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Garden & Outdoor

  • Original price $184.99 - Original price $184.99
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    Alamont Home - Mellie Contemporary Patio Table - Aluminum

    Flash Furniture

    Seating capacitySeats up to 4 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...

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    Original price $184.99 - Original price $184.99
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  • Original price $366.99 - Original price $366.99
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    Alamont Home - Lila Patio Chair (set of 4) - Aluminum

    Flash Furniture

    Seating capacitySeats up to 4 people.Supportive armsThe arms provide support to your upper body.Stack chair quantity countMaximum Number of Chairs ...

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    Original price $366.99 - Original price $366.99
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  • Original price $1,236.99 - Original price $1,236.99
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    Alamont Home - Charlestown Adirondack Chair (set of 4) - Black

    Flash Furniture

    Seating capacitySeats up to 4 people.Supportive armsThe arms provide support to your upper body.FoldableSave on space by folding and storing after ...

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    Original price $1,236.99 - Original price $1,236.99
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  • Original price $692.99 - Original price $692.99
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    Alamont Home - Charlestown Adirondack Chair (set of 2) - Black

    Flash Furniture

    Seating capacitySeats up to 2 people.Supportive armsThe arms provide support to your upper body.FoldableSave on space by folding and storing after ...

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    Original price $692.99 - Original price $692.99
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  • Original price $989.99 - Original price $989.99
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    Alamont Home - Charlestown Adirondack Chair (set of 4) - Slate Gray

    Flash Furniture

    Seating capacitySeats up to 4 people.Supportive armsThe arms provide support to your upper body.Commercial ratedRest assure that your item will wit...

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    Original price $989.99 - Original price $989.99
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  • Original price $471.99 - Original price $471.99
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    Alamont Home - Lark Outdoor Faux Teak Dining Table with Poly Slats - Square Patio Table - Gray Wash Teak

    Flash Furniture

    Seating capacitySeats up to 4 people.Commercial ratedRest assure that your item will withstand daily usage with its commercial classification.Room ...

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    Original price $471.99 - Original price $471.99
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  • Original price $432.99 - Original price $432.99
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    Cuisinart - Chimenea Propane Fire Pit - Black

    Cuisinart

    Directional heat shieldThis innovative design produces 40000 BTUs of heat for up to 9-15 hours (depending on heat settings)Durable constructionPain...

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    Original price $432.99 - Original price $432.99
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  • Original price $578.99 - Original price $578.99
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    Alamont Home - Charlestown Adirondack Chair (set of 2) - Red

    Flash Furniture

    Seating capacitySeats up to 2 people.Supportive armsThe arms provide support to your upper body.Commercial ratedRest assure that your item will wit...

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    Original price $578.99 - Original price $578.99
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  • Original price $585.99 - Original price $585.99
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    Alamont Home - Lila Outdoor Rectangle Contemporary 7 Piece Patio Set - Black

    Flash Furniture

    Set includesItem Type Quantity Patio Table-1;Patio Chair-6Seating capacitySeats up to 6 people.Supportive armsThe arms provide support to your upp...

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    Original price $585.99 - Original price $585.99
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  • Original price $152.99 - Original price $152.99
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    WORX - Nitro 20V Cordless Brushless 1/2 Drill/Driver (1 x 2.0Ah Battery and 1 x Charger Included) - Black

    Worx

    The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run timeHigh-Efficiency Brushless MotorRuns 50 long...

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    Original price $152.99 - Original price $152.99
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  • Original price $694.99 - Original price $694.99
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    Greenworks - 24V (2x24V) 21-Inch Self-Propelled Lawn Mower (2 x 5.0Ah Batteries and Charger Included) - Green

    Greenworks

    CoverageCuts up to 1/2 acre on a single chargeRun timeUp to 50 minutes of runtime a single charge with 2 included 5.0 Ah USB batteriesCharge timeRe...

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    Original price $694.99 - Original price $694.99
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  • Original price $159.99 - Original price $159.99
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    WORX - Electric Pressure Washer up to 1700 PSI at 1.2 GPM - Black

    Worx

    13-Amp MotorPowerful lightweight compact design delivers 1700 PSI (MAX 1870 PSI) and 1.2 GPM (MAX 1.4 GPM)Spray-Wand W/ Quick-ConnectSpray-wand wit...

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    Original price $159.99 - Original price $159.99
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  • Original price $371.99 - Original price $371.99
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    WORX - Nitro 40V 12'' Cordless Snow Thrower Electric Snow Shovel 4-Car Driveway (2 X 4.0 Ah Battery Charger Included) - Black

    Worx

    Charge-Level IndicatorsFor quick reference to remaining runtime¿¿¿Brushless MotorFor higher power extended runtime and longer life¿2-Speed Eco-Mode...

