Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
Filters
- 8BitDo (2)
- Acer (34)
- Alienware (15)
- AMAZON (6)
- AMD (10)
- AOC (4)
- APC Products (3)
- Apple (12)
- Arcade1Up (3)
- Arris (3)
- Astro Gaming (10)
- ASUS (107)
- Backbone (4)
- Backbone Entertainment (2)
- BANDAI NAMCO Entertainment (4)
- Belkin (5)
- BenQ (4)
- Best Buy essentials (6)
- Blu (2)
- Capcom (3)
- Corsair (58)
- Crucial (21)
- CyberPowerPC (14)
- Dell (11)
- Denon (5)
- Edifier (5)
- Eero (3)
- Elgato (6)
- Epson (5)
- FIFINE (4)
- GameMill Entertainment (2)
- GameSir (5)
- GE (3)
- Generic (4)
- GIGABYTE (8)
- Gigabyte Technology (2)
- Glorious (19)
- Govee (8)
- Higround (6)
- HISENSE (2)
- Honeycomb Aeronautical (2)
- Hori (8)
- HP (94)
- Hyperice (2)
- HyperX (11)
- iBuyPower (14)
- Insignia (24)
- J5 Create (8)
- JBL (2)
- Keychron (2)
- Klipsch (3)
- Lego (11)
- Lenovo (32)
- LG (57)
- Logitech (90)
- Lorcana (7)
- Maytag (2)
- Meta (3)
- Microsoft (29)
- MSI (45)
- Nacon (6)
- Nanoleaf (2)
- NETGEAR (30)
- NEXT (23)
- Next Level Racing (2)
- Nintendo (18)
- Nintendo of America (2)
- Nvidia (2)
- PDP (4)
- Philips (4)
- Power A (4)
- PowerA (26)
- Razer (104)
- RIG (4)
- Ring (2)
- Rocketfish (5)
- Roku (3)
- Samsung (85)
- SanDisk (8)
- Sanus (2)
- SCUF (4)
- Seagate (10)
- Sega (2)
- SideTrak (12)
- Skytech Gaming (5)
- Sonos Inc (2)
- Sony (34)
- Sony Computer Entertainment Am (11)
- Steel Series (73)
- Targus (2)
- TCL (42)
- Thrustmaster (11)
- TP Link (24)
- Trio (3)
- Turtle Beach (18)
- Ultra Pro (4)
- ViewSonic (79)
- Western Digital (13)
- Whirlpool (2)
- Zagg Incorporated (5)
Turtle Beach - Burst II Air Ultra-Lightweight Wireless Optical Gaming Mouse with Bluetooth 120-hour battery - Wireless - Black
Turtle BeachUltra-Lightweight DesignBurst II Air pushes weight boundaries even lower at a best-in-class 47g with a solid top shell offering the perfect balance...
View full detailsUltra PRO - 2.5" x 3.5" Soft Trading Card Penny Sleeves (500-Count)
Ultra ProThe original "Penny Sleeves" Ultra PRO's clear Soft Trading Card Sleeves protect your valuable trading cards and gaming cards during sorting and ga...
View full detailsTurtle Beach - Stealth 500 Wireless Over-Ear Gaming Headset for Xbox Series XS Xbox One PC Mobile - Black
Turtle BeachStep up to Wireless FreedomPlay your favorite games on Xbox Series XS Xbox One with low-latency 2.4GHz wireless as well as PC mobile with Bluetoo...
View full details
Save 0%
Save %
Logitech - PRO Racing Simulator Pedals with 100kg Load Cell Brake for Windows - Black
Logitech - PRO Racing Simulator Pedals with 100kg Load Cell Brake for Windows - Black
LogitechLoad cell brakeBetter muscle memory optimal braking power; the 100kg load cell pressure detection brake delivers a superior driver feel and consist...
View full detailsNETGEAR Orbi 770 Series RBE773 - Wi-Fi system - Wi-Fi 7 - desktop
NETGEARBE11000 tri-band mesh Wi-Fi router and satellitesOrbi 770 Series with Wi-Fi 7 unleashes speeds up to 11Gbps for flawless performance and coverage f...
View full details
Save 0%
Save %
HP - 23.8" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black
HP - 23.8" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black
HPLife-like color. Deeper detail.Upgrade your everyday with a vibrant 23.8" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 9...
