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Garden & Outdoor

  • Original price $1,784.99 - Original price $1,784.99
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    $1,784.99
    $1,784.99 - $1,784.99
    Current price $1,784.99

    Yardbird - Harriet Outdoor Sofa - Mist

    Yardbird

    Sofa crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are highly wat...

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    Original price $1,784.99 - Original price $1,784.99
    Original price
    $1,784.99
    $1,784.99 - $1,784.99
    Current price $1,784.99
  • Original price $181.99 - Original price $181.99
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    $181.99
    $181.99 - $181.99
    Current price $181.99

    Yardbird - Harriet Outdoor Side Table - Gray/Brown

    Yardbird

    Side Tables are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Frame is highly water and st...

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    Original price $181.99 - Original price $181.99
    Original price
    $181.99
    $181.99 - $181.99
    Current price $181.99
  • Original price $1,247.99 - Original price $1,247.99
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    $1,247.99
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    Current price $1,247.99

    Yardbird - Langdon/Waverly Outdoor 45 Degree Corner - Silver

    Yardbird

    Sectionals are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are ...

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    Original price $1,247.99 - Original price $1,247.99
    Original price
    $1,247.99
    $1,247.99 - $1,247.99
    Current price $1,247.99
  • Original price $858.99 - Original price $858.99
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    $858.99
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    Current price $858.99

    Yardbird - Langdon/Waverly Outdoor 90 Degree Corner - Silver

    Yardbird

    Sectionals are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are ...

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    Original price $858.99 - Original price $858.99
    Original price
    $858.99
    $858.99 - $858.99
    Current price $858.99
  • Original price $661.99 - Original price $661.99
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    $661.99
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    Current price $661.99

    Yardbird - Waverly Outdoor Armless Insert - Shale

    Yardbird

    Sectionals are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are ...

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    Original price $661.99 - Original price $661.99
    Original price
    $661.99
    $661.99 - $661.99
    Current price $661.99
  • Original price $1,234.99 - Original price $1,234.99
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    $1,234.99
    $1,234.99 - $1,234.99
    Current price $1,234.99

    Yardbird - Langdon/Waverly Outdoor 45 Degree Corner - Shale

    Yardbird

    Sectionals are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are ...

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    Original price $1,234.99 - Original price $1,234.99
    Original price
    $1,234.99
    $1,234.99 - $1,234.99
    Current price $1,234.99
  • Original price $994.99 - Original price $994.99
    Original price
    $994.99
    $994.99 - $994.99
    Current price $994.99

    Yardbird - Langdon/Waverly Outdoor 90 Degree Corner - Shale

    Yardbird

    Sectionals are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are ...

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    Original price $994.99 - Original price $994.99
    Original price
    $994.99
    $994.99 - $994.99
    Current price $994.99
  • Original price $529.99 - Original price $529.99
    Original price
    $529.99
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    Current price $529.99

    Yardbird - Waverly Outdoor Armless Insert - Silver

    Yardbird

    Sectionals are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are ...

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    Original price $529.99 - Original price $529.99
    Original price
    $529.99
    $529.99 - $529.99
    Current price $529.99
  • Original price $1,419.99 - Original price $1,419.99
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    $1,419.99
    $1,419.99 - $1,419.99
    Current price $1,419.99

    Yardbird - Harriet Outdoor Loveseat - Silver

    Yardbird

    Loveseat crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are highly...

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    Original price $1,419.99 - Original price $1,419.99
    Original price
    $1,419.99
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    Current price $1,419.99
  • Original price $1,553.99 - Original price $1,553.99
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    $1,553.99
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    Current price $1,553.99

    Yardbird - Harriet Outdoor Loveseat - Mist

    Yardbird

    Loveseat crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are highly...

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    Original price $1,553.99 - Original price $1,553.99
    Original price
    $1,553.99
    $1,553.99 - $1,553.99
    Current price $1,553.99
  • Original price $68.99 - Original price $68.99
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    $68.99
    $68.99 - $68.99
    Current price $68.99

    Yardbird - Luna Back Cushion - Silver

    Yardbird

    Cushions made from top-of-the-line Sunbrella fabric are both comfortable and durable.UV ResistantWater ResistantHave another question Visit Yardbir...

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    Original price $68.99 - Original price $68.99
    Original price
    $68.99
    $68.99 - $68.99
    Current price $68.99
  • Original price $70.99 - Original price $70.99
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    $70.99
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    Current price $70.99

    Yardbird - Luna Back Cushion - Slate

    Yardbird

    Cushions made from top-of-the-line Sunbrella fabric are both comfortable and durable.UV ResistantWater ResistantHave another question Visit Yardbir...

