Buy Now Pay Later Gaming Hardware
Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!
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Original price $1,678.99 - Original price $1,678.99Original price$1,678.99$1,678.99 - $1,678.99Current price $1,678.99| /
ASUS - Vivobook Pro 15 OLED Laptop - Intel Core Ultra 9 - NVIDIA RTX3050 6GB with 24GB Memory - 2TB SSD - Earl Gray
ASUSWindows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...
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Original price $240.99 - Original price $240.99Original price$240.99$240.99 - $240.99Current price $240.99| /
PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - Midnight Mask
PDPFULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...
View full detailsOriginal price $240.99 - Original price $240.99Original price$240.99$240.99 - $240.99Current price $240.99| / -
Original price $1,011.99 - Original price $1,011.99Original price$1,011.99$1,011.99 - $1,011.99Current price $1,011.99| /
LG UltraGear 27" OLED QHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black
LG240Hz Refresh Rate OLED MonitorGear up for smooth gameplay with an ultra-fast 240Hz OLED display. The faster speed lets you respond quickly to oppo...
View full detailsOriginal price $1,011.99 - Original price $1,011.99Original price$1,011.99$1,011.99 - $1,011.99Current price $1,011.99| / -
Original price $101.99 - Original price $101.99Original price$101.99$101.99 - $101.99Current price $101.99| /
Razer - Tartarus V2 Wired Gaming Mecha-Membrane Keypad with Chroma Back Lighting - Black
RazerPowered by Razer ChromaThe Razer Tartarus V2 features individually programmable backlit keys with 16.8 million color options all easily set through...
View full detailsOriginal price $101.99 - Original price $101.99Original price$101.99$101.99 - $101.99Current price $101.99| / -
Original price $217.99 - Original price $217.99Original price$217.99$217.99 - $217.99Current price $217.99| /
PDP - Victrix Pro BFG Wireless Controller for PS5 PS4 and PC Sony 3D Audio Modular Buttons/Clutch Triggers/Joystick - White
PDPFULL WIRELESS WIRED COMPATIBILITYWith the Mode Switch players can easily swap between PlayStation 5 PlayStation 4 and PC (using X input) devices. ...
View full detailsOriginal price $217.99 - Original price $217.99Original price$217.99$217.99 - $217.99Current price $217.99| / -
Original price $218.99 - Original price $218.99Original price$218.99$218.99 - $218.99Current price $218.99| /
TCL - 40" Class S3 S-Class LED Full HD Smart TV with Google TV
TCL1080P Full HD ResolutionExperience your favorite movies and TV shows in stunning high-definition picture quality for enhanced clarity and detail.HD...
View full detailsOriginal price $218.99 - Original price $218.99Original price$218.99$218.99 - $218.99Current price $218.99| / -
Original price $65.99 - Original price $65.99Original price$65.99$65.99 - $65.99Current price $65.99| /
PDP - REMATCH GLOW Wireless Controller For Nintendo Switch Nintendo Switch - OLED Model - Grand Prix Peach
PDPBattery lifeBuilt-in rechargeable battery with up to 40 hours of play time on a single chargeGlow-in-the-darkUnique design glows in the dark after ...
View full detailsOriginal price $65.99 - Original price $65.99Original price$65.99$65.99 - $65.99Current price $65.99| / -
Original price $30.99 - Original price $30.99Original price$30.99$30.99 - $30.99Current price $30.99| /
PowerA - Cable for PlayStation 5 - Black
PowerAWorks with DualSense controllers10ft Cable with velcro-strapStandard USB to USB-COfficially licensed for PlayStation 5Two-year limited warranty - v...
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Original price $71.99 - Original price $71.99Original price$71.99$71.99 - $71.99Current price $71.99| /
Elden Ring Standard Edition - PlayStation 5
BANDAI NAMCO EntertainmentIts amazing graphics and mythical plot will deliver an unforgettable experienceOpen world with depth and freedom of explorationDanger lurks around ...
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Original price $658.99 - Original price $658.99Original price$658.99$658.99 - $658.99Current price $658.99| /
STARLINK - Standard Kit AX Tri Band Wi-Fi System (latest generation) - White
STARLINKEngineered by SpaceX Starlink is designed to deliver high-speed low-latency internet to the most rural and remote locations around the world. Starl...
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Original price $123.99 - Original price $123.99Original price$123.99$123.99 - $123.99Current price $123.99| /
Sony - PULSE 3D Wireless Gaming Headset for PS5 PS4 and PC - Gray Camouflage
SonyFine-tuned for 3D AudioThe PULSE 3D wireless headset has been specifically tuned to deliver the 3D Audio made possible by the PlayStation5 console....
