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  • Original price $1,450.99 - Original price $1,450.99
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    Walker Edison - 6-Piece Cypress Acacia Wood Extendable Patio Dining Set - Dark Brown

    Walker Edison

    Dimensions (after assembly)Table 30" H x 55-79" L x 35" W weighs 85 LBS; Chairs 37" H x 24" L x 20" W weighs 24 LBS (each) and Bench 18" H x 53" L...

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    Original price $1,450.99 - Original price $1,450.99
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  • Original price $1,659.99 - Original price $1,659.99
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    Walker Edison - Modern 7-Piece Acacia Wood Outdoor Dining Set - Natural

    Walker Edison

    Room for a crowdHost summer parties with 6 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $1,659.99 - Original price $1,659.99
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  • Original price $539.99 - Original price $539.99
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    Walker Edison - Modern Solid Wood Spindle-Style Outdoor Loveseat - Natural

    Walker Edison

    Comfort and styleLounge comfortably on the cushioned seat and backrestModern detailsShow off your style with the unique spindle details.Sturdy buil...

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    Original price $539.99 - Original price $539.99
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  • Original price $697.99 - Original price $697.99
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    Walker Edison - Modern 2-Piece Acacia Outdoor Lounge Chair Set - Dark Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrests and angular legs.Comfortable designKick back and relax on the comfortable cushioned...

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    Original price $697.99 - Original price $697.99
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  • Original price $906.99 - Original price $906.99
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    Walker Edison - Modern 5-Piece Acacia Wood Outdoor Dining Set - Brown

    Walker Edison

    Room for a crowdHost summer parties with 4 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $906.99 - Original price $906.99
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  • Original price $697.99 - Original price $697.99
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    Walker Edison - Modern 2-Piece Acacia Outdoor Lounge Chair Set - Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrests and angular legs.Comfortable designKick back and relax on the comfortable cushioned...

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    Original price $697.99 - Original price $697.99
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  • Original price $465.99 - Original price $465.99
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    Walker Edison - Modern Solid Wood Slatted Club Chair - Brown

    Walker Edison

    Stylish detailsShow off your style with the slatted back and unique geometric legs.Comfortable designRelax on the comfortable cushioned seat.Sturdy...

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    Original price $465.99 - Original price $465.99
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  • Original price $310.99 - Original price $310.99
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    Walker Edison - Modern Solid Wood Spindle-Style Outdoor Coffee Table - Natural

    Walker Edison

    Versatile buildUse in outdoor or indoor spaces.Modern detailsShow off your style with the modern spindle-style legs.Sturdy buildMade from solid euc...

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    Original price $310.99 - Original price $310.99
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  • Original price $503.99 - Original price $503.99
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    Walker Edison - Modern Acacia Wood Outdoor Loveseat - Dark Brown

    Walker Edison

    Trendy silhouetteShow off your style with the slatted backrest and angled legs.Comfortable designKick back and relax on the comfortable cushioned s...

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    Original price $503.99 - Original price $503.99
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  • Original price $1,659.99 - Original price $1,659.99
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    Walker Edison - Modern 7-Piece Acacia Wood Outdoor Dining Set - Brown

    Walker Edison

    Room for a crowdHost summer parties with 6 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $1,659.99 - Original price $1,659.99
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    $1,659.99
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    Current price $1,659.99
  • Original price $465.99 - Original price $465.99
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    $465.99
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    Walker Edison - Modern Solid Wood Slatted Club Chair - Natural

    Walker Edison

    Stylish detailsShow off your style with the slatted back and unique geometric legs.Comfortable designRelax on the comfortable cushioned seat.Sturdy...

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    Original price $465.99 - Original price $465.99
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  • Original price $1,944.99 - Original price $1,944.99
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    Walker Edison - Modern 4-Piece Outdoor Sectional Chat Set - Brown

    Walker Edison

    Lounge in styleKick back and relax with a 3-piece sectional and 1 coffee table.Comfortable designLounge in comfort with the cushioned seat and back...

