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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Gray

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Gray

Shokz
$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99
Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz - OpenDots 2 Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99

Larger-than-life soundOpenDots 2 packs powerful audio into a compact design with Shokz Bassphere 2.0. Paired with MirrorPitch Technology sound is p...

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$180.99 - $180.99
$180.99
$180.99 - $180.99
$180.99
Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige

Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige

Shokz
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

DualBoostTM Technology for Dynamic AudioOpenFit 2 introduces Shokz’s groundbreaking DualBoostTM Technology to deliver larger-than-life audio that's...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz
$160.99 - $160.99
$160.99
$160.99 - $160.99
$160.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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$160.99 - $160.99
$160.99
$160.99 - $160.99
$160.99
Shokz - OpenDots Air Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz - OpenDots Air Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
$122.99 - $122.99
$122.99
$122.99 - $122.99
$122.99

Built to move with youWith a flexible nickel-titanium plate Shokz JointArc adapts to different ear shapes while maintaining a secure comfortable ho...

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$122.99 - $122.99
$122.99
$122.99 - $122.99
$122.99
Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Pink

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Pink

Shokz
$114.99 - $114.99
$114.99
$114.99 - $114.99
$114.99

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

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$114.99 - $114.99
$114.99
$114.99 - $114.99
$114.99
Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Orange

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Orange

Shokz
$164.99 - $164.99
$164.99
$164.99 - $164.99
$164.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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$164.99 - $164.99
$164.99
$164.99 - $164.99
$164.99
Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Silver

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Silver

Shokz
$165.99 - $165.99
$165.99
$165.99 - $165.99
$165.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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$165.99 - $165.99
$165.99
$165.99 - $165.99
$165.99
Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Sky Blue

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Sky Blue

Shokz
$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

View full details
$161.99 - $161.99
$161.99
$161.99 - $161.99
$161.99
Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Orange

Shokz - OpenRun Pro 2 Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Orange

Shokz
$165.99 - $165.99
$165.99
$165.99 - $165.99
$165.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

View full details
$165.99 - $165.99
$165.99
$165.99 - $165.99
$165.99
Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Navy Blue

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Navy Blue

Shokz
$171.99 - $171.99
$171.99
$171.99 - $171.99
$171.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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$171.99 - $171.99
$171.99
$171.99 - $171.99
$171.99
Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Black

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Black

Shokz
$108.99 - $108.99
$108.99
$108.99 - $108.99
$108.99

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

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$108.99 - $108.99
$108.99
$108.99 - $108.99
$108.99
Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Black

Shokz - OpenFit 2+ Open-Ear True Wireless Bluetooth Earbuds - Black

Shokz
$176.99 - $176.99
$176.99
$176.99 - $176.99
$176.99

Dynamic Sound with Dolby AudioHear the power of deep bass vibrant mids and crystal-clear highs. Dolby Audio creates a rich expansive soundstage tha...

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$176.99 - $176.99
$176.99
$176.99 - $176.99
$176.99
Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz - OpenRun Pro 2 Mini Wireless Bone Conduction Open-Ear Bluetooth Sports Headphones - Black

Shokz
$160.99 - $160.99
$160.99
$160.99 - $160.99
$160.99

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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$160.99 - $160.99
$160.99
$160.99 - $160.99
$160.99
Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Gray

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Gray

Shokz
$174.99 - $174.99
$174.99
$174.99 - $174.99
$174.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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$174.99 - $174.99
$174.99
$174.99 - $174.99
$174.99
Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz
$173.99 - $173.99
$173.99
$173.99 - $173.99
$173.99

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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$173.99 - $173.99
$173.99
$173.99 - $173.99
$173.99
Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Black

Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Black

Shokz
$128.99 - $128.99
$128.99
$128.99 - $128.99
$128.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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$128.99 - $128.99
$128.99
$128.99 - $128.99
$128.99
Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Gray

Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Gray

Shokz
$128.99 - $128.99
$128.99
$128.99 - $128.99
$128.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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$128.99 - $128.99
$128.99
$128.99 - $128.99
$128.99
Shokz OpenDots ONE Open-Ear True Wireless Earbuds Grey - Gray

Shokz OpenDots ONE Open-Ear True Wireless Earbuds Grey - Gray

Shokz
$168.99 - $168.99
$168.99
$168.99 - $168.99
$168.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

View full details
$168.99 - $168.99
$168.99
$168.99 - $168.99
$168.99
Shokz OpenDots ONE Open-Ear True Wireless Earbuds Black - Black

Shokz OpenDots ONE Open-Ear True Wireless Earbuds Black - Black

Shokz
$168.99 - $168.99
$168.99
$168.99 - $168.99
$168.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

View full details
$168.99 - $168.99
$168.99
$168.99 - $168.99
$168.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.