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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

LG - 65" Class B6 Series OLED AI 4K Smart webOS TV (2026)

LG
Original price $1,704.99 - Original price $1,704.99
Original price
$1,704.99
$1,704.99 - $1,704.99
Current price $1,704.99

Prefect Black Vivid ColorLG's OLED technology creates an incredible watching experience and stellar picture quality with Perfect Black and Vivid C...

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Original price $1,704.99 - Original price $1,704.99
Original price
$1,704.99
$1,704.99 - $1,704.99
Current price $1,704.99

LG - 65" Class 84B Series QNED evo AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $879.99 - Original price $879.99
Original price
$879.99
$879.99 - $879.99
Current price $879.99

Dynamic QNED Color ProDynamic QNED Color Pro provides a full range of colors for a vibrant crisp and accurate picture even in the brightest setting...

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Original price $879.99 - Original price $879.99
Original price
$879.99
$879.99 - $879.99
Current price $879.99

Logitech - PRO X2 SUPERSTRIKE LIGHTSPEED Lightweight Wireless Gaming Mouse with Customizable Click Haptics for PC/Mac/Laptop - Wireless - White

Logitech
Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

Designed with pros engineered to winDesigned alongside the world’s best esports athletes the Logitech G PRO X2 SUPERSTRIKE wireless gaming mouse de...

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Original price $230.99 - Original price $230.99
Original price
$230.99
$230.99 - $230.99
Current price $230.99

ASUS - ROG Azoth 96 Wireless Magnetic Hall Effect RGB Gaming Keyboard with Hot-Swappable ROG HFX V2 Switches - Black

ASUS
Original price $362.99 - Original price $362.99
Original price
$362.99
$362.99 - $362.99
Current price $362.99

Hot-Swappable ROG HFX V2 Magnetic SwitchRefined keystrokes with customizable 0.13.5mm actuation and 0.01mm-step precise tuningNew ROG Hall SensorEx...

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Original price $362.99 - Original price $362.99
Original price
$362.99
$362.99 - $362.99
Current price $362.99

Turtle Beach - Afterglow Wave Wireless RGB Gaming Controller for Nintendo Switch 2 Nintendo Switch Switch Lite OLED Model - Purple

Turtle Beach
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Custom RGB LightingGlow up your setup with eight RGB zones and four preset modes creating vibrant color combinations to light up your game like nev...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

CyberPowerPC - Gaming Desktop - AMD Ryzen 7 8700F - AMD Radeon RX 7700 16GB - 16GB DDR5 - 1TB PCIe 4.0 SSD Storage - Black

CyberPowerPC
Original price $1,385.99 - Original price $1,385.99
Original price
$1,385.99
$1,385.99 - $1,385.99
Current price $1,385.99

Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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Original price $1,385.99 - Original price $1,385.99
Original price
$1,385.99
$1,385.99 - $1,385.99
Current price $1,385.99

LG - 55" Class 84B Series QNED evo AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

Dynamic QNED Color ProDynamic QNED Color Pro provides a full range of colors for a vibrant crisp and accurate picture even in the brightest setting...

View full details
Original price $704.99 - Original price $704.99
Original price
$704.99
$704.99 - $704.99
Current price $704.99

HP - OmniStudio 27" Full HD Touchscreen All-in-One w/ Adjustable Height - AMD Ryzen AI 7 445 - 16GB RAM - 1TB SSD - Copilot+ - Jet Black

HP
Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

AMD Ryzen AI 7 445 processorUnlock powerful AI-driven experiences with Copilot+ PCs powered by an AMD Ryzen AI processor designed to enhance creati...

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Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

iBUYPOWER - iBUYPOWER-Element SE Gaming Desktop PC-Intel Core i5 14400F NVIDIA GeForce RTX 5060 8GB 16GB DDR4 Non-RGB1TB NVMe SSD - Black

iBuyPower
Original price $1,341.99 - Original price $1,341.99
Original price
$1,341.99
$1,341.99 - $1,341.99
Current price $1,341.99

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,341.99 - Original price $1,341.99
Original price
$1,341.99
$1,341.99 - $1,341.99
Current price $1,341.99

Samsung - 83'' Class S85H OLED 4K UHD SmartVision AI Smart Tizen TV (2026)

Samsung
Original price $3,711.99 - Original price $3,711.99
Original price
$3,711.99
$3,711.99 - $3,711.99
Current price $3,711.99

OLED HDRElevate your entertainment with more clarity in every pixel and see every moment come to life in your favorite shows and movies. Reveal hid...

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Original price $3,711.99 - Original price $3,711.99
Original price
$3,711.99
$3,711.99 - $3,711.99
Current price $3,711.99

LG - 55" Class 75B Series QNED AI Mini LED 4K Smart webOS TV (2026)

LG
Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99

Dynamic QNED ColorLG's Dynamic QNED Color and next-gen AI provide vivid color on your screen for a immersive visual experience.Mini LED TechnologyS...