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    Original price $70.99 - Original price $70.99
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    $70.99
    $70.99 - $70.99
    Current price $70.99
  • Original price $88.99 - Original price $88.99
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    $88.99
    $88.99 - $88.99
    Current price $88.99

    Yardbird - Luna Seat Cushion - Slate

    Yardbird

    Cushions made from top-of-the-line Sunbrella fabric are both comfortable and durable.UV ResistantWater ResistantHave another question Visit Yardbir...

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    Original price $88.99 - Original price $88.99
    Original price
    $88.99
    $88.99 - $88.99
    Current price $88.99
  • Original price $87.99 - Original price $87.99
    Original price
    $87.99
    $87.99 - $87.99
    Current price $87.99

    Yardbird - Luna Seat Cushion - Silver

    Yardbird

    Cushions made from top-of-the-line Sunbrella fabric are both comfortable and durable.UV ResistantWater ResistantHave another question Visit Yardbir...

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    Original price $87.99 - Original price $87.99
    Original price
    $87.99
    $87.99 - $87.99
    Current price $87.99
  • Original price $263.99 - Original price $263.99
    Original price
    $263.99
    $263.99 - $263.99
    Current price $263.99

    Yardbird - Langdon/Waverly Coffee Table - Dark Brown

    Yardbird

    Crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Frame is highly water and stain resistant.Ha...

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    Original price $263.99 - Original price $263.99
    Original price
    $263.99
    $263.99 - $263.99
    Current price $263.99
  • Original price $1,056.99 - Original price $1,056.99
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    $1,056.99
    $1,056.99 - $1,056.99
    Current price $1,056.99

    Yardbird - Colby Loveseat - Silver

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $1,056.99 - Original price $1,056.99
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    $1,056.99
    $1,056.99 - $1,056.99
    Current price $1,056.99
  • Original price $480.99 - Original price $480.99
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    $480.99
    $480.99 - $480.99
    Current price $480.99

    Yardbird - Colby Outdoor Chair - Shale

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $480.99 - Original price $480.99
    Original price
    $480.99
    $480.99 - $480.99
    Current price $480.99
  • Original price $481.99 - Original price $481.99
    Original price
    $481.99
    $481.99 - $481.99
    Current price $481.99

    Yardbird - Colby Outdoor Chair - Silver

    Yardbird

    Commercial-grade matte dark brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Cushions made ...

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    Original price $481.99 - Original price $481.99
    Original price
    $481.99
    $481.99 - $481.99
    Current price $481.99
  • Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99

    Yardbird - Colby Outdoor Coffee Table - Dark Matte Brown

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Frames are highly water and stain resistant.Have another question Visit Yard...

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    Original price $264.99 - Original price $264.99
    Original price
    $264.99
    $264.99 - $264.99
    Current price $264.99
  • Original price $606.99 - Original price $606.99
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    $606.99
    $606.99 - $606.99
    Current price $606.99

    Yardbird - Colby Outdoor 90 Degree Corner - Shale

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $606.99 - Original price $606.99
    Original price
    $606.99
    $606.99 - $606.99
    Current price $606.99
  • Original price $541.99 - Original price $541.99
    Original price
    $541.99
    $541.99 - $541.99
    Current price $541.99

    Yardbird - Colby Outdoor Armless Insert - Shale

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $541.99 - Original price $541.99
    Original price
    $541.99
    $541.99 - $541.99
    Current price $541.99
  • Original price $406.99 - Original price $406.99
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    $406.99
    $406.99 - $406.99
    Current price $406.99

    Yardbird - Colby Outdoor Armless Insert - Silver

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $406.99 - Original price $406.99
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    $406.99
    $406.99 - $406.99
    Current price $406.99
  • Original price $757.99 - Original price $757.99
    Original price
    $757.99
    $757.99 - $757.99
    Current price $757.99

    Yardbird - Colby Outdoor 90 Degree Corner - Silver

    Yardbird

    Commercial-grade dark matte brown aluminum frames that will never rust.Both frames and cushions are highly water and stain resistant.Modular to fit...

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    Original price $757.99 - Original price $757.99
    Original price
    $757.99
    $757.99 - $757.99
    Current price $757.99
  • Original price $512.99 - Original price $512.99
    Original price
    $512.99
    $512.99 - $512.99
    Current price $512.99

    Yardbird - Fire Table Base - Square - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantEasy propane access with secure doorAutomatic fire starter buttonDimensionsFire Tab...

