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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $69.99 - Original price $69.99
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    Glorious - 3XL Extended Gaming Mouse Mat/Pad - Large Wide - Black

    Glorious

    Dimensions24"x 48"x 0.12" Thickness 3mmSmooth cloth surfaceOptimized for fast movement while maintaining excellent SPEED and CONTROL during gaming...

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    Original price $69.99 - Original price $69.99
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  • Original price $47.99 - Original price $47.99
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    Resident Evil 4 - Xbox Series X

    Capcom

    Reawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...

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    Original price $47.99 - Original price $47.99
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    Resident Evil 4 Standard Edition - PlayStation 5

    Capcom

    Reawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...

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  • Original price $1,448.99 - Original price $1,448.99
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    ASUS - Vivobook S 15 - Copilot+ PC 15.6" OLED Laptop - Snapdragon X Elite - 16GB Memory - 1TB SSD - Cool Silver

    ASUS

    Copilot+ PCs. A new AI era begins.Turn your ideas from text prompts into generated artwork. With Recall search across time to find the content you ...

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    Original price $1,448.99 - Original price $1,448.99
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  • Original price $66.99 - Original price $66.99
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    8BitDo - Pro 2 Bluetooth Controller with Hall Effect Joysticks - Black

    8BitDo

    Gyro axis functionEnhance the realism of the gaming experience making you feel like you are personally on the scene.VibrationModify the vibration i...

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    Original price $66.99 - Original price $66.99
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    Sony Interactive Entertainment - DualSense Wireless Controller Chroma Indigo - Chroma Indigo

    Sony

    Bring gaming worlds to lifeFeel your in-game actions and environment simulated through haptic feedback2. Experience varying force and tension at yo...

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    Original price $110.99 - Original price $110.99
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  • Original price $223.99 - Original price $223.99
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    Magic Keyboard with Touch ID and Numeric Keypad for Mac models with Apple silicon (USB-C) - White Keys

    Apple

    CompatibilityMac ModelsMacBook Air (2020 and later) MacBook Pro (2020 and later) iMac (2021 and later) Mac mini (2020 and later) Mac Studio (2022 a...

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    Original price $223.99 - Original price $223.99
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  • Original price $89.99 - Original price $89.99
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    Rocketfish - 15' 8K Ultra High Speed HDMI 2.1 Certified Cable - Black

    Rocketfish

    Ultra High-Speed HDMI CableEnsure performance at the highest standards with HDMI 2.1 Certification featuring up to 48 Gbps of bandwidth.Superior re...

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    Original price $89.99 - Original price $89.99
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  • Original price $142.99 - Original price $142.99
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    BLU - G53 64GB (Unlocked) - Black

    Blu

    Network compatibilityCompatible with the following GSM carriers T-Mobile Mint Mobile Metro by T-Mobile Tracfone Simple MobileDisplay6.5 inches IPS ...

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    Original price $142.99 - Original price $142.99
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  • Original price $493.99 - Original price $493.99
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    ViewSonic VG2757V-2K - LED monitor - 27"

    ViewSonic

    Real-time video communicationBuilt-in webcam and 2 speakers make it easy for you to have a video conferenceViewable screen size and panel type27in ...

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    Original price $493.99 - Original price $493.99
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  • Original price $2,429.99 - Original price $2,429.99
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    Dell - XPS 8960 Desktop - Intel Core i7 Processor (14 gen) - 32GB Memory - NVIDIA GeForce RTX 4070 - 2TB SSD - Silver

    Dell

    Windows 11 HomeWindows 11 has all the power and security of Windows 10 with a redesigned and refreshed look. It also comes with new tools sounds an...

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    Original price $2,429.99 - Original price $2,429.99
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  • Original price $48.99 - Original price $48.99
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    Arcade Game Zone - PlayStation 5

    Maximum Games

    Challenge your friendsChallenge all your friends and play classic games that have left an indelible mark on generations. Whether it's an intense fo...

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    Original price $48.99 - Original price $48.99
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  • Original price $2,781.99 - Original price $2,781.99
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    Lenovo ThinkPad X1 Carbon Gen 11 - 14" - Intel Core i7 - 1365U - Intel Evo vPro Enterprise Platform - 32 GB RAM - 1 TB SSD - US

    Lenovo

    Windows 11 Pro 64 EnglishExperience enhanced productivity and advanced security with Windows 11 Pro. Enjoy a sleek interface seamless multitasking ...

