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Garden & Outdoor

Rent To Own Garden & Outdoor – Transform Your Outdoors with Flexible Financing

Create the perfect outdoor space with premium garden and outdoor equipment from Finance My Cart. Whether you're looking for grills, lawnmowers, patio furniture, or outdoor tools, we offer top brands like Weber, Honda, and Sunbrella. With our rent-to-own and buy now, pay later payment plans, you can bring home everything you need to enhance your garden and outdoor living areas without the upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that fit your budget and credit situation. Make your outdoor dreams a reality today with flexible financing!

Original price $181.99 - Original price $181.99
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Patio Sense - Coconino Deluxe Wicker Mocha Chair - Brown

Patio Sense

ConstructionAll weather wicker constructionWickerHalf-round quality wickerFinishBeautiful mocha finishCushionsBeige outdoor 3" thick cushionLightwe...

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Original price $181.99 - Original price $181.99
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Original price $71.99 - Original price $71.99
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Stanley - 6 Gallon wet/dry vacuum - black

Legrand

Powerful motorThis powerful motor allows for maximum suction on all of your small to medium sized clean ups.Blower portQuickly switch over to the e...

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Original price $71.99 - Original price $71.99
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Original price $203.99 - Original price $203.99
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WORX - WG323 20V 10" Cordless Pole Chainsaw with Auto-Tension (1 x 2.0 Ah Battery and 1 x Charger) - Black

Worx

12’ Extra ReachIt takes just a few minutes and no tools to attach the pole. And with a reach of up to 12’ and only 10 lbs. you’ll be able to get to...

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Original price $1,092.99 - Original price $1,092.99
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Walker Edison - Modern 4 Piece Solid Acacia Wood Patio Chat Set - Dark brown/navy blue

Walker Edison

Includes modular left and right arm chairs 1 armless chair and 1 ottomanStylish contemporary designRearrange the pieces for customizable seating3-i...

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Original price $1,908.99 - Original price $1,908.99
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Walker Edison - 7-Piece Cypress Acacia Wood Patio Dining Set - Grey Wash

Walker Edison

Outdoor chair cushions includedPerfect for your backyard patio or deckWeather resistant patio setAcacia wood material ideal for outdoor useSet incl...

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Original price $239.99 - Original price $239.99
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Lectron - Tesla Level 1 NEMA 5-15 Electric Vehicle (EV) Charger - up to 15A- 16' - Black

Lectron

Great valueA portable Level 1 Tesla charger at an affordable price point.Level 1 charging on the goProvides 15 Amps of charging current delivering ...

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Original price $239.99 - Original price $239.99
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Original price $334.99 - Original price $334.99
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Lectron - Portable J1772 Level 2 NEMA 14-50 Electric Vehicle (EV) Charger-up to 40A-16' - Black

Lectron

Rapid chargingCharge your J1772 EV quickly and effortlessly with up to 240V and 9.6 kW of input power and a 40 amp charging rate.LED indicator ligh...

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Lectron - Tesla to J1772 EV Charger Adapter for J1772 Electric Vehicle - White

Lectron

Quick chargingWith 48 amps of maximum current and 250V of maximum voltage you can fully charge in a matter of hours.High-grade rugged materialsEnsu...

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Lectron - Portable J1772 Level 1 NEMA 5-15 Electric Vehicle (EV) Charger-up to 15A-20' - Black

Lectron

Convenient Level 1 chargingQuickly charge your EV with a standard 110V outlet; you'll get 15 amps and 1.65 kW of power towards the standard full-ch...

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Pure Garden - 32" Round Outdoor Fire Pit with Steel Bowl Star Cutouts Spark Screen Log Poker Storage Cover for Patio Wood Burning - Black

Pure Garden

OUTDOOR RELAXATIONCreate lasting memories with family and friends while enjoying a cozy fire. Enjoy roasting s'mores with kids or an adult evening ...

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WORX - Gutter Cleaning Kit

Worx

Clean Gutters Without A LadderSafely clean your gutters while standing on the ground. Attaches to the leaf blower you already own11 Feet Of ReachTh...

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Original price $79.99 - Original price $79.99
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WORX - Nitro 20V Cordless Brushless 1/2 Drill/Driver (1 x 2.0Ah Battery and 1 x Charger Included) - Black

Worx

The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run timeHigh-Efficiency Brushless MotorRuns 50 long...

