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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $608.99 - Original price $608.99
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    XFX Qicksilver AMD Radeon RX 7800 XT MagAir 16GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black/Red

    XFX

    GDDR6 Memory for advanced gamingEquipped with 16GB of advanced GDDR6 memory to provide high bandwidth performance enabling 1080p performance for to...

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  • Original price $1,670.99 - Original price $1,670.99
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    MSI - Katana 15 15.6" 144Hz FHD Gaming Laptop-Ryzen 9-8945HS with 16GB Memory-RTX 4070-1TB SSD - Black

    MSI

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,670.99 - Original price $1,670.99
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  • Original price $229.99 - Original price $229.99
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    Samsung - Odyssey G30D 24" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

    Samsung

    180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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  • Original price $2,443.99 - Original price $2,443.99
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    iBUYPOWER - Y60 Gaming Desktop PC - Intel Core i9 14900KF - GeForce RTX 4070Ti Super 16GB - 32GB DDR5 RAM - 2TB NVMe - Black

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    ASUS - ProArt P16 16" 4K Touch Screen Laptop - AMD Ryzen AI 9 HX 370 - 32GB Memory - NVIDIA GeForce RTX 4070 - 2TB SSD - Nano Black

    ASUS

    Powerful AMD Ryzen AI 9 HX processorStep into the future of content creation with the AMD Ryzen AI 9 HX 370 processor. Boasting 45 TOPs of NPU AI p...

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    Original price $2,558.99 - Original price $2,558.99
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  • Original price $429.99 - Original price $429.99
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    AOC - CU34G2XP 34" VA Curved Gaming Monitor WQHD (3440x1440) 180Hz 1ms Freesync HDR 400 - Black/Silver/Red

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    ASUS - ROG Ally Premium Hard Case - Black

    ASUS

    Travel Easy with Hard Case ProtectionTravel anywhere with confidence thanks to the ROG Ally Premium Hard Case’s durable water-repellant PU coated e...

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    Original price $62.99 - Original price $62.99
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  • Original price $259.99 - Original price $259.99
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    Samsung - Odyssey G30D 27" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

    Samsung

    180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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    Original price $259.99 - Original price $259.99
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  • Original price $127.99 - Original price $127.99
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    ASUS - ROG 140W USB-C GaN Charger - Supports USB Type-A and USB Type-C - Black

    ASUS

    All-In-One Charging with USB Type-C and USB Type-A PortsCharge up to 4 devices simultaneously on the ROG 140W USB-C GaN Charger. With 3 USB Type-C ...

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    Original price $127.99 - Original price $127.99
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  • Original price $813.99 - Original price $813.99
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    Samsung - 43-inch Commercial 4K UHD Display 350 NIT - (2023)

    Samsung

    The unparalleled ultra-slim thickness of 28.5mmmakes it the thinnest option in Samsung's UHD Signage series. It comes with the Slim Fit Wall Mount ...

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    Original price $813.99 - Original price $813.99
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  • Original price $57.99 - Original price $57.99
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    JBL - Quantum 100P Wired Gaming Headset for PS5 PS4 PC Switch and Xbox - White

    JBL

    Be at the center of the game with JBL QuantumSOUND SignatureFrom the tiniest footsteps to the loudest explosion JBL QuantumSOUND Signature makes ev...

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    Original price $57.99 - Original price $57.99
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    LEGO - Speed Champions Lamborghini Lambo V12 Vision GT Super Car Formula 1 76923

    Lego

    Lamborghini car toy for kidsLEGO Speed Champions Lamborghini Lambo V12 Vision GT Super Car vehicle toy for boys and girls ages 10 and up gaming fan...

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  • Original price $164.99 - Original price $164.99
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    TCL - 32" Class S2-Series 720p HD LED Smart Google TV - 32S250G (2024)

    TCL

    720P High-Definition ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and de...

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    Original price $164.99 - Original price $164.99
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  • Original price $2,187.99 - Original price $2,187.99
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    LG - 86 Class 80 Series QNED 4K UHD Smart webOS TV (2024)

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $2,187.99 - Original price $2,187.99
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  • Original price $4,549.99 - Original price $4,549.99
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    Hisense - 100" Class U8 Series Mini-LED 4K UHD QLED Google TV (2023)

    HISENSE

    4K ULEDHisense’s proprietary ULED technologies boost color contrast brightness and motion. This suite of patented hardware and software technologie...

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  • Original price $254.99 - Original price $254.99
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    Mobile Pixels - DUEX Max DS 14.1" IPS LCD Monitor - Black

    Trio

    4th Gen 14.1-in.IPS LCD with new display modes and thinner bezel than previous gen product Compatible with macOS Windows Nintendo Switch and Samsun...

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  • Original price $377.99 - Original price $377.99
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    Crucial X10 Pro - SSD - 4 TB - USB 3.2 Gen 2

    Crucial

    Raw performance. Real power.With read and write speeds up to 2100/2000MB/s the Crucial X10 Pro Portable SSD is powerful enough for editing directly...

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  • Original price $156.99 - Original price $156.99
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    Razer - BlackWidow V4 X Full Size Wired Mechanical Green Switch Gaming Keyboard with Chroma RGB - Black

    Razer

    Razer Green Mechanical SwitchesWith a 1.9mm actuation point requiring just 50g of force experience the perfect pairing of pressure and response tim...

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  • Original price $58.99 - Original price $58.99
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    Razer Cobra Wired Gaming Mouse with Chroma RGB Lighting and 58g Lightweight Design - Black

    Razer

    58g Lightweight DesignWith a lightweight design that caters to most grip styles the Razer Cobra not only allows for fast precise control but feels ...

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  • Original price $255.99 - Original price $255.99
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    Razer - Huntsman V3 Pro TKL Wired Analog Optical Esports Keyboard with Snap Tap Mode Rapid Trigger and Adjustable Actuation - Black

    Razer

    Razer Analog Optical Switch Gen-2Max out on precision and response with our most advanced switches featuring Rapid Trigger for ultra-fast repeated ...

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  • Original price $212.99 - Original price $212.99
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    Hisense - 40" Class A4 Series LED Full HD 1080P Smart Google TV (2023)

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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  • Original price $194.99 - Original price $194.99
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    Hisense - 32" Class A4 Series LED Full HD 1080P Smart Google TV (2023)

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Original price $194.99 - Original price $194.99
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  • Original price $4,590.99 - Original price $4,590.99
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    Samsung - 98 Class Q80C QLED 4K UHD Smart Tizen TV - (2023)

    Samsung

    Direct Full ArraySuper precise LEDs are the secret to this TV’s straight fire contrast. See incredible contrast even in sunlit rooms with our Direc...

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  • Original price $156.99 - Original price $156.99
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    Turtle Beach - Kone XP Air Wireless Optical Gaming Mouse with Charging Dock and AIMO RGB Lighting - White

    Turtle Beach

    Ergonomic Multi-button designPerfected through years of refinement the beloved Kone ergonomic shape ensures comfort over long gaming sessions. Ten ...

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    Original price $156.99 - Original price $156.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.