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Garden & Outdoor

Rent To Own Garden & Outdoor – Transform Your Outdoors with Flexible Financing

Create the perfect outdoor space with premium garden and outdoor equipment from Finance My Cart. Whether you're looking for grills, lawnmowers, patio furniture, or outdoor tools, we offer top brands like Weber, Honda, and Sunbrella. With our rent-to-own and buy now, pay later payment plans, you can bring home everything you need to enhance your garden and outdoor living areas without the upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that fit your budget and credit situation. Make your outdoor dreams a reality today with flexible financing!

Original price $204.99 - Original price $204.99
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Lectron - Portable J1772 Level 1 NEMA 5-15 Electric Vehicle (EV) Charger-up to 15A-20' - Black

Lectron

Convenient Level 1 chargingQuickly charge your EV with a standard 110V outlet; you'll get 15 amps and 1.65 kW of power towards the standard full-ch...

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Original price $204.99 - Original price $204.99
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Original price $245.99 - Original price $245.99
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Greenworks - 80V 17" Brushless String Trimmer with 2.0Ah Battery Charger - Black/Green

Greenworks

High Efficiency Brushless MotorProvides more power torque quiet operation longer motor lifeEngine DisplacementEquivalent power to a 30cc gas strin...

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Original price $245.99 - Original price $245.99
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Original price $249.99 - Original price $249.99
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$249.99
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Lectron - Tesla Level 1 NEMA 5-15 Electric Vehicle (EV) Charger-up to 15A-16' - Black

Lectron

Most affordable Tesla chargerThe only native and most affordable Level 1 Tesla Charger to conveniently charge your Tesla or NACS EVs using any stan...

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Original price $249.99 - Original price $249.99
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Original price $215.99 - Original price $215.99
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$215.99
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Lectron - J1772 Level 1 NEMA 5-15 Electric Vehicle (EV) WiFi Charger-up to 15A-16' - Black

Lectron

Efficient Level 1 chargingWith a NEMA 5-15 plug and 15A output this charger delivers reliable and efficient Level 1 charging adding approximately 4...

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Original price $215.99 - Original price $215.99
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Original price $81.99 - Original price $81.99
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$81.99
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Lectron - J1772 to Tesla (NACS) EV Charging Adapter-up to 80 Amp (250V) - Black

Lectron

Thoughtful designA compact Tesla charger adapter designed to connect the SAE J1772 chargers to your Tesla vehicle so Tesla drivers can utilize J177...

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Original price $81.99 - Original price $81.99
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$81.99
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Original price $380.99 - Original price $380.99
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$380.99
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Greenworks - 3000 PSI Electric Pressure Washer up to 2.0 GPM - Green

Greenworks

Power/PressureAC power delivers up to 3000 PSI at 2.0 max GPM; 35-foot power cord with inline GFCI waterproof plug for use with typical outdoor out...

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Original price $380.99 - Original price $380.99
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Original price $217.99 - Original price $217.99
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WORX - WG585 40V 165 MPH 620 CFM Cordless Blower (2 x 4.0 Ah Batteries and 1 x Charger) - Black

Worx

The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run time.High-Speed In-Line MotorHigh-performance b...

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Original price $217.99 - Original price $217.99
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Original price $458.99 - Original price $458.99
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Lectron - J1772 Level 2 NEMA 14-50/Hardwired Electric Vehicle (EV) Charging Station (WiFi) w/ App Control-up to 48A - 16' - White

Lectron

Powerful Level 2 chargingThe Lectron J1772 V-BOX Pro has a maximum output of 48 amps allowing for faster charging speeds.Wide range of charging con...

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Original price $458.99 - Original price $458.99
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Original price $124.99 - Original price $124.99
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WORX - 7.5"" - 12 Amp Lawn Edger / Trencher - Black

Worx

Power Like The ProsThe 12 Amp motor spins the 7.5 blade fast and deep at 4700 revolutions per minute giving you professional-looking lines and edge...

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Original price $124.99 - Original price $124.99
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Original price $103.99 - Original price $103.99
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WORX - Nitro 20V Power Share Cordless 9" Work Fan with Battery and Charger - Black

Worx

The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run timeReady ChargeFeature allows you to plug in a...

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Original price $103.99 - Original price $103.99
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Original price $150.99 - Original price $150.99
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WORX - WG183 40V 13-Inch Cutting Diameter Cordless Straight Shaft Grass Trimmer (2 x 2.0 Ah Batteries 1 x Charger) - Orange

Worx

Ultra-Lightweight Streamlined DesignFor incredible maneuverability and less user fatigueDual-Exit Cutting HeadFor greater cutting efficiencySame Ba...