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Greenworks - 24V (2x24V) 21-Inch Self-Propelled Lawn Mower (2 x 5.0Ah Batteries and Charger Included) - Green

Greenworks

CoverageCuts up to 1/2 acre on a single chargeRun timeUp to 50 minutes of runtime a single charge with 2 included 5.0 Ah USB batteriesCharge timeRe...

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Original price $694.99 - Original price $694.99
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Original price $159.99 - Original price $159.99
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WORX - Electric Pressure Washer up to 1700 PSI at 1.2 GPM - Black

Worx

13-Amp MotorPowerful lightweight compact design delivers 1700 PSI (MAX 1870 PSI) and 1.2 GPM (MAX 1.4 GPM)Spray-Wand W/ Quick-ConnectSpray-wand wit...

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Original price $159.99 - Original price $159.99
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Original price $137.99 - Original price $137.99
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WORX - 20V Cordless Brushless Pruning Shear (1 x 2.0 Ah Batteries and 1 x Charger) - Black

Worx

Power to outperformWorx NITRO tools are engineered to provide greater power performance and run timeTitanium blated bladeTitanium plating on the bl...

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Original price $288.99 - Original price $288.99
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WORX - WG779 40V 14" Lawn Mower with Grass Collection Bag and Mulcher (2 x 4.0 Ah Batteries and 1 x Charger) - Black

Worx

6 Height AdjustmentsA single lever lets you set the height you want to cut your lawn depending on the season or just your preferenceIntellicutThis ...

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Original price $94.99 - Original price $94.99
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Greenworks - 24 Volt 2000 Lumen LED Work Light AC/DC (Battery and Charger Not Included) - Green

Greenworks

AC or DCGreenworks 24V (AC / DC) LED light can be powered with an extension cord or with a 24V battery. Perfect for worksites and campingRotating36...

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Original price $94.99 - Original price $94.99
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Original price $677.99 - Original price $677.99
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ChargePoint - Home Flex J1772 Level 2 NEMA 6-50 Electric Vehicle (EV) Charger - Gray

ChargePoint

Automated chargingSet a convenient charging schedule with the ChargePoint app compatible with Alexa devicesFlexable amperageEnergy Star rated elect...

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Aiper - Surfer M1 Solar Powered Automatic Robotic Pool Skimmer Cleaner Lasts 12 Hours App Control Ultrasonic Detection - White

Aiper

Solar Power for a Sparkling PoolEmbrace solar charging with the Aiper Surfer M1 reducing your environmental impact while ensuring an efficient 12-h...

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Original price $337.99 - Original price $337.99
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Aiper - SG 800B for Above Ground Pools 860sq.ft 22GPM Suction Power Cordless Robotic Pool Vacuum - Gray

Aiper

CordlessEliminate the hassle of tangled cords and create a safer environment with the SG 800B.Improved BatteryThe SG 800B provides up to 90 minutes...

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Original price $160.99 - Original price $160.99
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Original price $187.99 - Original price $187.99
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WORX - Nitro 20V Brushless Hydroshot up to 710 PSI at 1.0 GPM (1 x 4.0Ah Battery and 1 x Charger Included) - Black

Worx

Proven PowerWorx NITRO tools are built for pro-level performance to elevate power speed and productivity on every taskHigh-Efficiency Brushless Mot...

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Original price $187.99 - Original price $187.99
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WORX - 20V Power Share PRO 4.0Ah Lithium Battery

Worx

Run Longer With High-Capacity BatteriesWorx Power Share PRO intelligent batteries deliver extended run times plus heat and impact protection. Compa...

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Greenworks - 80-Volt 26-Inch Cordless Brushless Hedge Trimmer with (1) 2.0Ah Battery and Charger) - Green

Greenworks

RuntimeUp to 60 minutes on a single chargeCharge timeFully recharge battery in just 50 minutesBladesDual-action 26 laser-cut steel cutting bladesCu...

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Stanley - 8 Gallon Wet/Dry Vacuum - Stainless

Legrand

Disposable filter bagsAllow simple cleanup.6' cordLets you clean a large area before changing outlets.4-1/2 peak HPFor powerful cleaning.Stainless-...

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Original price $97.99 - Original price $97.99
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Greenworks - 24V 5 Tool Combo Kit - Drill Impact Driver Recip Saw Light Bluetooth Speaker 2Ah + 4Ah Batteries Charger - Green

Greenworks

Greenworks 24V Brushless 1/2" Hammer Drill / DriverPowerful 24V Brushless motor for more torque and longer life - 1/2" keyless ratcheting chuck and...

