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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $1,678.99 - Original price $1,678.99
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    ASUS - Vivobook Pro 15 OLED Laptop - Intel Core Ultra 9 - NVIDIA RTX3050 6GB with 24GB Memory - 2TB SSD - Earl Gray

    ASUS

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Midnight Mask

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    LG UltraGear 27" OLED QHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

    LG

    240Hz Refresh Rate OLED MonitorGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you respond quickly to oppo...

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    Razer - Tartarus V2 Wired Gaming Mecha-Membrane Keypad with Chroma Back Lighting - Black

    Razer

    Powered by Razer ChromaThe Razer Tartarus V2 features individually programmable backlit keys with 16.8 million color options all easily set through...

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    PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - White

    PDP

    FULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...

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    TCL - 40" Class S3 S-Class LED Full HD Smart TV with Google TV

    TCL

    1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...

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    PDP - REMATCH GLOW Wireless Controller For Nintendo Switch Nintendo Switch - OLED Model - Grand Prix Peach

    PDP

    Battery lifeBuilt-in rechargeable battery with up to 40 hours of play time on a single chargeGlow-in-the-darkUnique design glows in the dark after ...

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    PowerA - Cable for PlayStation 5 - Black

    PowerA

    Works with DualSense controllers10ft Cable with velcro-strapStandard USB to USB-COfficially licensed for PlayStation 5Two-year limited warranty - v...

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    Elden Ring Standard Edition - PlayStation 5

    BANDAI NAMCO Entertainment

    Its amazing graphics and mythical plot will deliver an unforgettable experienceOpen world with depth and freedom of explorationDanger lurks around ...

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  • Original price $658.99 - Original price $658.99
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    STARLINK - Standard Kit AX Tri Band Wi-Fi System (latest generation) - White

    STARLINK

    Engineered by SpaceX Starlink is designed to deliver high-speed low-latency internet to the most rural and remote locations around the world. Starl...

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    Sony - PULSE 3D Wireless Gaming Headset for PS5 PS4 and PC - Gray Camouflage

    Sony

    Fine-tuned for 3D AudioThe PULSE 3D wireless headset has been specifically tuned to deliver the 3D Audio made possible by the PlayStation5 console....

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    Lenovo - Slim 3 Chromebook 14" FHD Touch-Screen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Live animated live lively live balanced. When you’re packing the thin and light IdeaPad Slim 3 Chromebook featuring WiFi 6 and 13.5 hours of batter...

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    Original price $313.99 - Original price $313.99
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    Backbone - One - PlayStation Edition (USB-C) - Mobile Gaming Controller for iPhone 15 Series and Android - 2nd Generation - White

    Backbone Entertainment

    Play virtually any game anywhereChoose from free Google Play Store and App Store games like Call of Duty Mobile and Roblox stream through cloud gam...

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    Lenovo - Legion Go 8.8" 144Hz WQXGA Gaming Handheld - AMD Ryzen Z1 Extreme - 16GB with 512 GB SSD - Shadow Black

    Lenovo

    Unrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...

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    SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch

    U and I Entertainment

    Play as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...

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    LEGO Jurassic World - Nintendo Switch

    Warner Home Video

    Wreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...

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    Insignia - Hard-shell Carrying Case for Meta Quest 3 and Meta Quest 2 - Black

    Insignia

    Made for Meta Quest 3 and Meta Quest 2 headset and accessoriesHolds your Meta Quest 3 or Meta Quest 2 headset controller power adapter and cables.H...

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    Toshiba - 50" Class C350 Series LED 4K UHD Smart Fire TV

    Toshiba

    Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...

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    Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage

    Sony

    Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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    Insignia - Computer Desk with Drawer 47" Wide - Dark Oak

    Insignia

    Sturdy designMetal legs provide stability while the particleboard tabletop provides a stable work surface that holds up to 80 lbs. (36.3 kg).Plenty...

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  • Original price $834.99 - Original price $834.99
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    Maytag - 4.8 Cu. Ft. High Efficiency Top Load Washer with Extra Power Button - White

    Maytag

    Extra Power ButtonThe Extra Power Button boosts stain fighting on any wash cycle with an intense pre-wash and extra agitation so you can walk away ...

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    Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel

    Dyson

    Dyson deep cleaning power now washes hard floors.All in one machine.60 minutes of run time.Advanced Dyson vacuum technology provides 100 more power...

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    Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD (Latest Model) - Silver

    Apple

    M2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...

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    Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange

    Nintendo

    Include Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...

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    Original price $105.99 - Original price $105.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.