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Buy Now Pay Later Gaming Hardware

Gamers, does your current setup lack processing power and pizazz? Level up your gaming setup with a little help from Finance My Cart and Terrace Finance. Pay over time to outfit your battlestation to the highest standard your neon pulsating heart desires! Lease-to-own curved monitors, gaming laptops, gaming desktop computers with all the bells and whistles, glowing keyboards, gaming speakers, headsets, microphones, gaming consoles, and more. Shop amazing gaming brands like Alienware, Razer, Microsoft, Logitec, MSI, Nintendo, Playstation, and more. Then check out with Terrace Finance to be matched with an affordable pay-over-time program from their network. And shipping is free!

  • Original price $384.99 - Original price $384.99
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    Acer - Nitro 34" LCD Curved QHD 180Hz 1ms FreeSync Gaming Monitor with HDR400 (DisplayPort HDMI) - Black

    Acer

    Vibrant ImagesThe Nitro 34" Curved Display with QHD (3440 x 1440) resolution offers the sharpest picture quality and provides a perfect picture wit...

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    Original price $384.99 - Original price $384.99
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  • Original price $268.99 - Original price $268.99
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    OSP Home Furnishings - Glitch Battlestation Gaming Desk in - Red

    OSP Home Furnishings

    Bluetooth controlled LED lights for optimum game immersionPower strip bracket and cable management to keepcords organized3-Port magnetic smart powe...

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    Original price $268.99 - Original price $268.99
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  • Original price $2,566.99 - Original price $2,566.99
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    Apple - Studio Display - Nano-texture Glass Tilt and Height-Adjustable

    Apple

    Immersive 27-inch 5K Retina display with 600 nits of brightness support for one billion colors and P3 wide color12MP Ultra Wide camera with Center ...

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    Original price $2,566.99 - Original price $2,566.99
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  • Original price $654.99 - Original price $654.99
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    OSP Home Furnishings - Kilo55 Battlestation Gaming Electric Lift Desk - Gray

    OSP Home Furnishings

    Flip-up panels allow easy access to concealed cable/power management trayKeeps your desk cleared and organized by clearing cords out of your workin...

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    Original price $654.99 - Original price $654.99
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  • Original price $230.99 - Original price $230.99
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    Logitech G G915 X - keyboard - LIGHTSPEED TKL - QWERTY - English - black Input Device

    Logitech

    TKL keyboard for gamingThe Logitech G915 X LIGHTSPEED TKL compact gaming keyboard offers the latest innovations in gaming tech; sleek design and ne...

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  • Original price $75.99 - Original price $75.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Emerald (2024 release) - Emerald

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $75.99 - Original price $75.99
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  • Original price $410.99 - Original price $410.99
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    Lenovo - IdeaPad 1 15.6" (FHD) Laptop - AMD Ryzen 3 - AMD Radeon - 4GB - 128GB SSD - Abyss Blue

    Lenovo

    Windows 11 Home in S mode operating systemExperience the most secure Windows ever built with fast boot times increased responsiveness and added pro...

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    Original price $410.99 - Original price $410.99
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  • Original price $75.99 - Original price $75.99
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    Amazon - Fire HD 8 tablet 8 HD Display 3GB memory 32GB designed for portable entertainment Hibiscus (2024 release) - Hibiscus

    AMAZON

    Responsive with all day battery lifeIncludes 3GB RAM (50 more than 2022 release) 32GB of storage and up to 1 TB of expandable storage (sold separat...

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    Original price $75.99 - Original price $75.99
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  • Original price $1,785.99 - Original price $1,785.99
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    CyberPowerPC - Gamer Supreme Gaming Desktop - AMD Ryzen 7 8700F - 32GB Memory - NVIDIA GeForce RTX 4070 SUPER 12GB - 2TB SSD - Black

    CyberPowerPC

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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    Original price $1,785.99 - Original price $1,785.99
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  • Original price $2,337.99 - Original price $2,337.99
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    CyberPowerPC - Gamer Supreme Gaming Desktop - Intel Core Ultra 7 265KF - 32GB Memory - NVIDIA GeForce RTX 4070 Ti SUPER 16GB - 2TB SSD - White

    Cyber Power

    Get a fresh perspective with Windows 11From a rejuvenated Start menu to more ways to connect to your favorite people news games and content Windows...

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    Original price $2,337.99 - Original price $2,337.99
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  • Original price $130.99 - Original price $130.99
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    Insignia - TV Stand for Most TVs Up to 55 - Black

    Insignia

    Supports TVs up to 55Sturdy tabletop holds most TVs up to 55 (139.7 cm) and 70 lbs. (31.75 kg).Neutral black colorSolid black finish matches your e...