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    Original price $1,944.99 - Original price $1,944.99
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  • Original price $256.99 - Original price $256.99
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    $256.99
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    Greenworks - 80V 17" Brushless String Trimmer with 2.0Ah Battery Charger - Black/Green

    Greenworks

    High Efficiency Brushless MotorProvides more power torque quiet operation longer motor lifeEngine DisplacementEquivalent power to a 30cc gas strin...

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    Original price $256.99 - Original price $256.99
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  • Original price $906.99 - Original price $906.99
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    Walker Edison - Modern 5-Piece Acacia Wood Outdoor Dining Set - Natural

    Walker Edison

    Room for a crowdHost summer parties with 4 dining chairs and a dining table.Comfortable designKick back and relax on the comfortable cushioned seat...

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    Original price $906.99 - Original price $906.99
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    $906.99
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  • Original price $320.99 - Original price $320.99
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    Greenworks - 10 " 80 Volt Cultivator/Tiller (2Ah battery charger included) - Black

    Greenworks

    Up to 40 minutes run time on fully charged 2Ah batteryHigh efficiency brushless motor for extended run time and motor life10 in. tilling width and ...

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    Original price $320.99 - Original price $320.99
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  • Original price $862.99 - Original price $862.99
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    Greenworks - 80V 22 Cordless Brushless Snow Blower with 4.0 Ah Battery and Rapid Charger - Black/Green

    Greenworks

    RuntimeClears up to a 6-car drive on a single chargeDischargeUp to 20’ discharge from the 180 degree rotating chuteCharge timeFully recharge batter...

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    Original price $862.99 - Original price $862.99
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  • Original price $126.99 - Original price $126.99
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    Hastings Home Zero Gravity Chairs Set of 2 - Beige

    Hastings Home

    ZERO GRAVITY CHAIRS SET OF 2Make your outdoor space more comfortable with this set of 2 patio beach or camping chairs. Lock in your favorite loungi...

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    Original price $126.99 - Original price $126.99
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  • Original price $129.99 - Original price $129.99
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    WORX - 20V Cordless drill driver - Black

    Worx

    Power To OutperformWorx NITRO tools are engineered to provide greater power performance and run time.Next GenerationThe Switchdriver 2.0 includes a...

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    Original price $129.99 - Original price $129.99
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  • Original price $379.99 - Original price $379.99
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    Greenworks - 3000 PSI Electric Pressure Washer - Green

    Greenworks

    Power/PressureAC power delivers up to 3000 PSI at 2.0 max GPM; 35-foot power cord with inline GFCI waterproof plug for use with typical outdoor out...

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    Original price $379.99 - Original price $379.99
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  • Original price $105.99 - Original price $105.99
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    WORX - Nitro 20V Power Share Cordless 9" Work Fan with Battery and Charger - Black

    Worx

    The Power To OutperformWorx Nitro tools are engineered to provide greater power performance and run timeReady ChargeFeature allows you to plug in a...

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    Original price $105.99 - Original price $105.99
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  • Original price $130.99 - Original price $130.99
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    WORX - 20V Power Share Cordless Cube Vac Compact Vacuum w/ Battery Charger HEPA Filtering System High Low Speed 4ft Hose - Black

    Worx

    Powerful SuctionCompact on-the-go cleaning that is perfect for the home office and carEasy EmptyOne-touch emptying system with removable HEPA filte...

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    Original price $130.99 - Original price $130.99
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  • Original price $139.99 - Original price $139.99
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    WORX - Pegasus 2-in-1 Folding Work Table Sawhorse Easy Setup Portable Lightweight Workbench Includes 2 Clamps 4 Clamp Dogs - Black

    Worx

    Worktable SawhorseHolds up to 300 lbs. as a work table supports 1000 lbs. as a sawhorse. And it’s easy to transition between the twoCustom ClampsT...

