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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $276.99 - Original price $276.99
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    ViewSonic Ergonomic VG2453 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic Ergonomic VG2453 - LED monitor - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - 250 cd/m² - 10001 - 7 ms - HDMI VGA Di...

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    Original price $276.99 - Original price $276.99
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  • Original price $302.99 - Original price $302.99
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    ViewSonic XG2431 - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic XG2431 - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 240 Hz - IPS - 350 cd/m² - 10001 - 1 ms - 2xHDMI Disp...

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    Original price $302.99 - Original price $302.99
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  • Original price $142.99 - Original price $142.99
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    $142.99
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    ViewSonic VX2428A - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic VX2428A - LED monitor - gaming - 24" (23.8" viewable) - 1920 x 1080 Full HD (1080p) 180 Hz - IPS - 250 cd/m² - 10001 - 0.5 ms - 2xHDMI D...

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    Original price $142.99 - Original price $142.99
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  • Original price $177.99 - Original price $177.99
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    $177.99
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    ViewSonic OMNI VX2467U - LED monitor - Full HD (1080p) - 24"

    ViewSonic

    ViewSonic OMNI VX2467U - LED monitor - gaming - 24" (23.6" viewable) - 1920 x 1080 Full HD (1080p) 60 Hz - IPS - HDMI VGA USB-C

    Original price $177.99 - Original price $177.99
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  • Original price $682.99 - Original price $682.99
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    ViewSonic ColorPro VP3456A - LED monitor - curved - 34"

    ViewSonic

    ViewSonic ColorPro VP3456A - LED monitor - curved - 34" - 3440 x 1440 UWQHD 75 Hz - MVA - 40001 - 5 ms - 2xHDMI DisplayPort USB-C - speakers

    Original price $682.99 - Original price $682.99
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  • Original price $1,669.99 - Original price $1,669.99
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    ASUS ROG Strix G16 G614JV-AS94 - 16" - Intel Core i9 - 13980HX - 16 GB RAM - 1 TB SSD

    ASUS

    ASUS ROG Strix G16 G614JV-AS94 - Intel Core i9 - 13980HX / up to 5.6 GHz - Win 11 Home - GeForce RTX 4060 - 16 GB RAM - 1 TB SSD NVMe - 16" 1920 x ...

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    Original price $1,669.99 - Original price $1,669.99
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  • Original price $92.99 - Original price $92.99
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    $92.99
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    Microsoft Xbox Wireless Controller - Sky Cipher Special Edition - gamepad - wireless - Bluetooth

    Microsoft

    Microsoft Xbox Wireless Controller - Sky Cipher Special Edition - gamepad - wireless - Bluetooth - transparent blue sky blue - for PC Android Micro...

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    Original price $92.99 - Original price $92.99
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    $92.99
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  • Original price $125.99 - Original price $125.99
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    $125.99
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    Backbone -One -PlayStation Edition -Mobile Gaming Controller for iPhone -2nd Gen -White

    Backbone

    Backbone - One - PlayStation Edition (Lightning) - Mobile Gaming Controller for iPhone - 2nd Gen - White; SKU 6572089

    Original price $125.99 - Original price $125.99
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  • Original price $80.99 - Original price $80.99
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    $80.99
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    PSVR2 PC ADAPTER

    Sega

    PSVR2 PC ADAPTER

    Original price $80.99 - Original price $80.99
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    $80.99
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  • Original price $200.99 - Original price $200.99
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    $200.99
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    OMNI Gaming Monitor VX2728J - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    OMNI Gaming Monitor VX2728J - LED monitor - gaming - 27" - 1920 x 1080 Full HD (1080p) 165 Hz - IPS - 250 cd/m² - 10001 - HDR10 - 2.5 ms - HDMI Di...

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    Original price $200.99 - Original price $200.99
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    $200.99
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    Current price $200.99
  • Original price $460.99 - Original price $460.99
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    $460.99
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    ViewSonic VX1655-4K - LED monitor - 4K - 16"

    ViewSonic

    ViewSonic VX1655-4K - LED monitor - 16" (15.6" viewable) - portable - 3840 x 2160 4K 60 Hz - 400 cd/m² - 10001 - Mini HDMI 2xUSB-C - speakers

    Original price $460.99 - Original price $460.99
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  • Original price $86.99 - Original price $86.99
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    $86.99
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    Microsoft Xbox Wireless Controller - gamepad - wireless - Bluetooth

    Microsoft

    Microsoft Xbox Wireless Controller - Gamepad - wireless - Bluetooth - astral purple - for PC Microsoft Xbox One Android Microsoft Xbox Series S Mic...

