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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Apple - AirPods 4 - White
$170.99 - $170.99
$170.99
$170.99 - $170.99
$170.99

Apple - AirPods 4 - White

Apple

REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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$170.99 - $170.99
$170.99
$170.99 - $170.99
$170.99
Apple - AirPods Max (USB-C) - Midnight
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99

Apple - AirPods Max (USB-C) - Midnight

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99
Apple - AirPods Max (USB-C) - Blue
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99

Apple - AirPods Max (USB-C) - Blue

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99
Apple - AirPods 4 with Active Noise Cancellation - White
$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99

Apple - AirPods 4 with Active Noise Cancellation - White

Apple

REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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$230.99 - $230.99
$230.99
$230.99 - $230.99
$230.99
Apple - AirPods Pro 2 Wireless Active Noise Cancelling Earbuds with Hearing Aid Feature - White
$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99

Apple - AirPods Pro 2 Wireless Active Noise Cancelling Earbuds with Hearing Aid Feature - White

Apple

PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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$274.99 - $274.99
$274.99
$274.99 - $274.99
$274.99
Apple AirPods Max 2nd generation - headphones with mic
Apple AirPods Max 2nd generation - headphones with mic
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99

Apple AirPods Max 2nd generation - headphones with mic

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

View full details
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99
Apple - AirPods Max (USB-C) - Starlight
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99

Apple - AirPods Max (USB-C) - Starlight

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

View full details
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99
Beats Studio Pro - headphones with mic
Beats Studio Pro - headphones with mic
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99

Beats Studio Pro - headphones with mic

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99
Apple AirPods Pro 2nd generation - true wireless earphones with mic
$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99

Apple AirPods Pro 2nd generation - true wireless earphones with mic

Apple

PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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$314.99 - $314.99
$314.99
$314.99 - $314.99
$314.99
Beats - Solo 4 True Wireless On-Ear Headphones - Matte Black
$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99

Beats - Solo 4 True Wireless On-Ear Headphones - Matte Black

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99
Beats - Solo 4 True Wireless On-Ear Headphones - Cloud Pink
$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99

Beats - Solo 4 True Wireless On-Ear Headphones - Cloud Pink

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99
Beats - Solo 4 True Wireless On-Ear Headphones - Slate Blue
$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99

Beats - Solo 4 True Wireless On-Ear Headphones - Slate Blue

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99
Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Electric Orange
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Electric Orange

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99
Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Jet Black
$254.99 - $254.99
$254.99
$254.99 - $254.99
$254.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Jet Black

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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$254.99 - $254.99
$254.99
$254.99 - $254.99
$254.99
Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Hyper Purple
$251.99 - $251.99
$251.99
$251.99 - $251.99
$251.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Hyper Purple

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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$251.99 - $251.99
$251.99
$251.99 - $251.99
$251.99
Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand
$254.99 - $254.99
$254.99
$254.99 - $254.99
$254.99

Beats - Powerbeats Pro 2 True Wireless Active Noise Canceling Earbuds - Quick Sand

Apple

Powerbeats Pro 2 has secure-fit earhooks that stay locked in as you train. With over 1500 hours of athlete testing to help ensure a secure comforta...

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$254.99 - $254.99
$254.99
$254.99 - $254.99
$254.99
Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99
Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Sandstone
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Sandstone

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99
Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99
Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Black
$193.99 - $193.99
$193.99
$193.99 - $193.99
$193.99

Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Black

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

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$193.99 - $193.99
$193.99
$193.99 - $193.99
$193.99
Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black Gold
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black Gold

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

View full details
$252.99 - $252.99
$252.99
$252.99 - $252.99
$252.99
Studio Buds Totally Wireless Noise Cancelling Earbuds - Beats Red
$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99

Studio Buds Totally Wireless Noise Cancelling Earbuds - Beats Red

Apple

Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

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$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99
Beats - Studio Buds Totally Wireless Noise Cancelling Earbuds - Black
$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99

Beats - Studio Buds Totally Wireless Noise Cancelling Earbuds - Black

Apple

Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

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$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99
Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Purple
$193.99 - $193.99
$193.99
$193.99 - $193.99
$193.99

Beats - Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Purple

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

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$193.99 - $193.99
$193.99
$193.99 - $193.99
$193.99
Beats - Solo Buds True Wireless Earbuds - Storm Gray
$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99

Beats - Solo Buds True Wireless Earbuds - Storm Gray

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99
Beats - Solo Buds True Wireless Earbuds - Transparent Red
$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99

Beats - Solo Buds True Wireless Earbuds - Transparent Red

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99
Apple - AirPods Max (USB-C) - Orange
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99

Apple - AirPods Max (USB-C) - Orange

Apple

ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

View full details
$616.99 - $616.99
$616.99
$616.99 - $616.99
$616.99
Beats Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Sage Gray
$193.99 - $193.99
$193.99
$193.99 - $193.99
$193.99

Beats Fit Pro True Wireless Noise Cancelling In-Ear Earbuds - Sage Gray

Apple

Surrounds You in SoundBeats Fit Pro is engineered to deliver powerful balanced sound via a custom acoustic platform that stays with you through you...

View full details
$193.99 - $193.99
$193.99
$193.99 - $193.99
$193.99
Beats - Solo Buds True Wireless Earbuds - Matte Black
$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99

Beats - Solo Buds True Wireless Earbuds - Matte Black

Apple

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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$84.99 - $84.99
$84.99
$84.99 - $84.99
$84.99
Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Transparent
$132.99 - $132.99
$132.99
$132.99 - $132.99
$132.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Transparent

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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$132.99 - $132.99
$132.99
$132.99 - $132.99
$132.99
Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Black/Gold
$132.99 - $132.99
$132.99
$132.99 - $132.99
$132.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Black/Gold

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

View full details
$132.99 - $132.99
$132.99
$132.99 - $132.99
$132.99
Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Ivory
$132.99 - $132.99
$132.99
$132.99 - $132.99
$132.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Ivory

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

View full details
$132.99 - $132.99
$132.99
$132.99 - $132.99
$132.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.