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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Hori - Adventure Pack (Gengar Mimikyu) - Black

Hori
Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

AdjustableDual purpose cross-body style bag for Nintendo Switch 2PortableTransport and store system accessoriesCompatibilityAlso compatible with N...

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Original price $55.99 - Original price $55.99
Original price
$55.99
$55.99 - $55.99
Current price $55.99

PlayStation 5 Slim Console 1TB - PlayStation 5

Sony Computer Entertainment Am
Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Slim DesignWith PS5 players get powerful gaming technology packed inside a sleek and compact console design.1TB of StorageKeep your favorite games ...

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Original price $761.99 - Original price $761.99
Original price
$761.99
$761.99 - $761.99
Current price $761.99

Logitech - G515 LIGHTSPEED TKL Wireless Mechanical Tactile (Brown) Switch Gaming Keyboard with LIGHTSYNC RGB - Black

Logitech
Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Mechanical Gaming KeyboardG515 LIGHTSPEED TKL mechanical gaming keyboard offers slim profile and tenkeyless design with tri-mode connectivity via L...

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Original price $206.99 - Original price $206.99
Original price
$206.99
$206.99 - $206.99
Current price $206.99

Collective Minds - Strike Pack Dominator 2 Back Paddle adapter for standard Series X S and Xbox One Controllers - White

Collective Minds
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

On the Fly Remappable PaddlesOn the fly paddle remapping allows you to assign any button on your controller to either one of the two paddles; This ...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Alienware - Pro Optical Ambidextrous Gaming Mouse for PC with 6 Programmable Buttons - Wireless - Lunar Light

Alienware
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Near Instant Response TimesGet the advantage when microseconds are the difference between winning and losing. Pinpoint precision with high polling ...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Glorious - GMMK 3 HE 75 Wired Hall-Effect Linear Switch Gaming Keyboard with Rapid Trigger and Adjustable Actuation - Black

Glorious
Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Hall Effect Gaming PerformanceReact faster with Rapid Trigger 8000 Hz Polling Customizable Actuation 41 Dynamic Keystroke and more8000 Hz Polling R...

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Original price $219.99 - Original price $219.99
Original price
$219.99
$219.99 - $219.99
Current price $219.99

Acer - Swift 16 AI - Copilot+ PC - 16" 3K OLED Touchscreen Laptop - Intel Core Ultra X7 358H - 16GB Memory - 1TB Storage - Basalt Gray

Acer
Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Windows 11 Operating SystemWith intuitive navigation faster performance and stronger security Windows 11 is designed to elevate how you work and cr...

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Original price $1,727.99 - Original price $1,727.99
Original price
$1,727.99
$1,727.99 - $1,727.99
Current price $1,727.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Gaming Headset for Xbox Series XS Xbox One PC PS5 Mobile with 80-Hr Battery - Black

Turtle Beach
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Turtle Beach - Stealth 700 Gen 3 Wireless Over-Ear Gaming Headset for Xbox Series XS Xbox One PC PS5 Mobile with 80-Hr Battery - Cobalt Blue

Turtle Beach
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

View full details
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

ASUS - PRIME NVIDIA GeForce RTX 5060 Ti OC Edition 16GB GDDR7 PCI Express 5.0 Graphics Card - Black

ASUS
Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

AI Performance772 AI TOPSOC Edition2647 MHz OC mode 2617 MHz default modePowered byNVIDIA Blackwell architecture and DLSS 4SFF-ReadyEnthusiast GeFo...

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Original price $699.99 - Original price $699.99
Original price
$699.99
$699.99 - $699.99
Current price $699.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - AMD Ryzen AI 5 430 (2026) - 16GB Memory - 512GB SSD - Meteor Silver

HP
Original price $1,385.99 - Original price $1,385.99
Original price
$1,385.99
$1,385.99 - $1,385.99
Current price $1,385.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. And transform your content with 1920 x ...

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Original price $1,385.99 - Original price $1,385.99
Original price
$1,385.99
$1,385.99 - $1,385.99
Current price $1,385.99

HP - OmniBook X Flip 2-in-1 - Copilot+ - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 7 (2026) - 16GB Memory - 1TB SSD - Eclipse Gray

HP
Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

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Original price $1,673.99 - Original price $1,673.99
Original price
$1,673.99
$1,673.99 - $1,673.99
Current price $1,673.99

Hori - USB Camera for Nintendo Switch 2

Hori
Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

CompatibilityCompatible with TV mode handheld mode and tabletop modeAdjustableFlexible neck and lens coverContentsIncludes USB-C Cable and 3.5mm St...

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Original price $65.99 - Original price $65.99
Original price
$65.99
$65.99 - $65.99
Current price $65.99

HP - OmniBook X - 16" 2K OLED Touchscreen Laptop - Snapdragon X Plus (2025) - 16GB Memory - 512GB SSD - Copilot+ PC - Deep Espresso

HP
Original price $1,294.99 - Original price $1,294.99
Original price
$1,294.99
$1,294.99 - $1,294.99
Current price $1,294.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920x1200 resolution and ...

