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Home Automation

Rent To Own Home Automation – Control Your Home with Flexible Financing

Take control of your home with advanced home automation solutions from Finance My Cart. From smart thermostats and lighting to automated security systems and voice-controlled devices, we offer top brands like Nest, Ecobee, Lutron, and more. With our rent-to-own and buy now, pay later payment plans, you can automate your home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options tailored to fit your budget and credit situation. Make your home smarter today with flexible financing that works for you!

Original price $87.99 - Original price $87.99
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$87.99
$87.99 - $87.99
Current price $87.99

Govee - Aura Smart Table Lamp - Multi

Govee

Creative DIY modeOur intuitive DIY mode via the Govee Home app allows you to personalize light effects and save them for later. With Finger Sketch ...

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Original price $87.99 - Original price $87.99
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$87.99
$87.99 - $87.99
Current price $87.99
Original price $284.99 - Original price $284.99
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$284.99
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Current price $284.99

Govee - AI Gaming TV Sync Box Kit for 55-65 inch TVs - Multi

Govee

Advanced technologySupports HDMI 2.0 2K-144FPS/4K-60FPS Dolby Horizon HDR 10+ ARC CEC Alexa and Google AssistantMore HDMI-output portsThree HDMI-in...

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Original price $284.99 - Original price $284.99
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$284.99
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Current price $284.99
Original price $160.99 - Original price $160.99
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$160.99
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Current price $160.99

Govee - Smart Recessed Downlight 6inch-4pk - Multi

Govee

Flexible connectivitySupports direct Wi-Fi and Bluetooth control.Multiple lighting options16 million colors and 1-100 dimmable brightness.Multiple ...

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Original price $160.99 - Original price $160.99
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$160.99
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Current price $160.99
Original price $337.99 - Original price $337.99
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$337.99
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Current price $337.99

Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 100ft - White

Govee

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $337.99 - Original price $337.99
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$337.99
$337.99 - $337.99
Current price $337.99
Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99

Govee - Wi-Fi Bluetooth Smart Outdoor LED Strip Light 32ft - Multi

Govee

Smart voice controlGovee outdoor LED strip light supports Alexa Google Assistant intelligent control. Enjoy hands-free control of your lights using...

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Original price $104.99 - Original price $104.99
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$104.99
$104.99 - $104.99
Current price $104.99
Original price $170.99 - Original price $170.99
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$170.99
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Current price $170.99

Govee - Path Lights 4 Packs - Multi

Govee

Unique and modern outdoor lightingGovee Pathway Lights have an adjustable 2200-6500K color temperature and 54 preset scenes.Multi-color displayRGBI...

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Original price $170.99 - Original price $170.99
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$170.99
$170.99 - $170.99
Current price $170.99
Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Govee - A19 1200 Lumens Wi-Fi Smart LED Bulb (4-Pack) - RGB

Govee

Reliable BrightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99
Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99

Govee - RGBIC 32.8ft Icicle Lights - Multi

Govee

RGBIC lighting effectsChoose from 16 million colors with the ability to control each light individually for a customized experience.Outdoor reliabi...

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Original price $171.99 - Original price $171.99
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$171.99
$171.99 - $171.99
Current price $171.99
Original price $79.99 - Original price $79.99
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$79.99
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Govee - 24.6' RGBIC Strip Light with Smart LED Bulb - Multi

Govee

Reliable brightnessWith over 1200 Lumens these smart bulbs can brighten your home than most bulbs currently on the market. These RGB 12W bulbs have...

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Original price $79.99 - Original price $79.99
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$79.99
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Current price $79.99
Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Govee - RGBIC LED Neon Rope Light for Desks 6.5ft - Multi

Govee

Segmented RGBIC color control42 controllable segments customize RGBIC lighting effects. 14 zones per meter 16.8 million colors and 64+ scene modesG...

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Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99
Original price $88.99 - Original price $88.99
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$88.99
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Govee - 65.6ft Green Christmas String Lights 2S - Multi

Govee

Upgraded RGBIC lighting effectsUsing warm white lamp beads our LED Christmas string lights offer adjustable warm white light. More colorful and var...

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Original price $88.99 - Original price $88.99
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$88.99
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Current price $88.99
Original price $87.99 - Original price $87.99
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$87.99
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Current price $87.99

Govee - 49.2ft Wi-Fi RGBICW LED Strip Light - Multi

Govee

Smart RGBIC effectsUnlike RGB RGBIC LED strip lights present stunning segmented colors on a line. The smart LED strip lights create a colorful ligh...

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Original price $87.99 - Original price $87.99
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$87.99
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Current price $87.99
Original price $217.99 - Original price $217.99
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$217.99
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Current price $217.99

Govee - Wi-Fi RGBIC Outdoor Permanent String Lights 50ft - Black

Govee

Lighting effects for holidays75 scene modes can cover more than 10 holidays and 8 DIY lighting effects to satisfy your various lighting needsSimple...

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Original price $217.99 - Original price $217.99
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$217.99
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Original price $126.99 - Original price $126.99
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$126.99
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Current price $126.99

Govee - Dreamview TV Strip Lights for 75- 85 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $126.99 - Original price $126.99
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$126.99
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Original price $104.99 - Original price $104.99
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$104.99
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Govee - Dreamview TV Strip Lights for 55- 65 TVs - Multi

Govee

1080p Smart cameraIntelligently capture the colors on screen and automatically apply them to your lights.Segmented color controlCustomize the color...

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Original price $104.99 - Original price $104.99
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Original price $160.99 - Original price $160.99
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Govee - RGBIC Curtain Lights - Multi

Govee

Pattern display abilityContain 520 teardrop-shaped light beads allowing for a higher pixel densityDIY modeBring your creativity to the forefront wi...

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Original price $160.99 - Original price $160.99
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Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99

Govee - Wi-Fi Bluetooth Smart String Bulbs - 48 feet - Multi

Govee

Smart app and voice control with AlexaIndependently control the color of each LED string light using Govee Home App for fantastic multicolor displa...

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Original price $98.99 - Original price $98.99
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$98.99
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Current price $98.99
Original price $81.99 - Original price $81.99
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$81.99
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Current price $81.99

Govee - RGBIC Neon Rope Light - 6.5 Ft - Multi

Govee

Segmented RGBIC EffectsUse the Govee Home App to access a selection of lighting effects that best suits your personal aesthetic. Your light will gl...

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Original price $81.99 - Original price $81.99
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$81.99
$81.99 - $81.99
Current price $81.99
Original price $171.99 - Original price $171.99
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$171.99
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Current price $171.99

Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

Govee

Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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Original price $171.99 - Original price $171.99
Original price
$171.99
$171.99 - $171.99
Current price $171.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.