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Garden & Outdoor

Rent To Own Garden & Outdoor – Transform Your Outdoors with Flexible Financing

Create the perfect outdoor space with premium garden and outdoor equipment from Finance My Cart. Whether you're looking for grills, lawnmowers, patio furniture, or outdoor tools, we offer top brands like Weber, Honda, and Sunbrella. With our rent-to-own and buy now, pay later payment plans, you can bring home everything you need to enhance your garden and outdoor living areas without the upfront cost. Enjoy affordable monthly payments, free shipping, and financing options that fit your budget and credit situation. Make your outdoor dreams a reality today with flexible financing!

Original price $164.99 - Original price $164.99
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Current price $164.99

WORX - Nitro 20V SwitchDriver 2-in-1 Brushless Cordless Drill/Driver - Rotatable Dual 1/4" Chucks (Battery Charger Included) - Black

Worx

Power To OutperformWorx NITRO tools are engineered to provide greater power performance and run time.Next GenerationThe Switchdriver 2.0 includes a...

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Original price $164.99 - Original price $164.99
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$164.99
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Original price $162.99 - Original price $162.99
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$162.99
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WORX - 7.5"" - 12 Amp Lawn Edger / Trencher - Black

Worx

Power Like The ProsThe 12 Amp motor spins the 7.5 blade fast and deep at 4700 revolutions per minute giving you professional-looking lines and edge...

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Original price $162.99 - Original price $162.99
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$162.99
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Original price $564.99 - Original price $564.99
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Greenworks - Level 2 NEMA 14-50r Hardwired Electric Vehicle (EV) Charger-up to 48 Amps/ 240-Volts with 20-ft Cable - White

Greenworks

Powerful PerformanceLevel 2 EV charging station with fast charging speeds LED charge status indicator and high-power output adjustable amperage set...

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Original price $564.99 - Original price $564.99
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Original price $245.99 - Original price $245.99
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$245.99
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Greenworks - Garage for Optimow Robotic Mowers - Black Silver

Greenworks

Compatible with both standard high cut charging bases (LMC402¿Weather guard for the optimow Robotic Lawn MowerAttaches directly to your existing o...

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Original price $245.99 - Original price $245.99
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Original price $1,378.99 - Original price $1,378.99
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Walker Edison - Modern 4-Piece Eucalyptus Outdoor Chat Set - Brown

Walker Edison

Lounge in styleKick back and relax with a 3-piece sectional and 1 coffee table.Comfortable designLounge in comfort with the cushioned seat and back...

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Original price $1,378.99 - Original price $1,378.99
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Original price $1,996.99 - Original price $1,996.99
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Walker Edison - Modern 4-Piece Outdoor Patio Sectional - Grey

Walker Edison

Dimensions (after assembly)Loveseat 26 H x 54 L x 28 W weighs 62 LBS (each); Table 13 H x 52 L x 26 W weighs 30LBS and Chair 26 H x 26 L x 28 W wei...

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Original price $1,996.99 - Original price $1,996.99
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Original price $1,083.99 - Original price $1,083.99
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Walker Edison - 4-Piece Everest Acacia Wood Extendable Patio Dining Set - Dark Brown

Walker Edison

Dimensions (after assembly)Table 30" H x 55-79" L x 35" W Weighs 75 LBS; Chairs 37" H x 24" L x 20" W Weighs 24 LBS (each); Bench 18" H x 53" L x 1...

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Original price $1,083.99 - Original price $1,083.99
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Original price $1,450.99 - Original price $1,450.99
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Walker Edison - 6-Piece Cypress Acacia Wood Extendable Patio Dining Set - Dark Brown

Walker Edison

Dimensions (after assembly)Table 30" H x 55-79" L x 35" W weighs 85 LBS; Chairs 37" H x 24" L x 20" W weighs 24 LBS (each) and Bench 18" H x 53" L...

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Original price $1,450.99 - Original price $1,450.99
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Original price $465.99 - Original price $465.99
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Walker Edison - Modern Solid Wood Slatted Club Chair - Brown

Walker Edison

Stylish detailsShow off your style with the slatted back and unique geometric legs.Comfortable designRelax on the comfortable cushioned seat.Sturdy...

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Original price $465.99 - Original price $465.99
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Original price $503.99 - Original price $503.99
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Walker Edison - Modern Acacia Wood Outdoor Loveseat - Dark Brown

Walker Edison

Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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Original price $503.99 - Original price $503.99
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Original price $465.99 - Original price $465.99
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Walker Edison - Modern Solid Wood Slatted Club Chair - Natural

Walker Edison

Stylish detailsShow off your style with the slatted back and unique geometric legs.Comfortable designRelax on the comfortable cushioned seat.Sturdy...

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Original price $465.99 - Original price $465.99
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Original price $1,944.99 - Original price $1,944.99
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Walker Edison - Modern 4-Piece Outdoor Sectional Chat Set - Brown

Walker Edison

Lounge in styleKick back and relax with a 3-piece sectional and 1 coffee table.Comfortable designLounge in comfort with the cushioned seat and back...

