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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $41.99 - Original price $41.99
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    Ultra PRO Poke Ball Alcove Flip Deck Box

    Ultra Pro

    Officially licensed Pokemon Poke Ball Alcove Flip Deck BoxLeatherette cover with detailed contrast stitching in iconic red and white designStrong m...

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    Original price $41.99 - Original price $41.99
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  • Original price $474.99 - Original price $474.99
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    Samsung - Odyssey G65D 32 1000R Curved QHD IPS 240Hz 1ms FreeSync Premium Pro Smart Gaming Monitor with HDR600(DisplayPort HDMI) - Black

    Samsung

    QHD ResolutionYour gaming world will be more lifelike than ever before. Packing in 1.7 times the pixel density of Full HD QHD resolution boasts inc...

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    Original price $474.99 - Original price $474.99
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  • Original price $343.99 - Original price $343.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for Xbox Series XS Xbox One - Black

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $343.99 - Original price $343.99
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  • Original price $1,500.99 - Original price $1,500.99
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    LG - 75 Class 80 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,500.99 - Original price $1,500.99
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  • Original price $2,443.99 - Original price $2,443.99
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    Alienware Aurora R16 Desktop Intel Core i7 processor 14700KF Nvidia GeForce RTX 4070 Super - 32GB Memory 1TB SDD - Black

    Alienware

    240 MM HEAT EXCHANGERGame cool and quietly thanks to a 240mm heat exchanger that heightens the system’s thermal resistance and ensures temperatures...

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    Original price $2,443.99 - Original price $2,443.99
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    Dell - XPS 8960 Desktop -Intel Core i7 processor (14 gen) - 16GB Memory - NVIDIA GeForce RTX 3050 - 1TB SSD - Black

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,450.99 - Original price $1,450.99
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  • Original price $2,456.99 - Original price $2,456.99
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    Hisense - 100" Class U76 Series 4K QLED UHD Smart Google TV

    HISENSE

    4K ULEDHisense’s proprietary ULED technologies boost color contrast brightness and motion. This suite of patented hardware and software technologie...

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    Original price $2,456.99 - Original price $2,456.99
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  • Original price $209.99 - Original price $209.99
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    HP - 23.8" IPS LED FHD 100Hz Monitor with Adjustable Height (HDMI VGA) - Silver Black

    HP

    Life-like color. Deeper detail.Upgrade your everyday with a vibrant 23.8" FHD monitor. Enjoy all you see as it was meant to be seen with enhanced 9...

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    Original price $209.99 - Original price $209.99
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  • Original price $85.99 - Original price $85.99
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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Fortnite Peely

    PowerA

    Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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    Original price $85.99 - Original price $85.99
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  • Original price $439.99 - Original price $439.99
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    Samsung - Odyssey G50D 32" QHD IPS 180Hz 1ms Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $439.99 - Original price $439.99
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  • Original price $596.99 - Original price $596.99
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    32" QHD 165HZ IPS GA

    Samsung

    32" QHD 165HZ IPS GAMING

    Original price $596.99 - Original price $596.99
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  • Original price $1,049.99 - Original price $1,049.99
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    Samsung - HW-S801D 3.1.2 Channel Q-Series Ultra Slim Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - White

    Samsung

    Ultra Slim DesignOur unbelievably sleek low profile soundbar delivers high quality audio in a super slim package.Q SymphonyPair a Samsung TV with a...

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    Original price $1,049.99 - Original price $1,049.99
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  • Original price $324.99 - Original price $324.99
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    Samsung - HW-B750D 5.1 Channel B-Series Soundbar with Wireless Subwoofer DTS VirtualX and Bass Boost - Black

    Samsung

    Dolby Digital 5.1 / DTS VirtualXDolby Digital 5.1 and DTS VirtualX create realistic multi directional sound that draws you into the action.Built in...

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    Original price $324.99 - Original price $324.99
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  • Original price $278.99 - Original price $278.99
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    Samsung - HW-B550D 3.1 Channel B-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Black

    Samsung

    Rich sound and deep bass brought to you by Dolby Audio built in center speakers and booming subwoofers. Hear the action wrap ar ound the room with ...

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    Original price $278.99 - Original price $278.99
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  • Original price $1,218.99 - Original price $1,218.99
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    HP - Pavilion Desktop - AMD Ryzen 7 - 32GB Memory - 1TB SSD - Natural Silver

    HP

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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    Original price $1,218.99 - Original price $1,218.99
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    Samsung - HW-C450 2.1 Channel C-Series Soundbar with Wireless Subwoofer DTS Virtual X - Titan Black

    Samsung

    DTS VirtualXExpand your listening experience. DTS Virtual X creates spacious 3D sound putting you at the center of the actionSubwoofer IncludedGet ...

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    Original price $218.99 - Original price $218.99
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  • Original price $1,673.99 - Original price $1,673.99
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    LG - 75" Class 85 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,673.99 - Original price $1,673.99
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  • Original price $1,179.99 - Original price $1,179.99
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    LG - 65" Class 85 Series QNED 4K UHD Smart webOS TV

    LG Electronics

    QNED ContrastSee more natural-looking images. Powerful deep-learning algorithms help improve contrast ratio and enhance brightness.Quantum Dot Nano...

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    Original price $1,179.99 - Original price $1,179.99
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  • Original price $58.99 - Original price $58.99
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    PowerA - Advantage Wired Controller for Xbox Series XS - Midas

    PowerA

    Advanced Gaming Buttons Get an edge over the competition with two mappable buttons you can program on-the-fly mid-game—no system settings to confi...

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    Original price $58.99 - Original price $58.99
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  • Original price $367.99 - Original price $367.99
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    Samsung - Odyssey G50D 27" QHD IPS 180Hz 1ms Gaming Monitor with HDR 400 (DisplayPort HDMI) - Black

    Samsung

    QHD Resolution Fast IPS PanelFor a gaming world more lifelike than you could ever imagine QHD resolution packs in 1.7 times the pixel density of F...

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    Original price $367.99 - Original price $367.99
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  • Original price $85.99 - Original price $85.99
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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Peely

    PowerA

    Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

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    Original price $85.99 - Original price $85.99
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  • Original price $79.99 - Original price $79.99
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    PowerA - Enhanced Wireless Controller for Nintendo Switch

    PowerA

    Wireless controller with Bluetooth 5.0 technologyRechargeable lithium-ion battery Up to 30 hours per chargeTwo mappable Advanced Gaming ButtonsEmbe...

    View full details
    Original price $79.99 - Original price $79.99
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  • Original price $189.99 - Original price $189.99
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    Razer - Viper V3 Pro Ultra-Lightweight Wireless Optical Gaming Mouse with 95 Hour Battery Life - Black

    Razer

    54 G Ultra-Lightweight Design Seamless handling. Maximum control.Seamless handling. Maximum control.Razer Focus Pro Optical Sensor Gen-2Best-in-cla...

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    Original price $189.99 - Original price $189.99
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  • Original price $934.99 - Original price $934.99
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    Samsung - HW-QS730D 3.1.2 Channel Q-Series Soundbar with Wireless Subwoofer Dolby Atmos and Q-Symphony - Titan Black

    Samsung

    Q SymphonyPair a Samsung TV with a Samsung Soundbar to unlock a new level of powerful audio. Experience content like never before only with Samsung...

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    Original price $934.99 - Original price $934.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.