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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $66.99 - Original price $66.99
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Current price $66.99

HyperX - SoloCast 2 Wired Cardioid USB-C Condenser Gaming Microphone - Black

HyperX

Designed to capture less unwanted noiseEngineered from the inside to reduce vibrations from the outside with a built-in suspension system that deli...

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Original price $66.99 - Original price $66.99
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Original price $81.99 - Original price $81.99
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LEGO - Game Boy 3D Puzzle for Adults Ages 18+ - 72046

Lego

Build An IconBuild the ultimate retro gaming display with the LEGO Game Boy (72046) model kit for adults ages 18 and up.Relive The ExcitementRememb...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $55.99 - Original price $55.99
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j5create - VESA Certified 16K DisplayPort 2.1 80Gbps 5.2 ft. Cable for DisplayPort enabled Devices - Black

J5 Create

VESA CertifiedVESA Certified DisplayPort 2.1 DP 80Gbps CableResolutionsSupports resolutions up to 16K60Hz 8K120Hz 4K240HzBackward compatibleBackwar...

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Original price $55.99 - Original price $55.99
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Original price $326.99 - Original price $326.99
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$326.99
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Acer - Nitro ED340CUR Gaming 34 1500R 219 Curved QHD 200Hz 1ms FreeSync Premium Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe Nitro ED340CUR 34" Curved Display with QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a perfect pi...

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Original price $326.99 - Original price $326.99
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Original price $1,074.99 - Original price $1,074.99
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HP - OmniDesk Desktop - AMD Ryzen 7 - 32GB Memory - 2TB SSD - Gray Wood

HP

Windows 11 Home operating systemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $1,074.99 - Original price $1,074.99
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Original price $79.99 - Original price $79.99
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Keychron - M3 Wireless Bluetooth Laser Gaming Mouse with 8K Polling Rate - Wired - Black

Keychron

The Strongest Mouse SensorThe most competitive grade mouse sensor chip PixArt 3950 for 8K version with up to 30000 DPI up to 750 IPS and incomparab...

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Original price $79.99 - Original price $79.99
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Original price $795.99 - Original price $795.99
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Epson - Lifestudio Pop Plus 4K PRO-UHD Portable Lifestyle Smart Projector with Sound by Bose Technology 3LCD HDR Wireless - Navy

Epson

Big. Bright. Beautiful.4K PRO-UHD with 700 Lumens of Color Brightness (IDMS Rated) and 700 Lumens of White Brightness (ISO Rated) up to 150''Except...

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Original price $795.99 - Original price $795.99
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Original price $651.99 - Original price $651.99
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HP 15.6" Full HD Touch-Screen Laptop- Intel Core i5- 16GB Memory- 512GB SSD

HP

15.6-in FHD touch displayAlways see your content at its best—displayed in stunning Full HD resolution with 178-degree wide-viewing angles. Enjoy mo...

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Original price $651.99 - Original price $651.99
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Original price $219.99 - Original price $219.99
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$219.99
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Acer - Nitro KG270 27" Full HD IPS Up to 144Hz 1ms AMD FreeSync Gaming Monitor (HDMI VGA) - Black

Acer

Quality VisualsThe KG270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning high quality images with excel...

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Original price $219.99 - Original price $219.99
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Original price $122.99 - Original price $122.99
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$122.99
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Logitech - PRO X SUPERLIGHT 2 SE LIGHTSPEED Lightweight Wireless Gaming Mouse with Optical HERO 2 Sensor 44000 DPI for PC - Wireless - White

Logitech

Fast and Precise Wireless Gaming MouseFast and Precise Wireless Gaming Mouse A pro gaming icon; it is designed in collaboration with the world’s le...

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Original price $122.99 - Original price $122.99
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Original price $223.99 - Original price $223.99
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ASUS - TUF Gaming 32" FHD VA 250Hz 0.5ms Curved Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS

250Hz Refresh Rate (OC) and 0.5ms (min.) Response TimeWith 250Hz refresh rate (OC) decimates lag and motion blur to give you the upper hand in firs...