View full detailsTurtle Beach - Stealth 600 Wireless Over-Ear Multiplatform Gaming Headset for PS5 PS4 PC Mobile - White
Turtle BeachMultiplatform Wireless + BluetoothExperience low-latency multiplatform freedom with 2.4GHz wireless and Bluetooth 5.2 on PlayStation PC or Steam De...
View full detailsRazer - Blackshark V2 Hyperspeed Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - White
Razer280g Ultra-Lightweight DesignFeaturing optimized weight reductions and an improved clamping force the headset provides seamless comfort that keeps ...
View full detailsLenovo - Legion 7i 16" (WQXGA) Gaming Laptop - Intel Core Ultra 7 255HX - 32GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Glacier White
LenovoWindows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...
View full detailsCORSAIR - K60 PRO TKL Wired Optical-Mechanical OPX Linear Switch Gaming Keyboard with per-key RGB Backlighting - White
CorsairExclusive CORSAIR OPX RGB optical-mechanical keyswitchesHyper-fast input with 1.0mm actuation distance and smooth linear travel guaranteed for 150 ...
View full detailsDisney - Lorcana Card Sleeve (Aladdin)
LorcanaPlay in StyleElevate your gaming experience with these stunning card sleeves.Ultimate Card ProtectionKeep your cards in pristine condition during i...
View full detailsInsignia - Display and Storage Stand - Works with Meta Quest 2/3/3S - White
InsigniaExtra stable baseWeighted base for stabilityCable managementNeatly organizes cablesEasy drop-in designSupports both standard and elite head strapsW...
View full detailsKlipsch - Flexus CORE 200 3.1.2 Soundbar - Black
KlipschPowered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...
View full detailsGlorious - Lubed Mechanical Keyboard 5-pin Hot Swappable Switches (36x) - Clicky - Raptor
GloriousWorks with Most 5-pin Hotswap KeyboardsCompatible with all Glorious GMMK keyboards and most mechanical keyboards with 5-pin hotswap sockets.Gloriou...
View full detailsCORSAIR - M75 WIRELESS Lightweight Optical RGB Gaming Ambidextrous Mouse - Wireless - Black
CorsairAmbidextrous Shape With Swappable Side ButtonsThe expertly crafted ambidextrous mouse shape grants maximum comfort and control to both right- and l...
View full detailsRazer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Quartz
RazerCondenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...
View full detailsCyberPowerPC - Gaming Desktop - AMD Ryzen 9 9900X - NVIDIA GeForce RTX 5080 16GB - 32GB DDR5 - 2TB PCIe 4.0 SSD - White
CyberPowerPCGet a fresh perspective with Windows 11 HomeFrom a rejuvenated Start menu to more ways to connect to your favorite people news games and content Wi...
View full detailsGIGABYTE - Z790 EAGLE AX (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black
Gigabyte TechnologyProcessor CompatibilitySupports 14th and 13th Gen Intel Core Series ProcessorsDDR5 Compatible4SMD DIMMs with XMP 3.0 Memory Module SupportNext Gen ...
View full detailsInsignia - Bumper Case for ROG Ally - Black
InsigniaPrecision fitEngineered specifically for the original Rog Ally (RC71L) this case snugly wraps around your device ensuring a secure fit while leavin...
View full detailsRazer - Seiren V3 Mini Wired Ultra-compact Condenser USB Microphone - Black
RazerCondenser Mic for crystal-clear voice captureFitted with a custom condenser capsule the mic's impressive sensitivity can capture more detail especi...
View full detailsGovee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi
GoveeSegmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...
View full detailsKlipsch - Flexus CORE 100 2.1 Soundbar - Black
KlipschPowered By OnkyoWe’ve teamed up with Onkyo combining their decades of proven manufacturing and tech prowess with our classic Klipsch acoustics to e...
View full detailsDenon - AVR-S770H (75W X 7) 7.2-Ch. with HEOS and Dolby Atmos 8K Ultra HD HDR Compatible AV Home Theater Receiver with Alexa - Black
DenonUnmatched Cinematic Experience in 8KEnjoy crisp clean graphics and smooth animations with 8K/60Hz and 4K/120Hz pass-through with the Denon 7.2-Ch A...
View full detailsGlorious - Elements Ice Hybrid Glass Cloth Gaming Mouse Pad (Large) - Black
GloriousGlass-Infused surfaceHit every shot with nearly 100 uniform X/Y action.Durable QualityRe¿ective laminated coating holds up over time and resists cr...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.