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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

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    Street Fighter 30th Anniversary Collection Standard Edition - Nintendo Switch

    Capcom

    Celebrate 30 years of this iconic fighting game seriesIncludes the original Street Fighter released in 1987 which introduced two of gaming's most f...

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  • Original price $346.99 - Original price $346.99
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    LG - UltraGear 27 IPS QHD 1-ms G-SYNC Compatibillity Monitor - Black

    LG

    27 QHD IPS 1ms 144Hz HDR MonitorAt 27" and 169 screen ratio LG's UltraGear QHD (2560 x 1440) IPS Display features realistic true color enhanced con...

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    Original price $346.99 - Original price $346.99
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    NETGEAR - Dual-Band Wireless-AC USB Network Adapter - Black

    NETGEAR

    Wireless-N technologyDelivers up to 300 Mbps data transfer rates for high-speed wireless access.Compatible with draft 802.11nBackward compatible wi...

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    Insignia - USB-C to DisplayPort Adapter - White

    Insignia

    USB-C to DisplayPortMirror or extend your computer’s display by connecting from your computer’s USB-C port to a DisplayPort-enabled monitor.System ...

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    Insignia - Play + Charge Kit for Xbox Series X S - Black

    Insignia

    Gaming FreedomPlay where you're most comfortable thanks to a generous 9' foot lengthSave money and the environmentRechargeable battery eliminates t...

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    Logitech - G305 LIGHTSPEED Wireless Optical 6 Programmable Button Gaming Mouse with 12000 DPI HERO Sensor - Black

    Logitech

    HERO SensorThe next-generation optical HERO sensor delivers incredible performance and up to 10x the power efficiency over previous generations wit...

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    CORSAIR - VENGEANCE 32GB (1PK 32GB) 4800MHz DDR5 C40 SODIMM Laptop Memory - Black

    Corsair

    One 32GB DDR5 SODIMM DRAM memory moduleFor 32GB total memory.Up to 4800MHz operating speedFor excellent multitasking capability.Upgrade Your DDR5 G...

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    Insignia - 16.4' USB-C Virtual Reality Headset Cable for Meta Quest 2 and Meta Quest - Black

    Insignia

    Compatible with Meta Quest 2 and Meta QuestDesigned specifically for use with Meta Quest 2 and Meta Quest VR headsets and your USB-C computer.Flexi...

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    ZAGG - Glass+ Defense for ASUS ROG Ally 7" Gaming Device - Clear

    Zagg Incorporated

    Tested 3X StrongerGlass+ Defense screen protection is 3x stronger than traditional glass screen protection.Anti-microbial Treatment Protects the Sc...

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    CORSAIR - Medium Gaming Mouse Pad - Black

    Corsair

    Created for use with most laser and optical gaming miceFor comfort and durability.Cloth constructionOffers comfort for your wrist.Textile-weave sur...

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    PowerA - USB Charge Cable for PlayStation 4 - Black

    PowerA

    • Works with DUALSHOCK 4 controllers• 6.5ft Cable• Made with quality ferrite coil• USB to Micro-B USB• Gold Plated connectors• Officially licensed ...

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    SteelSeries - QcK Cloth Gaming Mouse Pad (Medium) - Black

    Steel Series

    Legendary Micro-Woven ClothWith over 10 million sold the SteelSeries QcK is the pinnacle of surface performance and innovation.Pinpoint Mouse Accur...

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    Logitech - G203 LIGHTSYNC Wired Optical Gaming Mouse with 8000 DPI sensor - Lilac

    Logitech

    8000 DPI sensorPlay with ultra-precise tracking thanks to a 8000 DPI sensor. Cycle through 5 sensitivity settings as well as screen mapping with G ...

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    AC Adapter for Nintendo Switch - Black

    Nintendo

    Compatible with Nintendo SwitchEnjoy a full home-console experience anywhere you go.USB Type-C connectorReversible plug that ensures ease of use.Fa...

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    NETGEAR - 5-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - White

    NETGEAR

    Gigabit Ethernet5 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spee...

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    Logitech - Prodigy G213 Full-size Wired Membrane Gaming Keyboard with RGB Backlighting - Black

    Logitech

    Logitech Mech-Dome keysEach key is tuned to enhance the tactile experience delivering ultra-quick responsive feedback while the anti-ghosting gamin...

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  • Original price $1,222.99 - Original price $1,222.99
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    Lenovo ThinkPad E16 Gen 1 - 16" - Intel Core i7 - 1355U - 16 GB RAM - 512 GB SSD - English

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    eero - Max 7 BE20800 Tri-Band Mesh Wi-Fi 7 System (2-pack) - White

    Eero

    Twice the speed of Wi-Fi 6An eero Max 7 (2-pack) covers up to 5000 sq. ft. with wifi delivers wifi speeds up to 9.4 Gbps and wireless network speed...

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    Original price $907.99 - Original price $907.99
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    Hisense - 40-Inch Class A4 Series Full HD 1080p LED Google TV

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Hisense - 32-Inch Class A4 Series Full HD 1080p LED Google TV

    HISENSE

    FHD ResolutionAlong with 1080p high-definition LCD screen you’ll find a powerful full array LED backlight creating a sharper more colorful picture....

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    Polk Audio - MagniFi Max AX 3.1.2 Ch Soundbar with Dolby Atmos and VoiceAdjust - Black

    Polk Audio

    Exceptional Sound QualityFeaturing an 11-driver array with 2 up-firing drivers left/right tweeters and woofers and a dedicated center channel the M...

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    Original price $616.99 - Original price $616.99
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    Lenovo - IdeaPad Flex 5i Chromebook Plus Laptop 14" - 2K Touch - Intel i3-1315U with 8GB Memory - Intel UHD Graphics - 128GB SSD - Storm Grey

    Lenovo

    Take all your essentials anywhere you go with the versatile Lenovo IdeaPad Flex 5i Chromebook Plus powered by the 13th Generation Intel Core proces...

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    Original price $580.99 - Original price $580.99
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    Microsoft - Surface Laptop Go 3 - 12.4" Touch-Screen - Intel Core i5 with 8GB Memory - 256GB SSD (Latest Model) - Sage

    Microsoft

    Accomplish anything with easeHandle whatever the day throws at you wherever you are with faster performance all-day battery life and Windows 11.Vib...

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    Original price $837.99 - Original price $837.99
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    Lenovo - Yoga AIO 9i 31.5" All-In-One - Intel Core i9 - 16GB Memory + 512GB SSD - Storm Gray

    Lenovo

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $1,985.99 - Original price $1,985.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.