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FREE DELIVERY

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $513.99 - Original price $513.99
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ViewSonic - VG2756-4K 27" IPS 4K UHD Docking Monitor (HDMI USB-C DisplayPort) - Black

ViewSonic

STREAMLINED DESKTOPEliminate the need for costly docking stations by simply connecting your peripherals directly to the monitorQUALITY SCREEN TIMEF...

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Original price $513.99 - Original price $513.99
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Original price $71.99 - Original price $71.99
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Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and 3 - Black

Insignia

Compatible with Meta Quest 2 and 3.Designed specifically for use with Meta Quest 2 and 3 VR headsets and your USB-C computer.Flexible movementThe t...

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Original price $71.99 - Original price $71.99
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Original price $167.99 - Original price $167.99
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ViewSonic - VX2476-SMHD 23.8" IPS LCD FHD Monitor (DisplayPort VGA HDMI) - Black

ViewSonic

Full HD23.8in screen size with 1920 x 1080 resolution provides a native display of Full HD video sources without any degradation due to down-sampli...

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Original price $167.99 - Original price $167.99
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Original price $244.99 - Original price $244.99
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$244.99
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MSI GeForce RTX 3050 GAMING X 6G - graphics card - GF RTX 3050 - 6 GB

MSI

NVIDIA GeForce RTX 3050Boost Up to 1507 MHz6GB GDDR6 Memory for Advanced GamingEquipped with 6GB of advanced GDDR6 memory to provide high bandwidth...

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Original price $244.99 - Original price $244.99
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Original price $609.99 - Original price $609.99
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TCL - 65" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $609.99 - Original price $609.99
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Original price $758.99 - Original price $758.99
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TCL - 75" Class Q6-Series 4K UHD HDR QLED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.QLED PRO Quantum Dot TechnologyRich vibrant colors co...

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Original price $758.99 - Original price $758.99
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Original price $254.99 - Original price $254.99
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Samsung - Odyssey G30D 24" LED AMD FreeSync Premium 180Hz 1ms Gaming Monitor (DisplayPort HDMI) - Black

Samsung

180Hz Refresh Rate 1ms Response Time (MPRT)Speed through scenes. 180Hz refresh rate eliminates lag for exhilarating gameplay with ultrasmooth acti...

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Original price $254.99 - Original price $254.99
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Original price $95.99 - Original price $95.99
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ASUS - ROG 140W USB-C GaN Charger - Supports USB Type-A and USB Type-C - Black

ASUS

All-In-One Charging with USB Type-C and USB Type-A PortsCharge up to 4 devices simultaneously on the ROG 140W USB-C GaN Charger. With 3 USB Type-C ...

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Original price $95.99 - Original price $95.99
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Original price $41.99 - Original price $41.99
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GE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

GE

Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

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Original price $41.99 - Original price $41.99
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Original price $103.99 - Original price $103.99
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NETGEAR - EAX12 AX1600 WiFi 6 Mesh Wall Plug Range Extender - White

NETGEAR

Wi-Fi mesh extenderWorks with your existing Wi-Fi to create a powerful whole-home mesh Wi-Fi network.Up to 1600Mbps data transfer rates with Wirele...

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Original price $103.99 - Original price $103.99
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Original price $56.99 - Original price $56.99
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GE - Cync 8 Foot Outdoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

GE

Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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Original price $56.99 - Original price $56.99
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Original price $170.99 - Original price $170.99
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Logitech G Yeti GX Dynamic RGB Gaming Microphone with LIGHTSYNC Black - microphone

Logitech

Be dynamicThe Yeti GX is a premium RGB gaming mic powered by LIGHTSYNC with a custom dynamic capsule and advanced software that deliver serious aud...

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Original price $170.99 - Original price $170.99
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TCL - 75" Class S5-Series 4K UHD HDR LED Smart Google TV (2024)

TCL

4K UltraHD ResolutionExperience incredible detail with 4X the resolution of 1080p Full HDTVs.High Brightness LED BacklightEnjoy a brilliant picture...