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Original price $1,294.99 - Original price $1,294.99
Original price
$1,294.99
$1,294.99 - $1,294.99
Current price $1,294.99

GIGABYTE - Radeon RX 9060 XT GAMING OC 8G GDDR6 PCI Express 5.0 Graphics Card - Black

GIGABYTE
Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

Graphics Processing Unit (GPU)/Clock SpeedPowered by Radeon RX 9060 XT.Video Memory8GB GDDR6.Interface CompatibilityPCI Express 5.0.AMD Radeon Tech...

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Original price $412.99 - Original price $412.99
Original price
$412.99
$412.99 - $412.99
Current price $412.99

ASUS - ROG Scabbard II Gaming Mouse Pad (XXL) - KOJIMA PRODUCTIONS Edition

ASUS
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

In Alliance with KOJIMA PRODUCTIONSArt Director Yoji Shinkawa’s vision brought to life from hand-drawn sketch to product in handSoft Cloth SurfaceO...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

Samsung - 85 Class QN70H Series Neo QLED Mini LED 4K UHD SamsungVision AI Smart Tizen TV (2026)

Samsung
Original price $2,521.99 - Original price $2,521.99
Original price
$2,521.99
$2,521.99 - $2,521.99
Current price $2,521.99

Quantum Mini LEDGet more from your entertainment with enhanced picture quality that brings out the best in every scene. Darker areas show more deta...

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Original price $2,521.99 - Original price $2,521.99
Original price
$2,521.99
$2,521.99 - $2,521.99
Current price $2,521.99

HP - OmniBook X Flip - 16" 2K Touchscreen Laptop - Intel Core Ultra 9 (2024) - 32GB Memory - 1TB SSD - Copilot+ PC - Eclipse Gray

HP
Original price $1,944.99 - Original price $1,944.99
Original price
$1,944.99
$1,944.99 - $1,944.99
Current price $1,944.99

16" 2K touchscreen with IPSIntuitive touchscreen technology lets you control your PC right from the screen. Plus transform your content with 1920 x...

View full details
Original price $1,944.99 - Original price $1,944.99
Original price
$1,944.99
$1,944.99 - $1,944.99
Current price $1,944.99

HP - OmniBook X Flip 2-in-1 - 16" 2K OLED Touchscreen Laptop - Intel Core Ultra 5 (2026) - 16GB Memory - 512GB SSD - Copilot+ - Eclipse Gray

HP
Original price $1,349.99 - Original price $1,349.99
Original price
$1,349.99
$1,349.99 - $1,349.99
Current price $1,349.99

16" 2K OLED touchscreenExperience rich colors and crisp visuals for your everyday productivity with an OLED touch display 1920 x 1200 resolution an...

View full details
Original price $1,349.99 - Original price $1,349.99
Original price
$1,349.99
$1,349.99 - $1,349.99
Current price $1,349.99

Apple - Studio Display XDR - Standard glass - VESA mount adapter - Silver

Apple
Original price $3,714.99 - Original price $3,714.99
Original price
$3,714.99
$3,714.99 - $3,714.99
Current price $3,714.99

NOTHING SHORT OF BRILLIANT—Mini-LED backlighting with 2304 dimming zones reduces halo and blooming. Up to 1000 nits SDR brightness means you can wo...

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Original price $3,714.99 - Original price $3,714.99
Original price
$3,714.99
$3,714.99 - $3,714.99
Current price $3,714.99

CORSAIR - IRONCLAW WIRELESS SE FPS/MOBA/MMO Gaming Mouse - Wireless - Black

Corsair
Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

Ergonomic asymmetric shapeThe IRONCLAW WIRELESS SE’s unique shape is designed for larger hands and right-handed players who prefer a palm grip. Don...

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Original price $92.99 - Original price $92.99
Original price
$92.99
$92.99 - $92.99
Current price $92.99

MCON Bluetooth Controller

OhSnap
Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Quick LaunchThe button-activated slider raises your phone into playing position in one smooth motion—regardless of orientation or phone type.Works ...

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Original price $153.99 - Original price $153.99
Original price
$153.99
$153.99 - $153.99
Current price $153.99

Samsung - Galaxy S26 512GB - Black (Verizon)

Samsung
Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

Fast. Powerful. AI-ready.Reimagine what’s possible with Galaxy S26 Series featuring our most powerful processor yet. Effortlessly stay connected wi...

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Original price $1,270.99 - Original price $1,270.99
Original price
$1,270.99
$1,270.99 - $1,270.99
Current price $1,270.99

LG - 55" Class C6 Series OLED evo AI 4K Smart webOS TV (2026)

LG
Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

Brightness BoosterBrighter visuals vivid detail with Brightness Booster Powered the a11 AI Processor Gen 3.Perfect Black Perfect ColorLG's flagshi...

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Original price $1,482.99 - Original price $1,482.99
Original price
$1,482.99
$1,482.99 - $1,482.99
Current price $1,482.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.