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Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Hisense - 55" Class U8 Series MiniLED QLED UHD 4K HDR Smart Google TV (2025)

HISENSE
Original price $974.99 - Original price $974.99
Original price
$974.99
$974.99 - $974.99
Current price $974.99

MiniLED Pro Up to 5000 nits Peak Brightness Up to 5600 Local Dimming ZonesSee the realism of every shadow cast by the players and the ball. When ...

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Original price $974.99 - Original price $974.99
Original price
$974.99
$974.99 - $974.99
Current price $974.99

SteelSeries - Apex Pro Mini Gen 3 60 Wired Mechanical OmniPoint Adjustable Gaming Keyboard with Rapid Tap - Black

Steel Series
Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

The World's Fastest KeyboardPush the boundaries with cutting-edge OmniPoint 3.0 switches with Rapid Trigger Protection Mode Rapid Tap and full adju...

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Original price $256.99 - Original price $256.99
Original price
$256.99
$256.99 - $256.99
Current price $256.99

LG - 27" Monitor QHD IPS 100Hz with HDR10 (HDMI USB-C) - Black

LG
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

Vivid Visuals at Wide Viewing Angles.Experience exceptional picture quality with the 27" QHD (2560x1440) display with IPS technology for vivid and ...

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Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

NETGEAR - Nighthawk BE3600 Dual-Band Wi-Fi 7 Router - Black

NETGEAR
Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

BE3600 dual-band Wi-Fi routerFast Wi-Fi 7 speeds up to 3.6 Gbps for gaming smooth streaming video conferencing and entertainment.Wi-Fi 7 1.2 times ...

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Original price $181.99 - Original price $181.99
Original price
$181.99
$181.99 - $181.99
Current price $181.99

HyperX - Pulsefire Saga Lightweight Wired Optical Gaming Mouse with RGB Lighting - Wired - Black

HP
Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Modular Shell Design Changes The Way You PlayPulsefire Saga Pro uses interchangeable magnetic components to adapt to different grip styles. Swap fr...

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Original price $97.99 - Original price $97.99
Original price
$97.99
$97.99 - $97.99
Current price $97.99

Samsung - 27" S39GD Series Curved FHD 100Hz Monitor with Built-in Speakers - Black

Samsung
Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99

1800R Curved ScreenA truly immersive viewing experience. The curved monitor wraps closely around your field of vision to create a wider view that e...

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Original price $229.99 - Original price $229.99
Original price
$229.99
$229.99 - $229.99
Current price $229.99

AOC - 27" Q27G40XMN Mini-LED QHD 180hz Gaming Monitor - Black

AOC
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Mini-LED panel technologyExperience clarity vibrant colors and richer contrast with Mini-LED technology.Quad HD ResolutionExperience stunning clari...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Logitech - G915 X Full-size Corded Mechanical GL Red Linear Switch Gaming Keyboard for PC/Mac with RGB Backlighting - Black

Logitech
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Full-size wired gaming keyboardThe Logitech G915 X offers the latest innovations in gaming technology; sleek design and next-gen engineering elevat...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Insignia - HDMI 2-Output Splitter with HDR Pass-Through - Black

Insignia
Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

Gain 2 HDMI outputs with one connectionConnect your laptop gaming device or streaming stick to view on two displays simultaneously.Supports 4K reso...

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Original price $62.99 - Original price $62.99
Original price
$62.99
$62.99 - $62.99
Current price $62.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - White

Steel Series
Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $210.99 - Original price $210.99
Original price
$210.99
$210.99 - $210.99
Current price $210.99

ASUS - ROG Rapture GT-BE19000AI Tri-Band Wi-Fi 7 Gaming Router - White

ASUS
Original price $913.99 - Original price $913.99
Original price
$913.99
$913.99 - $913.99
Current price $913.99

Beyond-FastWi-Fi 7 (802.11be) with new 320MHz channels in the 6 GHz band and 4096-QAM significantly increases network capacity and throughput up to...

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Original price $913.99 - Original price $913.99
Original price
$913.99
$913.99 - $913.99
Current price $913.99

Insignia - 6 ft. 16K DisplayPort Cable - Black

Insignia
Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Transfers high-quality audio and videoA single cable is all that’s needed to connect a DisplayPort source to your display.Wide-ranging compatibilit...

