Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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SteelSeries - Arctis Nova Pro Omni 2.4 GHz Wireless Over-The-Ear Gaming Headset for PS5/PS4 Xbox One Xbox X/S Switch/Switch 2 PC - White
Steel SeriesHi-Res Certified Wireless 96 kHz / 24-bit AudioOfficially certified to meet the highest standards for wireless audio. Get high-fidelity with less c...
View full detailsASUS - Zenbook Duo Dual 14" 3K OLED Touch Laptop - Intel Core Ultra 9 386H - 32GB Memory - 1TB SSD - Moher Gray
ASUSCopilot+ PC on Windows 11As a Copilot+ PC on Windows 11 Zenbook DUO delivers up to 50 TOPS of on-device AI powering faster searches instant file re...
View full detailsPeerless AEC0507 mounting component - for flat panel / projector - black powder coat
Peerless IndustriesPeerless AEC0507 - Mounting component (extension column) - for flat panel / projector - aluminum - black powder coat - ceiling mountable
Hisense - 65" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)
HISENSEHi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...
View full detailsCORSAIR - MM Anti-fray Cloth Gaming Mouse Pad - XL - Black
CorsairMicro-woven cloth surfaceThe micro-woven surface is optimized for optical sensor tracking and ensures that your mouse movements are easy and fluid....
View full detailsLG - 75 Class NU850B Series LED Nano 4K UHD Smart webOS TV (2026)
LG ElectronicsNano Detail EnhancerPowered by LG’s advanced ¿7 AI Processor 4K Gen9 Nano Detail Enhancer brings extraordinary clarity to everything you watch. By ...
View full detailsHyperX - Origins 2 1800 Wired Mechanical Linear Red Switch Gaming Keyboard with RGB Back Lighting - Black
HPEasily Change Up Your StyleWhen you want to add a new look to your desk there’s no need to buy a new board. Origins 2 uses a simple 8-screw assembl...
View full detailsASUS - ProArt PX13 13.3" 3K OLED Touchscreen 2-in-1 - AMD Ryzen AI Max+ 388 2026 - 32GB RAM - 512GB SSD - Copilot+ PC - Nano Black
ASUSCreate Faster on a Windows 11 Home Copilot+ PCCopilot+ on Windows 11 Home brings AI into your creative flow. Quickly find clips get smart summaries...
View full detailsAcer - KA272 P6bi 27 IPS LED Full HD AMD FreeSync Monitor - Up to 144Hz 1ms (HDMI VGA) - Black
AcerVibrant ImagesCrisp true-to-life colors come alive in Full HD 1080p resolution. Movies and games appear more real and dramatic and small details an...
View full detailsHP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 7 445 (2026) - 16GB Memory - 1TB SSD - Copilot+ - Meteor Silver
HP16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...
View full detailsSamsung - 48" Class S90H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)
SamsungOLED HDR+ with Glare FreeExperience incredible brightness and deep contrast for a lifelike picture. Powered by advanced AI every detail is enhanced...
View full detailsHP - OmniBook X Flip 2-in-1 14" 2K Touchscreen Laptop - Intel Core Ultra 5 - 16GB Memory - 512GB SSD - Atmospheric Blue
HP14" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...
View full detailsHisense - 100" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)
HISENSEHi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...
View full detailsHisense - 85" Class U6 Series MiniLED QLED UHD 4K HDR Smart Fire TV (2026)
HISENSEHi-QLED MiniLEDTake the next step with more precise control over brightness and contrast. Whether you're watching fast-moving sports daytime TV or ...
View full detailsHP - OmniBook X Flip 2-in-1 - 16" 2K Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Copilot+ PC - Meteor Silver
HP16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...
View full detailsTCL - 85" Class QM7L Series 4K UHD HDR SQD-Mini LED Smart TV with Google TV (2026)
TCLSQD-Mini LEDAs the ultimate Mini LED TV it integrates the expansive TCL Deep Color System with the breakthrough TCL Halo Control System to ensure t...
View full detailsHP - OmniDesk Slim Desktop - Intel Core i5-14400 - 8GB DDR5 Memory - 512GB SSD - Meteor Silver
HPIntel Core i5-14400 processorThe performance you need to connect learn and play. Intel Core performance and graphics help you navigate and collabor...
View full detailsHP - OmniDesk Slim Desktop - Intel Processor 300 - 8GB DDR5 Memory - 256GB SSD - Meteor Silver
HPIntel Processor 300Boost your productivity with an Intel Core Processor featuring a performance hybrid architecture that makes it easy to game stre...
View full detailsSony - 85" class BRAVIA 3 II 4K HDR LED Google TV with Gemini (2026)
SonyBig screen cinema experienceExperience movies sports and gaming on a large display that transforms your space into a home theater.Movies included w...
View full detailsLG - 43" Class 75B Series QNED AI Mini LED 4K Smart webOS TV (2026)
LGDynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...
View full detailsLexar - PLAY PRO microSD Express Card 512 GB
LexarRevolutionary performance is 4x faster than typical UHS-I microSD cards.PCIe technology delivers read speeds up to 900MB/s so the game loads faster...
View full detailsiBUYPOWER - Slate Gaming Desktop PC - Intel Core i7 14700F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB 1TB NVMe SSD - Black
iBuyPowerWindows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...
View full detailsSteelSeries - QcK Heavy Gaming Mouse Pad Large - Magenta
Steel SeriesLegendary Micro-woven ClothAn optimal surface for mouse precision and performance the proprietary micro-woven cloth makes the SteelSeries QcK trust...
View full detailsHisense - 75" Class U6 Pro MiniLED Series QLED 4K UHD Smart Fire TV (2026)
HISENSEHi-QLED MiniLEDMini-LED backlighting uses thousands of precise light zones to enhance contrast across the screen revealing deeper shadows brighter ...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.