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    Original price $371.99 - Original price $371.99
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  • Original price $396.99 - Original price $396.99
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    WORX - 40V 20" Cordless Snow Blower w/ Brushless Motor Power Share WG471 (2 x 4.0 Ah Batteries Fast Charger Included) - Black

    Worx

    40V of Performace PowerTwo Power Share batteries provide this snowblower with gas-like power without all the drawbacks of using gasolineSingle-Sta...

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    Original price $396.99 - Original price $396.99
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  • Original price $140.99 - Original price $140.99
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    $140.99
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    WORX - 20V Cordless Brushless Pruning Shear (1 x 2.0 Ah Batteries and 1 x Charger) - Black

    Worx

    Power to outperformWorx NITRO tools are engineered to provide greater power performance and run timeTitanium blated bladeTitanium plating on the bl...

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    Original price $140.99 - Original price $140.99
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  • Original price $299.99 - Original price $299.99
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    WORX - WG779 40V 14" Lawn Mower with Grass Collection Bag and Mulcher (2 x 4.0 Ah Batteries and 1 x Charger) - Black

    Worx

    6 Height AdjustmentsA single lever lets you set the height you want to cut your lawn depending on the season or just your preferenceIntellicutThis ...

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    Original price $299.99 - Original price $299.99
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  • Original price $94.99 - Original price $94.99
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    $94.99
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    Greenworks - 24 Volt 2000 Lumen LED Work Light AC/DC (Battery and Charger Not Included) - Green

    Greenworks

    AC or DCGreenworks 24V (AC / DC) LED light can be powered with an extension cord or with a 24V battery. Perfect for worksites and campingRotating36...

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    Original price $94.99 - Original price $94.99
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  • Original price $677.99 - Original price $677.99
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    ChargePoint - Home Flex J1772 Level 2 NEMA 6-50 Electric Vehicle (EV) Charger - Gray

    ChargePoint

    Automated chargingSet a convenient charging schedule with the ChargePoint app compatible with Alexa devicesFlexable amperageEnergy Star rated elect...

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    Original price $677.99 - Original price $677.99
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  • Original price $444.99 - Original price $444.99
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    $444.99
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    Aiper - Surfer M1 Solar Powered Automatic Robotic Pool Skimmer Cleaner Lasts 12 Hours App Control Ultrasonic Detection - White

    Aiper

    Solar Power for a Sparkling PoolEmbrace solar charging with the Aiper Surfer M1 reducing your environmental impact while ensuring an efficient 12-h...

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    Original price $444.99 - Original price $444.99
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  • Original price $174.99 - Original price $174.99
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    Aiper - SG 800B for Above Ground Pools 860sq.ft 22GPM Suction Power Cordless Robotic Pool Vacuum - Gray

    Aiper

    CordlessEliminate the hassle of tangled cords and create a safer environment with the SG 800B.Improved BatteryThe SG 800B provides up to 90 minutes...

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    Original price $174.99 - Original price $174.99
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  • Original price $187.99 - Original price $187.99
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    WORX - Nitro 20V Brushless Hydroshot up to 710 PSI at 1.0 GPM (1 x 4.0Ah Battery and 1 x Charger Included) - Black

    Worx

    Proven PowerWorx NITRO tools are built for pro-level performance to elevate power speed and productivity on every taskHigh-Efficiency Brushless Mot...

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    Original price $187.99 - Original price $187.99
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  • Original price $103.99 - Original price $103.99
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    WORX - 20V Power Share PRO 4.0Ah Lithium Battery

    Worx

    Run Longer With High-Capacity BatteriesWorx Power Share PRO intelligent batteries deliver extended run times plus heat and impact protection. Compa...

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    Original price $103.99 - Original price $103.99
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    $103.99
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  • Original price $244.99 - Original price $244.99
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    Greenworks - 80-Volt 26-Inch Cordless Brushless Hedge Trimmer with (1) 2.0Ah Battery and Charger) - Green

    Greenworks

    RuntimeUp to 60 minutes on a single chargeCharge timeFully recharge battery in just 50 minutesBladesDual-action 26 laser-cut steel cutting bladesCu...

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    Original price $244.99 - Original price $244.99
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  • Original price $88.99 - Original price $88.99
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    Stanley - 8 Gallon Wet/Dry Vacuum - Stainless

    Legrand

    Disposable filter bagsAllow simple cleanup.6' cordLets you clean a large area before changing outlets.4-1/2 peak HPFor powerful cleaning.Stainless-...

