original price $934.99 - Original price $934.99
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Original price $125.99 - Original price $125.99
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Glorious - Model D 2 Wireless Optical RGB Gaming Mouse with 6 Programmable Buttons - Wireless - Matte Black

Glorious

Size stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...

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Original price $125.99 - Original price $125.99
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Original price $645.99 - Original price $645.99
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Class of '81 Ms. Pac Man /Galaga Deluxe Arcade Machine

Arcade1Up

12 Classic games includedMs. Pac-Man Galaga Galaga'88 Galaxian Dig Dug Dig Dug II Mappy Rally-X Rolling Thunder Rompers The Tower of Druaga King B...

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Original price $645.99 - Original price $645.99
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Original price $476.99 - Original price $476.99
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HP - 15.6" Chromebook Laptop - Intel Processor N200 - 8GB Memory - 64GB eMMC - Natural Silver

HP

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos youtube and more so you can go fr...

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Original price $476.99 - Original price $476.99
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Original price $563.99 - Original price $563.99
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Arcade1Up - Infinity Game Board - Black

Arcade1Up

Games included50 included board games and activities (comes with a selection of Classic Hasbro games such as Monopoly Yahtzee Trivial Pursuit Clue ...

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Original price $563.99 - Original price $563.99
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Original price $149.99 - Original price $149.99
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Hisense - 2.1 CH Soundbar with Wireless Subwoofer - Black

HISENSE

DTS VirtualX and Dolby DigitalHisense H2100 soundbar significantly improves your TV entertainment experience. With DTS VirtualX and Dolby Digital H...

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Original price $149.99 - Original price $149.99
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Original price $201.99 - Original price $201.99
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WD - BLACK SN850P 1TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $201.99 - Original price $201.99
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Original price $528.99 - Original price $528.99
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WD - BLACK SN850P 4TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $528.99 - Original price $528.99
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Original price $52.99 - Original price $52.99
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Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

Thermal Take

ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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Original price $52.99 - Original price $52.99
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Original price $267.99 - Original price $267.99
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ASUS - TUF Gaming 27" FHD VA 240Hz 1ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

Full HD 1920 X 1080 ResolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card1ms Respon...

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Original price $267.99 - Original price $267.99
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Original price $68.99 - Original price $68.99
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GE - Cync 10 Foot Dynamic Effects Smart LED Neon Shape Light - Color Changing - Full Color

General Electric

Bendable LED Strip LightsBend the flexible LED strip to create shapes designs and words; Control each segment separately with “independent control ...

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Original price $68.99 - Original price $68.99
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Original price $1,330.99 - Original price $1,330.99
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Skytech Gaming - CRYSTAL Gaming Desktop PC - AMD Ryzen 7 7700 - 16GB Memory - AMD Radeon RX 9060XT 16GB - 1TB NVMe SSD - Black

Skytech Gaming

Windows 11 Home 64-bitWindows 11 Home 64-bit has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with ...

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Original price $1,330.99 - Original price $1,330.99
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Original price $53.99 - Original price $53.99
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SanDisk - Extreme 256GB microSDXC UHS-I Memory Card for Gaming

SanDisk

Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

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Original price $53.99 - Original price $53.99
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Original price $312.99 - Original price $312.99
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WD - BLACK SN850P 2TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

Western Digital

Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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Original price $312.99 - Original price $312.99
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$312.99
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Original price $245.99 - Original price $245.99
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$245.99
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ASUS - TUF Gaming 32" 2K VA 170Hz 1ms Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

31.5" LED DisplayTUF Gaming VG32AQA1A Gaming Monitor 31.5 inch 2K (2560 x 1440)Viewing Angle178(H)/178(V)Special Picture ModesHDR Gaming monitorBr...

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Original price $245.99 - Original price $245.99
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Original price $49.99 - Original price $49.99
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PowerA - Wired Controller for Xbox Series XS - Black

PowerA

Ergonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...

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Original price $49.99 - Original price $49.99
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$49.99
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Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99

Turtle Beach - Stealth Pro Multiplatform Wireless Noise-Cancelling Gaming Headset for PS5 PS4 PC Mac Mobile - Black

Turtle Beach

Exceptional Audio FidelityHand-selected 50mm Nanoclear drivers are larger than the competition and produce a clear highly detailed soundstage optim...

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Original price $312.99 - Original price $312.99
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$312.99
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Current price $312.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.