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Original price $223.99 - Original price $223.99
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Original price $388.99 - Original price $388.99
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Thrustmaster - T248R Racing Wheel and Magnetic Pedals for Playstation 4 Playstation 5 Windows - Black

Thrustmaster

Sport-style drivingErgonomic versatile wheel rim (11 inches / 280 mm) with perforated leather exterior and imitation carbon finish for a sporty loo...

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Original price $388.99 - Original price $388.99
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Original price $239.99 - Original price $239.99
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Razer - USB 4 Dock Station with 14 Ports for PC and Mac - Black

Razer

Ultra-Fast USB 4 ConnectivityDiscover the new USB standard for data transfer rates display output support and device charging that is backwards com...

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Original price $239.99 - Original price $239.99
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Original price $531.99 - Original price $531.99
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Sony - 50" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $531.99 - Original price $531.99
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Original price $225.99 - Original price $225.99
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Acer - KA272K 27" 4K FHD 3840 x 2160 IPS 144Hz 0.5ms AMD FreeSync Gaming Monitor with HDR10 (DisplayPort HDMI) - Black

Acer

Vibrant ImagesThe KA272K 27" monitor with 4K UHD 3840 x 2160 resolution offers the sharpest picture quality and provides a perfect picture with a b...

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Original price $225.99 - Original price $225.99
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Original price $474.99 - Original price $474.99
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Sony - 43" Class BRAVIA 2 II LED 4K UHD Smart Google TV (2025)

Sony

Powerful TV processingThe 4K Processor X1 delivers a lifelike picture that is full of rich colors and sharp details.Enhanced color and fine details...

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Original price $474.99 - Original price $474.99
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Original price $98.99 - Original price $98.99
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$98.99
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Belkin - Gaming Charging Case for Nintendo Switch 2 10k Portable Charger Case 20W Quick Charging Game Card Storage - Charcoal

Belkin

Nintendo Switch 2 compatibleOur premium Nintendo Switch case protector is custom fit for your Nintendo Switch 2 shielding your console with anti sc...

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Original price $98.99 - Original price $98.99
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Original price $239.99 - Original price $239.99
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TCL - 43" Class F35 Series 4K UHD HDR LED Smart Fire TV (2025)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $239.99 - Original price $239.99
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Original price $2,634.99 - Original price $2,634.99
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iBUYPOWER - Y40 PRO Gaming Desktop PC -AMD Ryzen 9 7900X NVIDIA GeForce RTX 5080 16GB 32GB DDR5 RGB2TB NVMe SSD - Black

iBuyPower

Windows 11 HomeWindows 11 Home has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sounds an...

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Original price $2,634.99 - Original price $2,634.99
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Original price $290.99 - Original price $290.99
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LG - UltraGear 27" IPS QHD 200Hz Gaming Monitor with DisplayHDR 400 (HDMI DisplayPort) - Black

LG

Vivid Color Fast Response Total ControlThe 27" UltraGear QHD (2560 x 1440) IPS gaming monitor delivers vivid VESA DisplayHDR 400 ultra-smooth 200Hz...

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Original price $290.99 - Original price $290.99
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Original price $199.99 - Original price $199.99
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$199.99
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Current price $199.99

Razer - DeathAdder V4 Pro Lightweight Optical Gaming Mouse with 150 Hour Battery - Wireless - White

Razer

57g Ultra-Lightweight DesignRe-engineered with weight optimizations and a smooth-touch finish our latest DeathAdder delivers faster tighter movemen...

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Original price $199.99 - Original price $199.99
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Original price $161.99 - Original price $161.99
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$161.99
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Razer - Viper V3 Pro - Ultra Lightweight Optical Gaming Mouse with 95 Hour Battery Life - Wireless - Black

Razer

54 G Ultra-Lightweight design for seamless handling and maximum controlSeamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-...

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Original price $161.99 - Original price $161.99
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Original price $4,004.99 - Original price $4,004.99
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TCL - 98" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $4,004.99 - Original price $4,004.99
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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

SteelSeries - Nimbus+ Wireless Gaming Controller for Apple iOS iPadOS tvOS Devices - Black

Steel Series

Official Apple-licensed Wireless ConnectivityWorks flawlessly with any Apple products including iPhone iPad iPod and Apple TV.Built-in Rechargeable...

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Original price $92.99 - Original price $92.99
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$92.99
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Current price $92.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.