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Headphones & Mics

  • Original price $73.99 - Original price $73.99
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    JLab - JBuds Air Sport True Wireless Earbuds - Black

    JLab

    Truly-Wireless EarbudsLet you listen to your favorite tracks so you won't be held back by wires.Long Battery LifeFeatures 9+ hours of platime in ea...

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    Original price $73.99 - Original price $73.99
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    Current price $73.99
  • Original price $75.99 - Original price $75.99
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    $75.99
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    CORSAIR HS55 SURROUN

    Corsair

    CORSAIR HS55 SURROUNDV2 MULTI

    Original price $75.99 - Original price $75.99
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  • Original price $219.99 - Original price $219.99
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    Current price $219.99

    LARGO - PORCELAIN

    GOOGLE

    LARGO - PORCELAIN

    Original price $219.99 - Original price $219.99
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    Current price $219.99
  • Original price $174.99 - Original price $174.99
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    $174.99
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    Jabra Elite 8 Active 2nd generation - true wireless earphones with mic

    Jabra

    LE Audio Smart Case Streams Spatial SoundJabra's Smart Case is equipped with an advanced chip that provides seamless audio streaming from a treadmi...

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    Original price $174.99 - Original price $174.99
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    Current price $174.99
  • Original price $91.99 - Original price $91.99
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    $91.99
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    Turtle Beach - Stealth 500 Wireless Amplified Gaming Headset for PC PS5 PS4 Nintendo Switch Mobile with 40-Hr Battery - Black

    Turtle Beach

    Step Up To Wireless FreedomPlay your favorite games on PC PS5 PS4 Nintendo Switch mobile devices with low-latency 2.4GHz wireless and Bluetooth 5...

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    Original price $91.99 - Original price $91.99
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    Current price $91.99
  • Original price $198.99 - Original price $198.99
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    $198.99
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    Turtle Beach - Stealth 700 Gen 3 Wireless Multiplatform Amplified Gaming Headset for PC PS5 PS4 Mobile with 80-Hr Battery - Black

    Turtle Beach

    CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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    Original price $198.99 - Original price $198.99
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  • Original price $250.99 - Original price $250.99
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    Sennheiser - Momentum 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Denim

    Sennheiser

    Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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    Original price $250.99 - Original price $250.99
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  • Original price $132.99 - Original price $132.99
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    SteelSeries Arctis Nova 5 - headset

    Steel Series

    100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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    Original price $132.99 - Original price $132.99
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    Current price $132.99
  • Original price $179.99 - Original price $179.99
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    Current price $179.99

    SteelSeries - Arctis GameBuds True Wireless Noise Cancelling Gaming Earbuds for PS5 PS4 PC Switch - Black

    Steel Series

    QUICK-SWITCH WIRELESSHigh-speed 2.4GHz wireless for PS5/PC/Switch and more or switch to Bluetooth 5.3 for mobile.ACTIVE NOISE CANCELLATION4-mic hyb...

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    Original price $179.99 - Original price $179.99
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  • Original price $147.99 - Original price $147.99
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    Current price $147.99

    Razer - Barracuda X Chroma Wireless Multi-Platform Gaming Headset with 6 Zone Earcup Lighting - Black

    Razer

    Razer SmartSwitch Dual Wireless to quick-toggle between Razer HyperSpeed and BluetoothSwitch connection from your PC or console to your phone with ...

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    Original price $147.99 - Original price $147.99
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  • Original price $194.99 - Original price $194.99
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    Shure - MV6 USB Gaming Microphone

    Shure

    Easy SetupPlug-and-play with USB-C for laptops and computers. Start streaming or recording instantly without hassle.Auto Level ModeReal-time gain a...

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    Original price $194.99 - Original price $194.99
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    Current price $194.99
  • Original price $137.99 - Original price $137.99
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    Shokz - OpenRun Pro 2 Bone Conduction Open-Ear Sports Headphones - Steel Blue

    Shokz

    Dual Driver for Groundbreaking Audio ImprovementOpenRun Pro 2 redefines open-ear audio with DualPitch technology blending bone conduction for clear...

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    Original price $137.99 - Original price $137.99
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  • Original price $614.99 - Original price $614.99
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    Apple - Geek Squad Certified Refurbished AirPods Max (Lightning) - Space Gray

    Apple

    An Apple-designed dynamic driver provides high-fidelity audioActive noise cancellation blocks outside noise so you can immerse yourself in musicTra...