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Original price $980.99 - Original price $980.99
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Greenworks 80V 3000 PSI Pressure Washer with Two (2) 4.0Ah Batteries Dual-Port Rapid Charger - Black

Greenworks

3000 PSI and up to 2.0 GPMprovides all the power of gas without having to deal with fumes belts spark plugs or filtersTRUBRUSHLESS Motor Technology...

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Original price $980.99 - Original price $980.99
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Greenworks - Multi Tool w. 2AH battery 2A charger - Green

Greenworks

Sanding wood cutting plastic and metal sawing holes in drywall removing tile adhesive and moreCompact tool head fits into tight spaces and delivers...

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Original price $141.99 - Original price $141.99
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Original price $624.99 - Original price $624.99
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Greenworks - Level 2 NEMA 10-50r Plug In Electric Vehicle (EV) Charger-up to 40 Amps/ 240-Volt with 20-ft Cable - White

Greenworks

Powerful PerformanceLevel 2 EV charging station with fast charging speeds LED charge status indicator and adjustable amperage settings of 16-40 Amp...

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Original price $624.99 - Original price $624.99
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Original price $102.99 - Original price $102.99
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WORX - 20V Power Share Cordless 8" 2-in-1 Hedge Trimmer - Black

Worx

Quick Ez ShrubsThe Worx 20V Power Share Garden Shear Shrubber Is Easy To Maneuver Easy To Maintain And Makes It Easy To Cut Clean-Looking ShrubsDu...

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Original price $102.99 - Original price $102.99
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Original price $173.99 - Original price $173.99
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WORX - WG183 40V 13-Inch Cutting Diameter Cordless Straight Shaft Grass Trimmer (2 x 2.0 Ah Batteries 1 x Charger) - Orange

Worx

Ultra-Lightweight Streamlined DesignFor incredible maneuverability and less user fatigueDual-Exit Cutting HeadFor greater cutting efficiencySame Ba...

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Original price $173.99 - Original price $173.99
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Original price $95.99 - Original price $95.99
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Greenworks - 24 Volt Cordless Battery Spot Light (Battery Charger Not Included) - Green

Greenworks

Greenworks 24V Spot Light Tool-OnlyThe 24V Spot Light provides up to 3000 Lumen and 765 yards or 2296 feet lighting distanceTrigger switch allows c...

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Original price $95.99 - Original price $95.99
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Original price $153.99 - Original price $153.99
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Greenworks - 24 Volt Battery Powered 160-PSI Inflator with 2.0 Ah USB-C Battery Charger - Green

Greenworks

Charge timeFully recharge battery in just 60 minutes High pressure pumpCapable of generating 160-PSI to fill your tire in minutes Hig...

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Original price $153.99 - Original price $153.99
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Original price $75.99 - Original price $75.99
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WORX - LeafPro Universal Collection System

Worx

Stop Emptying The Bag Over OverHooks up to your leaf blower/vac and empties into a 32-96 gallon waste container (not included)Fits All Major Brand...

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Original price $75.99 - Original price $75.99
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Original price $257.99 - Original price $257.99
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Greenworks - 80 Volt AC/DC 2500 LED Lumen Work Light (Battery Charger Not Included) - Green

Greenworks

RuntimeUp to 11 hours (on low) and up to 5.5 hours on high (when used with 2.0 Ah battery)Hybrid performanceWork light can be powered by 80V Greenw...

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Original price $257.99 - Original price $257.99
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Original price $482.99 - Original price $482.99
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$482.99
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Greenworks - 80V 20 Brushless Pole Hedge Trimmer with 2.0 Ah Battery and Charger - Green

Greenworks

RuntimeUp to 55 minutes on a single chargeCharge timeFully recharge battery in just 55 minutesBladesDual-action 20 laser-cut steel cutting bladesCu...

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Original price $482.99 - Original price $482.99
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Original price $313.99 - Original price $313.99
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Greenworks - 80V 4 Gallon Backpack Sprayer with 2Ah Battery Charger - Green

Greenworks

70 PSI Max Pressure Backpack SprayerProvides up to 70 PSI (Pounds per square inch) spraying pressure and 25ft long spraying distance4 Gallon Tank ...

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Original price $313.99 - Original price $313.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.