Skip to content
FREE SHIPPING!
FREE SHIPPING!

Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $52.99 - Original price $52.99
    Original price
    $52.99
    $52.99 - $52.99
    Current price $52.99

    Thermaltake - CT 120 ARGB Sync 120mm Cooling Fan with Daisy-Chain Design 2-Pack Kit - Black

    Thermal Take

    ARGB simplifiedWith 9 addressable LEDs control up to 16.8 million colors to showcase your setup.Fine tuned 7-blade designDesign for optimized CFM a...

    View full details
    Original price $52.99 - Original price $52.99
    Original price
    $52.99
    $52.99 - $52.99
    Current price $52.99
  • Original price $52.99 - Original price $52.99
    Original price
    $52.99
    $52.99 - $52.99
    Current price $52.99

    SanDisk - Extreme 256GB microSDXC UHS-I Memory Card for Gaming

    SanDisk

    Boost your playGear up and play fiercely with this Extreme microSD card made for mobile gaming. With extreme speeds to help you level up and boost ...

    View full details
    Original price $52.99 - Original price $52.99
    Original price
    $52.99
    $52.99 - $52.99
    Current price $52.99
  • Original price $72.99 - Original price $72.99
    Original price
    $72.99
    $72.99 - $72.99
    Current price $72.99

    Razer - Basilisk V3 Wired Optical Gaming Mouse with Chroma RBG Lighting - Black

    Razer

    10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

    View full details
    Original price $72.99 - Original price $72.99
    Original price
    $72.99
    $72.99 - $72.99
    Current price $72.99
  • Original price $30.99 - Original price $30.99
    Original price
    $30.99
    $30.99 - $30.99
    Current price $30.99

    Best Buy essentials - USB-C to HDMI Adapter - White

    Best Buy essentials

    Male USB-C to female HDMI conversionConnects most USB-C devices (with DP Alt Mode) to an HDMI-enabled monitor for mirroring or extending your displ...

    View full details
    Original price $30.99 - Original price $30.99
    Original price
    $30.99
    $30.99 - $30.99
    Current price $30.99
  • Original price $47.99 - Original price $47.99
    Original price
    $47.99
    $47.99 - $47.99
    Current price $47.99

    PowerA - Wired Controller for Xbox Series XS - Black

    PowerA

    Ergonomic designXbox Series XS controller with superior ergonomics and intuitive button layoutImmersive gameplayDual Rumble MotorsStandard audio ja...

    View full details
    Original price $47.99 - Original price $47.99
    Original price
    $47.99
    $47.99 - $47.99
    Current price $47.99
  • Original price $67.99 - Original price $67.99
    Original price
    $67.99
    $67.99 - $67.99
    Current price $67.99

    CORSAIR - Vengeance 16GB (1PK 16GB) 4800MHz DDR5 C40 SODIMM Laptop Memory - Black

    Corsair

    Kit of one 16GB DDR5 SODIMM DRAM memory moduleFor 16GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your...

    View full details
    Original price $67.99 - Original price $67.99
    Original price
    $67.99
    $67.99 - $67.99
    Current price $67.99
  • Original price $68.99 - Original price $68.99
    Original price
    $68.99
    $68.99 - $68.99
    Current price $68.99

    Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

    Razer

    Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

    View full details
    Original price $68.99 - Original price $68.99
    Original price
    $68.99
    $68.99 - $68.99
    Current price $68.99
  • Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99

    Glorious - GPBT Dye Sublimated Keycaps 114 Keycap Set for 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Ocean

    Glorious

    BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

    View full details
    Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99
  • Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99

    Zombies Ate My Neighbors Ghoul Patrol - PlayStation 4

    Limited Run Games

    Save FeatureQuickly save your progress in either game and continue your adventure wherever and whenever you wantMuseum featuresWatch a video interv...

    View full details
    Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99
  • Original price $45.99 - Original price $45.99
    Original price
    $45.99
    $45.99 - $45.99
    Current price $45.99

    PDP REMATCH Wired Controller 1-Up Glow in the Dark For Nintendo Switch Nintendo Switch - OLED Model - Green/Black

    PDP

    Audio SupportUse the 3.5mm jack for audio in all games and USB-chat for those that support itVolume ControlEasily adjust your game volume using the...

    View full details
    Original price $45.99 - Original price $45.99
    Original price
    $45.99
    $45.99 - $45.99
    Current price $45.99
  • Original price $50.99 - Original price $50.99
    Original price
    $50.99
    $50.99 - $50.99
    Current price $50.99

    GE - CYNC 8 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip Extension (Power Supply Sold Separately) - Full Color

    GE

    Enhance your space with dynamic light shows and music syncSync your lights to your music and watch as light shows interact with what you are listen...

    View full details
    Original price $50.99 - Original price $50.99
    Original price
    $50.99
    $50.99 - $50.99
    Current price $50.99
  • Original price $59.99 - Original price $59.99
    Original price
    $59.99
    $59.99 - $59.99
    Current price $59.99

    NETGEAR - AC750 Dual-Band Wi-Fi Range Extender

    NETGEAR

    Compatible with any standard Wi-Fi routerFor use with your existing device.Quick and easy setupSmart LED indicators find the best location for your...

    View full details
    Original price $59.99 - Original price $59.99
    Original price
    $59.99
    $59.99 - $59.99
    Current price $59.99
  • Original price $37.99 - Original price $37.99
    Original price
    $37.99
    $37.99 - $37.99
    Current price $37.99

    Woojer - Vest 3 Chair Mount - Black

    Generic

    Easy attachmentSecurely attach the Woojer Vest 3 to your chair without needing a dedicated seat.Universal compatibilityDesigned to fit most chairs ...

