Skip to content
FREE SHIPPING!
FREE SHIPPING!

Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $3,889.99 - Original price $3,889.99
    Original price
    $3,889.99
    $3,889.99 - $3,889.99
    Current price $3,889.99

    Microsoft - Surface Laptop Studio 2 - 14.4" Touch-Screen - Intel Core i7 with 32GB Memory -RTX 2000 Ada Gen-1TB SSD (Latest Model) - Platinum

    Microsoft

    Copilot in Windows 11 - Get answers inspiration and summariesFind the relevant information and ideas you need to power your own ingenuity. Copilot ...

    View full details
    Original price $3,889.99 - Original price $3,889.99
    Original price
    $3,889.99
    $3,889.99 - $3,889.99
    Current price $3,889.99
  • Original price $246.99 - Original price $246.99
    Original price
    $246.99
    $246.99 - $246.99
    Current price $246.99

    Magic Keyboard with Touch ID and Numeric Keypad for Mac models with Apple silicon - Silver/Black

    Apple

    Magic Keyboard with Touch ID and Numeric Keypad delivers a remarkably comfortable and precise typing experienceIt features an extended layout with ...

    View full details
    Original price $246.99 - Original price $246.99
    Original price
    $246.99
    $246.99 - $246.99
    Current price $246.99
  • Original price $151.99 - Original price $151.99
    Original price
    $151.99
    $151.99 - $151.99
    Current price $151.99

    Apple - Magic Keyboard with Numeric Keypad - Silver/White

    Apple

    Magic Keyboard with Numeric Keypad features an extended layout with document navigation controls for quick scrolling and full-size arrow keys for g...

    View full details
    Original price $151.99 - Original price $151.99
    Original price
    $151.99
    $151.99 - $151.99
    Current price $151.99
  • Original price $238.99 - Original price $238.99
    Original price
    $238.99
    $238.99 - $238.99
    Current price $238.99

    ASUS - ZenScreen 15.6 IPS FHD 1080P USB Type-C Portable Monitor with Foldable Smart Case - Dark Gray

    ASUS

    Full HD 1920 x 1080 resolutionHigh resolutions that deliver a solid gaming or video experience without undue strain on your graphics card.5 ms resp...

    View full details
    Original price $238.99 - Original price $238.99
    Original price
    $238.99
    $238.99 - $238.99
    Current price $238.99
  • Original price $50.99 - Original price $50.99
    Original price
    $50.99
    $50.99 - $50.99
    Current price $50.99

    Glorious - Raptor Clicky (36x) Mechanical Keyboard Switches - Clear/Green

    Glorious

    The Glorious Raptor is a clicky switch designed to give gamers a competitive edge with precise sensory feedback for peak responsiveness. Its superi...

    View full details
    Original price $50.99 - Original price $50.99
    Original price
    $50.99
    $50.99 - $50.99
    Current price $50.99
  • Original price $56.99 - Original price $56.99
    Original price
    $56.99
    $56.99 - $56.99
    Current price $56.99

    Meta - Quest 3 Silicone Facial Interface - Black

    Meta

    Wipeable interfaceEasily wipe away sweat and dirt from your Meta Quest 3 with this soft and comfortable silicone facial interface that feels gentle...

    View full details
    Original price $56.99 - Original price $56.99
    Original price
    $56.99
    $56.99 - $56.99
    Current price $56.99
  • Original price $36.99 - Original price $36.99
    Original price
    $36.99
    $36.99 - $36.99
    Current price $36.99

    PDP - Travel Case Plus GLOW For Nintendo Switch Nintendo Switch - OLED Model - Black

    PDP

    CompatibilityCompatible with Nintendo Switch Nintendo Switch Lite and Nintendo Switch - OLED ModelGlow DesignUnique design glows in the dark after ...

