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Order by December 12 for best chance of Christmas delivery!

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

Original price $652.99 - Original price $652.99
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ASUS - ROG Rapture GT-BE98 Pro BE30000 Quad-Band Wi-Fi 7 Gaming Router - Black

ASUS

Wireless TechnologyBeyond-fast Wi-Fi 7 (802.11be) with new 320MHz channels in the 6 GHz band and 4096-QAM significantly increases network capacity ...

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Original price $652.99 - Original price $652.99
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Original price $69.99 - Original price $69.99
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Razer Firefly V2 - mouse pad

Razer

Powered By Razer Chroma RGBWith 16.8 million colors countless patterns dynamic in-game lighting effects—experience full RGB customization and deepe...

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Current price $1,679.99
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TCL - 65" Class QM8K Series 4K UHD HDR QD-Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level Mini LED TV now with the New TCL Halo Control System ensures a stunning viewing experience.TCL Halo Control SystemAn ...

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Original price $1,749.99
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Current price $1,679.99
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Original price $4,556.99 - Original price $4,556.99
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ASUS - ROG Zephyrus G16 16" OLED 2.5K 240Hz Gaming Laptop - Intel Core Ultra 9 - 32GB RAM - NVIDIA GeForce RTX 5090 - 2TB SSD - Eclipse Gray

ASUS

Make gaming and creating easier with Windows 11 HomeGame create and maximize your productivity - Windows 11 Home is the one place for it all. With ...

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Original price $4,556.99 - Original price $4,556.99
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Original price $158.99 - Original price $158.99
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ViewSonic - VA2256-MHD 22" IPS FHD Monitor (HDMI DisplayPort and VGA) - Black

ViewSonic

Great For Home And OfficeAn ideal all-around display for desktop or laptopSee The DifferenceRazor-sharp clarity and detail with Full HD (1920x1080p...

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Original price $158.99 - Original price $158.99
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Original price $126.99 - Original price $126.99
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Thrustmaster - T.Flight Hotas 4 for PlayStation 4 PlayStation 5 and PC - Black

Thrustmaster

T.Flight Hotas 4 has a full-size detachable throttle which you can use to easily control the acceleration of your aircraftThe joystick features a r...

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Original price $126.99 - Original price $126.99
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Original price $649.99 - Original price $649.99
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ViewSonic - VX4381-4K 42.5" LCD 4K UHD Monitor with HDR (DisplayPort USB HDMI) - Black

ViewSonic

4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenViewable Screen Size and Panel Type42.5in scr...

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Original price $128.99 - Original price $128.99
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CORSAIR - K70 RGB PRO Full-size Wired Mechanical Cherry MX Speed Linear Switch Gaming Keyboard with PBT Double-Shot Keycaps - Black

Corsair

The legend continuesThe K70 RGB PRO retains the iconic elements of the award-winning K70 RGB with a durable aluminum frame CHERRY MX mechanical key...

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Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

Samsung

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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MSI MPG 341CQPX QD-OLED - OLED monitor - curved - 34.18" - HDR

MSI

MSI MPG 341CQPX QD-OLED - OLED monitor - gaming - curved - 34.18" - 3440 x 1440 UWQHD 240 Hz - 1000 cd/m² - DisplayHDR 400 True Black - 0.03 ms - ...

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HP OMEN - MAX 16" OLED 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 2TB SSD - Shadow Black

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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TCL - 75" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $1,199.99
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Current price $1,079.99
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Original price $862.99 - Original price $862.99
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TCL - 65" Class QM6K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

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Original price $862.99 - Original price $862.99
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Original price $525.99 - Original price $525.99
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HP - 17.3" Full HD Laptop - AMD Ryzen 5 7520U 2023 - 8GB Memory - 512GB SSD - Natural Silver

HP

Get A Fresh Perspective With Windows 11From a rejuvenated Start menu to new ways to connect to your favorite people news games and content—Windows ...

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HP - OmniBook X - Copilot+ PC - 17.3" Full HD Touch-Screen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Glacier Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $880.99 - Original price $880.99
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ASUS - V440 24" FHD Touch-Screen All-in-One - Intel Core i5 - 16GB Memory - 512GB SSD - White

ASUS

Full HD Touchscreen DisplayExperience crystal-clear visuals with a 24-inch IPS LCD touchscreen and an anti-glare surface for enhanced clarity and c...

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Original price $880.99 - Original price $880.99
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HP - Victus 15.6" 144Hz Full HD Gaming Laptop - Intel Core i7-13620H 2023 - 16GB Memory - NVIDIA GeForce RTX 5060 - 1TB SSD - Mica Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $2,149.99
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Current price $1,999.99
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TCL - 85" Class QM7K Series 4K UHD HDR QD Mini LED Smart TV with Google TV (2025)

TCL

QD-Mini LEDThis premium level of Mini LED TV now with the New TCL Halo Control System ensures a high-quality viewing experience.TCL Halo Control Sy...

View full details
Original price $2,149.99
Original price $2,149.99 - Original price $2,149.99
Original price $2,149.99
Current price $1,999.99
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Original price $818.99 - Original price $818.99
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HP - OmniBook X Flip 2-in-1 16" 2K Touch-Screen Laptop - AMD Ryzen 5 220 2025 - 8GB Memory - 512GB SSD - Meteor Silver

HP

Windows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...

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Original price $818.99 - Original price $818.99
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Original price $256.99 - Original price $256.99
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Acer - Nitro 27" FHD 200Hz 0.5ms FreeSync Premium IPS Gaming Monitor (1x DisplayPort 2x HDMI) - Black

Acer

Quality VisualsThe XV270 27" IPS monitor with 1920 x 1080 Full HD resolution in a 169 aspect ratio presents stunning 250nit high quality images wit...

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Original price $256.99 - Original price $256.99
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Original price $633.99 - Original price $633.99
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Lenovo - Chromebook Plus 2-in-1 14" Full HD Touchscreen Laptop - Intel Core 3 Processor N355 2025 - 8GB Memory - 128GB UFS - Cosmic Blue

Lenovo

Runs ChromeOS+The fast secure operating system from Google with built-in Google apps like Gmail Gemini Docs Photos YouTube and more so you can go f...

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Original price $633.99 - Original price $633.99
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Original price $1,123.99 - Original price $1,123.99
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CORSAIR - VENGEANCE DDR5 96GB (2 x 48GB) DDR5 6000 CL36-44-44-96 1.40V Intel XMP AMD EXPO - Gray

Corsair

Welcome to the Cutting-Edge of PerformancePush the limits of your system like never before with DDR5 memory unlocking even faster frequencies great...

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Original price $1,123.99 - Original price $1,123.99
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Original price $40.99 - Original price $40.99
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Razer - Cynosa Lite Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

Razer

Soft Cushioned KeysEnjoy quiet comfortable keystrokes with gaming-grade membrane switches for smooth and responsive action.Customizable Chroma RGB ...

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Original price $40.99 - Original price $40.99
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Original price $1,394.99 - Original price $1,394.99
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Logitech - G PRO Racing Wheel with TRUEFORCE feedback technology for PlayStation 5 and PC - Black

Logitech

Direct DriveThe motor is capable of an impressive 11 Nm (max) of force with an incredible low-latency response for the superior control and perform...

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Original price $1,394.99 - Original price $1,394.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.