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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $169.99 - Original price $169.99
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    TP-Link - Deco X25 AX1800 Dual-Band Whole Home Mesh Wi-Fi 6 System (3-Pack) - White

    TP Link

    Dual-Band Wi-Fi 6 speedsExperience speeds up to 1800 Mbps perfect for streaming online gaming large downloads video calls and more.Whole-Home cover...

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  • Original price $218.99 - Original price $218.99
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    Astro Gaming - A50 Gen 4 Wireless Gaming Headset for Xbox One Xbox Series XS and PC - Black

    Logitech

    ASTRO Audio V2By providing a precise and smooth frequency spectrum ASTRO Audio V2 delivers crisp highs controlled mids and distortion-free bass for...

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    Crucial - DDR5 - kit - 32 GB 2 x 16 GB - DIMM 288-pin - 5600 MHz / PC5-44800 - unbuffered

    Crucial

    5600 MT/sDownclock capable for systems that only support 5200 or 4800MT/sCompatabilityCompatible with 12th Gen Intel Core or AMD RyzenTM 7000 Serie...

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    Astro Gaming - A50 Gen 4 Wireless Gaming Headset for PS5 PS4 - Black

    Logitech

    ASTRO Audio V2By providing a precise and smooth frequency spectrum ASTRO Audio V2 delivers crisp highs controlled mids and distortion-free bass for...

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  • Original price $972.99 - Original price $972.99
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    ASUS - TUF Gaming NVIDIA GeForce RTX 4070 Ti SUPER Overclock 16GB GDDR6X PCI Express 4.0 Graphics Card - Black

    ASUS

    Graphics Processing Unit (GPU)/Clock SpeedOC mode 2670 MHz / Default mode 2640 MHz(Boost Clock)On-board Memory/Memory Type/Processors/Memory Bandwi...

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    Nanoleaf - Shapes Ultra Black Hexagons Smarter Kit (9 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design (2-Pack) - Black

    Thermal Take

    ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

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  • Original price $265.99 - Original price $265.99
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    Next Level Racing - GT Lite Foldable Simulator Cockpit - Black

    Next Level Racing

    CompatibilityCompatible with all major wheel and pedals and pre-drilled for Logitech Thrustmaster FanatecUsageThe Next Level Racing Hubs have been ...

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    Alienware - AW2523HF 24.5" IPS LED FHD - 360Hz - AMD FreeSync - VESA - Monitor (USB HDMI) - Dark side of the Moon

    Alienware

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.0.5ms res...

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    Original price $401.99 - Original price $401.99
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  • Original price $5,498.99 - Original price $5,498.99
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    Hisense - 100" Class U7 Series QLED 4K Google TV

    HISENSE

    4K ULEDHisense’s proprietary ULED technologies boost color contrast brightness and motion. This suite of patented hardware and software technologie...

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    Glorious - Polychroma Translucent Keycaps - RGB

    Glorious

    Translucent designThe Polychroma RGB Keycaps feature a high-quality translucent design that allows maximum RGB illumination enhancing your keyboard...

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  • Original price $729.99 - Original price $729.99
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    Simpli Home - Artisan TV Cabinet for Most TVs Up to 58" - Natural Aged Brown

    Simpli Home

    Holds TVs up to 58"With a maximum weight of 200 lbs.Solid pine wood construction with a lacquer finishProvides a durable yet stylish look.Ample sto...

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  • Original price $1,559.99 - Original price $1,559.99
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    MSI - Prestige 16 Laptop Intel Evo Edition Intel Core Ultra 7 Intel ARC Graphics with 32GB Memory 1TB SSD - Stellar Gray

    MSI

    Windows 11 Operating SystemWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new too...

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    Arcade1Up - Infinity Game Board - Black

    Arcade1Up

    Games included50 included board games and activities (comes with a selection of Classic Hasbro games such as Monopoly Yahtzee Trivial Pursuit Clue ...

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    WD - BLACK SN850X 2TB Internal SSD PCIe Gen 4 x4 NVMe

    Western Digital

    PCIe Gen 4 x4 (NVMe) interfaceOffers simple connection to your computer.2TB storage capacityProvides ample storage space for your music movies and ...

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  • Original price $114.99 - Original price $114.99
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    Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC PS5 PS4 Switch and Mobile - Black

    Razer

    Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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    Thrustmaster - T128 Racing Wheel for Xbox One Xbox XS and PC - Black

    Thrustmaster

    Versatility and velocityModern wheel rim design featuring 13 buttons; perfect for all types of racing simulationDynamic force feedbackRenders fun i...

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    Sony - PlayStation 5 - DualSense Wireless Controller - Midnight Black

    Sony

    Feel your in-game actions and environment simulated through haptic feedbackChat online through the built-in microphone and connect a headset direct...

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    LEGO - Minecraft Legends The Devourer Showdown Adventure Set 21257

    Lego

    Minecraft action figure toy for kidsThe first-ever Minecraft Legends set The Devourer Showdown lets boys and girls ages 8 and up build battle and r...

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    Glorious - Raptor Clicky (36x) 5-pin Mechanical Keyboard Switches - Clear/Green

    Glorious

    Superior click barThe click bar mechanism produces a click sound on both press and release giving gamers the most tactility possible with rich acou...

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    Sony - DualSense Edge Wireless Controller - Black White

    Sony

    Ultra-Customizable ControlsAim and move with precision by swapping in fresh stick modules so you’re always playing with equipment that’s in great s...

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  • Original price $553.99 - Original price $553.99
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    Thrustmaster - TCA Yoke Pack Boeing Edition for Xbox Series XS Xbox One PC - Black

    Guillemot

    Suspended PENDUL_R MechanismReplicates the sensations of using a floor-mounted pendular yoke like those found in real Boeing airlinersAdditional ax...

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    Edifier - R1380DB Active Bookshelf Speakers Computer Speakers - Bluetooth and Optical Input - 2.0 Studio Monitor Speaker - Brown

    Edifier

    Enjoy modern style and functionality with these Edifier powered speakers. The Bluetooth connectivity lets you play music wirelessly from paired dev...

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    CORSAIR - VOID RGB ELITE Wireless Gaming Headset for PC PS5 PS4 - Carbon

    Corsair

    Rechargeable batteryOffers up to 16 hours of use on a charge.Built-in microphoneEnables simple hands-free chatting via a compatible device.Headset ...

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    Original price $126.99 - Original price $126.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.