Smart Home
Rent To Own Smart Home – Make Your Home Smarter with Flexible Financing
Transform your home into a smart home with cutting-edge technology from Finance My Cart. Whether you're looking for smart thermostats, lighting, security cameras, voice assistants, or smart appliances, we offer top brands like Nest, Ring, Amazon Echo, and more. With our rent-to-own and buy now, pay later payment plans, you can start building your smart home without the hefty upfront cost. Enjoy affordable monthly payments, free shipping, and financing options designed to fit your budget and credit situation. Create a connected and convenient home today with flexible financing that works for you!
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Adjustable Stand Designed for Amazon Echo Show 8 11 (2025 releases sold separately) - Graphite
AMAZONAdjustable standDesigned for Amazon Echo Show 8 11 (2025 releases) allows for interactions at the perfect angle every time. Amazon Echo Show 8 11...
View full detailsAmazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Graphite
AMAZONMeet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...
View full detailsEcho Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Owl
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsAmazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Graphite
AMAZONNew size more viewing areaThe 11“ smart display features a vibrant Full-HD touchscreen built-in smart home hub AZ3 Pro chip for powerful performanc...
View full detailsAmazon - Smart Plug Works with Alexa+ Simple Setup Endless Possibilities - White
AMAZONCreate your Alexa+ homeWith Alexa+ set routines using just your voice control multiple devices at once and chat casually to make requests.Certified...
View full detailsAmazon Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa
AMAZONMeet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Customizable...
View full detailsEcho Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Stardust
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsEcho Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Rainbow Swirl
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsAmazon - Echo Show 11 Vibrant Full-HD 11" display with more viewing area and spatial audio designed for Alexa+ - Glacier White
AMAZONNew size more viewing areaThe 11“ smart display features a vibrant Full-HD touchscreen built-in smart home hub AZ3 Pro chip for powerful performanc...
View full detailsAmazon - Echo Dot Max (newest model) Alexa speaker w/ room-filling sound and built-in smart home hub designed for Alexa+ - Glacier White
AMAZONMeet Echo Dot MaxDesigned to deliver rich room-filling sound that automatically adapts to your space and fine-tunes playback. Features a built-in s...
View full detailsAmazon - Echo Spot (2024 release) Smart alarm clock with vibrant sound and Alexa - Glacier White
AMAZONMeet the new echo spotA sleek smart alarm clock with Alexa and big vibrant sound. Ready to help you wake up wind down and so much more.Alexa+ Early...
View full detailsAmazon - Stand for Echo Show 21 Premium Adjustable Stand with 360 Swivel for the Echo Show 21 (sold separately) - Aluminium
AMAZONPremium adjustable standDesigned for flexible placement of the Amazon Echo Show 21. The stand is crafted from anodized aluminum and features a slee...
View full detailsEcho Dot Kids with Alexa (newest model) Designed for kids w/ parental controls Includes 1 Year of Amazon Kids+ - Fire Dragon
AMAZONEcho Dot KidsOur most popular and cutest smart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich ...
View full detailsAmazon - Echo Dot Kids (5th Gen 2022 Release) with Alexa - Fire Dragon
AMAZONEcho Dot KidsSmart speaker with Alexa made for kids (not a toy). The improved speaker delivers clearer vocals and rich vibrant sound.Where learning...
View full detailsAmazon - Smart Programmable Thermostat with Alexa C-Wire Required - White
AMAZONSmart upgradeAmazon Smart Thermostat is an easy way to switch from a traditional thermostat and help reduce energy usage.Save moneyAfter purchase A...
View full detailsWhat is Terrace Finance?
Terrace Finance is the payment method for Finance My Cart. Terrace Finance provides an application portal to a network of payment solution providers curated to service a wide range of credit profiles and products. The types of payment solutions available include loans and lease to own/rent to own solutions. Apply through any apply link on our site and the Terrace Finance platform will work to match you with a compatible payment solution provider and return an offer to you. Our agents will then initiate a contract based on the items in your cart and facilitate the finalization with the payment solution provider as well as the supplier for your items.
Why should I consider lease-to-own?
Get what you need now without a credit card. Leasing to own out-of-pocket expenses gives you another way to pay for the services you want or need without delay. Plus, it gives you the opportunity to spread payments out over time so the payments can work within your budget. This allows you to keep existing savings, credit card, or emergency funds as a buffer for unexpected expenses or other day-to-day needs.
Do I have to have good credit to shop at Finance My Cart?
No! Since we use Terrace Finance as our payment method, customers of all credit profiles have access to programs they may qualify for. While it is easy to find ways to pay when you have good credit, we pride ourselves on having options for folks who fall just outside the top tier as well as those who have low or no credit. Let’s just call it “less than perfect credit”, shall we?
Can I pay off early to save money?
Yes! While early payoff and same as cash periods vary by provider in the Terrace Finance network, they do each have options to allow you to affordably purchase your item before the agreement term is complete. You will be presented with the available options for consideration before signing.