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    Original price $614.99 - Original price $614.99
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  • Original price $312.99 - Original price $312.99
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    ARCTIS PRO WIRELESS

    Steel Series

    ARCTIS PRO WIRELESS

    Original price $312.99 - Original price $312.99
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    Current price $312.99
  • Original price $92.99 - Original price $92.99
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    $92.99
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    EPIC SPORT ANC 3 TW

    JLab

    EPIC SPORT ANC 3 TW EARBUDS - BLACK

    Original price $92.99 - Original price $92.99
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    $92.99
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    Current price $92.99
  • Original price $179.99 - Original price $179.99
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    $179.99
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    ARCTIS GAMEBUDS

    Steel Series

    ARCTIS GAMEBUDS

    Original price $179.99 - Original price $179.99
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    Current price $179.99
  • Original price $314.99 - Original price $314.99
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    $314.99
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    Current price $314.99

    BEATS ON/OVER EAR 17

    Beats

    BEATS ON/OVER EAR 17

    Original price $314.99 - Original price $314.99
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    $314.99
    $314.99 - $314.99
    Current price $314.99
  • Original price $473.99 - Original price $473.99
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    $473.99
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    Current price $473.99

    Dyson OnTrac Customizable Noise-Cancelling Slimline Headphones - Aluminum

    Dyson

    Block out unwanted noise8 Active Noise Cancelling microphones cancel up to 40dB of unwanted noise for fully-immersive listening.Listen for up to tw...

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    Original price $473.99 - Original price $473.99
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  • Original price $133.99 - Original price $133.99
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    $133.99
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    Current price $133.99

    JBL - Live 770NC Wireless Over-Ear Headphones with True Adaptive Noise Cancelling - Black

    JBL

    JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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    Original price $133.99 - Original price $133.99
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    $133.99
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    Current price $133.99
  • Original price $93.99 - Original price $93.99
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    $93.99
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    Current price $93.99

    JBL - Live 670NC Wireless On-Ear Headphones with True Adaptive Noise Cancelling - Black

    JBL

    JBL signature sound and surround soundAlong with powerful JBL signature sound the 40mm drivers offer immersive JBL Spatial Sound that turns any ste...

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    Original price $93.99 - Original price $93.99
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    $93.99
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    Current price $93.99
  • Original price $334.99 - Original price $334.99
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    $334.99
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    Current price $334.99

    CORSAIR - VIRTUOSO MAX Wireless Gaming Headset for PC Mac PS5 PS4 and Mobile - Carbon

    Corsair

    Sounds So Good. Sounds like VIRTUOSO MAXUnrivaled immersion. Cutting-edge technology. Crisp clear communication across multiple platforms. VIRTUOSO...

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    Original price $334.99 - Original price $334.99
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    $334.99
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    Current price $334.99
  • Original price $93.99 - Original price $93.99
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    $93.99
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    Current price $93.99

    JBL - Tune 770NC Adaptive Noise Cancelling Wireless Over-Ear Headphone - Black

    JBL

    Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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    Original price $93.99 - Original price $93.99
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    $93.99
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    Current price $93.99
  • Original price $84.99 - Original price $84.99
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    $84.99
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    Current price $84.99

    Beats - Solo Buds True Wireless Earbuds - Transparent Red

    Apple

    Custom acoustic architecture for big Beats sound with full range and clarity.The smallest case we’ve ever made making these powerful earbuds the pe...

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    Original price $84.99 - Original price $84.99
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    $84.99
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    Current price $84.99
  • Original price $219.99 - Original price $219.99
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    $219.99
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    Current price $219.99

    Turtle Beach - Stealth 700 Gen 3 Wireless Gaming Headset for PC - Black

    Turtle Beach

    CrossPlay Multiplatform Wireless Audio SystemDual USB wireless transmitters and a single button on the headset allow you to quickly switch between ...

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    Original price $219.99 - Original price $219.99
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    $219.99
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    Current price $219.99
  • Original price $253.99 - Original price $253.99
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    $253.99
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    Current price $253.99

    Bose - QuietComfort Wireless Noise Cancelling Over-the-Ear Headphones - Cypress Green

    Bose

    Take over the tempo.Chin up shoulders back music blasting. Press play and take charge of the music with Bose QuietComfort noise cancelling headphon...

