Skip to content
FREE DELIVERY
FREE DELIVERY
Neon e-sports room

Buy Now Pay Later Gaming Hardware

Finance My Cart and Terrace Finance are here to help you level up. You can rent to own a new PS5 Pro, Nintendo Switch 2, or the ROG Xbox Ally X. Add the console you want, then get the accessories you need like gaming headsets, controllers, streaming equipment, and more. Shop top gaming brands like Alienware, Razer, Microsoft, ASUS, MSI, Nintendo, Playstation, and more. Apply with Terrace Finance at checkout for flexible financing options. And shipping is free! You can learn more about rent to own gaming here.

SteelSeries - QcK Cloth Gaming Mouse Pad (XXL) - Black

Steel Series
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

Ultra-Durable Micro-Woven ClothWith over 10 million sold the steelseries qck is the does-it-all surface empowering gamers around the world and cham...

View full details
Original price $46.99 - Original price $46.99
Original price
$46.99
$46.99 - $46.99
Current price $46.99

CORSAIR - KATAR PRO Ultra-Light Wired FPS Optical Gaming Ambidextrous Mouse - Wired - Black

Corsair
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Ultra-light and agileWeighing just 69g the KATAR PRO is great for hours of fast-paced FPS or MOBA gameplay.Compact symmetric shapeGreat for claw an...

View full details
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

PowerA - Slim Travel Pro Case for Nintendo Switch - OLED Model Nintendo Switch or Nintendo Switch Lite - Kirby Power

PowerA
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

Don't leave your Switch lying around when Kirby is nearby he might eat it. Oops Too late.Sturdy polycarbonate hard shell with wrist strap and durab...

View full details
Original price $35.99 - Original price $35.99
Original price
$35.99
$35.99 - $35.99
Current price $35.99

CORSAIR - K65 PRO MINI RGB 65 Optical-Mechanical Gaming Keyboard Backlit RGB LED OPX - Black

Corsair
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

65 layout lets you play with a purposeThe compact 65 layout is small enough to fit on any desktop yet includes the all-important arrow and utility ...

View full details
Original price $126.99 - Original price $126.99
Original price
$126.99
$126.99 - $126.99
Current price $126.99

Mortal Kombat Legacy Kollection Day 1 Edition - Nintendo Switch 2

Atari
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Multiple Iconic EditionsExperience the legendary origins of Mortal Kombat with the iconic arcade classics along with well loved home versions for S...

View full details
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Turtle Beach - Sense AIMO XXL Ultra-Wide RGB Illumination Gaming Mousepad - Black

Turtle Beach
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Vivid AIMO IlluminationAIMO is an illumination eco-system that reacts fluently to your usage and syncs with compatible devices to present vivid lig...

View full details
Original price $79.99 - Original price $79.99
Original price
$79.99
$79.99 - $79.99
Current price $79.99

Silent Hill f - PlayStation 5

Konami
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

NavigateAs the town falls silent and the fog thickens Hinako must navigate the twisted paths of Ebisugaoka solving complex puzzles and confronting ...

View full details
Original price $72.99 - Original price $72.99
Original price
$72.99
$72.99 - $72.99
Current price $72.99

Sonic Superstars - Nintendo Switch

U and I Entertainment
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

New spinA new spin on a classic. You've never played classic Sonic like this beforeActionMultiply swim up waterfalls change form and more with the ...

View full details
Original price $48.99 - Original price $48.99
Original price
$48.99
$48.99 - $48.99
Current price $48.99

Hisense - 2.1 CH Soundbar with Wireless Subwoofer - Black

HISENSE
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

DTS VirtualX and Dolby DigitalHisense H2100 soundbar significantly improves your TV entertainment experience. With DTS VirtualX and Dolby Digital H...

View full details
Original price $160.99 - Original price $160.99
Original price
$160.99
$160.99 - $160.99
Current price $160.99

Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

Govee
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

View full details
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

ASUS - TUF Gaming 32" 2K VA 170Hz 1ms Gaming Monitor with FreeSync Premium and HDR (DisplayPort HDMI) - Black

ASUS
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

31.5" LED DisplayTUF Gaming VG32AQA1A Gaming Monitor 31.5 inch 2K (2560 x 1440)Viewing Angle178(H)/178(V)Special Picture ModesHDR Gaming monitorBr...

View full details
Original price $233.99 - Original price $233.99
Original price
$233.99
$233.99 - $233.99
Current price $233.99

CORSAIR TC100 RELAXED - gaming chair - nylon plush leatherette - black

Corsair
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Tilt AngleTilt feature adds convenience in usageTilt LockThe tilt lock feature allows the tilted angle to be locked in placeBack Angle AdjustmentAd...