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    Original price $130.99 - Original price $130.99
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  • Original price $2,270.99 - Original price $2,270.99
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    CyberPowerPC - Gamer Supreme Gaming Desktop - Intel Core i7-14700KF - 32GB Memory - NVIDIA GeForce RTX 4070 Ti SUPER 16GB - 2TB SSD - White

    Cyber Power

    Windows 11 operating systemBrings back the Start menu from Windows 7 and introduces new features such as the Edge web browser that lets you mark up...

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  • Original price $259.99 - Original price $259.99
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    Serta - Connor Upholstered Executive High-Back Office Chair with Lumbar Support - Microfiber - Gray

    Serta

    Modern styleGive your workplace a professional look with this stylish Serta Office ChairAll day comfortPlush cushions keep you comfortable for long...

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    Original price $259.99 - Original price $259.99
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  • Original price $160.99 - Original price $160.99
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    Acer PM161Q Bbmiuux - PM1 Series - LED monitor - Full HD (1080p) - 16" - HDR

    Acer

    Ultra-Slim Portable DesignGet outstanding portability with an ultra-light ultraslim PM1 Series monitor. At just 3.85lbs and only 0.4" thin the 15.6...

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    Original price $160.99 - Original price $160.99
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  • Original price $571.99 - Original price $571.99
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    ViewSonic - VX4381-4K 42.5" LCD 4K UHD Monitor with HDR (DisplayPort USB HDMI) - Black

    ViewSonic

    4K UHDExperience breathtaking level of details when you open your eyes to the clarity of 4K UHD screenViewable Screen Size and Panel Type42.5in scr...

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    Original price $571.99 - Original price $571.99
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  • Original price $186.99 - Original price $186.99
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    HP V24i G5 23.8" LCD FHD FreeSync Monitor - Black

    HP

    3 Sided micro-edge bezelSee and do more on your screen with a 3-sided micro-edge bezel that maximizes your viewing area for a sleek design and virt...

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    Original price $186.99 - Original price $186.99
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  • Original price $193.99 - Original price $193.99
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    Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Beige

    Samsung

    Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

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    Original price $193.99 - Original price $193.99
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  • Original price $1,448.99 - Original price $1,448.99
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    ASUS S5507QAD-PS96 L

    ASUS

    ASUS S5507QAD-PS96 LAPTOP

    Original price $1,448.99 - Original price $1,448.99
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  • Original price $75.99 - Original price $75.99
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    CORSAIR HS55 SURROUN

    Corsair

    CORSAIR HS55 SURROUNDV2 MULTI

    Original price $75.99 - Original price $75.99
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  • Original price $939.99 - Original price $939.99
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    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - 16" - Intel Core i9 - 13900H - 16 GB RAM - 1 TB SSD

    ASUS

    ASUS VivoBook S 16 Flip OLED TP3604VA-EB94T - Flip design - Intel Core i9 - 13900H / up to 5.4 GHz - Win 11 Home - HD Graphics - 16 GB RAM - 1 TB S...

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    Original price $939.99 - Original price $939.99
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  • Original price $1,881.99 - Original price $1,881.99
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    ASUS ZenBook Duo UX8406MA-PS99T - AI Ready - 14" - Intel Core Ultra 9 - 185H - Evo - 32 GB RAM - 1 TB SSD

    ASUS

    ASUS ZenBook Duo UX8406MA-PS99T - 180-degree hinge design - Intel Core Ultra 9 - 185H / up to 5.1 GHz - Evo - Win 11 Home - Intel Arc Graphics - 32...

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    Original price $1,881.99 - Original price $1,881.99
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  • Original price $604.99 - Original price $604.99
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    ViewSonic VP2768a-4K - LED monitor - 27"

    ViewSonic

    ViewSonic VP2768a-4K - LED monitor - 1 ports - 27" - 3840 x 2160 4K UHD (2160p) 60 Hz - IPS - 350 cd/m² - 13001 - 6 ms - 2xHDMI DisplayPort USB-C

    Original price $604.99 - Original price $604.99
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  • Original price $727.99 - Original price $727.99
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    MSI MAG 271QPX QD-OLED - OLED monitor - 27" - HDR

    MSI

    MSI MAG 271QPX QD-OLED - OLED monitor - gaming - 27" (26.5" viewable) - 2560 x 1440 WQHD 360 Hz - 1000 cd/m² - 15000001 - DisplayHDR 400 True Blac...

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    Original price $727.99 - Original price $727.99
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  • Original price $705.99 - Original price $705.99
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    Turtle Beach - VelocityOne Race Wheel Pedal System for Xbox Series XS Windows PCs Force Feedback Three Pedals - Black

    Turtle Beach

    Authentic Complete SetupFor drivers that want to lead the pack the VelocityOne Race system delivers superb performance with an authentic design.Ult...

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    Original price $705.99 - Original price $705.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.