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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99

Sony - Noise-Canceling Wired On-Ear Headphones - Black

Sony

Over-the-ear designWith foam ear cushions provides comfort during extended listening sessions.30mm driversPlus neodymium magnets offer powerful sou...

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Original price $58.99 - Original price $58.99
Original price
$58.99
$58.99 - $58.99
Current price $58.99
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Beats - Studio Buds + True Wireless Noise Cancelling Earbuds - Transparent

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99
Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99

Beats - Studio Buds + True Wireless Noise Cancelling Earbuds - Black/Gold

Apple

Feel the emotion of powerful balanced sound from Beats’ custom acoustic platformActive Noise Cancelling (ANC) adapts to your personal fit to keep y...

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Original price $177.99 - Original price $177.99
Original price
$177.99
$177.99 - $177.99
Current price $177.99
Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Mercury

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $90.99 - Original price $90.99
Original price
$90.99
$90.99 - $90.99
Current price $90.99
Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99

Logitech - G321 LIGHTSPEED Wireless Over-the-EarBluetooth Gaming Headset for Windows PS4 PS5 Nintendo Switch Mobile - Black

Logitech

Dynamic comfort and fitWireless headset with mic that’s engineered for lightweight comfort (210 g) with thick headband high elasticity knit fabric ...

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Original price $86.99 - Original price $86.99
Original price
$86.99
$86.99 - $86.99
Current price $86.99
Original price $82.99 - Original price $82.99
Original price
$82.99
$82.99 - $82.99
Current price $82.99

Astro Gaming - A10 Gen 2 Wired Over-the-Ear Gaming Headset for Windows MacOS - Mint

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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Original price $82.99 - Original price $82.99
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$82.99
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Current price $82.99
Original price $299.99 - Original price $299.99
Original price
$299.99
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Current price $299.99

Owl Labs - Expansion Mic - Charcoal

Owl Lab

Extended Audio RangeExtends the audio pick-up range of the Meeting Owl 3 from 18ft to 26ft in the direction of the mic to ensure that the Meeting O...

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Original price $299.99 - Original price $299.99
Original price
$299.99
$299.99 - $299.99
Current price $299.99
Original price $441.99 - Original price $441.99
Original price
$441.99
$441.99 - $441.99
Current price $441.99

Bowers Wilkins - Pi8 True Wireless Noise Cancelling In-Ear Earbuds - Jade Green

B&W North America

Wireless Earphones with Flagship SoundBowers Wilkins Pi8 Wireless Earbuds feature a true 24-bit connection with a Qualcomm chipset aptX Lossless ...

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Original price $441.99 - Original price $441.99
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$441.99
$441.99 - $441.99
Current price $441.99
Original price $124.99 - Original price $124.99
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$124.99
$124.99 - $124.99
Current price $124.99

ASUS - ROG Pelta Wireless Gaming Headset for PC/Mac PS5 PS4 and Switch - Black

ASUS

Tri-Mode Connectivity with SpeedNova TechnologyConnect via Bluetooth or low-latency 2.4 GHz with ROG SpeedNova wireless technology as well as a USB...

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Original price $124.99 - Original price $124.99
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$124.99
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Current price $124.99
Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99

Marshall - Minor IV True Wireless In-Ear Bluetooth Earbuds with Microphone for Calls - Black

Marshall

Marshall Signature SoundMarshall signature sound always takes centre stage in our products and Minor IV is no different. These earbuds are acoustic...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $143.99 - Original price $143.99
Original price
$143.99
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Current price $143.99

Marshall - Major V Wireless On-Ear Bluetooth Headphones with Lightweight Foldable Design and Microphone for Calls - Black

Marshall

Marshall Signature SoundThunderous bass smooth mids and crisp treble. Major V delivers the Marshall signature sound you know and love. We also redu...

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Original price $143.99 - Original price $143.99
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$143.99
$143.99 - $143.99
Current price $143.99
Original price $1,278.99 - Original price $1,278.99
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$1,278.99
$1,278.99 - $1,278.99
Current price $1,278.99

Bose - ProFlight Series 2 Bluetooth Noise-Cancelling In-Ear Aviation Headset with 5-pin XLR Plug - Black

Bose

Proflight Series 2 includes a thinner lighter and more flexible cable updated tap control for talk-through communication and an easily adjustable m...

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Original price $1,278.99 - Original price $1,278.99
Original price
$1,278.99
$1,278.99 - $1,278.99
Current price $1,278.99
Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Frost Blue

Bowers & Wilkins

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $343.99 - Original price $343.99
Original price
$343.99
$343.99 - $343.99
Current price $343.99
Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Anthracite Black

Bowers & Wilkins

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99
Original price $87.99 - Original price $87.99
Original price
$87.99
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Current price $87.99

HyperX - Cloud III Wired Gaming Headset for PC PS5 PS4 Xbox Series XS Xbox One Nintendo Switch and Mobile - Black

HyperX

Comfort is KingComfort’s in the Cloud III’s DNA. HyperX signature memory foam in the headband and ear cushions wrapped in soft premium leatherette ...

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Original price $87.99 - Original price $87.99
Original price
$87.99
$87.99 - $87.99
Current price $87.99
Original price $290.99 - Original price $290.99
Original price
$290.99
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Current price $290.99

Shure - MV7+ USB-C/XLR Dynamic Podcast Microphone Bundle with Desktop Stand - Black

Shure

Dual USB/XLR outputs for digital or analog recordingHighly directional dynamic element with proven Voice Isolation TechnologyCustomizable LED touch...