    View full details
    Original price $36.99 - Original price $36.99
    Original price
    $36.99
    $36.99 - $36.99
    Current price $36.99
  • Original price $58.99 - Original price $58.99
    Original price
    $58.99
    $58.99 - $58.99
    Current price $58.99

    Razer - Cobra Wired Gaming Mouse with Chroma RGB Lighting and 58g Lightweight Design - Black

    Razer

    58g Lightweight DesignWith a lightweight design that caters to most grip styles the Razer Cobra not only allows for fast precise control but feels ...

    View full details
    Original price $58.99 - Original price $58.99
    Original price
    $58.99
    $58.99 - $58.99
    Current price $58.99
  • Original price $65.99 - Original price $65.99
    Original price
    $65.99
    $65.99 - $65.99
    Current price $65.99

    PDP - REMATCH GLOW Wireless Controller Link Hero For Nintendo Switch Nintendo Switch - OLED Model - Blue

    PDP

    Rechargeable BatteryBuilt-in rechargeable battery with up to 40 hours of play time on a single chargeUnique Glow DesignUnique design glows in the d...

    View full details
    Original price $65.99 - Original price $65.99
    Original price
    $65.99
    $65.99 - $65.99
    Current price $65.99
  • Original price $65.99 - Original price $65.99
    Original price
    $65.99
    $65.99 - $65.99
    Current price $65.99

    PDP - Afterglow Wave Wireless Controller White For Nintendo Switch Nintendo Switch - OLED Model - White

    PDP

    Endless Lighting CombinationsEight RGB zones with four pre-set modes for endless lighting combinationsRechargeable BatteryBuilt-in 2100mAh recharge...

    View full details
    Original price $65.99 - Original price $65.99
    Original price
    $65.99
    $65.99 - $65.99
    Current price $65.99
  • Original price $44.99 - Original price $44.99
    Original price
    $44.99
    $44.99 - $44.99
    Current price $44.99

    PowerA - Enhanced Wired Controller for Nintendo Switch - Ancient Archer

    PowerA

    Take aim with the determination of Hyrule's lionhearted hero.3.5mm audio jackMappable Advanced Gaming ButtonsDetachable 10ft (3m) USB CableNo batte...

    View full details
    Original price $44.99 - Original price $44.99
    Original price
    $44.99
    $44.99 - $44.99
    Current price $44.99
  • Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99

    PDP - AIRLITE Wired Headset Brave Blue For Nintendo Switch Nintendo Switch - OLED Model Nintendo Switch Lite - Brave Blue

    PDP

    Lightweight DesignLightweight construction (7 oz) for all-day gaming sessionsFine-tuned AudioPowerful fine-tuned audio engineered for immersive gam...

    View full details
    Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99
  • Original price $60.99 - Original price $60.99
    Original price
    $60.99
    $60.99 - $60.99
    Current price $60.99

    PDP - REMATCH GLOW Wireless Controller Super Star Glow-in-the-Dark For Nintendo Switch Nintendo Switch - OLED Model - Super Star

    PDP

    Battery lifeBuilt-in rechargeable battery with up to 40 hours of play time on a single chargeGlow-in-the-darkUnique design glows in the dark after ...

    View full details
    Original price $60.99 - Original price $60.99
    Original price
    $60.99
    $60.99 - $60.99
    Current price $60.99
  • Original price $32.99 - Original price $32.99
    Original price
    $32.99
    $32.99 - $32.99
    Current price $32.99

    Tech21 - EvoCrystal Kick Case with MagSafe for Apple iPhone 15 Pro - Lime

    Tech 21

    MagSafe compatibleEmbedded with a magnetic ring this case is compatible with all your MagSafe accessories from battery chargers to car holders.Anti...

    View full details
    Original price $32.99 - Original price $32.99
    Original price
    $32.99
    $32.99 - $32.99
    Current price $32.99
  • Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99

    PowerA - Wireless Controller for Nintendo Switch - Pikachu Ecstatic

    PowerA

    Wireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteAdvanced Gaming Buttons Get an edge over ...

    View full details
    Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99
  • Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99

    PowerA - Enhanced Wireless Controller for Nintendo Switch - Kirby Mouthful

    PowerA

    Wireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteAdvanced Gaming Buttons Get an edge over ...