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    Original price $86.99 - Original price $86.99
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    $86.99
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  • Original price $905.99 - Original price $905.99
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    ViewSonic VP3268A-4K - LED monitor - 32"

    ViewSonic

    ViewSonic VP3268A-4K - LED monitor - 32" (31.5" viewable) - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - 5 ms - 2xHDMI DisplayPort...

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    Original price $905.99 - Original price $905.99
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  • Original price $110.99 - Original price $110.99
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    $110.99
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    PS5 DUALSENSE 1

    Sony

    PS5 DUALSENSE 1

    Original price $110.99 - Original price $110.99
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  • Original price $359.99 - Original price $359.99
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    $359.99
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    Microsoft Xbox Series S - game console - 512 GB SSD - robot white

    Microsoft

    Microsoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white

    Original price $359.99 - Original price $359.99
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    $359.99
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    Current price $359.99
  • Original price $189.99 - Original price $189.99
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    $189.99
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    MSI MAG 27C6F - LED monitor - curved - Full HD (1080p) - 27" - HDR

    MSI

    MSI MAG 27C6F - LED monitor - gaming - curved - 27" - 1920 x 1080 Full HD (1080p) 180 Hz - Rapid VA - 250 cd/m² - 30001 - 0.5 ms - 2xHDMI DisplayPort

    Original price $189.99 - Original price $189.99
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    $189.99
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  • Original price $164.99 - Original price $164.99
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    $164.99
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    Current price $164.99

    ViewSonic VX2716A - LED monitor - Full HD (1080p) - 27"

    ViewSonic

    ViewSonic VX2716A - LED monitor - gaming - 27" - 1920 x 1080 Full HD (1080p) 120 Hz - IPS - 300 cd/m² - 13001 - 1 ms - HDMI DisplayPort USB-C

    Original price $164.99 - Original price $164.99
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  • Original price $47.99 - Original price $47.99
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    PowerA - Wired Stereo Headset for Nintendo Switch - Llama Here

    PowerA

    Virtual item includedCode for Bonus Virtual Item Included - GlyphicDesigned for comfortDesigned for Comfort Ultra-lightweight frame and over-ear b...

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    Original price $47.99 - Original price $47.99
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  • Original price $1,240.99 - Original price $1,240.99
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    Acer - Predator Helios Neo 16 WUXGA IPS Gaming Laptop- Intel Core i9-14900HX- NVIDIA GeForce RTX 4060-16GB DDR5-1TB SSD - Abyssal Black

    Acer

    Windows 11 HomeDo more quicker than ever across multiple applications with the centralized generative AI assistance of Copilot in Windows (in previ...

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    Original price $1,240.99 - Original price $1,240.99
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  • Original price $254.99 - Original price $254.99
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    Sony PULSE Explore - true wireless earphones with mic

    Sony Computer Entertainment Am

    Planar Magnetic DriversStudio-inspired drivers reproduce soundscapes with ultra-low distortion to deliver rich details and deep clear bass so you c...

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    Original price $254.99 - Original price $254.99
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  • Original price $285.99 - Original price $285.99
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    Acer - Nitro 31.5 VA Curved FHD 240Hz 1ms FreeSync Premium Gaming Monitor HDR10 (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro 31.5" Curved Display with Full HD (1920 x 1080) resolution offers the sharpest picture quality and provides a perfect pictu...

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    Original price $285.99 - Original price $285.99
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  • Original price $60.99 - Original price $60.99
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    System Shock - Xbox Series X

    PLAION

    Face offFace off against the forces of a rogue AI gone mad.Improve your skillsImprove your skills and adapt to take on your foes.DiscoverDiscover a...

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    Original price $60.99 - Original price $60.99
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    $60.99
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  • Original price $2,333.99 - Original price $2,333.99
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    iBUYPOWER - Y60 Gaming Desktop PC - AMD Ryzen 9 7900X -

    iBuyPower

    Windows 11 Home AdvancedWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It comes with new tools sound...

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    Original price $2,333.99 - Original price $2,333.99
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    $2,333.99
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  • Original price $198.99 - Original price $198.99
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    $198.99
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    Current price $198.99

    CORSAIR Gaming HS80 MAX WIRELESS - headset

    Corsair

    Low-latency 2.4Ghz wireless plus bluetoothEnjoy low-latency 2.4Ghz wireless audio with an amazing range of up to 50ft and high-fidelity 24bit/96kHz...

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    Original price $198.99 - Original price $198.99
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    $198.99
    $198.99 - $198.99
    Current price $198.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.