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Original price $290.99 - Original price $290.99
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$290.99
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Current price $290.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - Black

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99

Logitech - PRO X 2 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PC PS5 PS4 Nintendo Switch - White

Logitech

Clear audio50mm Graphene drivers provide clear and immersive audio with low distortion—capturing the entire soundscape of the game with audio cues ...

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Original price $336.99 - Original price $336.99
Original price
$336.99
$336.99 - $336.99
Current price $336.99
Original price $158.99 - Original price $158.99
Original price
$158.99
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Current price $158.99

Logitech - G522 LIGHTSPEED Wireless Bluetooth Over-the-Ear Gaming Headset for Windows - Black

Logitech

Own your lookExperience the bold sleek design of this RGB gaming headset featuring customizable side-facing lighting powered by LIGHTSYNC RGB in up...

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Original price $158.99 - Original price $158.99
Original price
$158.99
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Current price $158.99
Original price $168.99 - Original price $168.99
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$168.99
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Current price $168.99

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Gray

Shokz

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99
Original price $168.99 - Original price $168.99
Original price
$168.99
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Current price $168.99

Shokz - OpenDots ONE Open-Ear Clip-On True Wireless Bluetooth Earbuds - Black

Shokz

Stay Locked-in and SecureWith a durable nickel-titanium plate and a soft silicone grip OpenDots ONE stays put through your most intense workouts. N...

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Original price $168.99 - Original price $168.99
Original price
$168.99
$168.99 - $168.99
Current price $168.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Beats - Solo 4 Wireless On-Ear Headphones - Matte Black

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $194.99 - Original price $194.99
Original price
$194.99
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Current price $194.99

Beats - Solo 4 Wireless On-Ear Headphones - Cloud Pink

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

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Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $153.99 - Original price $153.99
Original price
$153.99
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Current price $153.99

SteelSeries - Arctis Nova 5 Wireless Gaming Headset for PC PS5 and PS4 - Black

Steel Series

100+ Game Audio PresetsUnlock tailored audio presets for top games like GTA V FIFA Call of Duty and more with the Arctis Nova 5 Companion App.60-Ho...

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Original price $153.99 - Original price $153.99
Original price
$153.99
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Current price $153.99
Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Black

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $89.99 - Original price $89.99
Original price
$89.99
$89.99 - $89.99
Current price $89.99
Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - White

Razer

Razer TriForce 50mm DriversOur new cutting-edge proprietary design divides the driver into 3 parts for the individual tuning of highs mids and lows...

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Original price $59.99 - Original price $59.99
Original price
$59.99
$59.99 - $59.99
Current price $59.99
Original price $117.99 - Original price $117.99
Original price
$117.99
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Current price $117.99

Razer - Barracuda X 2022 Edition Wireless Over-the-Ear Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile - Quartz

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $117.99 - Original price $117.99
Original price
$117.99
$117.99 - $117.99
Current price $117.99
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Shokz - OpenRun Mini Wireless Bone Conduction Open-Ear Bluetooth Endurance Headphones - Black

Aftershokz

Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99
Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Quartz

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $60.99 - Original price $60.99
Original price
$60.99
$60.99 - $60.99
Current price $60.99
Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99

Marshall - Monitor III A.N.C. Wireless Active Noise Cancelling Over-Ear Bluetooth Headphones with Microphone for Calls - Black

Marshall

70 Hours Of Wireless Playtime With Active Noise CancellationYou know that moment when your favourite part of a track is about to drop and then you ...

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Original price $314.99 - Original price $314.99
Original price
$314.99
$314.99 - $314.99
Current price $314.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Beats - Solo 4 Wireless On-Ear Headphones - Slate Blue

Apple

Custom acoustic architecture and updated drivers for powerful Beats sound.Personalized Spatial Audio with dynamic head tracking.185;Ultralight ergo...

View full details
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99
Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99

Sennheiser - MOMEMTUM 4 Wireless Adaptive Noise-Canceling Over-The-Ear Headphones - Black

Sennheiser

Maximum audio resolution with Sennheiser Signature SoundEnjoy premium music quality all-day long thanks to the headphone's audiophile-inspired 42 m...

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Original price $247.99 - Original price $247.99
Original price
$247.99
$247.99 - $247.99
Current price $247.99
Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99

Blue Microphones - Blue Yeti Nano Premium Wired Multi-Pattern USB Condenser Microphone - Black

Logitech

Legendary Blue broadcast soundYeti Nano features 2 custom mic capsules to give your voice exceptional presence and detail for professional-level re...

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Original price $118.99 - Original price $118.99
Original price
$118.99
$118.99 - $118.99
Current price $118.99
Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Indigo Blue

Bowers & Wilkins

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99
Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99

Bowers Wilkins - Px7S3 Bluetooth Noise Cancelling Over-the-Ear Headphones - Canvas White

Bowers & Wilkins

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our most comf...

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Original price $367.99 - Original price $367.99
Original price
$367.99
$367.99 - $367.99
Current price $367.99
Original price $274.99 - Original price $274.99
Original price
$274.99
$274.99 - $274.99
Current price $274.99

Apple - AirPods Pro 3 Wireless Active Noise Cancelling Earbuds with Heart Rate Sensing Feature - White

Apple

WORLD’S BEST IN-EAR ACTIVE NOISE CANCELLATION—Reduces up to 2x more unwanted noise than AirPods Pro 2 so you can stay fully immersed in the moment....

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Original price $274.99 - Original price $274.99
Original price
$274.99
$274.99 - $274.99
Current price $274.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.