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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $1,088.99 - Original price $1,088.99
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    LG - 55" Class 85 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,088.99 - Original price $1,088.99
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  • Original price $653.99 - Original price $653.99
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    XFX - Radeon RX 7900GRE 16GB GDDR6 PCI Express 4.0 Gaming Graphics Card - Black

    XFX

    Powered by the AMD Radeon RX 7900 graphics processing unit (GPU)With a 2395MHz boost clock speed and base clock speed up to 1705MHz you are able to...

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  • Original price $347.99 - Original price $347.99
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    ASUS - CM3001 10.5" Chromebook - MediaTek 8186 - 4GB Memory - 64GB eMMC - Fog Silver

    ASUS

    Google Chrome OSChromebook is a computer for the way the modern world works with thousands of apps built-in virus protection and cloud backups. It ...

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    Lorcana - Disney Lorcana Into the Inklands - Card Sleeve (Robin Hood)

    Lorcana

    Play in StyleElevate your gaming experience with these stunning card sleeves featuring original artwork of Robin Hood Daydreamer by John Loren. Th...

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    DRAGON BALL XENOVERSE 2 - Xbox Series X

    BANDAI NAMCO Entertainment

    It's your storyIt’s your story with custom avatar creation.BattleBattle Against Foes Across Eras of DRAGON BALL.PlayPlay Online with other Time Pat...

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    DRAGON BALL XENOVERSE 2 - PlayStation 5

    BANDAI NAMCO Entertainment

    It's your storyIt’s your story with custom avatar creation.BattleBattle Against Foes Across Eras of DRAGON BALL.PlayPlay Online with other Time Pat...

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    Original price $36.99 - Original price $36.99
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  • Original price $334.99 - Original price $334.99
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    NETGEAR - Nighthawk Mid-High Split DOCSIS 3.1 Cable Modem - Black

    NETGEAR

    Next leap in modem technologySpecifically engineered for fast cable Internet speeds this mid-/high-split DOCSIS 3.1 cable modem delivers download s...

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    Original price $334.99 - Original price $334.99
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    Razer - Cobra Pro Wireless Gaming Mouse with Chroma RGB Lighting and 10 Customizable Controls - White

    Razer

    10 Customizable Controls for advanced macros across 5 onboard profilesFrom essential commands to complex macros enjoy a greater degree of control a...

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    SaharaCase - Desk Mat - Brown

    SaharaCase

    Crafted for outstanding gaming and work setupsOffers an expansive surface area accommodating your keyboard mouse and other essential gadgets. This ...

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    Microsoft - Xbox Game Pass Ultimate - 3-Month Membership

    Microsoft

    Redeem at microsoft.com/redeemTerms and ConditionsUpon joining Xbox Game Pass Ultimate existing Xbox Live Gold and/or Game Pass for Console or PC G...

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    Original price $72.99 - Original price $72.99
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    Samsung - HW-S60D 5.0 Channel S-Series All-in-one Soundbar Dolby Atmos and Q-Symphony - Black

    Samsung

    All in one DesignUnlock audio all around you with this compact soundbar’s powerful 5 channel sound with built in woofers.Q SymphonyPair a Samsung T...

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    Original price $416.99 - Original price $416.99
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    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Ebony

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    PDP - AIRLITE Wired Gaming Headset For Nintendo Switch Nintendo Switch - OLED Model Nintendo Switch Lite - Neon Pop

    PDP

    Lightweight DesignLightweight construction (7 oz) for all-day gaming sessionsFine-tuned AudioPowerful fine-tuned audio engineered for immersive gam...

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    Original price $42.99 - Original price $42.99
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  • Original price $1,774.99 - Original price $1,774.99
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    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Truffle

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,774.99 - Original price $1,774.99
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    Steelcase - Gesture Wrapped Back Office/Gaming Chair with Headrest - Oatmeal

    Steelcase

    Advanced 360 ArmsArms effortlessly adjust to support all gaming stances with and without a controller.3D LiveBack and Core EqualizerThe chair back ...

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    Original price $1,752.99 - Original price $1,752.99
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  • Original price $497.99 - Original price $497.99
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    Samsung - HW-S700D 3.1 Channel S-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package giving you exceptional sound while...

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    Original price $497.99 - Original price $497.99
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    Philips - Hue Bluetooth Lightstrip Plus 40-inch Extension - White and Color

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform the room for an immersive entertainment experience...

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    Original price $58.99 - Original price $58.99
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  • Original price $405.99 - Original price $405.99
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    Lenovo - IdeaPad Flex 3i Chromebook Laptop - 12.2" WUXGA Touchscreen - Intel N100 with 4GB Memory - 64GB eMMC - Abyss Blue

    Lenovo

    Runs ChromeOSThe fast and secure operating system built by Google. From easy setup with Gmail to built-in Google apps a tap away plus supercharged ...

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    Insignia - Bluetooth 5.0 USB Adapter for Laptops and Desktops Compatible with Windows 8.1 10 and 11 - Black

    Insignia

    Compatible with Windows 8.1 10 and 11Not compatible with TVs Mac OS IOS Android Chrome OS Linux and gaming systems.Bluetooth 5.0 technologyAllows y...

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    Tony Hawk's Pro Skater 1 + 2 - Xbox One

    Activision

    Skate as the legendary Tony Hawk and the full professional rosterSkate to songs from the era-defining soundtrackHit difficult trick combos with the...

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    Tony Hawk's Pro Skater 1 + 2 - PlayStation 4 PlayStation 5

    Activision

    Skate as the legendary Tony Hawk and the full professional rosterSkate to songs from the era-defining soundtrackHit difficult trick combos with the...

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  • Original price $145.99 - Original price $145.99
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    BenQ GW2790 - LED monitor - Full HD (1080p) - 27"

    BenQ

    100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...

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  • Original price $281.99 - Original price $281.99
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    ViewSonic OMNI LED monitor - Full HD (1080p) - 17"

    ViewSonic

    Ultra-Portable MonitorWeighing just about 2 lbs. with a mere 0.6 inch thick this 17.2-inch portable monitor can be easily packed and taken with you...

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    Original price $281.99 - Original price $281.99
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    WD - BLACK P40 Game Drive for PC PS4 PS5 and Xbox 1TB External USB 3.2 Gen 2x2 Portable SSD - Black

    Western Digital

    Light up your gameCustomize your drive’s RGB lighting with the downloadable WD_BLACK Dashboard (Windows only) to show off your style and make every...

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    Original price $205.99 - Original price $205.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.