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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $137.99 - Original price $137.99
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Thrustmaster - T98 Ferrari 296 GTB Racing Wheel - Black

Thrustmaster

Ergonomically designed and fun for gaming10 wheel rim inspired by the steering wheel of the Ferrari 296 GTB and perfect for all gaming skill levels...

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Original price $137.99 - Original price $137.99
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Original price $385.99 - Original price $385.99
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Acer - Predator XB273K 27" 4K UHD IPS Up to 320Hz Up to 0.5ms FreeSync Premium Gaming Monitor with HDR400 (DisplayPort HDMI) - Black

Acer

Resolution MattersThis 27 UHD (3840 x 2160) display packs a fierce punch. Immerse yourself in the hyper realistic colors of the game world. Smooth ...

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Original price $385.99 - Original price $385.99
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Original price $130.99 - Original price $130.99
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ASUS - TUF Gaming 24" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium (DisplayPort HDMI) - Black

ASUS

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $130.99 - Original price $130.99
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$130.99
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Original price $270.99 - Original price $270.99
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$270.99
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Razer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Smartphone - Black

Razer

Razer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...

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Original price $270.99 - Original price $270.99
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Original price $103.99 - Original price $103.99
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Razer - Kraken V4 X Wired Over-the-Ear Gaming Headset for PC Mac Playstation Nintendo Switch Steam Deck Mobile and Tablet - Pokmon Edition

Razer

Officially Licensed By PokemonFrom Pikachu and Bulbasaur to Charmander and Squirtle get a dream start to your adventure with our eye-catching Black...

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Original price $103.99 - Original price $103.99
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Original price $428.99 - Original price $428.99
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LG - UltraGear 34" WQHD 240Hz 1ms FreeSync Premium Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort USB-C) - Black

LG

UltraGear More Screen. More Speed. More Glory.Outpace the competition with the 34" 219 UltraGear WQHD gaming monito. Experience buttery-smooth 240H...

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Original price $428.99 - Original price $428.99
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Original price $819.99 - Original price $819.99
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Logitech - RS50 System 3-Piece Sim Racing Steering Wheel Setup - RS50 Wheel base RS Wheel Hub and RS Round Wheel For PS5/PS4/PC - Black

Logitech

RS50 BaseCompatible with any Logitech G RS or PRO sim racing wheel with 8 Nm of Direct Drive peak torque for ultra-realistic TRUEFORCE feedback.RS ...

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Original price $26.99 - Original price $26.99
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Glorious - Heavy Stitched Edge Cloth Gaming Mouse Pad with Washable Surface (XL) - White

Glorious

Perfect for speed controlOur precision micro weave surface gives you a smooth and swift glide without sacrificing precision. Accurately tracks mov...

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Original price $26.99 - Original price $26.99
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Original price $52.99 - Original price $52.99
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Insignia - RCA to HDMI Converter - Black

Insignia

One-way transfer onlyUnidirectional converter with an RCA input and HDMI output.Experience legacy contentRCA jack accepts signals from VCRs video c...

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Original price $52.99 - Original price $52.99
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Original price $623.99 - Original price $623.99
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Alienware - AW2725D 27" QD-OLED QHD 280Hz 0.03-ms FreeSync and G-SYNC Gaming Monitor with HDR (HDMI DisplayPort) - Black

Alienware

Stunning QD-OLED visuals in QHDDive into vast virtual worlds with QD-OLED’s superior color accuracy and brilliance.True to life visualsSee everythi...

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Original price $49.99 - Original price $49.99
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Amazon - Fire TV Stick 4K Plus (newest model) AI-powered Fire TV Search Wi-Fi 6 Streaming Device 8 GB free live TV - Black

AMAZON

Advanced 4K streamingElevate your entertainment with the next generation of our 4K stick with improved streaming performance optimized for 4K TVs.P...

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Original price $49.99 - Original price $49.99
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Original price $248.99 - Original price $248.99
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LG - 43 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)

LG

4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...

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Original price $248.99 - Original price $248.99
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Original price $140.99 - Original price $140.99
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LG - 27" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG

Vivid Color with Full HD ResolutionThe LG 27" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $140.99 - Original price $140.99
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Original price $118.99 - Original price $118.99
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LG - 24" IPS FHD 120Hz Monitor with HDR10 (HDMI) - Black

LG

Vivid Color with Full HD ResolutionThe LG 24" IPS monitor with Full HD (1920 x 1080) resolution delivers sharp vibrant visuals from virtually any a...

