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Headphones & Mics

Rent To Own Headphones & Mics – Premium Audio with Flexible Financing

Get top-quality sound and crystal-clear voice with the latest headphones and microphones from Finance My Cart. Whether you're into gaming, music, or podcasts, we offer a variety of options from trusted brands like Sony, Bose, Beats, Sennheiser, and more. With our rent-to-own and lease-to-own payment plans, you can enjoy premium audio gear without the large upfront cost. Get flexible financing with affordable monthly payments and free shipping, so you can start enjoying your new setup right away!

Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Shokz - OpenRun Wireless Bone Conduction Open-Ear Bluetooth Endurance Headphones - Black

Aftershokz

Open-ear designThe Shokz signature open-ear design is powered by patented bone conduction technology. The design allows you to stay open to your s...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99
Original price $308.99 - Original price $308.99
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$308.99
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Current price $308.99

Sony - WH-1000XM5 Wireless Noise-Canceling Over-the-Ear Headphones - Black

Sony

Active Noise CancelationFrom airplane noise to people’s voices our WH-1000XM5 wireless headphones with multiple microphone noise canceling keep out...

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Original price $308.99 - Original price $308.99
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$308.99
$308.99 - $308.99
Current price $308.99
Original price $105.99 - Original price $105.99
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$105.99
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Current price $105.99

RØDE - LAVALIER GO Professional Wearable Microphone - Black

Rode

MicrophoneDiscreet 4.5mm miniature microphoneCondenser microphoneHigh-quality omnidirectional condenser capsule. Enables recording of voiceovers na...

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Original price $105.99 - Original price $105.99
Original price
$105.99
$105.99 - $105.99
Current price $105.99
Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99

Blue Microphones - Blue Yeti Professional Multi-Pattern USB Condenser Microphone - Blackout

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $111.99 - Original price $111.99
Original price
$111.99
$111.99 - $111.99
Current price $111.99
Original price $189.99 - Original price $189.99
Original price
$189.99
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Current price $189.99

ASUS - ROG Delta II Wireless Gaming Headset for PC/Mac Xbox PS5 PS4 and Switch - Black

ASUS

Versatile Tri-Mode ConnectivityFeatures Bluetooth 2.4 GHz and a wired 3.5 mm connection for extensive compatibility with PCs consoles and mobile de...

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Original price $189.99 - Original price $189.99
Original price
$189.99
$189.99 - $189.99
Current price $189.99
Original price $194.99 - Original price $194.99
Original price
$194.99
$194.99 - $194.99
Current price $194.99

Beats - Studio Pro - Wireless Noise Cancelling Over-the-Ear Headphones - Only at Best Buy - Black/Gold

Apple

Experience immersive listening with Beats’ most powerful custom acoustic platformSound that surrounds you with Personalized Spatial Audio and dynam...

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Original price $194.99 - Original price $194.99
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$194.99
$194.99 - $194.99
Current price $194.99
Original price $194.99 - Original price $194.99
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$194.99
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Current price $194.99

Shure - MV6 USB Gaming Microphone - Black

Shure

Easy SetupPlug-and-play with USB-C for laptops and computers. Start streaming or recording instantly without hassle.Auto Level ModeReal-time gain a...

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Original price $194.99 - Original price $194.99
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$194.99
$194.99 - $194.99
Current price $194.99
Original price $182.99 - Original price $182.99
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$182.99
$182.99 - $182.99
Current price $182.99

Logitech - G PRO X Wireless Over-the-Ear Gaming Headset for Windows - Black

Logitech

Award-winning PRO designBased on the award-winning PRO Gaming Headset design the PRO X Wireless headset features high-quality materials advanced co...

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Original price $182.99 - Original price $182.99
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$182.99
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Current price $182.99
Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99

Razer - BlackShark V2 X Wired Over-the-Ear Gaming Headset for PC PS5 PS4 Switch Xbox XS and Xbox One - Black

Razer

Razer TriForce 50mm Drivers for high-end audio performanceOur new cutting-edge proprietary design divides the driver into 3 parts for the individua...

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Original price $59.99 - Original price $59.99
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$59.99
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Current price $59.99
Original price $128.99 - Original price $128.99
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$128.99
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Current price $128.99

Logitech - G733 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PS4 Windows - White

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $128.99 - Original price $128.99
Original price
$128.99
$128.99 - $128.99
Current price $128.99

Logitech - G733 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for PS4 Windows - Black

Logitech

Immersive soundThis headset's PRO-G drivers are designed to significantly reduce distortion and reproduce precise consistent rich sound quality.Com...