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Original price $150.99 - Original price $150.99
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Original price $187.99 - Original price $187.99
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Greenworks - 24 Volt Stick Vacuum with 4ah Battery Attachments Charger - White

Greenworks

Powerful motor500W brushless motor with (3) power modes boasting up to 170 air watts of suction powerDigital displayEasily view run time power mode...

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Original price $187.99 - Original price $187.99
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Original price $343.99 - Original price $343.99
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Greenworks - 40-Volt 10 in. Cultivator (4Ah Battery and Charger included) - Green

Greenworks

Four 8 in. forward rotating tines for easy loosening of ground and removal of dirtAdjustable tilling width of 8.25 in. and 10 in. for quick reliabl...

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Original price $343.99 - Original price $343.99
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Original price $139.99 - Original price $139.99
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Lectron - Tesla to J1772 EV Charger Adapter for J1772 Electric Vehicle - Black

Lectron

Quick chargingWith 48 amps of maximum current and 250V of maximum voltage you can fully charge in a matter of hours.High-grade rugged materialsEnsu...

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Original price $139.99 - Original price $139.99
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Original price $788.99 - Original price $788.99
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Greenworks - 80-Volt 21-Inch Self-Propelled Lawn Mower with 4.0Ah Battery and Charger - Green

Greenworks

CoverageCuts up to 1/2 acre on a single chargeRuntimeUp to 45 minutes of runtime on a single chargeCharge TimeRecharges in 60 minutesConstant Blade...

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Original price $788.99 - Original price $788.99
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Original price $117.99 - Original price $117.99
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WORX - 20V Power Share Multi-Function LED Flashlight with Battery and Charger - Black

Worx

4 Lights In OneLED flashlight 360-degree lantern desk lamp with Hi and Lo settings and an emergency light. It’s a handy everyday light great for th...

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Original price $117.99 - Original price $117.99
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Original price $81.99 - Original price $81.99
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WORX - LeafPro Universal Collection System - Black

Worx

Stop Emptying The Bag Over OverHooks up to your leaf blower/vac and empties into a 32-96 gallon waste container (not included)Fits All Major Brand...

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Original price $81.99 - Original price $81.99
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Original price $105.99 - Original price $105.99
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Greenworks - 24-Volt 22-Inch Cordless Hedge Trimmer (Battery Not Included) - Black/Green

Greenworks

PerformanceGreenworks 24V Lithium-Ion battery provides 20 more power and 35 more run-time and delivers fade-free power with no memory loss after ch...

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Original price $105.99 - Original price $105.99
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Original price $82.99 - Original price $82.99
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WORX - LeafPro Universal Leaf Collection System - Black

Worx

Universal FitEngineered to fit all major brands on the market including gas and electric models with its variable fit connectorBlows Right Into The...

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Original price $82.99 - Original price $82.99
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Original price $334.99 - Original price $334.99
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Lectron - Portable J1772 Level 2 NEMA 14-50 Electric Vehicle (EV) Charger-up to 40A-16' - Black

Lectron

Rapid chargingCharge your J1772 EV quickly and effortlessly with up to 240V and 9.6 kW of input power and a 40 amp charging rate with this handy Le...

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Original price $334.99 - Original price $334.99
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Original price $86.99 - Original price $86.99
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Greenworks - 15" Pressure Washer Surface Cleaner Attachment (3100 PSI MAX) - Black/Green

Greenworks

Dual-nozzle cleaning headUniversal fit with most pressure washers up to 3100 PSIDiameter15" cleaning widthQuick-connect featureEasily connect to co...

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Original price $86.99 - Original price $86.99
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Original price $138.99 - Original price $138.99
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WORX - 20V 12" Cordless Straight Shaft Grass Trimmer Edger (1 x 2.0 Ah Battery and 1 x Charger) - Black

Worx

2-Tools-In-1Get all your edging and trimming done with just one tool. Save yourself the expense of buying a separate edgerConverts QuicklyJust pull...

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Original price $138.99 - Original price $138.99
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Original price $298.99 - Original price $298.99
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Greenworks - 80V 4 Gallon Backpack Sprayer with 2Ah Battery Charger - Green

Greenworks

70 PSI Max Pressure Backpack SprayerProvides up to 70 PSI (Pounds per square inch) spraying pressure and 25ft long spraying distance4 Gallon Tank ...

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Original price $298.99 - Original price $298.99
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Original price $128.99 - Original price $128.99
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Greenworks - 24-Volt 8-Inch Cordless Pole Saw (Battery Not Included) - Black/Green

Greenworks

Chain size8" bar and chain. Replacement chain (2905402)Automatic oilerAutomatic oiler applies oil to the bar and chain for continuous lubricationOi...

