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FREE DELIVERY
FREE DELIVERY

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $50.99 - Original price $50.99
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$50.99
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Current price $50.99

Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - Wireless - White

Logitech

HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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Original price $50.99 - Original price $50.99
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$50.99
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Current price $50.99
Original price $57.99 - Original price $57.99
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$57.99
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Current price $57.99

Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - Wireless - Black

Logitech

HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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Original price $57.99 - Original price $57.99
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$57.99
$57.99 - $57.99
Current price $57.99
Original price $107.99 - Original price $107.99
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$107.99
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Current price $107.99

SteelSeries - Aerox 3 Super Light Honeycomb Wireless RGB Optical Gaming Mouse - Wireless - Ghost Edition

Steel Series

Beautiful RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.Ultra LightweightPurposefully designed holey shell reduces wei...

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Original price $107.99 - Original price $107.99
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$107.99
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Current price $107.99
Original price $103.99 - Original price $103.99
Original price
$103.99
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Current price $103.99

CORSAIR - M65 RGB Ultra Wired Optical Gaming Mouse with Adjustable Weights - Wired - Black

Corsair

Iconic Aluminum FrameThe M65 RGB ULTRA’s anodized aluminum frame makes for lasting durability with a familiar shape.CORSAIR MARKSMAN 26000 DPI Opti...

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Original price $103.99 - Original price $103.99
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$103.99
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Original price $308.99 - Original price $308.99
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$308.99
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Samsung - 990 PRO 2TB Internal SSD PCIe Gen 4x4 NVMe with Heatsink for PS5

Samsung

Next Level Performance With Maximum Heat ControlThe integrated heatsink disperses heat to maintain speed power efficiency and thermal control preve...

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Original price $308.99 - Original price $308.99
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Original price $25.99 - Original price $25.99
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$25.99
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CORSAIR - MM200 Gaming Mouse Pad - Medium - Black

Corsair

Created For Use With Most Laser and Optical Gaming MiceFor comfort and durability.Cloth ConstructionOffers comfort for your wrist.Textile-weave Sur...

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Original price $25.99 - Original price $25.99
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Original price $223.99 - Original price $223.99
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$223.99
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Current price $223.99

ViewSonic VX1654 - LED monitor - Full HD (1080p) - 16"

ViewSonic

ViewSonic VX1654 - LED monitor - gaming - 16" (15.6" viewable) - portable - 1920 x 1080 Full HD (1080p) 144 Hz - 250 cd/m² - 8001 - 6 ms - Mini HD...

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Original price $223.99 - Original price $223.99
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$223.99
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Original price $114.99 - Original price $114.99
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$114.99
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Mount-It - Dual Monitor Desk Mount up to 32" - Black

Bower

Wide Compatibility and CapacityCompatible with 75mm x 75mm and 100mm x 100mm VESA patterns supporting screens from 17" to 32" and up to 17.6 lbs pe...

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Original price $114.99 - Original price $114.99
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$114.99
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Original price $392.99 - Original price $392.99
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$392.99
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Current price $392.99

ViewSonic - ColorPro VP2756-2K 27" IPS QHD Monitor (DisplayPort USB HDMI) - Black

ViewSonic

Viewable Screen Size and Panel Type27in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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Original price $392.99 - Original price $392.99
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$392.99
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Original price $66.99 - Original price $66.99
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$66.99
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Sanus CASH21 mounting component - for audio/video components - durable black powder coat

Sanus

From our expanded online assortment; not available in all Best Buy storesCompatible with most Sanus Component Series A/V racksFor a proper fit.Shel...

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Original price $66.99 - Original price $66.99
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$66.99
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Original price $813.99 - Original price $813.99
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$813.99
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Samsung 43-inch Commercial 4K UHD Display 350 NIT (2023)

Samsung

The unparalleled ultra-slim thickness of 28.5mmmakes it the thinnest option in Samsung's UHD Signage series. It comes with the Slim Fit Wall Mount ...