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    Original price $88.99 - Original price $88.99
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    $88.99
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  • Original price $318.99 - Original price $318.99
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    Greenworks - 24V 5 Tool Combo Kit - Drill Impact Driver Recip Saw Light Bluetooth Speaker 2Ah + 4Ah Batteries Charger - Green

    Greenworks

    Greenworks 24V Brushless 1/2" Hammer Drill / DriverPowerful 24V Brushless motor for more torque and longer life - 1/2" keyless ratcheting chuck and...

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    Original price $318.99 - Original price $318.99
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  • Original price $193.99 - Original price $193.99
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    Rexing - J1772 Extension Charging Cable - 32A 17ft - Black

    Rexing

    Extend Your Charging ReachThe Rexing J1772 Extension Cable is the perfect accessory for increasing the reach of your EV charging. Compatible with L...

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    Original price $193.99 - Original price $193.99
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  • Original price $71.99 - Original price $71.99
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    Stanley - 6 Gallon wet/dry vacuum - black

    Legrand

    Powerful motorThis powerful motor allows for maximum suction on all of your small to medium sized clean ups.Blower portQuickly switch over to the e...

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    Original price $71.99 - Original price $71.99
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  • Original price $937.99 - Original price $937.99
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    Greenworks 80V 3000 PSI Pressure Washer with Two (2) 4.0Ah Batteries Dual-Port Rapid Charger - Black

    Greenworks

    3000 PSI and up to 2.0 GPMprovides all the power of gas without having to deal with fumes belts spark plugs or filtersTRUBRUSHLESS Motor Technology...

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    Original price $937.99 - Original price $937.99
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  • Original price $791.99 - Original price $791.99
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    Greenworks - 80 Volt 25" Dual Blade Cordless Self-Propelled Lawn Mower (Battery Charger Not Included) - Green

    Greenworks

    CoverageCuts up to 3/4 acre on a single charge (batteries sold separately)RuntimeUp to 80 minutes of runtime a single charge (battery sold separate...

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    Original price $791.99 - Original price $791.99
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  • Original price $371.99 - Original price $371.99
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    WORX - Nitro 40V 12 in. Snow Shovel (2 x 4.0Ah and 1 x Charger Included) - Black

    Worx

    Charge-Level IndicatorsFor quick reference to remaining runtime¿¿¿Brushless MotorFor higher power extended runtime and longer life¿2-Speed Eco-Mode...

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    Original price $371.99 - Original price $371.99
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    $371.99
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  • Original price $187.99 - Original price $187.99
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    NITRO 20V BRUSHLESS

    Worx

    NITRO 20V BRUSHLESS HYDROSHOT

    Original price $187.99 - Original price $187.99
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  • Original price $141.99 - Original price $141.99
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    Greenworks - Multi Tool w. 2AH battery 2A charger - Green

    Greenworks

    Sanding wood cutting plastic and metal sawing holes in drywall removing tile adhesive and moreCompact tool head fits into tight spaces and delivers...

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    Original price $141.99 - Original price $141.99
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  • Original price $624.99 - Original price $624.99
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    Greenworks - Level 2 NEMA 10-50r Plug In Electric Vehicle (EV) Charger-up to 40 Amps/ 240-Volt with 20-ft Cable - White

    Greenworks

    Powerful PerformanceLevel 2 EV charging station with fast charging speeds LED charge status indicator and adjustable amperage settings of 16-40 Amp...

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    Original price $624.99 - Original price $624.99
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  • Original price $93.99 - Original price $93.99
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    WORX - 20V Power Share Cordless 8" 2-in-1 Hedge Trimmer - Black

    Worx

    Quick Ez ShrubsThe Worx 20V Power Share Garden Shear Shrubber Is Easy To Maneuver Easy To Maintain And Makes It Easy To Cut Clean-Looking ShrubsDu...

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    Original price $93.99 - Original price $93.99
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  • Original price $187.99 - Original price $187.99
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    WORX - WG183 40V 13-Inch Cutting Diameter Cordless Straight Shaft Grass Trimmer (2 x 2.0 Ah Batteries 1 x Charger) - Orange

    Worx

    Ultra-Lightweight Streamlined DesignFor incredible maneuverability and less user fatigueDual-Exit Cutting HeadFor greater cutting efficiencySame Ba...

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    Original price $187.99 - Original price $187.99
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  • Original price $95.99 - Original price $95.99
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    Greenworks - 24 Volt Cordless Battery Spot Light (Battery Charger Not Included) - Green

    Greenworks

    Greenworks 24V Spot Light Tool-OnlyThe 24V Spot Light provides up to 3000 Lumen and 765 yards or 2296 feet lighting distanceTrigger switch allows c...

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    Original price $95.99 - Original price $95.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.