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Original price $44.99 - Original price $44.99
Original price
$44.99
$44.99 - $44.99
Current price $44.99

Nacon - Wired Controller for Playstation 4 Windows - Black

Nacon
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Offically LicensedLicensed for PlayStation 4 and compatible with PC. Featuring the official PlayStation 4 controller layout including touch pad SH...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

MSI - Prestige 13AI+ - Ukiyoe Edition 13.3"OLED Laptop- Intel Core Ultra 7-258V Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

MSI
Original price $2,053.99 - Original price $2,053.99
Original price
$2,053.99
$2,053.99 - $2,053.99
Current price $2,053.99

Copilot+ PCsTurn your ideas from text prompts into generated artwork. With Recall search across time to find the content you need. Understand new l...

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Original price $2,053.99 - Original price $2,053.99
Original price
$2,053.99
$2,053.99 - $2,053.99
Current price $2,053.99

8BitDo - Ultimate 2C Bluetooth Gaming Controller for Nintendo Switch Nintendo Switch 2 - Transparent Black

8BitDo
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Universal compatibility for Switch and Switch 2The 8BitDo Ultimate 2C Bluetooth Controller seamlessly connects to Switch and Switch 2 via Bluetooth...

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Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

MySims Cozy Bundle Standard Edition - PlayStation 5

Electronic Arts
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Customize Cute Sims Decorate Their WorldsCreate adorable Sims and customize the worlds around them Unlock clothes and build options as you complet...

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Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

ASUS - ProArt P16 16" 4K Touch Screen Laptop - Copilot+ PC - AMD Ryzen AI 9 HX 370 - 64GB Memory - RTX 5070 - 2TB SSD - Nano Black

ASUS
Original price $4,504.99 - Original price $4,504.99
Original price
$4,504.99
$4,504.99 - $4,504.99
Current price $4,504.99

Copilot+ PCs. A New AI Era BeginsNew AI superpowers. Discover the power of Recall (preview) improved Windows search and Click to Do (preview) on Co...

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Original price $4,504.99 - Original price $4,504.99
Original price
$4,504.99
$4,504.99 - $4,504.99
Current price $4,504.99

PowerA - Enhanced Wired Controller for Nintendo Switch - Various

PowerA
Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

3.5 mm audio jackMappable gaming buttonsDetachable cableDetachable 10ft (3m) USB CableNo batteries requiredOfficially licensedOfficially licensed b...

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Original price $34.99 - Original price $34.99
Original price
$34.99
$34.99 - $34.99
Current price $34.99

AOC - 22" 22B30HM2 FHD monitor - Black

AOC
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

VA PanelVA Panels (Vertical Alignment) display deeper blacks and a high contrast for extra vivid and bright images.Fast 120Hz Refresh RateEquip you...

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Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

MySims Cozy Bundle Standard Edition - Xbox Series X

Electronic Arts
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Customize Cute Sims Decorate Their WorldsCreate adorable Sims and customize the worlds around them Unlock clothes and build options as you complet...

View full details
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

ASUS ROG Swift PG32UCDM - OLED monitor - 4K - 32" - HDR

ASUS
Original price $1,485.99 - Original price $1,485.99
Original price
$1,485.99
$1,485.99 - $1,485.99
Current price $1,485.99

UHD 3840x2160 resolutionThe 32-inch 4K QD-OLED panel of the PG32UCDM opens up a world of unbelievably lifelike gaming and entertainment experiences...

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Original price $1,485.99 - Original price $1,485.99
Original price
$1,485.99
$1,485.99 - $1,485.99
Current price $1,485.99

PowerA - FUSION Pro Wireless Controller for Xbox Series XS with Lumectra - Black

PowerA
Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

Ghost RGB LED lightningThe controller reveals a stunning hidden design when the RGB LED lighting is activated and has 6 unique lighting modes acros...

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Original price $149.99 - Original price $149.99
Original price
$149.99
$149.99 - $149.99
Current price $149.99

ASUS - ROG Falchion Ace 75 Wired Gaming Keyboard with ROG HFX Magnetic Switches and Rapid Trigger Toggle - ZywOo Edition

ASUS
Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Battle-tested on the biggest stageZywOo’s keyboard of choice in recent championship runs delivering elite-level play for Majors winsSignature desig...

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Original price $235.99 - Original price $235.99
Original price
$235.99
$235.99 - $235.99
Current price $235.99

Logitech - PRO 2 LIGHTSPEED Lightweight Optical HERO 44K DPI Gaming Mouse with 4 Customizable and Switchable Magnetic Side Buttons - Wireless - Black

Logitech
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Designed with pros engineered to winEnhanced with heightened speed and precision the PRO 2 LIGHTSPEED wireless gaming mouse helps you hone the comp...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.