View full details
Original price $221.99 - Original price $221.99
Original price
$221.99
$221.99 - $221.99
Current price $221.99

Razer - Basilisk V3 Optical Gaming Mouse with Chroma RBG Lighting - Wired - Black

Razer
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

10+1 Programmable ButtonsAssign all your macros and secondary functions across 11 programmable buttons—including its acclaimed multi-function trigg...

View full details
Original price $54.99 - Original price $54.99
Original price
$54.99
$54.99 - $54.99
Current price $54.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black

Razer
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

View full details
Original price $101.99 - Original price $101.99
Original price
$101.99
$101.99 - $101.99
Current price $101.99

Samsung - T7 Shield 1TB External USB 3.2 Gen 2 Rugged SSD IP65 Water Resistant - Black

Samsung
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

Rugged durabilityTough fast and compact. The all new rugged PSSD T7 Shield is built to endure with the space to create thanks to an IP65 rating for...

View full details
Original price $345.99 - Original price $345.99
Original price
$345.99
$345.99 - $345.99
Current price $345.99

LG - 24 Class LED HD Smart TV with webOS (2022)

LG
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

24 HD (1366 x 768) DisplayConnect your laptop media player or gaming console to a display that’s smart enough that it can be used as a TV and monit...

View full details
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

TP-Link - AXE5400 Tri-Band Mesh Wi-Fi 6E Range Extender - White

TP Link
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Tri-Band networkingEnsure full band speeds to your devices thanks to RE815XE’s another dedicated band backhaul.New 6 GHz bandCreate an open and cle...

View full details
Original price $236.99 - Original price $236.99
Original price
$236.99
$236.99 - $236.99
Current price $236.99

Glorious - GPBT Gradient Universal Keycap Set Compatible with Most 100 85 80 TKL 60 Compact 75 Mechanical Keyboards - Ocean

Glorious
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

BuildGorgeous cherry-profile keycaps made from super-durable PBT plastic.Fit114 Keycaps to ensure perfect fit for most keyboards available.LayoutTr...

View full details
Original price $61.99 - Original price $61.99
Original price
$61.99
$61.99 - $61.99
Current price $61.99

Logitech - G502 X LIGHTSPEED Wireless Optical Gaming Mouse with HERO 25K Sensor - Wireless - Black

Logitech
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

Icon reinventedFrom the legacy of Logitech's most popular G502 design G502 X LIGHTSPEED wireless gaming mouse is reimagined and redesigned with the...

View full details
Original price $182.99 - Original price $182.99
Original price
$182.99
$182.99 - $182.99
Current price $182.99

GE - Cync 8 Foot Indoor Smart LED Light Strip Extension (Power Supply Sold Separately) - EXTENSION ONLY - Full Color

GE
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Millions of Vibrant ColorsUse the Cync app Powered by Savant color wheel and TRUEImage technology to elevate the vibe and enhance your home decor; ...

View full details
Original price $42.99 - Original price $42.99
Original price
$42.99
$42.99 - $42.99
Current price $42.99

Razer - Naga V2 Pro MMO Optical Gaming Mouse with Interchangeable Side Plates in 2 6 12 Button Configurations - Wireless - Black

Razer
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Absolute Adaptability and ControlThe Razer Naga V2 Pro comes with a set of 12 6 and 2-button magnetic side plates allowing you adapt to any game ge...

View full details
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

Resident Evil 2 - PlayStation 5

Capcom
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Terrifying zombiesDriven by insatiable hunger these creatures act on instinct gnashing their teeth ripping at flesh and devouring their victims. Th...

View full details
Original price $37.99 - Original price $37.99
Original price
$37.99
$37.99 - $37.99
Current price $37.99

Apple - iPad mini (A17 Pro chip) - Built for Apple Intelligence - Wi-Fi 256GB - Blue

Apple
Original price $694.99 - Original price $694.99
Original price
$694.99
$694.99 - $694.99
Current price $694.99

BUILT FOR APPLE INTELLIGENCE—Apple Intelligence is the personal intelligence system that helps you write express yourself and get things done effor...

View full details
Original price $694.99 - Original price $694.99
Original price
$694.99
$694.99 - $694.99
Current price $694.99

Insignia - Premium Mouse Pad with Wrist Rest - Pink

Insignia
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

Comfortable silicone wrist restCushions and supports your wrist while working or gaming.Smooth gliding surfaceSoft and smooth polyester surface fee...

View full details
Original price $24.99 - Original price $24.99
Original price
$24.99
$24.99 - $24.99
Current price $24.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.