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Headphones & Mics

  • Original price $170.99 - Original price $170.99
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    $170.99
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    Current price $170.99

    Apple - AirPods 4 - White

    Apple

    REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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    Original price $170.99 - Original price $170.99
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    Current price $170.99
  • Original price $616.99 - Original price $616.99
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    Apple - AirPods Max (USB-C) - Midnight

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
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  • Original price $242.99 - Original price $242.99
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    $242.99
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    Current price $242.99

    Apple AirPods Pro 2nd generation - true wireless earphones with mic

    Apple

    PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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    Original price $242.99 - Original price $242.99
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    $242.99
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    Current price $242.99
  • Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99

    Beats - Solo 4 True Wireless On-Ear Headphones - Cloud Pink

    Apple

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99
  • Original price $242.99 - Original price $242.99
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    Apple - AirPods Pro 2 - White

    Apple

    PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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    Original price $242.99 - Original price $242.99
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    $242.99
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    Current price $242.99
  • Original price $616.99 - Original price $616.99
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    Current price $616.99

    Apple - AirPods Max (USB-C) - Blue

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
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    $616.99
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    Current price $616.99
  • Original price $230.99 - Original price $230.99
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    Apple - AirPods 4 with Active Noise Cancellation - White

    Apple

    REBUILT FOR COMFORT—AirPods 4 have been redesigned for exceptional all-day comfort and greater stability. With a refined contour shorter stem and q...

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    Original price $230.99 - Original price $230.99
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    $230.99
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    Current price $230.99
  • Original price $616.99 - Original price $616.99
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    Current price $616.99

    Apple AirPods Max 2nd generation - headphones with mic

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
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    $616.99
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    Current price $616.99
  • Original price $121.99 - Original price $121.99
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    $121.99
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    Current price $121.99

    Denon - PerL True Wireless Active Noise Cancelling In-Ear Earbuds - White

    Denon

    Personalized SoundPerL creates a sound profile for audio that is perfectly tuned to you. Masimo AAT measures your ear's otoacoustic emissions to cr...

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    Original price $121.99 - Original price $121.99
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    $121.99
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  • Original price $274.99 - Original price $274.99
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    Current price $274.99

    Apple - AirPods Pro 2 Wireless Active Noise Cancelling Earbuds with Hearing Aid Feature - White

    Apple

    PIONEERING HEARING—AirPods Pro 2 unlock the world’s first all-in-one hearing health experience a scientifically validated Hearing Test4 clinical-gr...

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    Original price $274.99 - Original price $274.99
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    $274.99
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    Current price $274.99
  • Original price $276.99 - Original price $276.99
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    $276.99
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    Bose - Ultra Open-Ear True Wireless Open Earbuds - Moonstone Blue

    Bose

    Open your ears to the worldHear all of what’s around you while enjoying rich private sound. The earbuds' open-ear design says “I can still hear you...

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    Original price $276.99 - Original price $276.99
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  • Original price $289.99 - Original price $289.99
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    Bose - QuietComfort Ultra True Wireless Noise Cancelling In-Ear Earbuds - Lunar Blue

    Bose

    Feel your music moreBreakthrough spatial audio for more immersive listening that makes your music feel more real than ever before — no matter the c...

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    Original price $289.99 - Original price $289.99
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  • Original price $253.99 - Original price $253.99
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    $253.99
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    Sony - WF1000XM5 True Wireless Noise Cancelling Earbuds - Smoky Pink

    Sony

    Noise CancellationThe WF-1000XM5 reduces external noise over a wide bandwidth from low to high frequencies. Real-time noise cancelling processing c...

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    Original price $253.99 - Original price $253.99
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    $253.99
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  • Original price $616.99 - Original price $616.99
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    $616.99
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    Current price $616.99

    Apple - AirPods Max (USB-C) - Starlight

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
    Original price
    $616.99
    $616.99 - $616.99
    Current price $616.99
  • Original price $242.99 - Original price $242.99
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    $242.99
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    Current price $242.99

    Samsung - Galaxy Buds3 Pro Wireless Earbud Headphones - White

    Samsung

    Redesigned with the best sound in mindListen in long-lasting comfort with an improved shape that delivers a snugt fit. Enjoy a completely new immer...

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    Original price $242.99 - Original price $242.99
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    $242.99
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    Current price $242.99
  • Original price $218.99 - Original price $218.99
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    $218.99
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    Current price $218.99

    Beats Studio Pro - headphones with mic

    Apple

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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    Original price $218.99 - Original price $218.99
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    $218.99
    $218.99 - $218.99
    Current price $218.99
  • Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99

    Beats - Solo 4 True Wireless On-Ear Headphones - Matte Black

    Apple

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99
  • Original price $105.99 - Original price $105.99
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    $105.99
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    Logitech - G535 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 - Black

    Logitech

    40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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    Original price $105.99 - Original price $105.99
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    $105.99
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  • Original price $325.99 - Original price $325.99
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    $325.99
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    Current price $325.99

    Beats Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Navy

    Beats by Dr Dre

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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    Original price $325.99 - Original price $325.99
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    $325.99
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    Current price $325.99
  • Original price $134.99 - Original price $134.99
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    $134.99
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    Beats by Dr. Dre - Beats Studio Buds Totally Wireless Noise Cancelling Earbuds - Beats Red

    Apple

    Custom acoustic platform delivers powerful balanced soundActive Noise Cancelling (ANC) blocks external noise for immersive listeningEasily switch t...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99
  • Original price $124.99 - Original price $124.99
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    $124.99
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    Current price $124.99

    Logitech - G733 LIGHTSPEED Wireless DTS HeadphoneX v2.0 Over-the-Ear Gaming Headset for PC and PlayStation - Black

    Logitech

    Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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    Original price $124.99 - Original price $124.99
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    $124.99
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    Current price $124.99
  • Original price $75.99 - Original price $75.99
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    $75.99
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    Current price $75.99

    CORSAIR - HS55 SURROUND v2 Wired Gaming Headset for PC Mac PS5 PS4 Xbox Switch and Mobile - Carbon

    Corsair

    Dolby Atmos Spatial Audio on PCThe included USB adapter unlocks the incredibly immersive Dolby Atmos audio experience putting the sounds of the gam...

