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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Blue Microphones - Blue Yeti Professional Multi-Pattern USB Condenser Microphone - Midnight Blue

BLUE MICROPHONES
Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $125.99 - Original price $125.99
Original price
$125.99
$125.99 - $125.99
Current price $125.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Gravel Gray

Beats
Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $200.99 - Original price $200.99
Original price
$200.99
$200.99 - $200.99
Current price $200.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - Black

Steel Series
Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $218.99 - Original price $218.99
Original price
$218.99
$218.99 - $218.99
Current price $218.99

Logitech - G321 LIGHTSPEED Wireless Bluetooth Gaming Headset for PC PS4 PS5 Nintendo Switch Mobile - Black

Logitech
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

RØDE - LAVALIER GO Professional Wearable Microphone

Rode
Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

MicrophoneDiscreet 4.5mm miniature microphoneCondenser microphoneHigh-quality omnidirectional condenser capsule. Enables recording of voiceovers na...

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Original price $91.99 - Original price $91.99
Original price
$91.99
$91.99 - $91.99
Current price $91.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWideband Mic RGB 70HR Battery For PC Switch PS5 Black

ASUS
Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

A501 ROG PELTA/BLKASUS ROG Pelta Wireless Gaming Headset BT ROG SpeedNova 2.4GHz USBC Lightweight 309g 50mm ROG TitaniumPlated Drivers 10mm SuperWi...

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Original price $145.99 - Original price $145.99
Original price
$145.99
$145.99 - $145.99
Current price $145.99

Samsung - Galaxy Buds3 FE Wireless Earbud Headphones - Gray

Samsung
Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Outside noise Not your problem.Cut out unwanted noise with Galaxy Buds3 FE. With Active Noise Cancellation (ANC) you can experience the sounds you ...

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Original price $158.99 - Original price $158.99
Original price
$158.99
$158.99 - $158.99
Current price $158.99

Samson - MBA38 38-inch Microphone Boom Arm - Black

Samson
Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Articulating microphone boomFor optimally positioning.Durable steel constructionProvides a sturdy stable framework.Internal springsFor silent and e...

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Original price $95.99 - Original price $95.99
Original price
$95.99
$95.99 - $95.99
Current price $95.99

Beats - Solo Buds True Wireless Earbuds - Storm Gray

Apple
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Bowers Wilkins - Pi8 True Wireless Noise Cancelling In-Ear Earbuds - Midnight Blue

B&W North America
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Wireless Earphones with Flagship SoundBowers Wilkins Pi8 Wireless Earbuds feature a true 24-bit connection with a Qualcomm chipset aptX Lossless ...

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Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

HyperX - Cloud III S Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch Mac and Mobile - Red/Black

HP
Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Up to 120 Hours178; of Uninterrupted Gaming on a Single ChargeAchieve up to 120 hours of gameplay on 2.4GHz. Push the limits even further with up t...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Black

Shokz
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds - Gray

Shokz
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds Grey - Gray

Shokz
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Shokz OpenDots ONE Open-Ear True Wireless Earbuds Black - Black

Shokz
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Introducing OpenDots ONE the new open-ear clip-on earbuds from Shokz. With a fresh take on audio OpenDots ONE is designed to keep you connected wit...

View full details
Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99

Blue Microphones - Blue Yeti Professional Multi-Pattern USB Condenser Microphone

BLUE MICROPHONES
Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for Windows MacOS - Gray

Astro Gaming
Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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Original price $69.99 - Original price $69.99
Original price
$69.99
$69.99 - $69.99
Current price $69.99

Beats - Solo 4 True Wireless On-Ear Headphones - Matte Black

Apple
Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $165.99 - Original price $165.99
Original price
$165.99
$165.99 - $165.99
Current price $165.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - White

Logitech
Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $265.99 - Original price $265.99
Original price
$265.99
$265.99 - $265.99
Current price $265.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black/Red

HyperX
Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $94.99 - Original price $94.99
Original price
$94.99
$94.99 - $94.99
Current price $94.99

Samsung - Galaxy Buds3 Wireless Earbud Headphones - White

Samsung
Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

All new open-type designStay aware of your surroundings while listening from work to play with Galaxy Buds3 brand-new open-type fit without ear tip...