View full detailsOriginal price $123.99 - Original price $123.99Original price$123.99$123.99 - $123.99Current price $123.99| / -
Original price $313.99 - Original price $313.99Original price$313.99$313.99 - $313.99Current price $313.99| /
Lenovo - Slim 3 Chromebook 14" FHD Touch-Screen Laptop - MediaTek Kompanio 520 - 4GB Memory - 64GB eMMC - Abyss Blue
LenovoLive animated live lively live balanced. When you’re packing the thin and light IdeaPad Slim 3 Chromebook featuring WiFi 6 and 13.5 hours of batter...
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Original price $125.99 - Original price $125.99Original price$125.99$125.99 - $125.99Current price $125.99| /
Backbone - One - PlayStation Edition (USB-C) - Mobile Gaming Controller for iPhone 15 Series and Android - 2nd Generation - White
Backbone EntertainmentPlay virtually any game anywhereChoose from free Google Play Store and App Store games like Call of Duty Mobile and Roblox stream through cloud gam...
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Original price $819.99 - Original price $819.99Original price$819.99$819.99 - $819.99Current price $819.99| /
Lenovo - Legion Go 8.8" 144Hz WQXGA Gaming Handheld - AMD Ryzen Z1 Extreme - 16GB with 512 GB SSD - Shadow Black
LenovoUnrivaled Visual Experience1610 8.8" WQXGA (2560x1600) 144Hz display that can be scaled down to 800P/60Hz gives you the flexibility you need for ga...
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Original price $38.99 - Original price $38.99Original price$38.99$38.99 - $38.99Current price $38.99| /
SpongeBob SquarePants Battle for Bikini Bottom - Rehydrated - Nintendo Switch
U and I EntertainmentPlay as SpongeBob Patrick and Sandy and use their unique sets of skillsThwart Plankton's evil plan to rule Bikini Bottom with his army of wacky rob...
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Original price $42.99 - Original price $42.99Original price$42.99$42.99 - $42.99Current price $42.99| /
LEGO Jurassic World - Nintendo Switch
Warner Home VideoWreak havoc as LEGO dinosaurs - Choose from 20 dinosaurs including friendly Triceratops deadly Raptor and mighty T. rexCustomize your own dinosaur ...
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Insignia - Hard-shell Carrying Case for Meta Quest 3 and Meta Quest 2 - Black
InsigniaMade for Meta Quest 3 and Meta Quest 2 headset and accessoriesHolds your Meta Quest 3 or Meta Quest 2 headset controller power adapter and cables.H...
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Original price $325.99 - Original price $325.99Original price$325.99$325.99 - $325.99Current price $325.99| /
Toshiba - 50" Class C350 Series LED 4K UHD Smart Fire TV
ToshibaFire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...
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Original price $104.99 - Original price $104.99Original price$104.99$104.99 - $104.99Current price $104.99| /
Sony - PlayStation 5 - DualSense Wireless Controller - Gray Camouflage
SonyBring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...
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Original price $145.99 - Original price $145.99Original price$145.99$145.99 - $145.99Current price $145.99| /
Insignia - Computer Desk with Drawer 47" Wide - Dark Oak
InsigniaSturdy designMetal legs provide stability while the particleboard tabletop provides a stable work surface that holds up to 80 lbs. (36.3 kg).Plenty...
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Original price $834.99 - Original price $834.99Original price$834.99$834.99 - $834.99Current price $834.99| /
Maytag - 4.8 Cu. Ft. High Efficiency Top Load Washer with Extra Power Button - White
MaytagExtra Power ButtonThe Extra Power Button boosts stain fighting on any wash cycle with an intense pre-wash and extra agitation so you can walk away ...
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Original price $1,066.99 - Original price $1,066.99Original price$1,066.99$1,066.99 - $1,066.99Current price $1,066.99| /
Dyson - V15s Detect Submarine Cordless Vacuum with 10 accessories - Yellow/Nickel
DysonDyson deep cleaning power now washes hard floors.All in one machine.60 minutes of run time.Advanced Dyson vacuum technology provides 100 more power...
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Original price $668.99 - Original price $668.99Original price$668.99$668.99 - $668.99Current price $668.99| /
Apple - Mac mini Desktop - M2 Chip - 8GB Memory - 256GB SSD (Latest Model) - Silver
AppleM2 chip for exceptional speed and performance8-core CPU packs up to 18 percent faster performance to fly through everyday tasks10-core GPU with up ...
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Original price $105.99 - Original price $105.99Original price$105.99$105.99 - $105.99Current price $105.99| /
Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Purple/Neon Orange
NintendoInclude Joy-Con (L) Joy-Con (R) controllers and two black Joy-Con wrist strapsTwo Joy-Con can be used independently in each hand or together as one...
View full detailsOriginal price $105.99 - Original price $105.99Original price$105.99$105.99 - $105.99Current price $105.99| /
What is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.