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    Original price $2,781.99 - Original price $2,781.99
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  • Original price $218.99 - Original price $218.99
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    Logitech - PRO X TKL RAPID Tenkeyless Corded Magnetic Analog Switch Gaming Keyboard with Customizable RGB Lighting - Black

    Logitech

    Tournament-Grade Responsiveness and PrecisionThe PRO X TKL RAPID Wired Gaming Keyboard features magnetic analog (Hall-Effect) switches Rapid Trigge...

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    Original price $218.99 - Original price $218.99
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  • Original price $134.99 - Original price $134.99
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    Logitech - G502 X LIGHTSPEED Wireless Gaming Mouse with HERO 25K Sensor - White

    Logitech

    Icon reinventedFrom the legacy of Logitech's most popular G502 design G502 X LIGHTSPEED wireless gaming mouse is reimagined and redesigned with the...

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    Original price $134.99 - Original price $134.99
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  • Original price $47.99 - Original price $47.99
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    Resident Evil 4 Standard Edition - PlayStation 4

    Capcom

    Reawaken a ClassicResident Evil 4 preserves the essence of the original game now reconstructed using Capcom’s proprietary RE Engine to deliver real...

    View full details
    Original price $47.99 - Original price $47.99
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    $47.99
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    Current price $47.99
  • Original price $214.99 - Original price $214.99
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    TP-Link - Deco XE75 Pro AXE5400 Tri-Band Mesh Wi-Fi 6E System (1-Pack) - White

    TP Link

    Wi-Fi 6E Tri-Band Mesh Wi-FiCover up to 2900 Sq. Ft. with next-gen seamless Wi-Fi and make dead zones and buffering a thing of the past.Beyond the ...

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    Original price $214.99 - Original price $214.99
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  • Original price $921.99 - Original price $921.99
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    LG UltraGear 34" OLED Curved WQHD 240Hz 0.03ms FreeSync and NVIDIA G-SYNC Compatible Gaming Monitor with HDR400 - Black

    LG

    Get Into The Action Like Never BeforeWith a large 34 display 219 aspect ratio and a dramatic curved OLED screen you’ll feel like you’re actually in...

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    Original price $921.99 - Original price $921.99
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  • Original price $138.99 - Original price $138.99
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    Razer - Huntsman Mini 60 Wired Optical Linear Switch Gaming Keyboard with Chroma RGB Backlighting - Mercury

    Razer

    Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

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    Original price $138.99 - Original price $138.99
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    Razer - Huntsman Mini 60 Wired Optical Linear Switch Gaming Keyboard with Chroma RGB Backlighting - Black

    Razer

    Razer Optical Switches for actuation at the speed of lightOffers faster lighter and smoother actuations than mechanical switches and lasts longer a...

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    Original price $138.99 - Original price $138.99
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  • Original price $57.99 - Original price $57.99
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    Razer - Cynosa V2 Full Size Wired Membrane Gaming Keyboard with Chroma RGB Backlighting - Black

    Razer

    Individually backlit gaming keysThe Razer Cynosa V2 is super comfortable to use and has a low sound profile with its premium per-key lighting offer...

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    Original price $57.99 - Original price $57.99
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  • Original price $395.99 - Original price $395.99
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    Samsung - 32 ViewFinity UJ590 UHD Monitor - Dark Gray/Blue

    Samsung

    4K Ultra HD 3840 x 2160 resolutionOutstanding detail that's ideal for watching high-resolution videos and playing games with settings maxed out.4 m...

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    Original price $395.99 - Original price $395.99
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  • Original price $59.99 - Original price $59.99
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    Nintendo - Joy-Con - Neon Red

    Nintendo

    Includes Joy-Con controller and one black Joy-Con wrist strapCan be connected to the main console for use in the handheld mode or shared with frien...

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    Original price $59.99 - Original price $59.99
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    Nintendo - Joy-Con (L) - Neon Blue

    Nintendo

    Includes Joy-Con (L) controller and one black Joy-Con wrist strapCan be connected to the main console for use in the handheld mode or shared with f...

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    Original price $59.99 - Original price $59.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.