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Original price $1,944.99 - Original price $1,944.99
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Original price $292.99 - Original price $292.99
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$292.99
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Greenworks - 80V 17" Brushless String Trimmer with 2.0Ah Battery Charger - Black/Green

Greenworks

High Efficiency Brushless MotorProvides more power torque quiet operation longer motor lifeEngine DisplacementEquivalent power to a 30cc gas strin...

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Original price $292.99 - Original price $292.99
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Original price $388.99 - Original price $388.99
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$388.99
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Greenworks - 10 " 80 Volt Cultivator/Tiller (2Ah battery charger included) - Black

Greenworks

Up to 40 minutes run time on fully charged 2Ah batteryHigh efficiency brushless motor for extended run time and motor life10 in. tilling width and ...

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Original price $388.99 - Original price $388.99
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Original price $832.99 - Original price $832.99
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$832.99
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Greenworks - 80V 22 Cordless Brushless Snow Blower with 4.0 Ah Battery and Rapid Charger - Black/Green

Greenworks

RuntimeClears up to a 6-car drive on a single chargeDischargeUp to 20’ discharge from the 180 degree rotating chuteCharge timeFully recharge batter...

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Original price $832.99 - Original price $832.99
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Original price $151.99 - Original price $151.99
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$151.99
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WORX - Nitro 20V Power Share Cordless 9" Work Fan with Battery and Charger - Black

Worx

The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run timeReady ChargeFeature allows you to plug in a...

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Original price $151.99 - Original price $151.99
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Original price $185.99 - Original price $185.99
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WORX - Pegasus 2-in-1 Folding Work Table Sawhorse Easy Setup Portable Lightweight Workbench Includes 2 Clamps 4 Clamp Dogs - Black

Worx

Worktable SawhorseHolds up to 300 lbs. as a work table supports 1000 lbs. as a sawhorse. And it’s easy to transition between the twoCustom ClampsT...

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Original price $185.99 - Original price $185.99
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Original price $1,172.99 - Original price $1,172.99
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Walker Edison - 3-Piece Acacia Wood Outdoor Patio Dining Set - Brown

Walker Edison

With an acacia hardwood constructionFeaturing a natural grain finish and shineIncludes a hide-away butterfly leaf to accommodate additional guestsE...

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Original price $1,172.99 - Original price $1,172.99
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Original price $290.99 - Original price $290.99
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Greenworks - 80-Volt 750 CFM Cordless Handheld Blower (1 x 2.5Ah Battery and 1 x Charger) - Green

Greenworks

RuntimeUp to 60 minutes on lowPower equivalent26cc gas-equivalent powerBlowing forceUp to 750 CFM of constant airflowAir speed170 MPH max air speed...

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Original price $290.99 - Original price $290.99
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Original price $302.99 - Original price $302.99
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Greenworks - 80 Volt 4.0Ah Power Tool Battery

Greenworks

80V 4.0 Ah Lithium-Ion Battery delivers fade-free power with no memory lossOn-board LED fuel indicator provides your remaining power on demandCharg...

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Original price $302.99 - Original price $302.99
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Original price $982.99 - Original price $982.99
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Aiper - Scuba N1 Pro Cordless Robotic Pool Cleaner for In-Ground Pools up to 2150sq.ft Pool Vacuum with Infrared Sensors - White

Aiper

Premium Cleaning PerformanceThe advanced particle filtration system works in tandem with the quad-brushless motors dedicating more power to scrubbi...

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Original price $982.99 - Original price $982.99
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Original price $337.99 - Original price $337.99
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Aiper - Scuba L1 Cordless Robotic Pool Cleaner for Above-Ground Pools up to 1100sq.ft Bumper Protection Automatic Pool Vacuum - White

Aiper

Tri-motor SystemFiltering up to 66 GPM (250 LPM) of your pool’s water the Scuba L1 is among the most efficient most robust cordless robotic pool cl...

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Original price $337.99 - Original price $337.99
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Original price $589.99 - Original price $589.99
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$589.99
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Walker Edison - Harbor 3-Piece Acacia Wood Patio Sectional - Dark Brown

Walker Edison

Exposure to extreme temperatures not recommendedApply Teak Oil as needed for maintenanceSeating for twoSet includes two chairs and one ottomanAssem...

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Original price $589.99 - Original price $589.99
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Original price $691.99 - Original price $691.99
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$691.99
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Greenworks - Electric Pressure Washer up to 3000 PSI at 2.0 GPM Combo Kit with short gun mitts and 15" surface cleaner - Green

Greenworks

Power/PressureAC power delivers up to 3000 PSI at 2.0 max GPM; 35-foot power cord with inline GFCI waterproof plug for use with typical outdoor out...

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Original price $691.99 - Original price $691.99
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$691.99
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Original price $1,011.99 - Original price $1,011.99
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Greenworks - Optimow Robotic Lawn Mower - Green

Greenworks

Fully autonomous robotic lawn mower for larger lotsThis model is best suited for 3/4 acre lots with 1/2 acre mowing area.Handles both flat and slop...