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Original price $128.99 - Original price $128.99
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$128.99
$128.99 - $128.99
Current price $128.99
Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99

Marshall - Major IV Wireless On-Ear Bluetooth Headphones with Lightweight Foldable Design and Microphone for Calls - Black

Marshall

Marshall Signature SoundMajor IV delivers the signature Marshall sound that you’ve come to expect. Custom-tuned dynamic drivers deliver roaring bas...

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Original price $85.99 - Original price $85.99
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$85.99
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Current price $85.99
Original price $65.99 - Original price $65.99
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$65.99
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Current price $65.99

Astro Gaming - A10 Gen 2 Wired Over-the-Ear Gaming Headset for Windows MacOS - Gray

Astro Gaming

Enhanced sound qualityASTRO Gaming A10 Gen 2 Headset for PC features custom-tuned 32mm dynamic drivers so you can always hear your game and teammat...

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Original price $65.99 - Original price $65.99
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$65.99
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Current price $65.99
Original price $115.99 - Original price $115.99
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$115.99
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Current price $115.99

Blue Microphones - Blue Yeti Professional Multi-Pattern USB Condenser Microphone - Midnight Blue

BLUE MICROPHONES

Blue’s legendary broadcast-quality soundMakes the professional difference for gaming and streaming.Custom three-capsule arrayThis professional USB ...

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Original price $115.99 - Original price $115.99
Original price
$115.99
$115.99 - $115.99
Current price $115.99
Original price $148.99 - Original price $148.99
Original price
$148.99
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Current price $148.99

Logitech - G535 LIGHTSPEED Wireless Over-the-Ear Gaming Headset for Windows PS5 PS4 - Black

Logitech

40 mm DriversWith 40 mm neodymium drivers this wireless gaming headset delivers crisp clear and deep stereo sound that makes your game come alive.L...

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Original price $148.99 - Original price $148.99
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$148.99
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Current price $148.99
Original price $395.99 - Original price $395.99
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$395.99
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Current price $395.99

Bowers Wilkins - Px7S3 Wireless Noise Cancelling Over-the-Ear Headphones - Anthracite Black

Bowers & Wilkins

Px7 Series Elevated in Form FunctionGroove and get closer to your music with the Bower Wilkins Px7 S3 over-ear headphones featuring our best and ...

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Original price $395.99 - Original price $395.99
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$395.99
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Current price $395.99
Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99

JLab - Epic Pods ANC True Wireless Earbuds - Black

JLab

Lab Quality SoundHybrid Dual Drivers with Knowles BAHi Res AudioHi-Res Audio LDAC or AACAdaptive ANCAdaptive Noise cancelation up to 42dBBattery Li...

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Original price $100.99 - Original price $100.99
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$100.99
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Current price $100.99
Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99

Marshall - Major V Wireless On-Ear Headphones - Black

Marshall

MARSHALL SIGNATURE SOUNDThunderous bass smooth mids and crisp treble. Major V delivers the Marshall signature sound you know and love. We also redu...

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Original price $143.99 - Original price $143.99
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$143.99
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Current price $143.99
Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99

Marshall - Minor IV True Wireless Earbuds - Black

Marshall

MARSHALL SIGNATURE SOUNDMarshall signature sound always takes centre stage in our products and Minor IV is no different. Hit play and you'll unleas...

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Original price $125.99 - Original price $125.99
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$125.99
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Current price $125.99
Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99

Razer - Barracuda X 2022 Edition Wireless Gaming Headset for PC Mac Playstation Switch Steam Deck Mobile and Tablet - Quartz

Razer

Razer¿SmartSwitch Dual WirelessFor greater convenience the headset can instantly switch between high-speed 2.4GHz¿or¿Bluetooth¿mode for seamless au...

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Original price $95.99 - Original price $95.99
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$95.99
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Current price $95.99
Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99

Marshall - Monitor III A.N.C. Wireless Noise Cancelling Over-the-Ear Headphones - Black

Marshall

70 HOURS OF WIRELESS PLAYTIME WITH ACTIVE NOISE CANCELLATIONYou know that moment when your favourite part of a track is about to drop and then you ...

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Original price $314.99 - Original price $314.99
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$314.99
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Current price $314.99
Original price $603.99 - Original price $603.99
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$603.99
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Current price $603.99

Bowers Wilkins - Px8 Over-Ear Wireless Noise Cancelling Headphones - Black

B&W North America

Industry-Leading Audio PerformanceThe Bowers Wilkins Px8 over-ear wireless headphones feature a redesigned and optimized acoustic system an angled...