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Original price $813.99 - Original price $813.99
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Original price $169.99 - Original price $169.99
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$169.99
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Turtle Beach - VelocityOne Flightstick Universal Simulation Controller for Xbox Series X and Windows PCs - Black

Turtle Beach

8 High-Precision AxesHigh resolution contactless sensors provide precise response and extended longevity to the main stick controls. A nano trim wh...

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Original price $169.99 - Original price $169.99
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Original price $175.99 - Original price $175.99
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$175.99
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SteelSeries Arctis 5X - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $175.99 - Original price $175.99
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Original price $218.99 - Original price $218.99
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Mobile Pixels - DUEX Plus DS 13.3" IPS LCD Monitor - Black

Trio

4rd Gen 13.3-in.IPS LCD with updated display modes and thinner bezel than previous gen product; 1080p Full HD resolution Ideal for 13-in. to 14-in....

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Original price $218.99 - Original price $218.99
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Original price $261.99 - Original price $261.99
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$261.99
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Sonos - Ray All-in-One Soundbar for TV and Music - White

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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Original price $261.99 - Original price $261.99
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$261.99
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Original price $136.99 - Original price $136.99
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$136.99
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Hori - Mario Kart Racing Pro Deluxe for Nintendo Switch - Red

Hori

• Larger Deluxe version of fully featured racing wheel for Mario Kart other racing titles• Ergonomic design based on real steering wheels• Include...

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Original price $136.99 - Original price $136.99
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Original price $263.99 - Original price $263.99
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$263.99
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Sonos - Ray All-in-One Soundbar for TV and Music - Black

Sonos Inc

Jam-packed with powerExperience astonishing clarity and fullness from a small standalone soundbar that balances two high-performing tweeters and a ...

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Original price $263.99 - Original price $263.99
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$263.99
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Original price $125.99 - Original price $125.99
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$125.99
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Microsoft Xbox Wireless Headset - headset

Microsoft

Immerse yourself in the gameFeaturing enhanced auto-mute and voice isolation for crystal-clear chat intuitive design plus direct pairing to your co...

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Original price $125.99 - Original price $125.99
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Original price $223.99 - Original price $223.99
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Edifier - R1280DB Powered Bluetooth Bookshelf Speakers Computer Speakers - 42W RMS Optical Input - Wireless Studio Monitors - Black

Edifier

21W nominal power handlingHelps ensure rich dynamic sound.4" wooferAlong with 1/2" silk tweeter for a complete range of sounds.2-way speaker system...

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Original price $223.99 - Original price $223.99
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Original price $230.99 - Original price $230.99
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$230.99
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Samsung Odyssey G5 S27CG552EN - G55C Series - LED monitor - curved - QHD - 27" - HDR

Samsung

QHD ResolutionYour gaming world more lifelike than ever before. Packing in 1.7x the pixel density of Full HD QHD resolution boasts incredibly detai...

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Original price $230.99 - Original price $230.99
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Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Samsung HW-S800D - sound bar system - wireless

Samsung

Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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Original price $1,049.99 - Original price $1,049.99
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$1,049.99
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Original price $116.99 - Original price $116.99
Original price
$116.99
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Current price $116.99

Joy-Con (L/R) Wireless Controllers for Nintendo Switch - Neon Red/Neon Blue

Nintendo of America

Includes Joy-Con (L) and Joy-Con (R) controllersTwo Joy-Cons can be used independently in each hand or together as one game controller when attache...

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Original price $116.99 - Original price $116.99
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$116.99
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Current price $116.99
Original price $393.99 - Original price $393.99
Original price
$393.99
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Current price $393.99

ViewSonic TD1656-2K - LED monitor - 16"

ViewSonic

Viewable screen size and panel type16in screen size with LED backlight that enhances the display performance to deliver an outstanding color range ...

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Original price $393.99 - Original price $393.99
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$393.99
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Current price $393.99
Original price $34.99 - Original price $34.99
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$34.99
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Current price $34.99

Logitech - F310 Gaming Pad - Blue/Black

Logitech

Broad game supportThe Logitech Gamepad F310 works with old standbys to today's biggest titles so it's easy to set up and use with your favorite gam...

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Original price $34.99 - Original price $34.99
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$34.99
$34.99 - $34.99
Current price $34.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.