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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $274.99 - Original price $274.99
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    SCUF - Instinct Pro Wireless Performance Controller for Xbox Series XS Xbox One PC and Mobile - Steel Gray

    SCUF

    Four Remappable Paddles.Your game is about to get better and faster. Four rear Remappable Paddles can be configured to 15 functions and are embedde...

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  • Original price $1,767.99 - Original price $1,767.99
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    TCL - 85" Class Q7 Series QLED 4K UHD Smart Google TV (2023)

    TCL

    4K Ultra HD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED Quantum Dot Technology with UltraWide Color Gam...

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    CORSAIR TC100 RELAXED - gaming chair - nylon plush leatherette - black

    Corsair

    Tilt AngleTilt feature adds convenience in usageTilt LockThe tilt lock feature allows the tilted angle to be locked in placeBack Angle AdjustmentAd...

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    GE - Cync Dynamic Effects Smart LED Hexagon Panel Lights (7 Pack) - Color Changing - Full Color

    General Electric

    LED Hexagon Light PanelsIndividually adjust color segments by panel to create a unique light show with “independent control; Design your own layout...

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    Acer PM1 - LED monitor - Full HD (1080p) - 16"

    Acer

    Ultra-slim portable designGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Best Buy essentials - USB to Ethernet Adapter - White

    Best Buy essentials

    USB compatibilityConnects your computer to wired internet through a USB 3.0 port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...

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    LG - 24 Class LED HD Smart TV with webOS (2022)

    LG

    24 HD (1366 x 768) DisplayConnect your laptop media player or gaming console to a display that’s smart enough that it can be used as a TV and monit...

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    ROCCAT - Vulcan II Max Full-size Wired Keyboard with Optical Titan Switch RGB Lighting Aluminum Top Plate and Palm Rest - Black

    Roccat

    Titan II Optical SwitchesExclusive TITAN II Optical Switches have a smooth linear ultra-fast actuation and incredible durability with a 100 million...

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    GE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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  • Original price $471.99 - Original price $471.99
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    LG - 50 Class UR9000 Series LED 4K UHD Smart webOS TV (2023)

    LG

    4K UpscalingEnjoy movies and TV shows upscaled to 4K for a sharper image and more lifelike details.FILMMAKER MODELand in the center of the action w...

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    AOC - C27G4X 27" VA Curved Gaming Monitor FHD (1920x1080) 180Hz 0.5ms Freesync HDR10 - Black

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    AOC - 24G4 23.8" IPS Gaming Monitor FHD (1920x1080) 180Hz 1ms Freesync HDR10 - Black/Silver/Red

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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    AOC - CQ32G4VE 31.5" VA Curved Gaming Monitor QHD (2560x1440) 180Hz 0.5ms Freesync HDR10 - Black

    AOC

    180Hz refresh rate180Hz completely unleashes top end GPUs bringing unprecedented fluidity to the picture on your screen. With every detail brought ...

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  • Original price $139.99 - Original price $139.99
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    AOC - 16T15 15.6" IPS Portable Monitor FHD 1920x1080 60Hz 5Ms USB-CCarry Case / Stand - Black

    AOC

    A larger second screenAdd a flexible 15.6'' second screen to your setup for better entertainment and next level productivity. Easily binge-watch yo...

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    Original price $139.99 - Original price $139.99
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  • Original price $871.99 - Original price $871.99
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    HP - 15.6" Full HD Touch-Screen Laptop - Intel Core i7 - 16GB Memory - 512GB SSD

    HP

    Windows 11 Home in S modeExperience the most secure Windows ever built with fast boot times increased responsiveness and added protection against p...

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    NETGEAR - Wi-Fi 7 Router Nighthawk BE9300 Tri-Band Router - Black

    NETGEAR

    BE9300 Tri-band WiFi 7 routerBlazing-fast Wi-Fi 7 speeds up to 9.3Gbps for smooth gaming streaming videoconferencing and entertainment.Supports the...

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  • Original price $2,555.99 - Original price $2,555.99
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    ASUS - ROG Zephyrus G16 16" OLED 240Hz Gaming Laptop - AMD Ryzen AI 9 HX 370 - 32GB Memory - NVIDIA GeForce RTX 4070 - 2TB SSD - Platinum White

    ASUS

    Make everyday easier with the Windows 11 Operating SystemGame create and connect with family and friends - Windows 11 is the place for it all. With...

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    Hisense - 65" Class U8 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details with ...

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    Hisense - 55" Class U8 Series Mini-LED 4K UHD QLED Google TV (2024)

    HISENSE

    Mini-LED Pro+ with Full Array Local Dimming ProExperience the latest and best in backlight technology. Mini-LED Pro+ is big on little details you c...

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    ASUS ZenBook Duo UX8406MA-DS76T - 14" - Intel Core Ultra 7 - 155H - Evo - 16 GB RAM - 1 TB SSD

    ASUS

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Ultra PRO 2.5" x 3.5" Soft Trading Card Penny Sleeves (500 Ct)

    Ultra Pro

    The original "Penny Sleeves" Ultra PRO's clear Soft Trading Card Sleeves protect your valuable trading cards and gaming cards during sorting and ga...

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  • Original price $796.99 - Original price $796.99
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    Arcade1Up - Big Buck Hunter Pro Deluxe Arcade Machine - Blue

    Arcade1Up

    screen17" Color BOE monitorControls2 Light gun riflesCoin doorMolded coin door for authentic arcade lookHeightOver 5 feet tall4 Games includedBig B...

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    NETGEAR - EAX12 AX1600 WiFi 6 Mesh Wall Plug Range Extender - White

    NETGEAR

    Wi-Fi mesh extenderWorks with your existing Wi-Fi to create a powerful whole-home mesh Wi-Fi network.Up to 1600Mbps data transfer rates with Wirele...

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    Original price $103.99 - Original price $103.99
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  • Original price $223.99 - Original price $223.99
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    Magic Keyboard with Numeric Keypad and Touch ID for Mac models with Apple silicon - Silver/White

    Apple

    Magic Keyboard with Touch ID and Numeric Keypad delivers a remarkably comfortable and precise typing experienceIt features an extended layout with ...

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    Original price $223.99 - Original price $223.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.