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Original price $724.99 - Original price $724.99
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Original price $603.99 - Original price $603.99
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SideTrak - Swivel 12.5" Attachable Portable Monitor - 2 Pack - Black

SideTrak

Patented Swivel DesignWith each screen's unique ultra-sleek 360 swivel hinge these innovative attachable monitors adjust to your most comfortable v...

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Original price $603.99 - Original price $603.99
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Original price $207.99 - Original price $207.99
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Peerless Universal Desktop Swivel Mount HP455 - mounting kit - for flat panel

Peerless Industries

Peerless Universal Desktop Swivel Mount HP455 - Mounting kit (mounting base pole bracket adapter) - for flat panel - steel - black powder coat - sc...

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Original price $207.99 - Original price $207.99
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Original price $203.99 - Original price $203.99
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HP 527sa - 5 Series - LED monitor - Full HD (1080p) - 27"

HP

Enjoy more of what you love in colorful detailSit back and soak in all the content you love with this exceptional 27" FHD monitor. Experience color...

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Original price $203.99 - Original price $203.99
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Original price $272.99 - Original price $272.99
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MSI - Z790 GAMING PLUS WIFI (Socket LGA 1700) Intel Z790 ATX DDR5 Wi-Fi 6E Motherboard - Black

MSI

Processor compatibilitySupports Intel Core 14th 13th and 12th Gen Processors Intel Pentium Gold Celeron Processor and Intel Processor 300(T) for LG...

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Original price $272.99 - Original price $272.99
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Original price $100.99 - Original price $100.99
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iBUYPOWER MEK 4 - Full-size Wired RGB Mechanical Tactile Brown Switch Gaming Keyboard with Custom Lighting - Black

iBuyPower

Easy Plug and PlayiBUYPOWER MEK 4 keyboard plugs in for instant use and gaming.Smooth Tactile Brown SwitchesExperience quality keystrokes using new...

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Original price $100.99 - Original price $100.99
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Original price $170.99 - Original price $170.99
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Sony PULSE Elite - headset

Sony Computer Entertainment Am

Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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Original price $170.99 - Original price $170.99
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Original price $206.99 - Original price $206.99
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Logitech G PRO X TKL LIGHTSPEED Wireless Gaming Keyboard Tactile Switches (GX Brown) Black - keyboard - QWERTY - US - black Input Device

Logitech

Designed with pros engineered to winPRO X TKL gaming keyboard is the next gen of the trusted tenkeyless PRO keyboard; it's been refined to eliminat...

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Original price $206.99 - Original price $206.99
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Original price $188.99 - Original price $188.99
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Seagate - Game Drive for Xbox 5TB External USB 3.2 Gen 1 Portable Hard Drive Xbox Certified with Green LED Bar - Black

Seagate

5TB storage capacityCapacity to build the ultimate Game Vault without sacrificing titles.USB 3.2 Gen 1 interfaceBus-powered for quick and easy inst...

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Original price $188.99 - Original price $188.99
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Original price $192.99 - Original price $192.99
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TP-Link - Archer AXE7800 Tri-Band Wi-Fi 6E Router - Black

TP Link

Tri-Band AXE7800All three WiFi bands work together to unleash your network’s total speeds up to 7.8Gbps and dominating all demanding devices.Wi-Fi ...

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Original price $192.99 - Original price $192.99
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Original price $158.99 - Original price $158.99
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TP-Link - AXE5400 Tri-Band Mesh Wi-Fi 6E Range Extender - White

TP Link

Tri-Band networkingEnsure full band speeds to your devices thanks to RE815XE’s another dedicated band backhaul.New 6 GHz bandCreate an open and cle...

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Original price $158.99 - Original price $158.99
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Original price $82.99 - Original price $82.99
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Hori - Split Pad Compact for Nintendo Switch - Gengar

Hori

Applicable modelsDesigned for Nintendo Switch Nintendo Switch OLED ModelPerfect fitFull-size controller experience in Handheld ModeErgonomic gripE...

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Original price $82.99 - Original price $82.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.