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    Original price $512.99 - Original price $512.99
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    $512.99
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    Current price $512.99
  • Original price $514.99 - Original price $514.99
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    $514.99
    $514.99 - $514.99
    Current price $514.99

    Yardbird - Fire Table Base - Rectangular - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantEasy propane access with secure doorAutomatic fire starter buttonDimensionsFire Tab...

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    Original price $514.99 - Original price $514.99
    Original price
    $514.99
    $514.99 - $514.99
    Current price $514.99
  • Original price $418.99 - Original price $418.99
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    $418.99
    $418.99 - $418.99
    Current price $418.99

    Yardbird - Fire Table Top - Round - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Table Top 44" Width x 44" Depth x 1.75" HeightHave another question ...

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    Original price $418.99 - Original price $418.99
    Original price
    $418.99
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    Current price $418.99
  • Original price $434.99 - Original price $434.99
    Original price
    $434.99
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    Current price $434.99

    Yardbird - Fire Table Top - Rectangular - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Pit Table Top 61.5" Width x 32" Depth x 1.75" HeightHave another que...

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    Original price $434.99 - Original price $434.99
    Original price
    $434.99
    $434.99 - $434.99
    Current price $434.99
  • Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99

    Yardbird - Fire Table Top - Square - Dark Espresso Brown

    Yardbird

    Commercial-grade dark brown aluminum constructionWater resistantDimensionsFire Pit Table Top 43.5" Width x 43.5" Depth x 1.75" HeightHave another q...

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    Original price $426.99 - Original price $426.99
    Original price
    $426.99
    $426.99 - $426.99
    Current price $426.99
  • Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
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    Current price $1,027.99

    Yardbird - Langdon Outdoor Swivel Glider Chair - Silver

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Wicker made using 50 intercepted ocean plastics.Sturdy aluminum frames that w...

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    Original price $1,027.99 - Original price $1,027.99
    Original price
    $1,027.99
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    Current price $1,027.99
  • Original price $1,020.99 - Original price $1,020.99
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    $1,020.99
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    Current price $1,020.99

    Yardbird - Langdon Outdoor Swivel Glider Chair - Shale

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Wicker made using 50 intercepted ocean plastics.Sturdy aluminum frames that w...

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    Original price $1,020.99 - Original price $1,020.99
    Original price
    $1,020.99
    $1,020.99 - $1,020.99
    Current price $1,020.99
  • Original price $854.99 - Original price $854.99
    Original price
    $854.99
    $854.99 - $854.99
    Current price $854.99

    Yardbird - Langdon Outdoor Fixed Chair - Shale

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Wicker made using 50 intercepted ocean plastics.Sturdy aluminum frames that w...

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    Original price $854.99 - Original price $854.99
    Original price
    $854.99
    $854.99 - $854.99
    Current price $854.99
  • Original price $724.99 - Original price $724.99
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    $724.99
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    Current price $724.99

    Yardbird - Langdon Outdoor Fixed Chair - Silver

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Wicker made using 50 intercepted ocean plastics.Sturdy aluminum frames that w...

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    Original price $724.99 - Original price $724.99
    Original price
    $724.99
    $724.99 - $724.99
    Current price $724.99
  • Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99

    Yardbird - Harriet Outdoor Fixed Chair - Silver

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are high...

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    Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99
  • Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99

    Yardbird - Harriet Outdoor Fixed Chair - Mist

    Yardbird

    Chairs are crafted from woven high-density polyethylene (HDPE) wicker.Sturdy aluminum frames that will never rust.Both frames and cushions are high...

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    Original price $816.99 - Original price $816.99
    Original price
    $816.99
    $816.99 - $816.99
    Current price $816.99
  • Original price $873.99 - Original price $873.99
    Original price
    $873.99
    $873.99 - $873.99
    Current price $873.99

    Yardbird - Waverly Outdoor Swivel Glider Chair - Shale

    Yardbird

    Made with HDPE wickerChairs are crafted from woven high-density polyethylene (HDPE) wicker.Commercial-grade aluminum designSturdy aluminum frames t...

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    Original price $873.99 - Original price $873.99
    Original price
    $873.99
    $873.99 - $873.99
    Current price $873.99
  • Original price $568.99 - Original price $568.99
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    $568.99
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    Current price $568.99

    Walker Edison - Harbor 3-Piece Acacia Wood Patio Sectional - Brown

    Walker Edison

    Apply Tealk Oil as needed for maintenanceSet includes two chairs and one ottomanL/R Arm Chair 30.25 H x 24 L x 24 W 22 lbs Ottoman 23.25 x 23.25 x...

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    Original price $568.99 - Original price $568.99
    Original price
    $568.99
    $568.99 - $568.99
    Current price $568.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.