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    Original price $75.99 - Original price $75.99
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    $75.99
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  • Original price $143.99 - Original price $143.99
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    $143.99
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    Sony - ULT WEAR Wireless Noise Canceling Headphones - Forest Gray

    Sony

    ULT Power SoundPress ULT and feel the power of sound and bass. ULT1 delivers deep low frequency ULT2 brings ultra-bass. Set the vibe and yourself a...

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    Original price $143.99 - Original price $143.99
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    $143.99
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  • Original price $220.99 - Original price $220.99
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    $220.99
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    Current price $220.99

    Beats Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Black Gold

    Apple

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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    Original price $220.99 - Original price $220.99
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    $220.99
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    Current price $220.99
  • Original price $96.99 - Original price $96.99
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    $96.99
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    Current price $96.99

    Razer - Kraken V4 X Wired Gaming Headset with Chroma RGB For PC Mac PS5 Nintendo Switch Steam Deck Smartphone - Black

    Razer

    Razer TriForce 40 mm Drivers for powerful lifelike audioOur patented 3-part driver design pushes out exceptional highs mids and lows that doesn’t m...

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    Original price $96.99 - Original price $96.99
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    $96.99
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  • Original price $289.99 - Original price $289.99
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    Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle w/Desktop Stand

    Shure

    Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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    Original price $289.99 - Original price $289.99
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  • Original price $367.99 - Original price $367.99
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    DJI - Mic 2 Wireless Omnidirectional Microphone System

    DJI

    Ready When You AreThe transmitters and receiver are pre-linked and ready to go letting you easily save time and improve efficiency. Features USB-C ...

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    Original price $367.99 - Original price $367.99
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    $367.99
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    Current price $367.99
  • Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99

    Beats - Solo 4 True Wireless On-Ear Headphones - Slate Blue

    Apple

    Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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    Original price $134.99 - Original price $134.99
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    $134.99
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    Current price $134.99
  • Original price $306.99 - Original price $306.99
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    $306.99
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    Current price $306.99

    Beats Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Sandstone

    Beats

    Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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    Original price $306.99 - Original price $306.99
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    $306.99
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    Current price $306.99
  • Original price $61.99 - Original price $61.99
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    $61.99
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    Current price $61.99

    Razer - BlackShark V2 X Wired Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

    Razer

    Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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    Original price $61.99 - Original price $61.99
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    $61.99
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    Current price $61.99
  • Original price $313.99 - Original price $313.99
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    $313.99
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    Current price $313.99

    RØDE - WIRELESS GO II Dual Channel Wireless Microphone System

    Rode

    Simultaneous SoundDual channel wireless microphone system for recording two sound sources simultaneouslyCrystal-Clear AudioSeries IV 2.4GHz digital...

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    Original price $313.99 - Original price $313.99
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    $313.99
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    Current price $313.99
  • Original price $356.99 - Original price $356.99
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    $356.99
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    SteelSeries - Arctis Nova Pro Wireless Multi Gaming Headset for PC PS5 PS4 Switch - Black

    Steel Series

    WORN BY CHAMPIONSFaker Rain and James Baldwin wear the Arctis Nova Pro Wireless when earning the biggest wins of their lifetimes. Join them.ACTIVE ...

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    Original price $356.99 - Original price $356.99
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    $356.99
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  • Original price $99.99 - Original price $99.99
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    Current price $99.99

    Sony - WF-C700N Truly Wireless Noise Canceling In-Ear Headphones - Sage

    Sony

    A more personal music experienceTurn off your surroundings with Noise Sensor Technology and enjoy the immersive music experience.Ergonomic surface ...

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    Original price $99.99 - Original price $99.99
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    $99.99
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    Current price $99.99
  • Original price $84.99 - Original price $84.99
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    $84.99
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    Current price $84.99

    Beats - Solo Buds True Wireless Earbuds - Storm Gray

    Apple

    Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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    Original price $84.99 - Original price $84.99
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    $84.99
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    Current price $84.99
  • Original price $74.99 - Original price $74.99
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    $74.99
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    Current price $74.99

    JLab - JBuds Lux ANC Headphones - Sage

    JLab

    Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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    Original price $74.99 - Original price $74.99
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    $74.99
    $74.99 - $74.99
    Current price $74.99
  • Original price $74.99 - Original price $74.99
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    $74.99
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    Current price $74.99

    JLab - JBuds Lux ANC Headphones - Mauve

    JLab

    Lab Quality SoundPowered by advanced 40mm drivers these headphones deliver a level of depth and clarity to your music that will elevate your listen...

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    Original price $74.99 - Original price $74.99
    Original price
    $74.99
    $74.99 - $74.99
    Current price $74.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.