    View full details
    Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99
  • Original price $32.99 - Original price $32.99
    Original price
    $32.99
    $32.99 - $32.99
    Current price $32.99

    Tech21 - EvoCrystal Kick Case with MagSafe for Apple iPhone 15 Pro - Lilac

    Tech 21

    MagSafe compatibleEmbedded with a magnetic ring this case is compatible with all your MagSafe accessories from battery chargers to car holders.Anti...

    View full details
    Original price $32.99 - Original price $32.99
    Original price
    $32.99
    $32.99 - $32.99
    Current price $32.99
  • Original price $30.99 - Original price $30.99
    Original price
    $30.99
    $30.99 - $30.99
    Current price $30.99

    Best Buy essentials - USB-C to Ethernet Adapter - White

    Best Buy essentials

    USB-C compatibilityConnects your computer to wired internet through a USB-C port.Network speeds up to 1 GbpsSupports 10/100/1000 (1 Gbps) BASE-T ne...

    View full details
    Original price $30.99 - Original price $30.99
    Original price
    $30.99
    $30.99 - $30.99
    Current price $30.99
  • Original price $566.99 - Original price $566.99
    Original price
    $566.99
    $566.99 - $566.99
    Current price $566.99

    Samsung - Q-series 3.1.2 ch Dolby Atmos Soundbar w/Q-Symphony - Titan Black

    Samsung

    Q-SymphonyAmp up your audio with the greatest duo of all time—Samsung TVs paired with Samsung soundbars. With QSymphony your TV speakers paired wit...

    View full details
    Original price $566.99 - Original price $566.99
    Original price
    $566.99
    $566.99 - $566.99
    Current price $566.99
  • Original price $55.99 - Original price $55.99
    Original price
    $55.99
    $55.99 - $55.99
    Current price $55.99

    PowerA - Advantage Wired Controller for Xbox Series XS - Sparkle

    PowerA

    Advanced gaming buttonsAdvanced Gaming Buttons Get an edge over the competition with two mappable buttons you can program on-the-fly mid-game—no s...

    View full details
    Original price $55.99 - Original price $55.99
    Original price
    $55.99
    $55.99 - $55.99
    Current price $55.99
  • Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99

    Woojer - Vest 3 Washable Lininig Apex Hunter - Black and Red

    Generic

    Hygienic maintenanceKeep your Woojer Vest 3 clean and fresh with a removable washable lining.Long-lasting comfortThe washable lining ensures ongoin...

    View full details
    Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99
  • Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99

    PowerA - Wireless Controller for Nintendo Switch - Mario Joy

    PowerA

    Expanded portsWireless Freedom Play wirelessly on Nintendo Switch OLED Model Nintendo Switch and Nintendo Switch LiteMotion controlsMotion Contro...

    View full details
    Original price $63.99 - Original price $63.99
    Original price
    $63.99
    $63.99 - $63.99
    Current price $63.99
  • Original price $41.99 - Original price $41.99
    Original price
    $41.99
    $41.99 - $41.99
    Current price $41.99

    Turtle Beach - Recon 50 Wired Gaming Headset for Nintendo Switch - Red/Blue

    Turtle Beach

    Lightweight comfortablePlay for hours in complete comfort.High-quality 40mm speakersHear every crisp high and thundering low with these high-quali...

    View full details
    Original price $41.99 - Original price $41.99
    Original price
    $41.99
    $41.99 - $41.99
    Current price $41.99
  • Original price $55.99 - Original price $55.99
    Original price
    $55.99
    $55.99 - $55.99
    Current price $55.99

    JVC - Marshmallow Plus True Wireless Headphones with Noise Cancelling - Black

    JVC

    JVC Marshmallow Plus Noise Cancelling True Wireless headphones with Comfort Memory Foam Ear TipsTrue wireless In Ear buds with Active Noise Canceli...

    View full details
    Original price $55.99 - Original price $55.99
    Original price
    $55.99
    $55.99 - $55.99
    Current price $55.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.