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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

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    Rocketfish - Extra Long 9' Play + Charge Cable For PlayStation 4 - Black

    Rocketfish

    Freedom and flexibility9 foot cable length gives you plenty of space to charge while you gameUSB Type A to Micro USB cable connectionUSB Type A to ...

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    CORSAIR - MM300 PRO Gaming Mouse Pad with Premium Spill-Proof Cloth - Extended - Black

    Corsair

    Spill-Proof and Stain-ResistantLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave Fabri...

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    CORSAIR - MM350 PRO Premium Spill-Proof Cloth Gaming Mouse Pad Extended XL - Black

    Corsair

    Spill-Proof Stain-Resistant CoatingLiquids slide right off the surface so your mouse pad is easy to wipe clean even after an accident.Micro-Weave F...

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  • Original price $67.99 - Original price $67.99
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    j5create - USB-C to HDMI 2.1 8K - Space Grey/Black

    J5 Create

    This cable supports HDMI 2.1 allowing for resolutions up to 8K for games and professionals that need the highest resolution.Connect a USB-C port wi...

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    Insignia - USB 3.0 to DisplayPort Adapter - White

    Insignia

    USB 3.0 to DisplayPort AdapterMirror or extend your computer’s display by connecting from your computer’s USB port to a DisplayPort-enabled monitor...

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    Insignia - VGA to HDMI Adapter - White

    Insignia

    VGA to HDMIMirror or extend your computer’s display by connecting from your computer’s VGA port to an HDMI-enabled device.System requirementsHDMI c...

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  • Original price $68.99 - Original price $68.99
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    SteelSeries - Rival 3 Lightweight Wireless Optical Gaming Mouse with Brilliant Prism RGB Lighting - Black

    Steel Series

    Year-long Battery LifeRevolutionary power efficient technology provides an industry-leading 400+ hour battery life for uninterrupted use for a year...

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  • Original price $79.99 - Original price $79.99
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    SteelSeries - Aerox 3 Super Light Honeycomb Wired RGB Optical Gaming Mouse - Onyx

    Steel Series

    STUNNING RGBRadiant 3-zone PrismSync RGB shines in 16.8 million configurable colors.ULTRA LIGHTWEIGHTPurposefully designed holey shell reduces weig...

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  • Original price $58.99 - Original price $58.99
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    Logitech - G203 LIGHTSYNC Wired Optical Gaming Mouse with 8000 DPI sensor - Blue

    Logitech

    8000 DPI sensorPlay with ultra-precise tracking thanks to a 8000 DPI sensor. Cycle through 5 sensitivity settings as well as screen mapping with G ...

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    Original price $58.99 - Original price $58.99
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  • Original price $55.99 - Original price $55.99
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    SanDisk - 256GB microSDXC UHS-I Memory Card for Nintendo Switch

    SanDisk

    Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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  • Original price $66.99 - Original price $66.99
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    Insignia - USB to HDMI Adapter - Black

    Insignia

    USB 3.0 to HDMIMirrors or extends your screen to a second monitor for better presentations and multitasking.4K resolutionProvides a high-quality vi...

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    REDRAGON - Griffin M607 Wired Optical Gaming Mouse - Black

    REDRAGON

    Wired connectionThis mouse connects to your computer using a USB port.Optical technologyLED lights scan the surface beneath the mouse to detect mov...

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    Insignia - USB to VGA Adapter - Black

    Insignia

    USB 3.0 to VGAMirrors or extends your screen to a second monitor for better presentations and multitasking.Dazzling resolutionProvides high-quality...

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    Insignia - HDMI to VGA Adapter - Cool gray

    Insignia

    HDMI to VGAMirrors or extends your screen to a second VGA-enabled display for better presentations multitasking and gaming.Versatile usageHDMI conn...

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    HyperX - Pulsefire Mat Gaming Mouse Pad (XL) - Black

    HyperX

    Flush anti-fray stitchingThe seamless anti-fray stitched edges provide resistance to daily wear and tear.Densely woven cloth surface tuned for prec...

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  • Original price $68.99 - Original price $68.99
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    SteelSeries - Apex 3 Full Size Wired Membrane Whisper Quiet Switch Gaming Keyboard with 10 zone RGB Backlighting - Black

    Steel Series

    Water and Dust ResistantPrevents accidental damage from liquid spills.10-zone RGB illuminationGorgeous color schemes and reactive effects.Whisper Q...

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    HyperX - Alloy Core Full-size Wired Gaming Membrane Keyboard with RGB Lighting - Black

    HyperX

    Signature light bar and dynamic RGB lighting effectsStunning radiance paired with six effect presets Color Cycle Spectrum Wave Breathing Solid Five...

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    Original price $61.99 - Original price $61.99
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  • Original price $29.99 - Original price $29.99
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    Insignia - 6' DVI-D to HDMI Cable - Black

    Insignia

    Efficiently transmit videoConnects your computer’s HDMI port to a monitor or projector’s DVI-D port. (Note This cable converts HDMI output to a DVI...

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    PDP Afterglow LED Wireless Deluxe Gaming Controller Multicolor - Nintendo Switch - Transparent

    Afterglow

    Wireless ConnectivityGet the freedom to game anywhere with a 30-foot wireless range and without the hassle of wires.Rechargeable batterySave money ...

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    PowerA - Enhanced Wireless Controller for Nintendo Switch - Black

    PowerA

    Multi-Zone RGB Lighting Customize your controller with 24 different colors 4 individual lighting zones and 3 fun lighting modes for thousands of c...

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    Rocketfish - USB-C Mobile Power Kit For Nintendo Switch Switch OLED Switch Lite - Black

    Rocketfish

    Travel friendlyCharge and play your Switch Switch OLED or Switch Lite console on the go or at homeUSB AC adapterCharge your Switch Switch OLED or S...

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    Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - Lilac

    Logitech

    HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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    Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

    Razer

    Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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  • Original price $37.99 - Original price $37.99
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    SanDisk - 128GB microSDXC UHS-I Memory Card for Nintendo Switch

    SanDisk

    Compatible with most devices that support microSDXC cardsFor wide-ranging use.Nintendo-licensed for the Nintendo Switch consoleThe SanDisk microSDX...

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    Original price $37.99 - Original price $37.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.