    View full details
    Original price $37.99 - Original price $37.99
    Original price
    $37.99
    $37.99 - $37.99
    Current price $37.99
  • Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99

    Glorious - GPBT Dye Sublimated Keycaps 114 Keycap Set for 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Nebula

    Glorious

    BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

    View full details
    Original price $54.99 - Original price $54.99
    Original price
    $54.99
    $54.99 - $54.99
    Current price $54.99
  • Original price $64.99 - Original price $64.99
    Original price
    $64.99
    $64.99 - $64.99
    Current price $64.99

    Insignia - Universal TV Feet Replacement Kit for TVs 49"-77" or 100 lbs - Black

    Insignia

    Universal TV feet replacementCompatible with TVs between 49" and 77" and up to 100 lbs.Height adjustableLets you place soundbars gaming systems and...

    View full details
    Original price $64.99 - Original price $64.99
    Original price
    $64.99
    $64.99 - $64.99
    Current price $64.99
  • Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99

    Hori - Split Pad Compact for Nintendo Switch - Light Gray Yellow

    Hori

    Full-size controller experience in handheld modeCompact design for comfort and ease of use including an ergonomic gripAssignable rear triggers Turb...

    View full details
    Original price $69.99 - Original price $69.99
    Original price
    $69.99
    $69.99 - $69.99
    Current price $69.99
  • Original price $44.99 - Original price $44.99
    Original price
    $44.99
    $44.99 - $44.99
    Current price $44.99

    REDRAGON - M987-K Lightweight Wired Optical Gaming Mouse with RGB Backlighting - Black

    REDRAGON

    Ultra-lightweight designThe honeycomb shell design is engineered to decrease weight increase comfort and boost performance.Highly customizableFeatu...

    View full details
    Original price $44.99 - Original price $44.99
    Original price
    $44.99
    $44.99 - $44.99
    Current price $44.99
  • Original price $44.99 - Original price $44.99
    Original price
    $44.99
    $44.99 - $44.99
    Current price $44.99

    Logitech - G640 Cloth Gaming Mouse Pad with Rubber Base - Black

    Logitech

    Moderate surface frictionGaming mousepad with cloth surface gives the right amount of resistance to the mouse feet when starting or stopping a rapi...

    View full details
    Original price $44.99 - Original price $44.99
    Original price
    $44.99
    $44.99 - $44.99
    Current price $44.99
  • Original price $33.99 - Original price $33.99
    Original price
    $33.99
    $33.99 - $33.99
    Current price $33.99

    Logitech - G440 Cloth Gaming Mouse Pad with Rubber Base - Black

    Logitech

    Low surface frictionThe hard surface of the mousepad gives the right amount of resistance to the mouse feet for sudden starts stops and rapid movem...

    View full details
    Original price $33.99 - Original price $33.99
    Original price
    $33.99
    $33.99 - $33.99
    Current price $33.99
  • Original price $29.99 - Original price $29.99
    Original price
    $29.99
    $29.99 - $29.99
    Current price $29.99

    PowerA - Cable for PlayStation 5 - USB-C for PS5 / DualSense

    PowerA

    Works with DualSense controllers10ft Cable with velcro-strapStandard USB to USB-COfficially licensed for PlayStation 5Two-year limited warranty - v...

    View full details
    Original price $29.99 - Original price $29.99
    Original price
    $29.99
    $29.99 - $29.99
    Current price $29.99
  • Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99

    Logitech - G203 LIGHTSYNC Wired Optical Gaming Mouse with 8000 DPI sensor - Black

    Logitech

    8000 DPI sensorPlay with ultra-precise tracking thanks to a 8000 DPI sensor. Cycle through 5 sensitivity settings as well as screen mapping with G ...

    View full details
    Original price $42.99 - Original price $42.99
    Original price
    $42.99
    $42.99 - $42.99
    Current price $42.99
  • Original price $19.99 - Original price $19.99
    Original price
    $19.99
    $19.99 - $19.99
    Current price $19.99

    Insignia - Precision Thumbstick Multi-pack for PlayStation 5 and PlayStation 4 Controllers - Multi Color

    Insignia

    Enhances gripTexturized surfaces embedded onto a rubber coveringIncreased comfortCustomize the stick height to a position that is most comfortableI...

    View full details
    Original price $19.99 - Original price $19.99
    Original price
    $19.99
    $19.99 - $19.99
    Current price $19.99
  • Original price $19.99 - Original price $19.99
    Original price
    $19.99
    $19.99 - $19.99
    Current price $19.99

    Insignia - Precision Thumbstick Multi-pack for Xbox Series XS and Xbox One Controllers - Multi Color

    Insignia

    Enhances GripTexturized surfaces embedded onto a rubber coveringIncreased ComfortCustomize the stick height to a position that is most comfortableI...

    View full details
    Original price $19.99 - Original price $19.99
    Original price
    $19.99
    $19.99 - $19.99
    Current price $19.99
  • Original price $20.99 - Original price $20.99
    Original price
    $20.99
    $20.99 - $20.99
    Current price $20.99

    Rocketfish - Joy-Con Racing Wheel Two Pack For Nintendo Switch Switch OLED - Red/Blue

    Rocketfish

    Enhance your MarioKart magicMakes racing games more fun and realisticRace alongside your friendsTwo wheels included - Blue and RedNo batteries requ...

    View full details
    Original price $20.99 - Original price $20.99
    Original price
    $20.99
    $20.99 - $20.99
    Current price $20.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.