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FREE DELIVERY

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $169.99 - Original price $169.99
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Vankyo - Leisure 470 Pro Native 1080P Wireless Single LCD Mini Projector - White

Vankyo

Built In Cooling SystemThe projector's advanced cooling system is designed to operate silently while efficiently managing heat for extended use.170...

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Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99
Original price $442.99 - Original price $442.99
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$442.99
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TCL - 55" Class F35-Series 4K UHD HDR LED Smart Fire TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.Direct LED BacklightEnjoy better brightness uniformity...

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Original price $442.99 - Original price $442.99
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$442.99
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Original price $226.99 - Original price $226.99
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$226.99
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SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - White

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.Active Noise Cancellation4-mic hyb...

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Original price $226.99 - Original price $226.99
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$226.99
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Current price $226.99
Original price $169.99 - Original price $169.99
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$169.99
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Current price $169.99

TP-Link - Archer BE6500 Dual-Band Wi-Fi 7 Router - Black

TP Link

Dual-Band Wi-Fi 7Upgrade your home to the next level of Wi-Fi. This system delivers speeds up to 6500 Mbps with next-gen Wi-Fi 7 and a powerful 5G ...

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Original price $169.99 - Original price $169.99
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$169.99
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Original price $69.99 - Original price $69.99
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$69.99
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CORSAIR - M55 Wireless Optical Gaming Mouse with Slipstream Technology - Black

Corsair

Compact Symmetrical ShapeThe streamlined design fits a wide range of hand sizes and grip styles making it easy to control even during fast-paced ga...

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Original price $69.99 - Original price $69.99
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$69.99
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Original price $90.99 - Original price $90.99
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$90.99
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APC - Back-UPS 425VA 120V 6 NEMA outlets (2 surge) - Black

APC Products

Standby UPSProtects computers and other electronic devices from harm caused by short power outagesLoad CapacityPrevent critical data loss by stayin...

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Original price $90.99 - Original price $90.99
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Original price $218.99 - Original price $218.99
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Sony PULSE Explore - true wireless earphones with mic

Sony Computer Entertainment Am

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $218.99 - Original price $218.99
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Original price $198.99 - Original price $198.99
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$198.99
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CORSAIR Gaming HS80 MAX WIRELESS - headset

Corsair

Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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Original price $198.99 - Original price $198.99
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Original price $302.99 - Original price $302.99
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$302.99
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Logitech G Astro A50 5th generation - headset

Logitech

PLAYSYNC AUDIO 3-System SwitchingThe A50 wireless gaming headset with mic connects to 3 platforms at once via USB-C so you can tap between Xbox PS5...

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Original price $302.99 - Original price $302.99
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Original price $191.99 - Original price $191.99
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CORSAIR K65 PLUS Wireless - keyboard - 75 - US Input Device

Corsair

CORSAIR K65 PLUS Wireless - Keyboard - 75 - backlit - wireless - USB 2.4 GHz - US - key switch CORSAIR MLX Red

Original price $191.99 - Original price $191.99
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Original price $246.99 - Original price $246.99
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Magic Keyboard with Touch ID and Numeric Keypad for Mac models with Apple silicon (USB-C) - Black Keys

Apple

CompatibilityMac ModelsMacBook Air (2020 and later) MacBook Pro 14-inch (2021 and later) MacBook Pro 16-inch (2019 and later) MacBook Pro 13-inch (...

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Original price $246.99 - Original price $246.99
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Original price $194.99 - Original price $194.99
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Logitech - PRO X TKL RAPID Tenkeyless Corded Magnetic Analog Switch Gaming Keyboard with Customizable RGB Lighting - Black

Logitech

Tournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...

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Original price $194.99 - Original price $194.99
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Original price $135.99 - Original price $135.99
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$135.99
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SteelSeries Arctis Nova 5 - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $135.99 - Original price $135.99
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Original price $176.99 - Original price $176.99
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SteelSeries Arctis Nova 5P - for PlayStation - headset

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $176.99 - Original price $176.99
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Original price $165.99 - Original price $165.99
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Apple - Magic Keyboard full size with Numeric Keypad (Lightning Port) - Silver/White

Apple

Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

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Original price $165.99 - Original price $165.99
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Original price $311.99 - Original price $311.99
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$311.99
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CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

Corsair

Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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Original price $311.99 - Original price $311.99
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Original price $287.99 - Original price $287.99
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Elgato - 4K Pro 8K60 Passthrough/4K60 Capture for PC PS5 Xbox Series X with HDMI 2.1 VRR HDR10 - Black

Corsair

Pure gameplayPlay in 8K60 while capturing 4K60.HDMI 2.1 in/outRecord high frame rates up to 240fps in 1080p resolution.VRR passthroughEnjoy smooth ...

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Original price $287.99 - Original price $287.99
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Original price $190.99 - Original price $190.99
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$190.99
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Current price $190.99

SteelSeries - Arctis Gamebuds True Wireless Noise Cancelling Gaming Earbuds for Xbox PS5 PS4 PC Switch - Black

Steel Series

Quick-Switch WirelessHigh-speed 2.4GHz wireless for Xbox PC PS5 ROG Xbox Ally X and more or switch to Bluetooth 5.3 for mobileActive Noise Cancella...

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Original price $190.99 - Original price $190.99
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Current price $190.99
Original price $441.99 - Original price $441.99
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$441.99
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Current price $441.99

NETGEAR - Nighthawk BE12000 Tri-Band Wi-Fi 7 Router - Black

NETGEAR

BE12000 tri-band Wi-Fi routerSupports blazing-fast Wi-Fi 7 speeds up to 12 Gbps for gaming smooth streaming videoconferencing and entertainment.Wi-...

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Original price $441.99 - Original price $441.99
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Original price $317.99 - Original price $317.99
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SideTrak - Solo Pro Touchscreen Freestanding Portable 15.8" Monitor - Black

SideTrak

Touchscreen NavigationThe Solo Pro's ultra responsive 10-point multi-touch technology offers seamless screen interactions for quick and easy naviga...

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Original price $317.99 - Original price $317.99
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Original price $27.99 - Original price $27.99
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Logitech - G240 Cloth Gaming Mouse Pad with Rubber Base - Black

Logitech

Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

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Original price $27.99 - Original price $27.99
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Original price $242.99 - Original price $242.99
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$242.99
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Current price $242.99

SteelSeries - Apex Pro TKL V2 Wireless HyperMagnetic Gaming Keyboard With Rapid Tap Rapid Trigger Adjustable Actuation - Black

Steel Series

The Apex Pro TKL is the Incredibly fast keyboard TKL keyboard featuring OmniPoint 2.0 Adjustable HyperMagnetic Switches with Rapid Trigger total ad...

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Original price $242.99 - Original price $242.99
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Original price $84.99 - Original price $84.99
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$84.99
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Current price $84.99

CASEMATIX - Hard Shell Custom Travel Case for Meta Quest 3S 3 and 2 VR Headsets - Black

CASEMATIX

Take your Meta Quest 3S 3 and 2 VR gaming experience away from home.The hard-shell exterior is made from dense injection composite plastic for supe...

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Original price $84.99 - Original price $84.99
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$84.99
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Current price $84.99
Original price $206.99 - Original price $206.99
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Samsung - T7 Shield 2TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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Original price $206.99 - Original price $206.99
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Current price $206.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.