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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $654.99 - Original price $654.99
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    NETGEAR - Orbi 850 Series AX6000 Tri-Band Mesh Wi-Fi 6 System (3-pack) - White

    NETGEAR

    Supports high definition video conferencing (Zoom Skype WebEx FaceTime and more)Whether you work from home or want to connect with your friends and...

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  • Original price $122.99 - Original price $122.99
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    Logitech - Litra Beam Premium LED Streaming Light with TrueSoft Technology and Brightness/Color Temperature Settings - Black

    Logitech

    Natural skin tones radiant lookLogitech’s TrueSoft technology delivers balanced full-spectrum LED light with cinematic color accuracy for pro-level...

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  • Original price $81.99 - Original price $81.99
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    CORSAIR - HARPOON RGB Wireless Optical Gaming Mouse with Bluetooth - Black

    Corsair

    Game in the fast lanePlay with hyper-fast sub 1ms Slipstream CORSAIR wireless technology or connect with low-latency Bluetooth or USB wired.Ultra-d...

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    Original price $81.99 - Original price $81.99
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  • Original price $344.99 - Original price $344.99
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    Philips - Hue Play Gradient Lightstrip 75" - White

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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    Original price $344.99 - Original price $344.99
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    Philips - Hue Play Gradient Lightstrip 65" - Multi

    Philips

    Seamlessly Blend ColorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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    Philips - Hue Play Gradient Lightstrip 55" - Multi

    Philips

    Seamlessly blend colorsGet a seamless blend of multiple colors of light at the same time in a single LED strip. The colors flow together naturally ...

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  • Original price $169.99 - Original price $169.99
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    Elgato - Wave3 Wired Cardioid Condenser USB Microphone

    Elgato

    System requirementsWindows 10 (64-bit) macOS 10.15 or newer USB 2.0 port up to 4GB RAM.Cardioid polar patternPicks up your voice and insulates it f...

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    Rocketfish - 4-Port 4K 60Hz HDMI Switch Box - Black

    Rocketfish

    Compatible with most HDMI source componentsIncluding Blu-ray Disc players DVD players digital cable and satellite boxes gaming consoles and digital...

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    Thrustmaster - T248 Racing Wheel and Magnetic Pedals for Xbox Series XS and PC - Black

    Thrustmaster

    DesignPremium design with leather wrapping on the outer-facing portion of the wheelAction buttonsUp to 25 action buttons including 2 dual-position ...

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  • Original price $89.99 - Original price $89.99
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    JLab - Epic Wireless Scissor Keyboard - Black

    JLab

    Flexible ConnectionsThe Epic Wireless Keyboard is compatible with three—count ‘em three—device connection options. You can pair with nearly any typ...

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  • Original price $220.99 - Original price $220.99
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    HyperX - Cloud Alpha Wireless Gaming Headset for PC PS5 and PS4 - Black/Red

    HyperX

    Up to 300 Hours of Battery LifePlay knowing you’ll get weeks of gaming out of a single charge. The fast 2.4GHz connection provides wireless freedom...

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  • Original price $1,283.99 - Original price $1,283.99
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    Epson - Home Cinema 2350 4K PRO-UHD Smart Streaming Projector with Android TV 3-Chip 3LCD HDR10 2800 Lumens Bluetooth - White

    Epson

    4K PRO-UHDAn amazing 4K experience utilizing advanced processing for resolution enhancement color and image processing; HDR102 and HLG support prod...

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  • Original price $239.99 - Original price $239.99
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    Nanoleaf - Lines 60 Degrees Smarter Kit (9 Light Lines) - Multicolor

    Nanoleaf

    Backlit Modular LightingDesign your own unique layouts for a stunning and futuristic ambient glow.Music VisualizerWatch the lights react and dance ...

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    Razer - Kiyo Pro 1920 x 1080 Webcam with High-Performance Adaptive Light Sensor - Black

    Razer

    High-performance adaptive light sensorThe webcam is driven by a larger Type 1/2.8 ultra-sensitive CMOS sensor with STARVIS technology that adapts t...

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  • Original price $125.99 - Original price $125.99
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    Thrustmaster - T-Flight Hotas One Joystick for Xbox Series XS Xbox One and PC - Black

    Thrustmaster

    The first official joystick for Xbox Series XS Xbox One and PC with the official Buttons for the Xbox One Console.Detachable full-size throttle fo...

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  • Original price $762.99 - Original price $762.99
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    Lenovo Ideapad 1 15.6" Laptop - Ryzen 7 5700U with 16GB Memory - AMD Radeon Graphics - 512GB SSD - Cloud Gray

    Lenovo

    Windows 11 operating systemWindows 11 brings back the Start Menu from Windows 7 and introduces new features like the Edge Web browser that lets you...

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  • Original price $190.99 - Original price $190.99
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    WD Desktop Performance WDBSLA0040HNC - hard drive - 4 TB - SATA 6Gb/s

    Western Digital

    Drive Your GamePerfect storage solution for your gaming rig offering large cache sizes plus large capacities to store your favorite titles and thei...

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    NETGEAR - 16-Port 10/100/1000 Mbps Gigabit Unmanaged Switch - Blue

    NETGEAR

    Gigabit Ethernet16 auto-sensing 10/100/1000 Mbps Gigabit Ethernet ports with non-blocking switching architecture for maximum throughput at wire spe...

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  • Original price $146.99 - Original price $146.99
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    Logitech MX Keys S - keyboard - low profile - black

    Logitech

    Fluid typing experienceLaptop-like profile with spherically-dished keys shaped for your fingertips delivers a fast fluid precise and quieter typing...

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    ecobee - Smart Video Doorbell - Wired with Advanced Person and Package Detection - Black

    EcoBee

    Cinematic HD Video¿with two-way talk.Full HD 1080p HDR with two-way talk to answer your door and talk to your guests from anywhere live through you...

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    Razer - Nommo V2 X Full-Range 2.0 PC Gaming Speakers (2 Piece) - Black

    Razer

    Two 3 Full-Range DriversArmed with two full-range 3 drivers tuned for distinct clarity and rich depth across the full range of audio the Nommo V2 X...

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    Razer - Nommo V2 Pro Full-Range 2.1 PC Gaming Speakers with Wireless Subwoofer (4 Piece) - Black

    Razer

    3 Full-Range Drivers with Aluminum Phase PlugsEnjoy accurate sound reproduction and optimal clarity with a pair of powerful 3 full-range drivers-—b...

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  • Original price $1,412.99 - Original price $1,412.99
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    Bosch - 500 Series 24 in. Stainess Steel Top Control Built-In Dishwasher with Stainless Steel Tub and Flexible 3rd Rack - Stainless Steel

    Bosch

    Hidden top touch controls maintain a clean exteriorThe touch control panel has been simplified to offer the cycles and options you use most--all at...

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  • Original price $306.99 - Original price $306.99
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    Acer - Nitro XF273U 27" IPS LCD 240Hz FreeSync Monitor (HDMI DP) - Black

    Acer

    Quality VisualsThe XF273U 27" IPS monitor with 2560 x 1440 WQHD resolution in a 169 aspect ratio presents stunning high quality images with excelle...

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    Original price $306.99 - Original price $306.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.