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Original price $1,011.99 - Original price $1,011.99
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Original price $402.99 - Original price $402.99
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$402.99
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Walker Edison - Modern Solid Wood Outdoor Club Chair - Natural

Walker Edison

Stylish detailsShow off your style with the unique curved arms.Comfortable designRelax on the comfortable cushioned backrest and seat.Sturdy buildM...

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Original price $402.99 - Original price $402.99
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$402.99
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Original price $539.99 - Original price $539.99
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$539.99
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Walker Edison - Modern Solid Wood Spindle-Style Outdoor Loveseat - Brown

Walker Edison

Comfort and styleLounge comfortably on the cushioned seat and backrestModern detailsShow off your style with the unique spindle details.Sturdy buil...

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Original price $539.99 - Original price $539.99
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$539.99
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Original price $340.99 - Original price $340.99
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$340.99
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Current price $340.99

Walker Edison - Modern Solid Wood Spindle-Style Outdoor Lounge Chair - Natural

Walker Edison

Versatile buildUse on your patio deck or poolside.Modern detailsShow off your style with the unique spindled back.Sturdy buildMade from solid eucal...

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Original price $340.99 - Original price $340.99
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$340.99
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Original price $161.99 - Original price $161.99
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$161.99
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Current price $161.99

Greenworks - 24-Volt 22-Inch Cordless Hedge Trimmer (1 x 4.0Ah Battery and 1 x Charger) - Black/Green

Greenworks

EfficientGreenworks 24V Lithium-Ion battery provides 20 more power and 35 more run-time and delivers fade-free power with no memory loss after char...

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Original price $161.99 - Original price $161.99
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$161.99
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Original price $258.99 - Original price $258.99
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$258.99
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Current price $258.99

Greenworks - 80-Volt 8-Inch Cutting Diameter Brushless Straight Shaft Edger (Battery Not Included) - Green

Greenworks

RuntimeUp to 80 minutes on a single charge (80V 2.0 Ah battery sold separately)Power equivalentConstant 27cc gas-equivalent powerCharge timeFully r...

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Original price $258.99 - Original price $258.99
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$258.99
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Original price $421.99 - Original price $421.99
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$421.99
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Current price $421.99

Greenworks - 80 Volt 16-Inch Cutting Diameter Straight Shaft Grass Trimmer and Axial Blower (1 x 2.0Ah Battery and 1 x Charger) - Green

Greenworks

String trimmerEquivalent to a 27cc gas string trimmerLeaf blower730 CFM / 170 MPH2.5Ah batteryPower both tools and more with the included 2.5Ah bat...

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Original price $421.99 - Original price $421.99
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$421.99
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Current price $421.99
Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99

Greenworks - 24-Volt 22-Inch Cordless Hedge Trimmer (Battery Not Included) - Black/Green

Greenworks

PerformanceGreenworks 24V Lithium-Ion battery provides 20 more power and 35 more run-time and delivers fade-free power with no memory loss after ch...

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Original price $105.99 - Original price $105.99
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$105.99
$105.99 - $105.99
Current price $105.99
Original price $772.99 - Original price $772.99
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$772.99
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Current price $772.99

Greenworks - 80 Volt 21-Inch Self-Propelled Lawn Mower (1 x 4.0Ah Battery and 1 x Charger) - Green

Greenworks

CoverageCuts up to 1/2 acre on a single chargeRuntimeUp to 45 minutes of runtime a single chargeCharge timeRecharges in 60 minutesConstant blade sp...

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Original price $772.99 - Original price $772.99
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$772.99
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Current price $772.99
Original price $1,816.99 - Original price $1,816.99
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$1,816.99
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Current price $1,816.99

Walker Edison - 7-Piece Cypress Acacia Wood Patio Dining Set - Brown

Walker Edison

With a natural grain finish made of acacia hardwoodIncludes plush polyester cushions for comfortHide-away butterfly leaf accommodates additional gu...

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Original price $1,816.99 - Original price $1,816.99
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$1,816.99
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Current price $1,816.99
Original price $1,575.99 - Original price $1,575.99
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$1,575.99
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Current price $1,575.99

Walker Edison - 6-Piece Cypress Acacia Wood Extendable Patio Dining Set - Brown

Walker Edison

Dimensions (after assembly)Table 30" H x 55-79" L x 35" W weighs 85 LBS; Chairs 37" H x 24" L x 20" W weighs 24 LBS (each) and Bench 18" H x 53" L...

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Original price $1,575.99 - Original price $1,575.99
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$1,575.99
$1,575.99 - $1,575.99
Current price $1,575.99
Original price $1,172.99 - Original price $1,172.99
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$1,172.99
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Current price $1,172.99

Walker Edison - 4-Piece Everest Acacia Wood Extendable Patio Dining Set - Brown

Walker Edison

Dimensions (after assembly)Table 30" H x 55-79" L x 35" W Weighs 75 LBS; Chairs 37" H x 24" L x 20" W Weighs 24 LBS (each); Bench 18" H x 53" L x 1...

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Original price $1,172.99 - Original price $1,172.99
Original price
$1,172.99
$1,172.99 - $1,172.99
Current price $1,172.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.