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Original price $603.99 - Original price $603.99
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$603.99
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Current price $603.99
Original price $67.99 - Original price $67.99
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$67.99
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Current price $67.99

SteelSeries - Arctis Nova 1 Wired Gaming Headset for PC PS5 and PS4 - White

Steel Series

Almighty AudioCustom-designed Nova Acoustic System features best-in class audio for gaming with High Fidelity Drivers. Fully customize your gaming ...

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Original price $67.99 - Original price $67.99
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$67.99
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Current price $67.99
Original price $299.99 - Original price $299.99
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$299.99
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Current price $299.99

Owl Labs Universal Expansion Mic for Meeting Owl 3 and 4+ (Charcoal) - Charcoal

Owl Lab

EXTENDED AUDIO RANGEExtends the audio pick-up range of the Meeting Owl 3 from 18ft to 26ft in the direction of the mic to ensure that the Meeting O...

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Original price $299.99 - Original price $299.99
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$299.99
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Current price $299.99
Original price $228.99 - Original price $228.99
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$228.99
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Current price $228.99

Bowers Wilkins - Pi6 True Wireless Noise Cancelling In-Ear Earbuds - Forest Green

B&W North America

True Wireless EarphonesBowers Wilkins Pi6 Wireless Earbuds deliver high-resolution audio with a true 24-bit connection and aptX Adaptive technolog...

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Original price $228.99 - Original price $228.99
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$228.99
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Current price $228.99
Original price $228.99 - Original price $228.99
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$228.99
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Current price $228.99

Bowers Wilkins - Pi6 True Wireless Noise Cancelling In-Ear Earbuds - Storm Grey

B&W North America

True Wireless EarphonesBowers Wilkins Pi6 Wireless Earbuds deliver high-resolution audio with a true 24-bit connection and aptX Adaptive technolog...

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Original price $228.99 - Original price $228.99
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$228.99
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Current price $228.99
Original price $156.99 - Original price $156.99
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$156.99
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Current price $156.99

Oladance - OWS 2 Wearable Stereo True Wireless Open Ear Headphones - Martian Orange

Oladance

Wearable StereosOWS 2 lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening experience with...

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Original price $156.99 - Original price $156.99
Original price
$156.99
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Current price $156.99
Original price $232.99 - Original price $232.99
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$232.99
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Current price $232.99

Oladance - OWS Pro Wearable Stereo True Wireless Open Ear Headphones - Porcelain White

Oladance

A new definition of listeningOWS Pro lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening ...

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Original price $232.99 - Original price $232.99
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$232.99
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Current price $232.99
Original price $218.99 - Original price $218.99
Original price
$218.99
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Current price $218.99

SteelSeries - Arctis Nova 7 Gen 2 Wireless Over-The-Ear Multi Gaming Headset for PC PS5 Switch Handheld - White

Steel Series

REAL-TIME GAME AUDIO CONTROLPinpoint enemies with what GamingTrend calls “the biggest cheat code in the industry. 200+ game specific audio presets ...

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Original price $218.99 - Original price $218.99
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$218.99
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Current price $218.99
Original price $232.99 - Original price $232.99
Original price
$232.99
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Current price $232.99

Oladance - OWS Pro Wearable Stereo True Wireless Open Ear Headphones - Misty Black

Oladance

A new definition of listeningOWS Pro lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening ...

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Original price $232.99 - Original price $232.99
Original price
$232.99
$232.99 - $232.99
Current price $232.99
Original price $207.99 - Original price $207.99
Original price
$207.99
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Current price $207.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Spark Orange

Beats

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Oladance - OWS 2 Wearable Stereo True Wireless Open Ear Headphones - Space Silver

Oladance

Wearable StereosOWS 2 lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening experience with...

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Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Power Pink

Beats

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99
Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Jet Black

Beats

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99
Original price $207.99 - Original price $207.99
Original price
$207.99
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Current price $207.99

Beats - Powerbeats Fit True Wireless Active Noise Canceling Earbuds - Gravel Gray

Beats

High-performance earbuds for working out with universal secure-fit wingtips that gently tuck in your ear for exceptional stability and all-day comf...

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Original price $207.99 - Original price $207.99
Original price
$207.99
$207.99 - $207.99
Current price $207.99
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

Oladance - OWS 2 Wearable Stereo True Wireless Open Ear Headphones - Cloud White

Oladance

Wearable StereosOWS 2 lets you feel that the sound is coming from everywhere outside in a natural way a totally different listening experience with...

View full details
Original price $156.99 - Original price $156.99
Original price
$156.99
$156.99 - $156.99
Current price $156.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.