Buy Now Pay Later Gaming Hardware
Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.
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HP - OmniBook 5 - Copilot+ PC - 14" 2K OLED Touch-Screen Laptop - Snapdragon X Plus 2025 - 16GB Memory - 512GB SSD - Glacier Silver
HPUp to 34 hours battery life Feel free to leave your charger at home. The incredible 34-hour battery life lasts as long as your weekend trip so you...
View full detailsLG - 75 Class UA7000 Series LED AI 4K UHD Smart webOS TV (2025)
LG4K UHD TVEverything you need to bring your favorite content to life with the power of 4K and the extras you crave.Alpha 7 AI Processor Gen8Enhanced...
View full detailsLegion Go 2 - 8.8" 144Hz 2K OLED Gaming Handheld - AMD Ryzen Z2 - 16GB - 1TB - Windows
LenovoDetachable Legion TrueStrike controllersSwitch between handheld tabletop console or FPS mode with mouse-like accuracy and customizable inputs.AMD R...
View full detailsSteelSeries - Arctis Nova 7P Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PS4 PS5 Switch Handheld PC - Magneta
Steel SeriesREAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...
View full detailsHP - 17.3" Full HD Laptop - Intel Core i7 1355U 2023 - 16GB Memory - 1TB SSD - Natural Silver
HP17.3-in FHD display with IPSSee the details of every frame when you're enjoying the vibrant Full HD resolution and 178-degree wide-viewing angles o...
View full detailsRazer - BlackShark V3 Pro ANC Wireless Over-the-Ear Gaming Headset for PlayStation PC Mac Nintendo Switch Smartphone - Black
RazerRazer HyperSpeed Wireless Gen-2Outpace all competition with a fast wireless technology optimized for ultra-low latency as low as 10 ms delivering n...
View full detailsBenQ - GW2790 27" IPS LED 1080p Monitor FHD 100Hz Ultra-Slim Bezel with Brightness Intelligence (HDMI/DP) - Black
BenQ100Hz Refresh rateReacts more quickly to changes resulting in a smoother user experience.Color modesCoding Mode and ePaper Mode ensure effortless r...
View full detailsHP - OmniBook X Flip 2-in-1 - Copilot+ PC - 14" 2K Touch-Screen Laptop - Intel Core Ultra 7 256V 2024 - 16GB Memory - 1TB SSD - Atmospheric Blue
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsHP OMEN - MAX 16" 240Hz Gaming Laptop - Intel Core Ultra 9 275HX 2025 - 32GB Memory - NVIDIA GeForce RTX 5080 - 1TB SSD - Shadow Black
HPWindows 11 Home Operating SystemAll the best elements of Windows 10 with added features to make it easier to log in to start working gaming or crea...
View full detailsElgato - Key Light - Black
CorsairStudio LED panel with 2500-lumen outputProvides quality lighting for clear image for your viewers and subscribers.80 premium LEDsEnsure extra-brigh...
View full detailsMicrosoft Xbox Series S - game console - 512 GB SSD - robot white
MicrosoftMicrosoft Xbox Series S - Game console - QHD - HDR - 512 GB SSD - robot white
CORSAIR Vengeance - DDR5 - module - 16 GB - SO-DIMM 262-pin - 2800 MHz / PC5-48000
CorsairCORSAIR Vengeance - DDR5 - module - 16 GB - SO-DIMM 262-pin - 2800 MHz / PC5-48000 - CL48 - 1.1 V
Legion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z2 Go - SteamOS - 16GB with 512GB SSD - Steam
LenovoLenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...
View full detailsASUS - V500 Desktop - Intel Core i5 - 16GB Memory - 1TB SSD - Dark Gray
ASUSWindows 11 HomeExperience a streamlined modern interface with Windows 11 designed to enhance productivity creativity and connectivity.Powerful 13th...
View full detailsSamsung - 27" Odyssey OLED G8 (G81SF) 4K UHD 240Hz 0.03ms AMD FreeSync Premium Pro Glare Free HDR 400 Gaming Monitor - Silver
SamsungOLED in 4KExplore worlds with unparalleled clarity. This OLED screen delivers crystal-clear 4K quality on a 27" display with an incredible pixel de...
View full detailsHP - 14" Laptop - Intel Processor N150 - 4GB Memory - 128GB UFS - Pale Rose Gold
HPWindows 11 Home in S ModeExperience the most secure Windows ever built. With fast boot times increased responsiveness and added protection against ...
View full detailsNETGEAR - Orbi 870 Series BE21000 Tri-Band Mesh Wi-Fi 7 System (3-pack) - White
NETGEARBE21000 tri-band mesh Wi-Fi router and satellitesOrbi 870 Series with Wi-Fi 7 unleashes speeds up to 21 Gbps for unparalleled performance and mesh ...
View full detailsWD - BLACK SN7100 1TB Internal SSD Gen 4 x4 NVMe
Western DigitalHigh-octane gaming SSDExperience an exhilarating boost you can see and feel with level-conquering speeds up to 7250MB/s read and 6900MB/s write (1-...
View full detailsCyberPowerPC - Gaming Desktop - Intel Core i5-14400F - NVIDIA GeForce RTX 5060 8GB - 16GB DDR5 - 1TB PCIe 4.0 SSD - Black
CyberPowerPCGet a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...
View full detailsLegion Go S 8" 120Hz Gaming Handheld - AMD Ryzen Z1 Extreme - SteamOS - 32GB with 1TB SSD - Steam
LenovoLenovo PureSight Gaming DisplayThe 8" Lenovo PureSight Display offers a larger ultra-vibrant screen space for immersive gaming. A 120Hz refresh rat...
View full detailsTP-Link - Archer BE9700 Tri-Band Wi-Fi 7 Router - Black
TP Link9.7 Gbps Wi-Fi 7 SpeedsEnhanced with 6 GHz and 320 MHz ultra-wide channels BE9700 offers impressive speeds of up to 5765 Mbps on the 6 GHz band 288...
View full detailsElden Ring Nightreign - Xbox Series X
BANDAI NAMCO EntertainmentRise togetherJoin forces with other players to take on the creeping night and the dangers within featuring 3-player co-op.Become a heroTake command...
View full detailsAMD - Ryzen 5 5500 6-Core - 12 Thread 3.6 GHz (4.2 GHz Max Boost) Socket AM4 Unlocked Desktop Processor - Black
AMDPrecision Boost 2AMD Ryzen processors monitor the system's energy consumption temperatures and other factors to automatically raise clock speeds al...
View full detailsMSI - Aegis R2 AI Gaming Desktop - Intel Ultra 7 265 - 32GB Memory - NVIDIA GeForce RTX 5070Ti - 2TB SSD - Black
MSIWindows 11 operating systemEquipped with brand new Windows 11 with all its new featuresIntel Ultra 7 265 processorThe Intel Ultra 7 265 processor o...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.