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Original price $14.99 - Original price $14.99
Original price
$14.99
$14.99 - $14.99
Current price $14.99

Logitech - PRO X 2 LIGHTSPEED Wireless Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech
Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $266.99 - Original price $266.99
Original price
$266.99
$266.99 - $266.99
Current price $266.99

Blue Microphones - Blue Yeti Nano Premium Wired Multi-Pattern USB Condenser Microphone

Logitech
Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

Legendary Blue broadcast soundYeti Nano features 2 custom mic capsules to give your voice exceptional presence and detail for professional-level re...

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Original price $110.99 - Original price $110.99
Original price
$110.99
$110.99 - $110.99
Current price $110.99

SteelSeries Arctis Nova 5 - headset

Steel Series
Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $135.99 - Original price $135.99
Original price
$135.99
$135.99 - $135.99
Current price $135.99

Shure - MV6 USB Gaming Microphone

Shure
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Easy SetupPlug-and-play with USB-C for laptops and computers. Start streaming or recording instantly without hassle.Auto Level ModeReal-time gain a...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

Corsair
Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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Original price $246.99 - Original price $246.99
Original price
$246.99
$246.99 - $246.99
Current price $246.99

Beats Solo 4 True Wireless On-Ear Headphones - Matte Black

Beats
Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.Ultralight ergonomi...

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Original price $190.99 - Original price $190.99
Original price
$190.99
$190.99 - $190.99
Current price $190.99

SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - Black

Steel Series
Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $75.99 - Original price $75.99
Original price
$75.99
$75.99 - $75.99
Current price $75.99

Sennheiser - Momentum 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Black

Sennheiser
Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $313.99 - Original price $313.99
Original price
$313.99
$313.99 - $313.99
Current price $313.99

Sony - ECMG1 Subcardoid Shotgun Microphone

Sony
Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

Excellent for recording human voicesThe ECM-G1 is well suited to the frequency bands of human voice characteristics capturing vocal audio clearly a...

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Original price $224.99 - Original price $224.99
Original price
$224.99
$224.99 - $224.99
Current price $224.99

Beats by Dr. Dre - Beats Studio Buds + True Wireless Noise Cancelling Earbuds Black/Gold

Apple
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Sony - INZONE H9 Wireless Noise Canceling Gaming Headset - White

Sony
Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Personalized 360 Spatial Sound for Gaming provides precise rival detectionWith 360 Spatial Sound for Gaming and our proven hardware technology you ...

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Original price $254.99 - Original price $254.99
Original price
$254.99
$254.99 - $254.99
Current price $254.99

Shokz - OpenRun Mini Bone Conduction Open-Ear Endurance Headphones - Black

Aftershokz
Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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Original price $88.99 - Original price $88.99
Original price
$88.99
$88.99 - $88.99
Current price $88.99

CORSAIR - HS Series HS55 Wireless Gaming Headset for PC PS5 and Mobile - Carbon

Corsair
Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Low-Latency 2.4Ghz Wireless or BluetoothEnjoy high-quality audio without the wire featuring a range of up to 50ft and up to 24 hours of battery lif...

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Original price $102.99 - Original price $102.99
Original price
$102.99
$102.99 - $102.99
Current price $102.99

Astro Gaming - A10 Gen 2 Wired Gaming Headset for PC - Gray

Astro Gaming
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Enhance your everyday gaming setup with the ASTRO A10 Headset. Experience explosive audio thanks to 32mm dynamic drivers flip-to-mute boom mic and ...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

RØDE - PSA1+ Microphone Stand

Rode
Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

Compatible with microphones up to 2.7 lbs.Including PodMic Procaster Broadcaster NT1 NT1-A NT-USB NT-USB Mini VideoMic NTG and Podcaster models.Rot...

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Original price $143.99 - Original price $143.99
Original price
$143.99
$143.99 - $143.99
Current price $143.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.