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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

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    WD - BLACK SN850P 1TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

    Western Digital

    Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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    Original price $194.99 - Original price $194.99
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    Acer - Nitro XV275K P3biipruzx 27" Mini LED UHD 3840 x 2160 FreeSync Premium Gaming Monitor with 160Hz 1ms HDR1000 - Black

    Acer

    MiniLED will change youYou’ll see dynamic levels of contrast that put reality to shame. Games and movies will take on a new hue as colors explode i...

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    Original price $899.99 - Original price $899.99
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    WD - BLACK SN850P 2TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

    Western Digital

    Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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    GE - Cync Dynamic Effects A19 Smart LED Bulb (2-Pack) - Full Color

    General Electric

    Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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    Original price $62.99 - Original price $62.99
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    Toshiba - 65" Class C350 Series LED 4K UHD Smart Fire TV

    Toshiba

    Fire TVFire TV brings live over-the-air TV streaming channels and your favorite apps together onto one convenient home screen. Subscriptions may be...

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    Original price $613.99 - Original price $613.99
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    WD - BLACK SN850P 4TB Internal SSD PCIe Gen 4 x4 with Heatsink for PS5

    Western Digital

    Officially licensed for your PS5 consoleStore and play more titles on the drive that’s officially tested and licensed for your PS5 console so you c...

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    Original price $459.99 - Original price $459.99
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    Lenovo - Legion Mesh Gaming Chair - Phantom Gray

    Lenovo

    Level upElevate your room or office space with Legion Gaming ChairAdjustable lumbar supportEngineered for total back support with a built-in fully ...

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    Original price $611.99 - Original price $611.99
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    Belkin - hub - 4 ports

    Belkin

    Achieve up to 10Gbps transfer speedsBuild a powerful workstation for seamless streaming and gaming and lightning-fast downloads and uploads.Univers...

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    Sony Interactive Entertainment - PlayStation Link USB Adapter - Black

    Sony Computer Entertainment Am

    Seamless SwitchingSwitch between compatible devices with ease.Lightning-Fast SpeedSecure a stable ultra-low latency connection so your audio keeps ...

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  • Original price $1,088.99 - Original price $1,088.99
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    LG - 65 Class 80 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,088.99 - Original price $1,088.99
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    HP - 27" Full HD Touch-Screen All-in-One with Adjustable Height - Intel Core Ultra 7 - 16GB Memory - 1TB SSD - Shell White

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,394.99 - Original price $1,394.99
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    Turtle Beach - Sense AIMO Gaming Mouse Pad with RGB Illumination XXL Ultra-Wide - Black

    Turtle Beach

    Vivid AIMO illuminationAIMO is an illumination eco-system that reacts fluently to your usage and syncs with compatible devices to present vivid lig...

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    Original price $79.99 - Original price $79.99
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    Glorious - Model D 2 Wireless Optical RGB Gaming Mouse with 6 Programmable Buttons - Matte Black

    Glorious

    Size stylePaired with its ergonomic shape the Model D 2’s low weight makes aiming feel effortlessly quick and precise with less risk of fatigue du...

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    Original price $125.99 - Original price $125.99
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    PowerA - Advantage Wired Controller for Xbox Series XS with Lumectra - Black

    PowerA

    Multi-Zone RGB Lighting Customize you controller with 4 individual lighting zones and 3 lighting modes for thousands of color combinationsBuilt-In...

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    Original price $61.99 - Original price $61.99
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    Lorcana - Disney Lorcana Into the Inklands - Deck Box (Scrooge McDuck)

    Lorcana

    Officially LicensedThe Disney Lorcana deck box is an officially licensed product ensuring authenticity and quality. Safeguard your precious card co...

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  • Original price $53.99 - Original price $53.99
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    PowerA - Enhanced Wired Controller for Xbox Series XS - Purple Hex

    PowerA

    Xbox Series XS controller with superior ergonomics and intuitive button layoutTwo mappable Advanced Gaming ButtonsImmersive dual rumble motorsStand...

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    SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - Black

    Steel Series

    ULTRA-DURABLE MICRO-WOVEN CLOTHWith over 10 million sold the SteelSeries QcK is the does-it-all surface empowering gamers around the world and cham...

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    Original price $41.99 - Original price $41.99
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  • Original price $589.99 - Original price $589.99
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    TP-Link - BE11000 Multi-Gig Whole Home Mesh Wi-Fi 7 System (3-Pack) - White

    TP Link

    Supercharged with Wi-Fi 7Wi-Fi 7 has arrived with incredible performance - offering accelerated throughput lower latency stronger anti-jamming and ...

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    Original price $589.99 - Original price $589.99
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    LG UltraGear 32" OLED UHD 240Hz 0.03ms NVIDIA G-SYNC Compatible and AMD Freesync Premium Pro Gaming Monitor with HDR - Black

    LG

    4K UHD UltraGear OLED 240Hz4K UHD at up to 240Hz on an OLED display is the best of all gaming worlds - smooth ultra-fast OLED gaming with immersiv...

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    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Mica

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    NETGEAR - Nighthawk AX3000 Dual-Band Wi-Fi 6 Router - Black

    NETGEAR

    AX3000 dual-band Wi-Fi routerProvides a coverage of up to 2000 sq. ft. for up to 20 devices.Wi-Fi 6 technologyOffers speeds up to 3 Gbps for uninte...

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    Original price $192.99 - Original price $192.99
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    CORSAIR - VENGEANCE Series 32GB (1x32GB) 3200MHz DDR4 C22 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 32GB DDR4 SODIMM DRAM memory moduleFor 32GB total memory.Up to 3200MHz operating speedFor excellent multitasking capability.Upgrade Your...

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    Original price $91.99 - Original price $91.99
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    TP-Link - Deco X50 Outdoor AX3000 Dual-Band Mesh Wi-Fi- 6 Router - White

    TP Link

    Extend fast Mesh Wi-Fi outdoorsSeamlessly extend ultra-performance mesh Wi-Fi 6 outdoors to your backyard guest house or patio.Long-Lasting outdoor...

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    Original price $147.99 - Original price $147.99
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    Glorious Coiled Cable - Crimson Red

    Glorious

    Universal CompatibilityEach coiled cable comes compatible out the box with most USB-C gaming keyboards. Whether you use a Glorious GMMK or prefer ...

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    Original price $45.99 - Original price $45.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.