Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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Backbone - One - PlayStation Edition (Lightning) - Mobile Gaming Controller for iPhone - 2nd Gen - White
BackbonePlay Virtually Any Game AnywhereChoose from free App Store games like Call of Duty Mobile and Roblox stream through cloud gaming services such as A...
View full detailsSony Interactive Entertainment - PlayStation Portal Remote Player - White
SonyPut Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over a WiFi network letting you jum...
View full detailsMicrosoft - Xbox Wireless Gaming Headset for Xbox Series XS Xbox One and Windows 1011 - Black
MicrosoftImmerse yourself in the gameFeaturing enhanced auto-mute and voice isolation for crystal-clear chat intuitive design plus direct pairing to your co...
View full detailsXbox Series X 1TB Console with Xbox Wireless Controller - 4K Gaming - 120FPS - Xbox Series X
MicrosoftExperience brighter worlds vivid imagery and sharper details with 4K gaming and up to 120 FPS that makes everything feel so real it’s unreal.Quick ...
View full detailsSony - PlayStation VR2 - Multi
Sony Computer Entertainment AmCutting-edge performance.4K HDR visuals.4110 field of view.Advanced graphical rendering.Single cable setup.New generation of genre-defining VR game...
View full detailsHyperX - Cloud Stinger Core Wireless Gaming Headset for PC PS5 and PS4 - White
HyperXGaming-grade wirelessWireless connectivity frees up space from cords and lets you step away from your system while staying in voice chat or listeni...
View full detailsSony - PlayStation Portal Remote Player - White
SonyPut Your PS5 in the Palm of Your HandPlayStation Portal Remote Player gives you access to the games on your PS5 over your home Wi-Fi1 letting you j...
View full detailsNintendo - Switch OLED Model w/Joy-Con - White
NintendoVivid 7 OLED screenThree play modes TV tabletop and handheldLocal co-op online and local wireless multiplayerDetachable Joy-Con controllers64 GB in...
View full detailsAcer - Nitro ED273U 27" 1000R Curved WQHD 180Hz 0.5ms FreeSync Gaming Monitor
AcerVibrant ImagesCrisp true-to-life colors come alive in WQHD resolution. Movies and games appear more real and dramatic and small details and text ar...
View full detailsLG - 65" Class 82A Series QNED AI 4K UHD Smart webOS TV (2025)
LGDynamic QNED ColorLG's Dynamic QNED color with 100 color volume and next-gen AI provides vivid color on your screen for a captivating visual experi...
View full detailsMSI - NVIDIA GeForce RTX 5070 Ti 16G GAMING TRIO OC 16GB GDDR7 PCI Express Gen 5 Graphics Card - Black
MSIGraphics Processing Unit (GPU)/Clock SpeedPowered by the NVIDIA GeForce RTX 5070 Ti graphics processing unit (GPU) with boost clock.16GB GDDR716GB ...
View full detailsAcer - AOPEN 23.8 LED FHD 100Hz 1ms FreeSync Monitor (HDMI VGA) - Black
AcerVibrant imagesThe AOPEN 23.8" Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect picture with...
View full detailsTCL 75" QM5K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)
TCLQD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...
View full detailsSamsung - 27" S3 (S36GD) LED FHD 100Hz Curved Monitor (HDMI D-sub) - Black
Samsung1800R Curved ScreenAn immersive viewing experience with a curved monitor that wraps more closely around your field of vision. It creates a wider vi...
View full detailsAMD - Ryzen 9 7900X 12-Core - 24-Thread 4.7 GHz (5.6 GHz Max Boost) Socket AM5 Unlocked Desktop Processor - Silver
AMDAMD EXPOAMD EXPO technology can unlock improved memory performance for faster gaming.Large CacheAMD Ryzen 7000 Series desktop processors feature la...
View full detailsSteelSeries - Apex Pro Mini Gen 3 60 V2 Wired Mechanical OmniPoint Adjustable Gaming Keyboard with Rapid Tap Rapid Trigger - Black
Steel SeriesTHE WORLD'S FASTEST KEYBOARDPush the boundaries with cutting-edge OmniPoint 3.0 switches with Rapid Trigger Protection Mode Rapid Tap and full adju...
View full detailsCrucial P310 - SSD - 2 TB - PCIe 4.0 x4 (NVMe)
CrucialShift up to Gen4 speedBuilt with Micron Advanced 3D NAND P310 Gen4 SSDs offer blazing fast sequential reads up to 7100MB/s — 2x faster than the pre...
View full detailsDualShock 4 Wireless Controller for Sony PlayStation 4 - Jet Black
Sony Computer Entertainment AmTake control of your favorite adventures solve puzzles and defeat epic bosses with the help of this game pad for PlayStation 4Feel the action of yo...
View full detailsViewSonic VG1656N - LED monitor - 16"
ViewSonicViewSonic VG1656N - LED monitor - 16" - portable - 1920 x 1200 WUXGA 60 Hz - 250 cd/m² - 10001 - 9.5 ms - 2 xUSB-C - speakers
CORSAIR - HS55 SURROUND v2 Wired Gaming Headset for PC Mac PS5 PS4 Xbox Switch and Mobile - Carbon
CorsairDolby Atmos Spatial Audio on PCThe included USB adapter unlocks the incredibly immersive Dolby Atmos audio experience putting the sounds of the gam...
View full detailsLogitech - A50 LIGHTSPEED Wireless Gaming Headset + Base Station (Gen 5) for Xbox PlayStation 5 PC/Mac or Nintendo Switch - Black
LogitechPLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...
View full detailsSteelSeries Arctis Nova Pro - for PlayStation - headset
Steel SeriesWORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...
View full detailsSamsung Odyssey G9 S49CG954EN - G95C Series - LED monitor - curved - 49" - HDR
Samsung1000R Curved Screen with Dual QHD ResolutionExperience the next level of heart pounding gaming with vivid scenes wrapped deeply around your field o...
View full detailsASUS ROG STRIX B650-A GAMING WIFI - motherboard - ATX - Socket AM5 - AMD B650
ASUSAMD Socket AM5(LGA 1718)Ready for AMD Ryzen 7000 Series desktop processors.Robust Power Solution12 + 2 power stages with 8 + 4 pin ProCool power co...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.