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Order by December 12 for best chance of Christmas delivery!

Smart Home

Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing

Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!

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Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl
$51.99 - $51.99
$51.99
$51.99 - $51.99
$51.99

Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Owl

AMAZON

Echo Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...

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$51.99 - $51.99
$51.99
$51.99 - $51.99
$51.99
Amazon - Echo Show 15 HD 15.6" smart disp for home org built-in Fire TV Alexa - Black
$300.99 - $300.99
$300.99
$300.99 - $300.99
$300.99

Amazon - Echo Show 15 HD 15.6" smart disp for home org built-in Fire TV Alexa - Black

AMAZON

Echo Show 1515.6" Full-HD (up to 1080p) smart display that's ready to show you more. Use customizable widgets to keep your day on track watch your ...

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$300.99 - $300.99
$300.99
$300.99 - $300.99
$300.99
Amazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Glacier White
$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99

Amazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Glacier White

AMAZON

Powerfully smart beautifully builtThe redesigned 8.7" smart display features a vibrant HD touchscreen built-in smart home hub AZ3 Pro chip for powe...

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$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99
Amazon - Echo Studio (newest model) our best Echo Studio yet immersive spatial audio and Dolby Atmos designed for Alexa+ - Graphite
$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99

Amazon - Echo Studio (newest model) our best Echo Studio yet immersive spatial audio and Dolby Atmos designed for Alexa+ - Graphite

AMAZON

Our best Echo Studio yetRedesigned to deliver immersive spatial sound while Dolby Atmos adds space clarity and depth to make your entertainment eve...

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$227.99 - $227.99
$227.99
$227.99 - $227.99
$227.99
Amazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Glacier White
$233.99 - $233.99
$233.99
$233.99 - $233.99
$233.99

Amazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Glacier White

AMAZON

New size more viewing areaThe 11“ smart display features a vibrant Full-HD touchscreen built-in smart home hub AZ3 Pro chip for powerful performanc...

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$233.99 - $233.99
$233.99
$233.99 - $233.99
$233.99
Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Glacier White
$106.99 - $106.99
$106.99
$106.99 - $106.99
$106.99

Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Glacier White

AMAZON

Meet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...

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$106.99 - $106.99
$106.99
$106.99 - $106.99
$106.99
Amazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Graphite
$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99

Amazon - Echo Show 8 (newest model) Vibrant HD 8.7" display with spatial audio designed for Alexa+ - Graphite

AMAZON

Powerfully smart beautifully builtThe redesigned 8.7" smart display features a vibrant HD touchscreen built-in smart home hub AZ3 Pro chip for powe...

View full details
$194.99 - $194.99
$194.99
$194.99 - $194.99
$194.99
Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Amethyst
$106.99 - $106.99
$106.99
$106.99 - $106.99
$106.99

Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Amethyst

AMAZON

Meet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...

View full details
$106.99 - $106.99
$106.99
$106.99 - $106.99
$106.99
Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Graphite
$106.99 - $106.99
$106.99
$106.99 - $106.99
$106.99

Amazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Graphite

AMAZON

Meet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...

View full details
$106.99 - $106.99
$106.99
$106.99 - $106.99
$106.99
Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Glacier White
$66.99 - $66.99
$66.99
$66.99 - $66.99
$66.99

Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Glacier White

AMAZON

Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Alexa+ Early...

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$66.99 - $66.99
$66.99
$66.99 - $66.99
$66.99
Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Black
$66.99 - $66.99
$66.99
$66.99 - $66.99
$66.99

Amazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Black

AMAZON

Meet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Alexa+ Early...

View full details
$66.99 - $66.99
$66.99
$66.99 - $66.99
$66.99
Amazon - Stand for Echo Show 21 Premium Adjustable Stand with 360 Swivel for the Echo Show 21 (sold separately) - Aluminium
$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99

Amazon - Stand for Echo Show 21 Premium Adjustable Stand with 360 Swivel for the Echo Show 21 (sold separately) - Aluminium

AMAZON

Premium adjustable standDesigned for flexible placement of the Amazon Echo Show 21. The stand is crafted from anodized aluminum and features a slee...

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$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99
Amazon - Echo Show 5 Kids (3rd Generation) 5.5 inch Smart Display with Alexa - Galaxy
$83.99 - $83.99
$83.99
$83.99 - $83.99
$83.99

Amazon - Echo Show 5 Kids (3rd Generation) 5.5 inch Smart Display with Alexa - Galaxy

AMAZON

Learn and play with AlexaKids can ask Alexa to play videos help with homework and make video calls to approved contacts.Bigger sound for big imagin...

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$83.99 - $83.99
$83.99
$83.99 - $83.99
$83.99
Amazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Graphite
$233.99 - $233.99
$233.99
$233.99 - $233.99
$233.99

Amazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Graphite

AMAZON

New size more viewing areaThe 11“ smart display features a vibrant Full-HD touchscreen built-in smart home hub AZ3 Pro chip for powerful performanc...

View full details
$233.99 - $233.99
$233.99
$233.99 - $233.99
$233.99
Amazon - Stand for Echo Show 15 Premium Adjustable Stand with 360 Swivel for the Echo Show 15 (sold separately) - Aluminium
$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99

Amazon - Stand for Echo Show 15 Premium Adjustable Stand with 360 Swivel for the Echo Show 15 (sold separately) - Aluminium

AMAZON

Premium adjustable standDesigned for flexible placement of the Amazon Echo Show 15. The stand is crafted from anodized aluminum and features a slee...

View full details
$156.99 - $156.99
$156.99
$156.99 - $156.99
$156.99
Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Owl
$50.99 - $50.99
$50.99
$50.99 - $50.99
$50.99

Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Owl

AMAZON

Echo Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...

View full details
$50.99 - $50.99
$50.99
$50.99 - $50.99
$50.99
Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Fire Dragon
$50.99 - $50.99
$50.99
$50.99 - $50.99
$50.99

Echo Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Fire Dragon

AMAZON

Echo Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...

View full details
$50.99 - $50.99
$50.99
$50.99 - $50.99
$50.99
Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Fire Dragon
$51.99 - $51.99
$51.99
$51.99 - $51.99
$51.99

Amazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Fire Dragon

AMAZON

Echo Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...

View full details
$51.99 - $51.99
$51.99
$51.99 - $51.99
$51.99
Amazon - Smart Programmable Thermostat with Alexa C-Wire Required - White
$105.99 - $105.99
$105.99
$105.99 - $105.99
$105.99

Amazon - Smart Programmable Thermostat with Alexa C-Wire Required - White

AMAZON

Smart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...

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$105.99 - $105.99
$105.99
$105.99 - $105.99
$105.99

What is Terrace Finance?

Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.

Why should I consider lease-to-own?

Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay.  Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.

Do I have to have good credit to shop at Finance My Cart?

No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?

Can I pay off early to save money?

Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.