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    Original price $253.99 - Original price $253.99
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  • Original price $218.99 - Original price $218.99
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    Sony INZONE Buds - true wireless earphones with mic

    Sony

    Superior sound helps you stay on topSmall size big impact. The INZONE Buds use an 8.4 mm driver noise cancelling technology personalized spatial so...

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    Original price $218.99 - Original price $218.99
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  • Original price $158.99 - Original price $158.99
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    Razer - Kraken Kitty V2 BT Wireless Gaming Headset with Chroma RGB - Hello Kitty Edition - Pink

    Razer

    Kitty Ears and Earcups powered by Razer Chroma RGBWith access to 16.8 million colors and countless effects customize the headset lighting to your h...

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    Original price $158.99 - Original price $158.99
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  • Original price $71.99 - Original price $71.99
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    $71.99
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    Current price $71.99

    JBL - Tune 670NC Adaptive Noise Cancelling Wireless On-Ear Headphone - Black

    JBL

    Adaptive noise cancelling with Smart AmbientAdaptive noise cancelling means zero distractions when it’s time to focus on your studies—or get your g...

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    Original price $71.99 - Original price $71.99
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    $71.99
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    Current price $71.99
  • Original price $343.99 - Original price $343.99
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    $343.99
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    Current price $343.99

    Sonos Ace (Each) - Black

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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    Original price $343.99 - Original price $343.99
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  • Original price $343.99 - Original price $343.99
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    Sonos Ace (Each) - Soft White

    Sonos Inc

    A new personal best for soundThe custom-designed driver renders each frequency with superior precision and clarity. From crystallized highs to thun...

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    Original price $343.99 - Original price $343.99
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  • Original price $70.99 - Original price $70.99
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    $70.99
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    Soundcore - by Anker Liberty 4 NC Noise Canceling True Wireless Earbud Headphones - Black

    Soundcore

    Reduce Noise By Up to 98.5Liberty 4 NC noise cancelling earbuds have a high sensitivity in-ear sound sensor an oversized driver and an innovative n...

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    Original price $70.99 - Original price $70.99
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  • Original price $100.99 - Original price $100.99
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    $100.99
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    Current price $100.99

    HyperX - Cloud Alpha Wired Gaming Headset for PC Xbox XS Xbox One PS5 PS4 Nintendo Switch and Mobile - Black/Red

    Kingston

    HyperX Dual Chamber Drivers50mm drivers reduce distortion by separating bass frequencies from the mids and highs to provide more accurate smoother ...

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    Original price $100.99 - Original price $100.99
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    $100.99
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  • Original price $616.99 - Original price $616.99
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    $616.99
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    Current price $616.99

    Apple - AirPods Max (USB-C) - Orange

    Apple

    ULTIMATE OVER-EAR LISTENING EXPERIENCE—Apple-designed dynamic driver provides high-fidelity audio. Computational audio combines custom acoustic des...

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    Original price $616.99 - Original price $616.99
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    $616.99
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  • Original price $89.99 - Original price $89.99
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    $89.99
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    Current price $89.99

    Shokz - OpenFit Air Open-Ear True Wireless Earbuds - Stone Blue

    Shokz

    Hooked on ComfortWobble-free Snug Fit Featuring our signature open-ear design an adaptable ear hook for improved comfort and weighing only 8.7g it’...

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    Original price $89.99 - Original price $89.99
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    $89.99
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    Current price $89.99
  • Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99

    Sennheiser - ACCENTUM Wireless Bluetooth Around-the-ear Headphones Hybrid Noise Cancelling (ANC) All-Day Comfort - Black

    Sennheiser

    50-hour Battery LifeEnjoy exceptional battery playtime that lasts up to 50 hours on a single charge with Bluetooth and ANC active.Sennheiser Signat...

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    Original price $130.99 - Original price $130.99
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    $130.99
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    Current price $130.99
  • Original price $401.99 - Original price $401.99
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    $401.99
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    Current price $401.99

    Razer - Kraken V4 Pro Wireless Gaming Headset with 9 Zone Chroma RGB - For PC Mac PS5 Nintendo Switch Steam Deck Smartphone - Black

    Razer

    OLED Control HubCustomize and centralize the control of your battlestation with one powerful device. Check PC system metrics at a glance adjust hea...

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    Original price $401.99 - Original price $401.99
    Original price
    $401.99
    $401.99 - $401.99
    Current price $401.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.