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Original price $609.99 - Original price $609.99
Original price
$609.99
$609.99 - $609.99
Current price $609.99

MSI - THIN A15 15.6" 144Hz FHD Gaming Laptop - AMD R5-7535HS - GeForce RTX 4050 - 8GB Memory - 512GBSSD - Black

MSI
Original price $1,023.99 - Original price $1,023.99
Original price
$1,023.99
$1,023.99 - $1,023.99
Current price $1,023.99

Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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Original price $1,023.99 - Original price $1,023.99
Original price
$1,023.99
$1,023.99 - $1,023.99
Current price $1,023.99

SCUF - Valor Pro Wired Performance Controller for Xbox Series XS Xbox One and PC - White

SCUF
Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

Faster GameplayFeatures four embedded rear paddles you can configure up to 16 functions and with our Instant Triggers that eliminate trigger pull s...

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Original price $136.99 - Original price $136.99
Original price
$136.99
$136.99 - $136.99
Current price $136.99

ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA RTX 5070 Ti 12GB - 1TB SSD - Eclipse Gray

ASUS
Original price $2,907.99 - Original price $2,907.99
Original price
$2,907.99
$2,907.99 - $2,907.99
Current price $2,907.99

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $2,907.99 - Original price $2,907.99
Original price
$2,907.99
$2,907.99 - $2,907.99
Current price $2,907.99

Samsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver

Samsung
Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

OLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...

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Original price $1,026.99 - Original price $1,026.99
Original price
$1,026.99
$1,026.99 - $1,026.99
Current price $1,026.99

GIGABYTE - NVIDIA GeForce RTX 5070 Ti GAMING OC 16G GDDR7 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $1,249.99 - Original price $1,249.99
Original price
$1,249.99
$1,249.99 - $1,249.99
Current price $1,249.99

Graphics Processing Unit (Gpu)/Clock Speedpowered by the nvidia geforce rtx 5070 ti graphics processing unit (gpu)Video Memory16gb gddr7Interface C...

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Original price $1,249.99 - Original price $1,249.99
Original price
$1,249.99
$1,249.99 - $1,249.99
Current price $1,249.99

Razer - USB C Dock Station with 11 Ports for PC and Mac - Black

Razer
Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

11-Port DesignGet a docking solution for every scenario with 2 USB C ports 4 USB-A ports a Gigabit Ethernet port an HDMI port UHS-I SD/MicroSD card...

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Original price $107.99 - Original price $107.99
Original price
$107.99
$107.99 - $107.99
Current price $107.99

Meta - Quest 3S 128GB Virtual Reality Headset Without Wires — Thirty-Three Percent More Memory — 2X Graphical Processing - White

Meta
Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

NO WIRES MORE FUNBreak free from cords. Game play exercise and explore immersive worlds — untethered and without limits.2X GRAPHICAL PROCESSING POW...

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Original price $394.99 - Original price $394.99
Original price
$394.99
$394.99 - $394.99
Current price $394.99

BenQ - MA270U 27" IPS LED 4K UHD Nano Matte Monitor for MacBook Pro and MacBook Air (HDMI/USB-C 90W) - Gray

BenQ
Original price $628.99 - Original price $628.99
Original price
$628.99
$628.99 - $628.99
Current price $628.99

Show Mac ColorsCalibrated for MacBook with BenQ’s exclusive color tuning offering a vibrant P3 wide color gamut for MacBook Air and Pro.Expand MacB...

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Original price $628.99 - Original price $628.99
Original price
$628.99
$628.99 - $628.99
Current price $628.99

ASUS- ExpertBook CX54 14" Chromebook Laptop with Intel Core Ultra 5-16GB Memory-256GB SSD

ASUS
Original price $881.99 - Original price $881.99
Original price
$881.99
$881.99 - $881.99
Current price $881.99

Runs ChromeOSThe fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go fr...

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Original price $881.99 - Original price $881.99
Original price
$881.99
$881.99 - $881.99
Current price $881.99

The Precinct - PlayStation 5

Microids
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Take to the streetsA tribute to classic cop movies The Precinct combines police sim with action sandbox spectacle. Patrol the streets and respond t...

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Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Hisense - 100" Class QD6 Series Hi-QLED 4K UHD HDR Smart Fire TV (2025)

HISENSE
Original price $2,081.99 - Original price $2,081.99
Original price
$2,081.99
$2,081.99 - $2,081.99
Current price $2,081.99

Hi-QLED ColorExperience a visual treat with Hi-QLED Color. Every frame is rich vibrant and true-to-life ensuring that every shade from soft pastels...

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Original price $2,081.99 - Original price $2,081.99
Original price
$2,081.99
$2,081.99 - $2,081.99
Current price $2,081.99

Sony - 55" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony
Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $839.99 - Original price $839.99
Original price
$839.99
$839.99 - $839.99
Current price $839.99

ASUS - ROG Astral NVIDIA GeForce RTX 5090 32GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $4,764.99 - Original price $4,764.99
Original price
$4,764.99
$4,764.99 - $4,764.99
Current price $4,764.99

NVIDIA PowerPowered by the NVIDIA Blackwell architecture and DLSS 4Quad-fan designBoosts air flow and pressure by up to 20Patented vapor chamberWit...

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Original price $4,764.99 - Original price $4,764.99
Original price
$4,764.99
$4,764.99 - $4,764.99
Current price $4,764.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.