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Original price $128.99 - Original price $128.99
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Original price $643.99 - Original price $643.99
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3 PIECE MODULAR SOLI

Walker Edison

3 PIECE MODULAR SOLID WOOD PATIO SET

Original price $643.99 - Original price $643.99
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Original price $126.99 - Original price $126.99
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WORX - 20V 10" Cordless Straight Shaft Grass Trimmer Edger (1 x 2.0 Ah Battery and 1 x Charger) - Black

Worx

2-In-1Don’t buy a separate trimmer and edger. Get this 2-in-1 and save time money and space in the garageRotating HeadIt easily switches between tr...

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Original price $126.99 - Original price $126.99
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Original price $218.99 - Original price $218.99
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$218.99
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Worx WG605 13 Amp 1800 PSI Electric Pressure Washer - Black

Worx

13-AMP MOTORPowerful lightweight compact design delivers 1800 PSI (MAX 1980 PSI) and 1.2 GPM (MAX 1.4 GPM)SPRAY-WAND W/ QUICK-CONNECTSpray-wand wit...

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Original price $218.99 - Original price $218.99
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Original price $330.99 - Original price $330.99
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WORX - Electric Pressure Washer up to 2000 PSI - Black

Worx

Brushless Induction MotorCommercial-grade motor for power performance and durability. Delivers 2000 PSI (MAX 2200 PSI) and 1.2 GPM (MAX 1.4 GPM)Spr...

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Original price $330.99 - Original price $330.99
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Original price $161.99 - Original price $161.99
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$161.99
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WORX - 20V 12" Cordless Straight Shaft Grass Trimmer (1 x 2.0 Ah Battery and 1 x Charger) - Black

Worx

3-Tools-In-1Easily transforms from a precision string trimmer into a powerful in-line wheeled edger into a nimble mini-mowerAutomatic Fresh LinePro...

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Original price $161.99 - Original price $161.99
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Original price $120.99 - Original price $120.99
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$120.99
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Greenworks - 80 Volt Pro Rapid Battery Charger - Black/Green

Greenworks

Quick ChargeBuilt in fan for rapid charge time 30 minutes for 2ah batteryIndicatorDiagnostic LED fuel indicator for quick charing referenceEfficien...

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Original price $120.99 - Original price $120.99
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$120.99
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Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99

WORX - 20V Power Share Multi-Function LED Flashlight with Battery and Charger

Worx

4 Lights In OneLED flashlight 360-degree lantern desk lamp with Hi and Lo settings and an emergency light. It’s a handy everyday light great for th...

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Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99
Original price $518.99 - Original price $518.99
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$518.99
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Current price $518.99

Tesla - Wall Connector Level 2 Hardwired Electric Vehicle (EV Charger) - up to 48A - 24' - White

Tesla

Vehicle compatibilityCompatible with Tesla vehicles.Charging speedUp to 44 mi of range added per hour at 11.5 kW / 48 amp outputApp experienceMonit...

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Original price $518.99 - Original price $518.99
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$518.99
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Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99

Greenworks - 24 Volt Battery Powered Bluetooth Speaker with 2.0Ah Battery Charger - Green

Greenworks

Greenworks 24V OPP Bluetooth Speaker - Kit with 2Ah battery and 2A chargerThe 24V Bluetooth speaker can be powered with an extension cord or with a...

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Original price $164.99 - Original price $164.99
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$164.99
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Current price $164.99
Original price $168.99 - Original price $168.99
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$168.99
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Current price $168.99

Greenworks - Electric Pressure Washer up to 1900 PSI at 1.2 GPM - Green

Greenworks

Power pressureAC power delivers up to 1900 PSI at 1.2 GPM; 35-foot power cord with inline GFCI waterproof plug for use with typical outdoor outlets...

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Original price $168.99 - Original price $168.99
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$168.99
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Current price $168.99
Original price $246.99 - Original price $246.99
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$246.99
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Current price $246.99

Greenworks - 24 Volt Backpack Sprayer with (1) 2.0 Ah Battery and Charger - Green

Greenworks

ConvenientNo manual pumping required the powerful motor and pump instantly deliver with constant pressure up to 70 PSISpray distanceReach hard to g...

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Original price $246.99 - Original price $246.99
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$246.99
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Current price $246.99
Original price $94.99 - Original price $94.99
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$94.99
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Current price $94.99

Greenworks - 24 Volt 2000 Lumen LED Work Light AC/DC (Battery and Charger Not Included) - Green

Greenworks

AC or DCGreenworks 24V (AC / DC) LED light can be powered with an extension cord or with a 24V battery. Perfect for worksites and campingRotating36...

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Original price $94.99 - Original price $94.99
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$94.99
$94.99 - $94.99
Current price $94.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.