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Home Automation

  • Original price $292.99 - Original price $292.99
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    Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Touchscreen/Key Access - Polished Chrome

    Kwikset

    Features SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....

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    Original price $292.99 - Original price $292.99
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  • Original price $265.99 - Original price $265.99
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    Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Touchscreen/Key Access - Satin Nickel

    Kwikset

    Features SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....

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    Original price $265.99 - Original price $265.99
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  • Original price $246.99 - Original price $246.99
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    Kwikset - Halo Smart Lock Wi-Fi Replacement Deadbolt with App/Touchscreen/Key Access - Venetian Bronze

    Kwikset

    Features SmartKey securitySmartKey Security protects against advanced break-in techniques and allows you to re-key the lock on your own in seconds....

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    Original price $246.99 - Original price $246.99
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  • Original price $86.99 - Original price $86.99
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    GE - CYNC 16 foot Indoor Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

    GE

    Enhance Your Space with Dynamic Light Shows Music SyncSync your lights to your music and watch as light shows interact with what you are listening...

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    Original price $86.99 - Original price $86.99
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  • Original price $126.99 - Original price $126.99
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    GE - CYNC 16 foot Outdoor Wet Rated Bluetooth/Wi-Fi Color Changing Smart LED Light Strip - Full Color

    GE

    Millions of Vibrant ColorsUse the Cync App's color wheel and TRUEImage technology to easily select colors change modes adjust brightness smart timi...

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    Original price $126.99 - Original price $126.99
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  • Original price $207.99 - Original price $207.99
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    ecobee - Enhanced Smart Programmable Touch-Screen Wi-Fi Thermostat with Alexa Apple HomeKit and Google Assistant - Black

    EcoBee

    ENERGY STAR certifiedSave up to 26 per year on heating and cooling costs. Automatically adjusts the temperature when you’re away to never heat or c...

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    Original price $207.99 - Original price $207.99
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  • Original price $262.99 - Original price $262.99
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    ecobee - Premium Smart Programmable Touch-Screen Thermostat with Siri Alexa Apple HomeKit and Google Assistant - Black

    EcoBee

    ENERGY STAR certified and Smart Sensor IncludedSave up to 26 per year on heating and cooling costs. Included SmartSensor (50 value) adjusts the tem...

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    Original price $262.99 - Original price $262.99
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  • Original price $127.99 - Original price $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Sand

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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    Google - Nest Smart Programmable Wifi Thermostat - Snow

    GOOGLE

    Easy to install and use.Designed so you can install yourself. Installation usually takes 30 minutes or less. You can quickly create a schedule tha...

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    Original price $127.99 - Original price $127.99
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  • Original price $171.99 - Original price $171.99
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    Govee - Dreamview TV Backlights and Light Bar with Camera for 55"-65" TVs - Multi

    Govee

    Double the immersive experienceThis kit combines the LED TV backlights of our basic Immersion system with 2 smart light bars for even fuller reacti...

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    Original price $171.99 - Original price $171.99
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  • Original price $158.99 - Original price $158.99
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    GE - Cync Dynamic Effects Panel Lights Full Color 7pk - Multi

    General Electric

    Customer Design Panel LightsCreate unique custom designs by designing your hex panel's layout and adhering to the wall. Follow the app for design i...

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    Original price $158.99 - Original price $158.99
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  • Original price $68.99 - Original price $68.99
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    GE - Cync Smart Neon 10ft Shape Light with Dynamic Effects (1pk) - Full Color

    General Electric

    Create Unique DesignsUse the flexible bendable tubing to create shapes designs and words for one-of-a-kind wall artIndividually Controllable Segmen...

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    Original price $68.99 - Original price $68.99
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  • Original price $125.99 - Original price $125.99
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    Philips - Hue BR30 Bluetooth 85W Smart LED Bulb (2-Pack) - White and Color Ambiance

    Philips

    Create a personalized experienceAt the touch of a button you can transform your living room with a pink glow or light your entire home in vibrant c...

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    Original price $125.99 - Original price $125.99
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  • Original price $128.99 - Original price $128.99
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    Honeywell Home - Smart Color Thermostat with Wi-Fi Connectivity - Silver

    Honeywell

    Comfort comes in your colorPersonalize your Wi-Fi Smart Color Programmable Thermostat to fit your decor.ENERGY STAR certifiedENERGY STAR certified ...

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    Original price $128.99 - Original price $128.99
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  • Original price $254.99 - Original price $254.99
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    NL SHAPES BLK HEX SM

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $254.99 - Original price $254.99
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  • Original price $174.99 - Original price $174.99
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    Nanoleaf - Shapes Hexagons Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $174.99 - Original price $174.99
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  • Original price $165.99 - Original price $165.99
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    Nanoleaf - Shapes Triangles Smarter Kit (7 Panels) - Multicolor

    Nanoleaf

    Combine Shapes into Your Own DesignCreate beautiful symmetry in any room or get completely abstract - the choice is yours. With Connect+ technology...

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    Original price $165.99 - Original price $165.99
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  • Original price $86.99 - Original price $86.99
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    Philips - Hue A21 Bluetooth 100W Smart LED Bulb - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors. Transform any room for an immersive entertainment experience...

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    Original price $86.99 - Original price $86.99
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  • Original price $107.99 - Original price $107.99
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    Philips - Hue A19 Bluetooth 75W Smart LED Bulbs (2-Pack) - White and Color Ambiance

    Philips

    Colorful smart lightingInstantly set the mood for any occasion with 16 million colors of light. Transform any room for an immersive entertainment e...

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    Original price $107.99 - Original price $107.99
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  • Original price $75.99 - Original price $75.99
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    Philips - Hue E12 Bluetooth 50W Smart LED Bulb - White and Color Ambiance

    Philips

    Classic Style Modern FeaturesThe Philips Hue E12 candelabra bulb brings classic style and modern smart lighting features to your chandelier or scon...

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    Original price $75.99 - Original price $75.99
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  • Original price $92.99 - Original price $92.99
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    Philips - Hue Bluetooth Slim Downlight 6" - White and Color Ambiance

    Philips

    Canless designThe slim downlight installs easily into any ceiling thanks to its slim profile. Place them in spaces such as narrow hallways or rooms...

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    Original price $92.99 - Original price $92.99
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  • Original price $156.99 - Original price $156.99
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    Govee - Glide Wall Light (8+2)

    Govee

    Breathtaking Multi-Color LightingOur patented RGBIC tech lets Glide display up to 57 colors at one time and 16 million colors total allowing for be...

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    Original price $156.99 - Original price $156.99
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  • Original price $179.99 - Original price $179.99
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    Nanoleaf - Lines 60 Degrees Smarter Kit (9 Light Lines) - Multicolor

    Nanoleaf

    Backlit Modular LightingDesign your own unique layouts for a stunning and futuristic ambient glow.Music VisualizerWatch the lights react and dance ...

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    Original price $179.99 - Original price $179.99
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  • Original price $114.99 - Original price $114.99
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    Philips - Hue Go Bluetooth Table Lamp - White and Color Ambiance

    Philips

    A truly portable smart lightThe Hue Go portable smart light can truly go wherever you want thanks to its built-in rechargeable battery. Enjoy 2.5 h...

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    Original price $114.99 - Original price $114.99
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What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.