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    Original price $139.99 - Original price $139.99
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  • Original price $151.99 - Original price $151.99
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    WORX 20V WORX AIR CO

    Worx

    WORX 20V WORX AIR CORDLESS LEAF BLOWER

    Original price $151.99 - Original price $151.99
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  • Original price $246.99 - Original price $246.99
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    24V SPRAYER WITH BAT

    Greenworks

    24V SPRAYER WITH BATTERY CHARGER

    Original price $246.99 - Original price $246.99
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  • Original price $153.99 - Original price $153.99
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    24-V INFLATOR (1) 2

    Greenworks

    24-V INFLATOR (1) 2 AH USB BATTERY

    Original price $153.99 - Original price $153.99
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  • Original price $83.99 - Original price $83.99
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    GREENWORKS 24V BUFFE

    Greenworks

    GREENWORKS 24V BUFFER TOOL ONLY

    Original price $83.99 - Original price $83.99
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  • Original price $128.99 - Original price $128.99
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    WORX WG801 20V POWER

    Worx

    WORX WG801 20V POWER SHARE CORDLESS

    Original price $128.99 - Original price $128.99
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  • Original price $245.99 - Original price $245.99
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    OPTMOW GARAGE

    Greenworks

    OPTMOW GARAGE

    Original price $245.99 - Original price $245.99
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  • Original price $116.99 - Original price $116.99
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    WORX NITRO 20V POWER

    Worx

    WORX NITRO 20V POWER SHARE WORK FAN

    Original price $116.99 - Original price $116.99
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  • Original price $95.99 - Original price $95.99
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    GREENWORKS 24V SPOT

    Greenworks

    GREENWORKS 24V SPOT LIGHT TOOL-ONLY

    Original price $95.99 - Original price $95.99
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  • Original price $627.99 - Original price $627.99
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    Greenworks 80V Earth Auger with Auger Bit with 4Ah Battery and Rapid Charger

    Greenworks

    Power equivalent43cc gas-equivalent powerMotorBrushless motor for longer runtimes quiet operation and extended motor lifeMultiple ApplicationsPlant...

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    Original price $627.99 - Original price $627.99
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  • Original price $1,172.99 - Original price $1,172.99
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    Walker Edison - 3-Piece Acacia Wood Outdoor Patio Dining Set - Brown

    Walker Edison

    With an acacia hardwood constructionFeaturing a natural grain finish and shineIncludes a hide-away butterfly leaf to accommodate additional guestsE...

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    Original price $1,172.99 - Original price $1,172.99
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    $1,172.99
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  • Original price $356.99 - Original price $356.99
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    Greenworks - Pro Electric Pressure Washer up to 3000 PSI at 1.1 GPM - Green

    Greenworks

    Power/PressureAC power delivers up to 3000 PSI at 1.1 max GPM or (2.0 GPM at 100 PSI); 35-foot power cord with inline GFCI waterproof plug for use ...

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    Original price $356.99 - Original price $356.99
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  • Original price $227.99 - Original price $227.99
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    Greenworks - 80-Volt 750 CFM Cordless Handheld Blower (1 x 2.5Ah Battery and 1 x Charger) - Green

    Greenworks

    RuntimeUp to 60 minutes on lowPower equivalent26cc gas-equivalent powerBlowing forceUp to 750 CFM of constant airflowAir speed170 MPH max air speed...

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    Original price $227.99 - Original price $227.99
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    $227.99
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  • Original price $130.99 - Original price $130.99
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    Current price $130.99

    WORX - 20V Power Share Cordless Cube Vac Compact Vacuum w/ Battery Charger HEPA Filtering System High Low Speed 4ft Hose

    Worx

    Powerful SuctionCompact on-the-go cleaning that is perfect for the home office and carEasy EmptyOne-touch emptying system with removable HEPA filte...

    View full details
    Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99
  • Original price $187.99 - Original price $187.99
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    WORX 40V CORDLESS 13

    Worx

    WORX 40V CORDLESS 13" STRING TRIMMER

    Original price $187.99 - Original price $187.99
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    $187.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.