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Original price $118.99 - Original price $118.99
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Original price $278.99 - Original price $278.99
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Samsung - 32" ViewFinity S7 4K UHD High Resolution Monitor with HDR10 - Black

Samsung

4K UHD ResolutionDelivers the crystal-clear visual excellence that is demanded by designers and creators everywhere. 4K UHD (3840x2160) Resolution ...

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Original price $278.99 - Original price $278.99
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Original price $44.99 - Original price $44.99
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PowerA - Enhanced Wired Controller for Nintendo Switch - Sonic Boost

PowerA

3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensed by Nintendo with two-year li...

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Original price $44.99 - Original price $44.99
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Original price $1,670.99 - Original price $1,670.99
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Dell - Tower Plus EBT2250 Desktop - Intel Core Ultra 7 265 2025 - 32GB Memory - NVIDIA GeForce RTX 5060 8GB - 1TB Storage - Black

Dell

Intel Core Ultra Series 2Powerful and efficient Intel Core Ultra 7 265 processor gives you the AI-enhanced performance needed to keep up with the m...

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Original price $1,670.99 - Original price $1,670.99
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Original price $303.99 - Original price $303.99
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Alienware - AW2525HM 25" LCD FHD 320Hz 0.5-ms FreeSync and G-SYNC Gaming Monitor (HDMI DisplayPort) - Black

Alienware

Legendary performanceGames feel effortlessly smooth with adaptive sync technologies like NVIDIA G-SYNC Compatible AMD FreeSync Premium and VESA Ada...

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Original price $303.99 - Original price $303.99
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Original price $1,341.99 - Original price $1,341.99
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ASUS - ROG Strix 32" 4K OLED 240Hz 0.03ms Gaming Monitor with G-SYNC/FreeSync Premium Pro and HDR (DisplayPort HDMI) - Black

ASUS

Experience the Ultimate Game ChangerThe 32-inch 4K QD-OLED panel of the PG32UCDMR opens up a world of unbelievably lifelike gaming and entertainmen...

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Original price $1,341.99 - Original price $1,341.99
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Original price $165.99 - Original price $165.99
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ASUS - TUF Gaming 27" FHD IPS 200Hz 0.3ms Gaming Monitor with G-SYNC/FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

Exceptional Gaming ExperiencesThe Fast IPS panel offers quick response times supersmooth gameplay and crisp visuals with 1920 x 1080 resolution to ...

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Original price $165.99 - Original price $165.99
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$165.99
$165.99 - $165.99
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Original price $1,080.99 - Original price $1,080.99
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iBUYPOWER - Element SE Gaming Desktop PC - Intel Core 5 120 NVIDIA GeForce RTX 5050 8GB 16GB DDR5 RGB1TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $1,080.99 - Original price $1,080.99
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Original price $96.99 - Original price $96.99
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FIFINE - AM8T Gaming Microphone Bundle Studio-Quality Sound USB/XLR RGB Lighting Arm Boom Stand - Black

FIFINE

Pro Studio Sound at HomeThe AM8T dynamic mic delivers rich 50Hz-16kHz range audio with superior noise rejection - perfect for streaming recording a...

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Original price $96.99 - Original price $96.99
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Original price $819.99 - Original price $819.99
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Current price $819.99

Logitech - RS50 System 3-Piece Sim Racing Steering Wheel Setup - RS50 Wheel base RS Wheel Hub and RS Round Wheel For Xbox/PC - Black

Logitech

RS50 BaseCompatible with any Logitech G RS or PRO sim racing wheel with 8 Nm of Direct Drive peak torque for ultra-realistic TRUEFORCE feedback.RS ...

View full details
Original price $819.99 - Original price $819.99
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Current price $819.99
Original price $749.99 - Original price $749.99
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Current price $749.99

HP - OmniBook 5 - Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X Plus - 16GB Memory - 512GB SSD - Glacier Silver

HP

Up to 34 hours battery life Feel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weekend trip so you...

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Original price $749.99 - Original price $749.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.