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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

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Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Shokz - OpenFit 2 Open-Ear True Wireless Earbuds - Beige

Shokz

DualBoostTM Technology for Dynamic AudioOpenFit 2 introduces Shokz’s groundbreaking DualBoostTM Technology to deliver larger-than-life audio that's...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Shokz - OpenRun Pro 2 Bone Conduction Sports Headphones - Steel Blue
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Shokz - OpenRun Pro 2 Bone Conduction Sports Headphones - Steel Blue

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Stone Blue
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Stone Blue

Shokz

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

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$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99
Shokz - OpenSwim Pro Bone Conduction Sports Headphone - Gray
Shokz - OpenSwim Pro Bone Conduction Sports Headphone - Gray
$148.99 - $148.99
$148.99
$148.99 - $148.99
$148.99

Shokz - OpenSwim Pro Bone Conduction Sports Headphone - Gray

Shokz

IP68 Waterproof Rating Adventure-ReadyTransition from water ventures to rugged terrains with OpenSwim Pro's IP68 waterproof rating. Integrated tech...

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$148.99 - $148.99
$148.99
$148.99 - $148.99
$148.99
Shokz - OpenRun Pro 2 Mini Bone Conduction Sports Headphones - Black
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Shokz - OpenRun Pro 2 Mini Bone Conduction Sports Headphones - Black

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Shokz - OpenRun Pro 2 Bone Conduction Sports Headphones - Black
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99

Shokz - OpenRun Pro 2 Bone Conduction Sports Headphones - Black

Shokz

Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

View full details
$153.99 - $153.99
$153.99
$153.99 - $153.99
$153.99
Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Black
Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Black
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Black

Shokz

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

View full details
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99
Shokz - OpenFit Air Open-Ear True Wireless Earbuds - White
Shokz - OpenFit Air Open-Ear True Wireless Earbuds - White
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99

Shokz - OpenFit Air Open-Ear True Wireless Earbuds - White

Shokz

Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

View full details
$103.99 - $103.99
$103.99
$103.99 - $103.99
$103.99
Shokz - OpenFit Open-Ear True Wireless Earbuds - Black
Shokz - OpenFit Open-Ear True Wireless Earbuds - Black
$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99

Shokz - OpenFit Open-Ear True Wireless Earbuds - Black

Shokz

Open-ear comfortOpen-ear listening buds. OpenFit continues the Shokz open-ear concept with a compact earbud design. OpenFit is built around the ea...

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$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99
Shokz - OpenFit Open-Ear True Wireless Earbuds - Beige
Shokz - OpenFit Open-Ear True Wireless Earbuds - Beige
$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99

Shokz - OpenFit Open-Ear True Wireless Earbuds - Beige

Shokz

Open-ear comfortOpen-ear listening buds. OpenFit continues the Shokz open-ear concept with a compact earbud design. OpenFit is built around the ea...

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$134.99 - $134.99
$134.99
$134.99 - $134.99
$134.99
Shokz - OpenRun Bone Conduction Open-Ear Endurance Headphones - Gray
$111.99 - $111.99
$111.99
$111.99 - $111.99
$111.99

Shokz - OpenRun Bone Conduction Open-Ear Endurance Headphones - Gray

Shokz

Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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$111.99 - $111.99
$111.99
$111.99 - $111.99
$111.99
Shokz - OpenRun Pro Mini Premium Bone Conduction Open-Ear Sport Headphones - Black
$133.99 - $133.99
$133.99
$133.99 - $133.99
$133.99

Shokz - OpenRun Pro Mini Premium Bone Conduction Open-Ear Sport Headphones - Black

Shokz

Open-ear comfortFeaturing a compact size for your best fit yet while still featuring Shokz’ signature open-ear design and delivering all-day comfor...

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$133.99 - $133.99
$133.99
$133.99 - $133.99
$133.99
Shokz - OpenRun Pro Premium Bone Conduction Open-Ear Sport Headphones - Steel Blue
$133.99 - $133.99
$133.99
$133.99 - $133.99
$133.99

Shokz - OpenRun Pro Premium Bone Conduction Open-Ear Sport Headphones - Steel Blue

Shokz

Open-ear comfortFeaturing a compact size for fit while still featuring Shokz’ signature open-ear design and delivering all-day comfort. Crush your...

View full details
$133.99 - $133.99
$133.99
$133.99 - $133.99
$133.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.